Studies & Research
Explore our latest research and studies on the personal finance industry, as our experts cover topics such as debt, credit scores, banking, insurance, lending, and other key resources for American consumers.
Our team of seasoned journalists and researchers commission surveys and compile data from reputable sources, such as the U.S. Census Bureau and major credit bureaus, to create original research and comprehensive reports. These insights can help ... See our process
Fall is a crucial time for many people in the U.S. who are looking to make changes to their health insurance coverage for the coming year. The... Read More »
By: Andrew Allen • 10/29/26
In such a rich country as America, poverty still exists. These statistics examine the number of people living in poverty in the United States, the childhood poverty rate, the poverty rate by race... Read More »
As people enter adulthood, many leave behind the passions and hobbies they pursued in their youth. Faced with mounting bills and an overall increase in responsibilities — including potentially... Read More »
Pay equality for women is a noble goal. Earning the same amount of money as male workers would be both fair and ideal. But as things stand, there is a gender pay gap. It may vary by state, race,... Read More »
Watching a sporting event is exciting, and those who bet on the outcome have an even greater interest in which team wins and which team loses. Not only is sports gambling more widespread than... Read More »
A natural disaster can come and go quickly, giving way to calmer winds and clearer skies in its wake. But the financial damage that a natural disaster can cause may linger long after severe... Read More »
The difference between the money Americans earn and the wealth they accumulate varies wildly. Why? A huge number of reasons, including several within our control. For example, you might start... Read More »
Your consumer credit score is not you. Let’s get that out of the way immediately. It has nothing to do with your character or worth. It is simply a numerical representation of the data listed on... Read More »
Before the COVID-19 pandemic, inflation wasn’t something that most people worried about when shopping at the grocery store or filling up their gas tanks. But after the pandemic hit and supply... Read More »
Media Appearances
BadCredit is regularly relied upon by leading national news outlets to provide expert commentary on various financial topics. Below are a few select appearances where you can find our resources referenced and experts weighing in on the latest industry news.
With millions of people dealing with financial strain, it’s long past time for schools to be teaching our students how to manage money.
In between gifts, decorating, and general parent-led magic, there’s a lot to shop for during the holidays. But this year, Santa’s little helper has gone digital for many...
President Donald Trump’s plan to introduce 50-year mortgages could increase the financial risks for both homeowners and lenders...
Well over half (58%) of all Americans said they couldn’t afford the costs of a funeral if they had to, according to a new survey from CardRates.com. That percentage...
A growing number of Americans believe having a personal emergency fund specifically for leaving a relationship is simply smart financial planning.
The year is flying by. The first day of spring is right around the corner on Mar. 20, 2026. By now, you may have abandoned some of your New Year’s...
