How Rate Shopping Affects Your Credit Scores
You’ll want to identify the best deal possible, which includes getting the lowest interest rate you can qualify... read more »
By: Erica Sandberg • 4/20/22
Erica Sandberg is a consumer finance expert and journalist whose articles and insights are featured in publications such as the Wall Street Journal, Reuters, MarketWatch, Forbes, and MSN Money. An experienced media host, she's led many financial programs, including her podcast, "Adventures With Money." She's appeared on Fox, CNN, "EconTalk" and "The Dr. Drew Podcast," and has been the resident money and credit authority for KRON-4 News in San Francisco for more than 10 years. Her book "Expecting Money: The Essential Financial Plan for New and Growing Families" was first released in 2008, and the 2017 edition is out now.
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8,626 views
13 min read
You’ll want to identify the best deal possible, which includes getting the lowest interest rate you can qualify... read more »
By: Erica Sandberg • 4/20/22
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14,794 views
13 min read
If you haven’t established a credit history or your credit scores are low due to past credit problems, getting a... read more »
By: Erica Sandberg • 3/31/22
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21,744 views
11 min read
As a prospective borrower, one of the most important things you can do is conduct research before submitting your... read more »
By: Erica Sandberg • 2/28/22
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24,134 views
25 min read
When you want to borrow money from a financial institution, one of the first things you need to know is the... read more »
By: Erica Sandberg • 1/31/22
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54,247 views
15 min read
You can get approved for a credit product, in most cases, even if you have bad credit. However, a positive credit... read more »
By: Erica Sandberg • 1/24/22
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36,050 views
11 min read
As a homeowner with enough equity built up in your home, you can borrow against the portion of the home you own.... read more »
By: Erica Sandberg • 11/16/21
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89,504 views
13 min read
Establishing good credit is important for most people. Doors swing open when you prove that you have a long history... read more »
By: Erica Sandberg • 10/13/21
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100,000+ views
11 min read
When you shift from single to married life, your financial habits and obligations shift with you. When it comes to... read more »
By: Erica Sandberg • 9/20/21
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73,164 views
13 min read
If your credit is bad but you want to become a homeowner with the help of a loan, don’t abandon your dream. Credit... read more »
By: Erica Sandberg • 8/24/21
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100,000+ views
11 min read
All is well when a credit card, loan, or bill is in good standing. The companies get what they want — the money —... read more »
By: Erica Sandberg • 7/8/21
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100,000+ views
11 min read
So, you want to take out a personal loan? Terrific! Plenty of lenders are ready to grant these financial products... read more »
By: Erica Sandberg • 6/21/21
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73,476 views
9 min read
Teaching children of any age about wise credit usage is smart. By their 18th birthday, they should understand how... read more »
By: Erica Sandberg • 6/10/21
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100,000+ views
9 min read
When you take out any type of loan, the bank that extended the money to you will charge interest on the borrowed... read more »
By: Erica Sandberg • 4/26/21
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100,000+ views
11 min read
Borrowing money, whether with a credit card or an installment loan, enables consumers to do all kinds of things,... read more »
By: Erica Sandberg • 4/13/21
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100,000+ views
13 min read
One way to find out who’s who in the U.S. lending landscape is to concentrate on the financial institutions, from... read more »
By: Erica Sandberg • 3/2/21
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100,000+ views
9 min read
Consumer credit scores, such as FICO Scores developed by the Fair Isaac Corporation, are used by lenders and other... read more »
By: Erica Sandberg • 2/16/21
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100,000+ views
11 min read
A credit-builder loan is a unique financial product designed to help people easily and affordably add positive... read more »
By: Erica Sandberg • 11/30/20
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100,000+ views
9 min read
Interest rates across the board are down right now. And if you currently have debt with a high interest rate, you... read more »
By: Erica Sandberg • 9/8/20
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100,000+ views
9 min read
Whether the U.S. is facing down a recession or a depression, one thing is certain: The economy is currently in a... read more »
By: Erica Sandberg • 8/17/20
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100,000+ views
7 min read
When you lose your job and the income that comes with it, the stress of meeting expenses can be intense. Your... read more »
By: Erica Sandberg • 6/11/20
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100,000+ views
13 min read
When a high interest rate is attached to a large loan, expect to pay a tremendous amount of money in financing... read more »
By: Erica Sandberg • 6/23/20
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100,000+ views
11 min read
You’ve seen the used car commercials: “Bad credit, no credit? We have instant financing!” Although enticing, the... read more »
By: Erica Sandberg • 3/2/20
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100,000+ views
9 min read
Have some unfavorable items on your credit report? Take steps to restore your credit rating! There are many methods... read more »
By: Erica Sandberg • 6/23/20
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100,000+ views
11 min read
Payday loans are available in most states, and with them, you can borrow money against your future earnings. Just... read more »
By: Erica Sandberg • 6/11/20
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100,000+ views
9 min read
If your credit rating is not where you’d like it to be, you may wonder if there are credit restoration strategies... read more »
By: Erica Sandberg • 11/22/19