No Credit vs. Bad Credit — What's The Difference?
Establishing good credit is important for most people. Doors swing open when you prove that you have a long history... read more »
By: Erica Sandberg • 10/13/21
Erica Sandberg is a consumer finance expert and journalist whose articles and insights are featured in publications such as the Wall Street Journal, Reuters, MarketWatch, Forbes, and MSN Money. An experienced media host, she's led many financial programs, including her podcast, "Adventures With Money." She's appeared on Fox, CNN, "EconTalk" and "The Dr. Drew Podcast," and has been the resident money and credit authority for KRON-4 News in San Francisco for more than 10 years. Her book "Expecting Money: The Essential Financial Plan for New and Growing Families" was first released in 2008, and the 2017 edition is out now.
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3,179 views
13 min read
Establishing good credit is important for most people. Doors swing open when you prove that you have a long history... read more »
By: Erica Sandberg • 10/13/21
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8,868 views
11 min read
When you shift from single to married life, your financial habits and obligations shift with you. When it comes to... read more »
By: Erica Sandberg • 9/20/21
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34,956 views
13 min read
If your credit is bad but you want to become a homeowner with the help of a loan, don’t abandon your dream. Credit... read more »
By: Erica Sandberg • 8/24/21
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31,629 views
11 min read
All is well when a credit card, loan, or bill is in good standing. The companies get what they want — the money —... read more »
By: Erica Sandberg • 7/8/21
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34,704 views
11 min read
So, you want to take out a personal loan? Terrific! Plenty of lenders are ready to grant these financial products... read more »
By: Erica Sandberg • 6/21/21
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37,020 views
9 min read
Teaching children of any age about wise credit usage is smart. By their 18th birthday, they should understand how... read more »
By: Erica Sandberg • 6/10/21
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77,078 views
9 min read
When you take out any type of loan, the bank that extended the money to you will charge interest on the borrowed... read more »
By: Erica Sandberg • 4/26/21
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57,456 views
11 min read
Borrowing money, whether with a credit card or an installment loan, enables consumers to do all kinds of things,... read more »
By: Erica Sandberg • 4/13/21
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100,000+ views
13 min read
One way to find out who’s who in the U.S. lending landscape is to concentrate on the financial institutions, from... read more »
By: Erica Sandberg • 3/2/21
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95,410 views
9 min read
Consumer credit scores, such as FICO Scores developed by the Fair Isaac Corporation, are used by lenders and other... read more »
By: Erica Sandberg • 2/16/21
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94,029 views
11 min read
A credit-builder loan is a unique financial product designed to help people easily and affordably add positive... read more »
By: Erica Sandberg • 11/30/20
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95,876 views
9 min read
Interest rates across the board are down right now. And if you currently have debt with a high interest rate, you... read more »
By: Erica Sandberg • 9/8/20
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100,000+ views
9 min read
Whether the U.S. is facing down a recession or a depression, one thing is certain: The economy is currently in a... read more »
By: Erica Sandberg • 8/17/20
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100,000+ views
7 min read
When you lose your job and the income that comes with it, the stress of meeting expenses can be intense. Your... read more »
By: Erica Sandberg • 6/11/20
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100,000+ views
13 min read
When a high interest rate is attached to a large loan, expect to pay a tremendous amount of money in financing... read more »
By: Erica Sandberg • 6/23/20
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100,000+ views
11 min read
You’ve seen the used car commercials: “Bad credit, no credit? We have instant financing!” Although enticing, the... read more »
By: Erica Sandberg • 3/2/20
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100,000+ views
9 min read
Have some unfavorable items on your credit report? Take steps to restore your credit rating! There are many methods... read more »
By: Erica Sandberg • 6/23/20
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100,000+ views
11 min read
Payday loans are available in most states, and with them, you can borrow money against your future earnings. Just... read more »
By: Erica Sandberg • 6/11/20
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100,000+ views
9 min read
If your credit rating is not where you’d like it to be, you may wonder if there are credit restoration strategies... read more »
By: Erica Sandberg • 11/22/19
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100,000+ views
11 min read
Removing an error from your credit report is generally as simple as completing a credit reporting agency’s dispute... read more »
By: Erica Sandberg • 4/12/21
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100,000+ views
17 min read
In the article below, we’ll take a look at how to repair credit in just five steps and help you regain control of... read more »
By: Erica Sandberg • 6/11/20
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100,000+ views
7 min read
If your credit reports show unfavorable data such as high debt, missed payments, collection agency accounts,... read more »
By: Erica Sandberg • 3/13/19
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100,000+ views
11 min read
If you’re dealing with a variety of financial obligations, you may want to bundle everything up into one neat... read more »
By: Erica Sandberg • 2/3/20
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100,000+ views
7 min read
One of the most appreciated gifts you can give is a subscription box: a package of curated items delivered to the... read more »
By: Erica Sandberg • 1/30/19