Common Loan Fees and How to Avoid Them
Loans can be helpful financial tools, enabling you to do things like pay for expensive items over time or efficiently reorganize debt. However,... read more »
By: Erica Sandberg • 11/7/23
Erica Sandberg is a consumer finance expert and journalist whose articles and insights are featured in publications such as the Wall Street Journal, Reuters, MarketWatch, Forbes, and MSN Money. An experienced media host, she's led many financial programs, including her podcast, "Adventures With Money." She's appeared on Fox, CNN, "EconTalk" and "The Dr. Drew Podcast," and has been the resident money and credit authority for KRON-4 News in San Francisco for more than 10 years. Her book "Expecting Money: The Essential Financial Plan for New and Growing Families" was first released in 2008, and the 2017 edition is out now.
Guide
8,436 views
5 min read
Loans can be helpful financial tools, enabling you to do things like pay for expensive items over time or efficiently reorganize debt. However,... read more »
By: Erica Sandberg • 11/7/23
Study
32,509 views
5 min read
Although credit scores are neutral algorithms based on a person’s reported credit activity, there are indisputable variations between various... read more »
By: Erica Sandberg • 9/27/23
Study
20,628 views
9 min read
Credit scores, such as those developed by the data analytics company FICO, do not rate you as a person, but rate your actions as a borrower.... read more »
By: Erica Sandberg • 9/27/23
Study
25,875 views
7 min read
How people use credit products and repay debt has a direct effect on their credit scores, such as those developed by FICO. All of that... read more »
By: Erica Sandberg • 9/27/23
Guide
36,413 views
5 min read
If you’re like most people, you want to build and maintain a high credit score so you can borrow money at the best rates and terms. What that... read more »
By: Erica Sandberg • 7/20/23
Guide
62,084 views
5 min read
If you have valuables that you’re not currently using and you need some quick cash to tide you over, you may be able to borrow against their... read more »
By: Erica Sandberg • 6/5/23
Guide
62,376 views
7 min read
On the surface, credit reports and credit scores are pretty straightforward. You can quickly find important and accurate information from widely... read more »
By: Erica Sandberg • 5/4/23
Guide
51,870 views
7 min read
It’s time to go apartment hunting! You scour the neighborhood in search of “For Rent” signs in windows and check rental websites to identify... read more »
By: Erica Sandberg • 4/11/23
Guide
74,308 views
5 min read
Most adults have credit scores. Financial institutions rely on these three-digit numbers to quickly determine loan and credit qualification and... read more »
By: Erica Sandberg • 3/13/23
Guide
68,882 views
3 min read
There was a time — long, long ago — when loan officers reviewed all applicants’ paperwork by hand. They had to make decisions based on what they... read more »
By: Erica Sandberg • 2/16/23
Guide
95,172 views
5 min read
Credit cards, debit cards, and electronic payments are safe and convenient tools, but when you make transactions with them, you can lose touch... read more »
By: Erica Sandberg • 1/4/23
Guide
62,337 views
5 min read
You want to get ahead financially, but it’s not easy. There’s only so much you can do regarding your budget, and you may have already pared your... read more »
By: Erica Sandberg • 11/29/22
Guide
100,000+ views
5 min read
If you’re ready to open a deposit account so you can sock money away and make a variety of transactions, you have three options: a bank, which is... read more »
By: Erica Sandberg • 11/10/22
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100,000+ views
5 min read
When you are in a serious financial pinch, you may consider borrowing against your upcoming paycheck. Payday loans are available to people who... read more »
By: Erica Sandberg • 10/3/22
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100,000+ views
5 min read
The U.S. Bankruptcy Code can help alleviate the pressure when you are in a desperate financial situation. Qualifying individuals are permitted to... read more »
By: Erica Sandberg • 9/6/22
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90,870 views
7 min read
Doing business with an upstanding lender is important when you want to borrow money. The loan cost will be kept to a minimum, and you will have... read more »
By: Erica Sandberg • 8/1/22
Guide
100,000+ views
5 min read
If you’re eager to sign for a loan to get the money you need, hit the breaks and read everything involved with the loan first. Loan agreements... read more »
By: Erica Sandberg • 7/7/22
Guide
100,000+ views
7 min read
One of the benefits of having a credit card is that you can withdraw cash from your available credit line. Called a cash advance (or cash... read more »
By: Erica Sandberg • 5/23/22
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100,000+ views
7 min read
You’ll want to identify the best deal possible, which includes getting the lowest interest rate you can qualify for, when searching for a new... read more »
By: Erica Sandberg • 4/26/22
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100,000+ views
5 min read
If you haven’t established a credit history or your credit scores are low due to past credit problems, getting a great credit card in your name... read more »
By: Erica Sandberg • 4/4/22