How Billing Cycles Work For Loans and Credit Cards
When you open a credit card or loan, the financial institution will send you a monthly statement showing a lot of information pertaining to your... read more »
Erica Sandberg is a consumer finance expert and journalist whose articles and insights are featured in publications such as the Wall Street Journal, Reuters, MarketWatch, Forbes, and MSN Money. An experienced media host, she's led many financial programs, including her podcast, "Adventures With Money." She's appeared on Fox, CNN, "EconTalk" and "The Dr. Drew Podcast," and has been the resident money and credit authority for KRON-4 News in San Francisco for more than 10 years. She's the author of "Expecting Money: The Essential Financial Plan for New and Growing Families" and recipient of the 2024 Financial Literacy and Education in Communities (FLEC) Award for National Excellence.
Guide
13,636 views
11 min read
When you open a credit card or loan, the financial institution will send you a monthly statement showing a lot of information pertaining to your... read more »
By: Erica Sandberg • 12/11/24
Guide
30,191 views
9 min read
Your credit utilization ratio is an important consideration to lenders, so it is a major factor in your credit scores. Over the years, I have had... read more »
By: Erica Sandberg • 12/11/24
Guide
21,570 views
11 min read
If you’re like me, being judged fairly and objectively is important to you. That includes how a potential lender might assess an application for... read more »
By: Erica Sandberg • 11/26/24
Guide
48,045 views
9 min read
It may seem a bit strange to take your credit history and reduce it to a three-digit number, but that number is your credit score, and it... read more »
By: Erica Sandberg • 9/30/24
Guide
91,024 views
11 min read
Shifting existing debt from one or more credit card accounts to a different credit card is called a balance transfer. You will owe and send your... read more »
By: Erica Sandberg • 7/8/24
Guide
89,401 views
11 min read
A credit check consists of reviewing your consumer credit reports and the credit scores derived from the information found on those files. When a... read more »
By: Erica Sandberg • 5/9/24
Study
100,000+ views
7 min read
The cost of higher education in the United States is daunting for many Americans. In 2023 the average total cost of attendance for a student... read more »
By: Erica Sandberg • 3/26/24
Study
100,000+ views
7 min read
The amount of money students borrow to attend college has been increasing year over year. Tuition, room and board, books and materials as well... read more »
By: Erica Sandberg • 3/26/24