How the Cash Envelope System Works
Credit cards, debit cards, and electronic payments are safe and convenient tools, but when you make transactions... read more »
By: Erica Sandberg • 1/4/23
Erica Sandberg is a consumer finance expert and journalist whose articles and insights are featured in publications such as the Wall Street Journal, Reuters, MarketWatch, Forbes, and MSN Money. An experienced media host, she's led many financial programs, including her podcast, "Adventures With Money." She's appeared on Fox, CNN, "EconTalk" and "The Dr. Drew Podcast," and has been the resident money and credit authority for KRON-4 News in San Francisco for more than 10 years. Her book "Expecting Money: The Essential Financial Plan for New and Growing Families" was first released in 2008, and the 2017 edition is out now.
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9,248 views
11 min read
Credit cards, debit cards, and electronic payments are safe and convenient tools, but when you make transactions... read more »
By: Erica Sandberg • 1/4/23
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20,520 views
13 min read
You want to get ahead financially, but it’s not easy. There’s only so much you can do regarding your budget, and... read more »
By: Erica Sandberg • 1/24/23
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38,448 views
9 min read
If you’re ready to open a deposit account so you can sock money away and make a variety of transactions, you have... read more »
By: Erica Sandberg • 11/9/22
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32,544 views
9 min read
When you are in a serious financial pinch, you may consider borrowing against your upcoming paycheck. Payday loans... read more »
By: Erica Sandberg • 10/12/22
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35,464 views
13 min read
The U.S. Bankruptcy Code can help alleviate the pressure when you are in a desperate financial situation.... read more »
By: Erica Sandberg • 9/1/22
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70,485 views
13 min read
Doing business with an upstanding lender is important when you want to borrow money. The loan cost will be kept to... read more »
By: Erica Sandberg • 7/19/22
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84,384 views
13 min read
If you’re eager to sign for a loan to get the money you need, hit the breaks and read everything involved with the... read more »
By: Erica Sandberg • 7/1/22
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100,000+ views
15 min read
One of the benefits of having a credit card is that you can withdraw cash from your available credit line. Called a... read more »
By: Erica Sandberg • 5/18/22
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100,000+ views
13 min read
You’ll want to identify the best deal possible, which includes getting the lowest interest rate you can qualify... read more »
By: Erica Sandberg • 4/20/22
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76,174 views
13 min read
If you haven’t established a credit history or your credit scores are low due to past credit problems, getting a... read more »
By: Erica Sandberg • 3/31/22
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100,000+ views
11 min read
As a prospective borrower, one of the most important things you can do is conduct research before submitting your... read more »
By: Erica Sandberg • 2/28/22
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100,000+ views
25 min read
When you want to borrow money from a financial institution, one of the first things you need to know is the... read more »
By: Erica Sandberg • 1/31/22
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100,000+ views
15 min read
You can get approved for a credit product, in most cases, even if you have bad credit. However, a positive credit... read more »
By: Erica Sandberg • 1/24/22
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100,000+ views
11 min read
As a homeowner with enough equity built up in your home, you can borrow against the portion of the home you own.... read more »
By: Erica Sandberg • 10/24/22
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100,000+ views
13 min read
Establishing good credit is important for most people. Doors swing open when you prove that you have a long history... read more »
By: Erica Sandberg • 10/13/21
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100,000+ views
11 min read
When you shift from single to married life, your financial habits and obligations shift with you. When it comes to... read more »
By: Erica Sandberg • 9/20/21
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100,000+ views
13 min read
If your credit is bad but you want to become a homeowner with the help of a loan, don’t abandon your dream. Credit... read more »
By: Erica Sandberg • 8/24/21
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100,000+ views
11 min read
All is well when a credit card, loan, or bill is in good standing. The companies get what they want — the money —... read more »
By: Erica Sandberg • 7/8/21
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94,952 views
11 min read
So, you want to take out a personal loan? Terrific! Plenty of lenders are ready to grant these financial products... read more »
By: Erica Sandberg • 6/21/21
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100,000+ views
9 min read
Teaching children of any age about wise credit usage is smart. By their 18th birthday, they should understand how... read more »
By: Erica Sandberg • 6/10/21