Erica Sandberg

Erica Sandberg

Bad Credit Expert

Erica Sandberg is a consumer finance expert and journalist whose articles and insights are featured in publications such as the Wall Street Journal, Reuters, MarketWatch, Forbes, and MSN Money. An experienced media host, she's led many financial programs, including her podcast, "Adventures With Money." She's appeared on Fox, CNN, "EconTalk" and "The Dr. Drew Podcast," and has been the resident money and credit authority for KRON-4 News in San Francisco for more than 10 years. Her book "Expecting Money: The Essential Financial Plan for New and Growing Families" was first released in 2008, and the 2017 edition is out now.

Latest Posts

(13) Total Posts to Date

Guide

4,228 views

9 min read

Is Now a Good Time to Refinance?

Is Now a Good Time to Refinance?

Interest rates across the board are down right now. And if you currently have debt with a high interest rate, you... read more »

Erica Sandberg

By: Erica Sandberg • 9/8/20

Guide

25,914 views

9 min read

9 Financial Resources for Families in Need

9 Financial Resources for Families in Need

Whether the U.S. is facing down a recession or a depression, one thing is certain: The economy is currently in a... read more »

Erica Sandberg

By: Erica Sandberg • 8/17/20

Guide

31,080 views

7 min read

7 Ways to Manage Your Finances During Unemployment

How to Manage Finances While Unemployed

When you lose your job and the income that comes with it, the stress of meeting expenses can be intense. Your... read more »

Erica Sandberg

By: Erica Sandberg • 6/11/20

Guide

67,127 views

13 min read

How to Refinance with Bad Credit

How to Refinance with Bad Credit

When a high interest rate is attached to a large loan, expect to pay a tremendous amount of money in financing... read more »

Erica Sandberg

By: Erica Sandberg • 6/23/20

Guide

68,120 views

11 min read

9 Buy Here, Pay Here Pitfalls & Alternatives

9 Buy Here, Pay Here Pitfalls & Alternatives

You’ve seen the used car commercials: “Bad credit, no credit? We have instant financing!” Although enticing, the... read more »

Erica Sandberg

By: Erica Sandberg • 3/2/20

Guide

70,596 views

9 min read

10 Ways to Recover from Bad Credit this Year

10 Ways to Recover from Bad Credit

Have some unfavorable items on your credit report? Take steps to restore your credit rating! There are many methods... read more »

Erica Sandberg

By: Erica Sandberg • 6/23/20

Guide

78,456 views

11 min read

5 Payday Loan Pitfalls & Alternatives

5 Payday Loan Pitfalls & Alternatives

Payday loans are available in most states, and with them, you can borrow money against your future earnings. Just... read more »

Erica Sandberg

By: Erica Sandberg • 6/11/20

Guide

100,000+ views

9 min read

7 Credit Restoration Strategies & Services

7 Credit Restoration Strategies & Services

If your credit rating is not where you’d like it to be, you may wonder if there are credit restoration strategies... read more »

Erica Sandberg

By: Erica Sandberg • 11/22/19

Guide

100,000+ views

11 min read

609 Letter Template & How to File a Credit Dispute

609 Letter Template & How to File a Dispute

Removing an error from your credit report is generally as simple as completing a credit reporting agency’s dispute... read more »

Erica Sandberg

By: Erica Sandberg • 6/23/20

Guide

100,000+ views

17 min read

How to Repair Credit in 5 Fast Steps

How To Repair Your Credit in 5 Fast Steps

In the article below, we’ll take a look at how to repair credit in just five steps and help you regain control of... read more »

Erica Sandberg

By: Erica Sandberg • 6/11/20

Guide

100,000+ views

7 min read

7 Tips for Loan Approval with Bad Credit

7 Tips for Loan Approval with Bad Credit

If your credit reports show unfavorable data such as high debt, missed payments, collection agency accounts,... read more »

Erica Sandberg

By: Erica Sandberg • 3/13/19

Guide

100,000+ views

11 min read

When Does it Make Sense to Consolidate Debt?

When Does it Make Sense to Consolidate Debt?

If you’re dealing with a variety of financial obligations, you may want to bundle everything up into one neat... read more »

Erica Sandberg

By: Erica Sandberg • 2/3/20

Guide

100,000+ views

7 min read

How to Give a Subscription Box Gift — Without Getting Into Debt

Giving Subscription Box Gifts Without Getting Into Debt

One of the most appreciated gifts you can give is a subscription box: a package of curated items delivered to the... read more »

Erica Sandberg

By: Erica Sandberg • 1/30/19