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Bad Credit Resource

At BadCredit.org, the web’s top finance experts come together to help inform and educate over 27 million users, enabling better credit decisions and a brighter financial future.

John Ulzheimer
John Ulzheimer

Credit Expert

Erica Sandberg
Erica Sandberg

Finance Expert

Bobbi Rebell
Bobbi Rebell

CFP®, CFT™

Expert Guides

Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of bad credit related subjects.

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Studies & Research

Explore our latest research and studies on the personal finance industry, as our experts cover topics such as debt, credit scores, banking, insurance, lending, and other key resources for American consumers.

29 Critical U.S. Income Inequality Statistics

29 Critical U.S. Income Inequality Statistics

By: Erica Sandberg • 9/28/26

The difference between the money Americans earn and the wealth they accumulate varies... read more »

25 Notable Subprime Credit Cardholder Statistics

25 Notable Subprime Credit Cardholder Statistics

By: Erica Sandberg • 9/18/26

Your consumer credit score is not you. Let’s get that out of the way immediately. It... read more »

15 Essential U.S. Inflation Rate Statistics

15 Essential U.S. Inflation Rate Statistics

By: Zina Kumok • 9/17/26

Before the COVID-19 pandemic, inflation wasn’t something that most people worried... read more »

56% of Online-Influenced Home Shoppers Faced Debt or Financial Setbacks

56% of Online-Influenced Home Shoppers Faced Debt or Financial Setbacks

By: Andrew Allen • 9/9/26

Keeping up with the Joneses used to entail making sure one’s home and yard looked... read more »

Industry News

Authoritative daily news and insights on the subprime industry by our team of dedicated experts and reporters.

Credit Acceptance to Erase $634M in Debt for 55,000 Borrowers

Credit Acceptance to Erase $634M in Debt for 55,000 Borrowers

By: Lucy Lazarony

A bipartisan coalition of 40 state attorneys general and the District of Columbia has secured roughly $700 million in relief and payments from Credit Acceptance Corporation (CAC), including more than $630 million in debt relief for consumers.... Read More »

Mortgage Loans to Moderate-Score Borrowers Fell 73%

2027 Social Security COLA Could Add Nearly $68 a Month

For industry news, discussions, and more...

TransUnion Settlement Claims Due Oct. 30: Who Qualifies

Thousands of consumers could receive approximately $1,100 from an $8.31 million TransUnion settlement over bankruptcy remarks that appeared on their credit reports. Brooks v.... Read More »

Kentucky Targets $250M Medical Debt Relief Program

Kentucky’s Medical Debt Relief Program could erase at least $250 million in medical debt for an estimated 130,000 residents. On Sept. 15, Kentucky Governor Andy Beshear signed... Read More »

Chime’s $590M Stride Deal Raises a $10 Billion Question

Chime is taking a major step toward becoming a bank holding company with a $590 million deal to acquire Central Service Corporation, the parent company of Stride Bank. The... Read More »

Charities We Support

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In our efforts to realize our site's mission, we support many financial literacy foundations by making financial contributions to the following non-profit organizations. Learn about each charity and why we support them.

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Press Center

Press Center

BadCredit.org is regularly relied upon by leading national news outlets to provide expert commentary on various financial topics. Browse our latest media appearances and citations below.