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Andrea Woroch
Andrea Woroch

Savings Expert

John Ulzheimer
John Ulzheimer

Credit Expert

Erica Sandberg
Erica Sandberg

Finance Expert

News & Interviews

View the most popular posts on the personal finance industry.

Fed Report Shows Drop in Subprime Credit Card Demand

Fed Report Shows Drop in Subprime Credit Card Demand

By: Eric Bank 5/16/25

Subprime card customers are temporarily easing back on the gas pedal, according to recent data from the Federal Reserve Bank of Kansas City. Despite several years of increasing delinquency rates and sustained economic stress, as of January 2025, the subprime... read more »

CFPB Mass Withdrawal of Guidance Hastens Financial Deregulation

CFPB Mass Withdrawal of Guidance Hastens Financial Deregulation

By: Eric Bank 5/16/25

The Consumer Financial Protection Bureau’s surprise step to revoke 67 guidance materials has rocked the finance industry. While hints at deregulation had been piling up, the scale and timing of the move imply a heightened pace. Acting Director Russ Vought has... read more »

Achieve Leverages FICO Score 10 T for Personal Loan Availability

Achieve Leverages FICO Score 10 T for Personal Loan Availability

By: Eric Bank 5/15/25

More people in the U.S. are missing out on mainstream credit offerings due to rigid scoring systems that fail to capture the full picture of their payment patterns. Fintech loan marketplace Achieve seeks to reverse the trend by adopting the FICO Score 10 T,... read more »

Veterans Report Debt Aggravates PTSD

Veterans Report Debt Aggravates PTSD

By: Eric Bank 5/15/25

More than 90% of veterans in a survey reported that debt makes their symptoms of PTSD worse, and 37% say they face ongoing stress over paying bills, according to a National Debt Relief study. The study of 1,000 veterans over 21 who are no longer in service... read more »

Studies & Research

Explore our latest research and studies on the personal finance industry, as our experts cover topics such as debt, credit scores, banking, insurance, lending, and other key resources for American consumers.

Study: 1 in 3 Americans Still Haunted by Financial Mistakes

Study: 1 in 3 Americans Still Haunted by Financial Mistakes

By: Lynn Cadet 5/14/25

Money mistakes are a financial burden that most people would rather not discuss.... read more »

Half of Americans Realize Snacks Cost Them More Than Expected

Half of Americans Realize Snacks Cost Them More Than Expected

By: Lynn Cadet 4/24/25

Snacking has become second nature for Americans, with some people skipping meals... read more »

Survey: 90% of Americans Report Gaps in Their Financial Education

Survey: 90% of Americans Report Gaps in Their Financial Education

By: Lynn Cadet 4/3/25

Rising food prices and high interest rates are the tell-tale signs of soaring... read more »

70% of Job Seekers Worry About Spending Their Life Savings

70% of Job Seekers Worry About Spending Their Life Savings

By: Jon McDonald 3/6/25

What does it take to get out of unemployment? In today’s market, job seekers must... read more »

Expert Guides

Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of bad credit related subjects.

What is Financial Wellness? Why Money Management is Important

What is Financial Wellness? Why Money Management is Important

By: Eric Bank Posted: 4/8/25

I’ve been financially well, and I’ve been stretched thin. Believe me, the former is so much more comfortable than the latter. Sure, there’s the relief in... read more »

What is the Debt Snowball Method?

What is the Debt Snowball Method?

By: Eric Bank 3/17/25

How Buy Now, Pay Later (BNPL) Works

How Buy Now, Pay Later (BNPL) Works

By: Eric Bank 3/13/25

A Guide to Private Mortgage Insurance (PMI)

A Guide to Private Mortgage Insurance (PMI)

By: Eric Bank 12/31/24

How Purchase Protection Works and Benefits Cardholders

How Purchase Protection Works and Benefits Cardholders

By: Andrew Allen 12/30/24

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Press Center

Press Center

BadCredit.org is regularly relied upon by leading national news outlets to provide expert commentary on various financial topics. Browse our latest media appearances and citations below.