At BadCredit.org, the web’s top finance experts come together to help inform and educate over 27 million users, enabling better credit decisions and a brighter financial future.
View the most popular posts on the personal finance industry.
Subprime card customers are temporarily easing back on the gas pedal, according to recent data from the Federal Reserve Bank of Kansas City. Despite several years of increasing delinquency rates and sustained economic stress, as of January 2025, the subprime... read more »
The Consumer Financial Protection Bureau’s surprise step to revoke 67 guidance materials has rocked the finance industry. While hints at deregulation had been piling up, the scale and timing of the move imply a heightened pace. Acting Director Russ Vought has... read more »
More people in the U.S. are missing out on mainstream credit offerings due to rigid scoring systems that fail to capture the full picture of their payment patterns. Fintech loan marketplace Achieve seeks to reverse the trend by adopting the FICO Score 10 T,... read more »
More than 90% of veterans in a survey reported that debt makes their symptoms of PTSD worse, and 37% say they face ongoing stress over paying bills, according to a National Debt Relief study. The study of 1,000 veterans over 21 who are no longer in service... read more »
Explore our latest research and studies on the personal finance industry, as our experts cover topics such as debt, credit scores, banking, insurance, lending, and other key resources for American consumers.
Money mistakes are a financial burden that most people would rather not discuss.... read more »
Snacking has become second nature for Americans, with some people skipping meals... read more »
Rising food prices and high interest rates are the tell-tale signs of soaring... read more »
What does it take to get out of unemployment? In today’s market, job seekers must... read more »
Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of bad credit related subjects.
By: Eric Bank • Posted: 4/8/25
I’ve been financially well, and I’ve been stretched thin. Believe me, the former is so much more comfortable than the latter. Sure, there’s the relief in... read more »
We gathered leading personal finance experts specializing in a range of subprime topics to share timely and actionable advice. Our veteran journalists boast decades of industry experience.
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We gathered leading personal finance experts specializing in a range of subprime topics to share timely, actionable advice with readers from around the world. Learn more about our leading finance experts.
Andrea Woroch
Consumer finance expert, writer, and TV personality specializing in budgeting and saving money.
John Ulzheimer
Nationally-recognized author and expert on credit reporting, credit scoring, and identity theft.
Erica Sandberg
Leading reporter, journalist, author and experienced TV/radio host with 15+ years of finance expertise.
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