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The Ultimate
Bad Credit Resource

At BadCredit.org, the web’s top finance experts come together to help inform and educate over 27 million users, enabling better credit decisions and a brighter financial future.

John Ulzheimer
John Ulzheimer

Credit Expert

Erica Sandberg
Erica Sandberg

Finance Expert

Bobbi Rebell
Bobbi Rebell

CFP®, CFT™

Expert Guides

Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of bad credit related subjects.

Personal Credit Assistant

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Studies & Research

Explore our latest research and studies on the personal finance industry, as our experts cover topics such as debt, credit scores, banking, insurance, lending, and other key resources for American consumers.

The Midsize U.S. Cities Facing the Greatest Financial Threat From Natural Disasters

The Midsize U.S. Cities Facing the Greatest Financial Threat From Natural Disasters

By: Andrew Allen • 9/29/26

A natural disaster can come and go quickly, giving way to calmer winds and clearer... read more »

29 Critical U.S. Income Inequality Statistics

29 Critical U.S. Income Inequality Statistics

By: Erica Sandberg • 9/28/26

The difference between the money Americans earn and the wealth they accumulate varies... read more »

25 Notable Subprime Credit Cardholder Statistics

25 Notable Subprime Credit Cardholder Statistics

By: Erica Sandberg • 9/18/26

Your consumer credit score is not you. Let’s get that out of the way immediately. It... read more »

15 Essential U.S. Inflation Rate Statistics

15 Essential U.S. Inflation Rate Statistics

By: Zina Kumok • 9/17/26

Before the COVID-19 pandemic, inflation wasn’t something that most people worried... read more »

Charities We Support

BadCredit.org supports charities who promote and foster financial literacy.

In our efforts to realize our site's mission, we support many financial literacy foundations by making financial contributions to the following non-profit organizations. Learn about each charity and why we support them.

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Press Center

Press Center

BadCredit.org is regularly relied upon by leading national news outlets to provide expert commentary on various financial topics. Browse our latest media appearances and citations below.