2020‘s Best Reviews: Bad Credit Services & Offers

Our experts conduct regular reviews of services and financing offers for people with bad credit, rating each based on factors such as reputation, affordability, and general terms. Our reviews follow strict editorial guidelines. Choose a category below for our latest rankings:

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Credit Cards

Credit Cards

The top unsecured, secured, and prepaid cards for bad credit.

Total Visa® Card

1 Total Visa® Card

★★★★★

4.5 out of 5

See All Credit Cards (6) »
Debt Relief

Debt Relief

Services specializing in relieving and consolidating consumer debt.

National Debt Relief

1 National Debt Relief

★★★★★

4.9 out of 5

CuraDebt

2 CuraDebt

★★★★

4.0 out of 5

See All Debt Relief (3) »
Personal Loans

Personal Loans

Lending services, cash loans, and other reputable financing options.

MoneyMutual

1 MoneyMutual

★★★★★

4.84 out of 5

CashUSA.com

2 CashUSA.com

★★★★★

4.71 out of 5

See All Personal Loans (7) »
Credit Repair

Credit Repair

Well-known agencies that specialize in fixing and removing bad credit.

Lexington Law

1 Lexington Law

★★★★★

4.9 out of 5

CreditRepair.com

2 CreditRepair.com

★★★★★

4.51 out of 5

See All Credit Repair (4) »
Bankruptcy

Bankruptcy

Options for discussing and/or filing bankruptcy with a professional.

Total Bankruptcy

1 Total Bankruptcy

★★★★★

4.8 out of 5

BankruptcyRelief.org

2 BankruptcyRelief.org

★★★★★

4.5 out of 5

See All Bankruptcy (2) »
Auto Loans

Auto Loans

New purchase, refinance, and other car loan options for bad credit .

Auto Credit Express

1 Auto Credit Express

★★★★★

4.9 out of 5

Car.Loan.com Auto Loan

2 Car.Loan.com Auto Loan

★★★★★

4.5 out of 5

See All Auto Loans (3) »
Home Loans

Home Loans

Subprime finance services for mortgages and home refinancing.

FHA Rate Guide

1 FHA Rate Guide

★★★★★

4.81 out of 5

LendingTree

2 LendingTree

★★★★★

4.74 out of 5

See All Home Loans (7) »

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Our Editorial Review Policy

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Information Warranty & Disclosure: Great efforts are made to maintain reliable data on all offers presented. However, users should check each provider’s official website for updated terms, details and conditions for each offer before applying or signing up. Our site maintains strict terms of service and may accept compensation for paid ads or sponsored placements in accordance with these terms. Users must be at least 18 years of age to be eligible for financial offers as per the terms presented on provider websites.

* FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.