What is Secured Debt? How Financing Collateral Works
Let’s be real — debt isn’t exactly the kind of thing you want to shout about from the rooftops. But secured debt can be a great tool for... read more »
Choncé is a Certified Financial Education Instructor (CFEI) and a nationally recognized personal finance and budgeting expert. She's paid off $50,000+ of personal debt and her debt story has been highlighted in Essence Magazine and on "Good Morning America" as part of its 2020 Debt-Free Decade series. Her work has been featured on sites, including Business Insider, LendingTree, Credit Sesame, Barclaycard, and The New York Post. Choncé was named one of the top financial experts to follow on Instagram by Black Enterprise.
Guide
24,548 views
11 min read
Let’s be real — debt isn’t exactly the kind of thing you want to shout about from the rooftops. But secured debt can be a great tool for... read more »
By: Choncé Maddox • 12/18/24
Guide
43,738 views
9 min read
If you’ve ever tried to get a credit card or loan only to be met with a “Sorry, we have nothing to go on,” it means you have no credit history.... read more »
By: Choncé Maddox • 11/20/24
Guide
29,792 views
7 min read
When you hear the term “interest rate,” does your brain start to spin with numbers and jargon? Borrowing money from a lender is hardly ever free.... read more »
By: Choncé Maddox • 11/19/24
Guide
39,202 views
7 min read
If you’ve ever taken out a loan or shopped for something big, like a car, furniture, a new smartphone, or even a dream vacation (yes, we see you... read more »
By: Choncé Maddox • 10/1/24
Guide
49,602 views
9 min read
If you’ve ever missed a bill payment (or come close), you know the sinking feeling that can come with it. When that happens with your mortgage,... read more »
By: Choncé Maddox • 9/16/24
Guide
98,714 views
9 min read
Has an expected expense caught you off guard and left little money until your next paycheck? Payday loans are short-term loans that are designed... read more »
By: Choncé Maddox • 11/6/23
Guide
76,274 views
13 min read
If you need to borrow thousands of dollars for an unexpected or urgent expense, a personal loan can be a great option to quickly get the money... read more »
By: Choncé Maddox • 10/23/23
Guide
100,000+ views
11 min read
The process of getting accepted for a credit card and quickly activating it is becoming more streamlined and easier to do. Instant approval... read more »
By: Choncé Maddox • 9/13/23