Choncé Maddox

About the Author

Choncé Maddox

Choncé is a Certified Financial Education Instructor (CFEI) and a nationally recognized personal finance and budgeting expert. She's paid off $50,000+ of personal debt and her debt story has been highlighted in Essence Magazine and on "Good Morning America" as part of its 2020 Debt-Free Decade series. Her work has been featured on sites, including Business Insider, LendingTree, Credit Sesame, Barclaycard, and The New York Post. Choncé was named one of the top financial experts to follow on Instagram by Black Enterprise.

Latest Posts

8 posts written/edited to date

Guide

36,806 views

9 min read

7 Best Small Payday Loans Online (Feb. 2024)

7 Best Small Payday Loans Online

Has an expected expense caught you off guard and left little money until your next paycheck? Payday loans are short-term loans that are designed... read more »

Choncé Maddox

By: Choncé Maddox • 11/6/23

Guide

67,664 views

13 min read

7 Best $6,000 Loans For Bad Credit (Feb. 2024)

5 Best $6,000 Loans For Bad Credit

If you need to borrow thousands of dollars for an unexpected or urgent expense, a personal loan can be a great option to quickly get the money... read more »

Choncé Maddox

By: Choncé Maddox • 10/23/23

Guide

47,146 views

11 min read

5 Instant Approval Credit Cards With Instant Use (Feb. 2024)

How to Get an Instant Approval and Use Credit Card

The process of getting accepted for a credit card and quickly activating it is becoming more streamlined and easier to do. Instant approval... read more »

Choncé Maddox

By: Choncé Maddox • 9/13/23

Guide

65,538 views

9 min read

7 Best Bad Credit Truck Loans (Feb. 2024)

7 Best Bad-Credit Truck Loans

Trucks are some of the most versatile vehicles on the market, but they often come with a high price tag. A compact truck may cost anywhere from... read more »

Choncé Maddox

By: Choncé Maddox • 8/24/23

Guide

83,118 views

7 min read

5 Best Home Equity Loans For 500-600 Credit Scores (March 2024)

Best Home Equity Loans For 500-600 Credit Scores

Home equity loans are a popular lending option that can help you pay for home repairs, pay off debt, or cover other important expenses. In the... read more »

Choncé Maddox

By: Choncé Maddox • 6/26/23

Guide

86,164 views

9 min read

5 Companies That Remove Late Payments From Credit Reports (March 2024)

5 Companies That Can Remove Late Payments

At least 16% of Americans have a bad credit score, which is a FICO score below 580. Having bad credit can make it harder to get approved by... read more »

Choncé Maddox

By: Choncé Maddox • 6/19/23

Guide

100,000+ views

9 min read

6 Best Auto Loans For Fair Credit (Feb. 2024)

6 Auto Loans For Fair Credit Borrowers

The average price for a new car is $47,000 compared to $28,000 for a used car, according to Kelly Blue Book. Either way, buying a car can get... read more »

Choncé Maddox

By: Choncé Maddox • 12/28/22

Guide

100,000+ views

11 min read

5 No-Credit-Check Bank Accounts (Feb. 2024)

5 Bank Accounts With No Credit Check Required

No credit check bank accounts are not rare. Many banks and financial institutions do use ChexSystems Reports to review your past banking and... read more »

Choncé Maddox

By: Choncé Maddox • 9/29/22