Adam West

News Editor
Adam West

About the Author

Adam West is a finance editor for BadCredit.org, where he has interviewed over 500 financial experts and industry movers and shakers to report the latest information, news, and advice on topics related to helping subprime borrowers achieve greater financial literacy and improved credit scores. Adam has more than a dozen years of editing, writing, and graphic design experience for award-winning print and online publications, and specializes in the areas of credit scores, subprime financial products and services, and financial education.

Latest Posts

Worked On 889 Articles To Date

Blog

225 views

5 min read

New-Car Buyers Stretch Loans as Payments Hit Record Highs

New-Car Buyers Stretch Loans as Payments Hit Record Highs

Car buyers are stretching their budgets to the limit as they take on record-long loans and record-high payments while putting less money down.... read more »

By: Lucy Lazarony • 7/8/26

Blog

266 views

3 min read

Massachusetts Plan Would Keep Medical Debt Off Credit Reports

Massachusetts Plan Would Keep Medical Debt Off Credit Reports

Massachusetts Governor Maura Healey has proposed regulations that would stop medical debt from being reported on consumer credit reports in... read more »

By: Lucy Lazarony • 7/7/26

Blog

416 views

3 min read

Even Baby Boomers Fall Short of Retirement Savings Goals

Even Baby Boomers Fall Short of Retirement Savings Goals

A new report from financial services corporation Fidelity reveals how Americans have been doing when it comes to building their nest eggs for... read more »

By: Andrew Allen • 7/6/26

Blog

1,411 views

3 min read

Minnesota AG Sues Brigit Over Alleged Payday Loans

Minnesota AG Sues Brigit Over Alleged Payday Loans

Minnesota Attorney General Keith Ellison has filed a lawsuit alleging personal finance app Brigit violated the state’s payday lending laws.... read more »

By: Lucy Lazarony • 7/3/26

Blog

962 views

3 min read

Why Lower-Income Americans Use Credit Cards to Build Credit

Why Lower-Income Americans Use Credit Cards to Build Credit

How much you make may determine how you use your credit cards. According to a study by Credit One Bank, 37% of surveyed consumers earning $50,000... read more »

By: Lucy Lazarony • 7/2/26

Blog

968 views

3 min read

Illinois BNPL Law Targets Fees, Interest, and Disputes

Illinois BNPL Law Targets Fees, Interest, and Disputes

Buy now, pay later loans can look like an easy way to cover groceries, rent, or everyday purchases when money is tight. But Illinois lawmakers... read more »

By: Andrew Allen • 7/1/26

Blog

2,114 views

3 min read

Social Security Benefit Cuts Could Hit Americans by 2032

Social Security Benefit Cuts Could Hit Americans by 2032

Social Security benefits could be cut by 22% in 2032 unless Congress steps in with legislation to keep the program fully funded. The Old Age and... read more »

By: Lucy Lazarony • 6/30/26

Study

1,287 views

9 min read

Best States to Save for a Home Down Payment in 2026

Best States to Save for a Home Down Payment in 2026

Saving for a down payment on a home has become one of the biggest financial hurdles facing Americans. While incomes vary from state to state, so... read more »

By: Lynn Cadet • 6/29/26

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