Adam West

Managing Editor
Adam West

About the Author

Adam West is a finance editor for BadCredit.org, where he has interviewed over 500 financial experts and industry movers and shakers to report the latest information, news, and advice on topics related to helping subprime borrowers achieve greater financial literacy and improved credit scores. Adam has more than a dozen years of editing, writing, and graphic design experience for award-winning print and online publications, and specializes in the areas of credit scores, subprime financial products and services, and financial education.

Latest Posts

368 posts written/edited to date

Blog

5,239 views

3 min read

Despite Initial Subprime Concerns, DOJ Reportedly Closer to Approving Capital One/Discover Merger

DOJ Closer to Approving Capital One/Discover Merger

Capital One’s purchase of Discover may have turned a corner, according to a report that the Department of Justice is reassessing its objections... read more »

By: Adam West • 4/3/25

Blog

7,440 views

3 min read

Opinion: I’m Slightly Offended That My Credit Report is Lying About Me

Opinion: I’m Slightly Offended That My Credit Report is Lying About Me

When it comes to credit card holder archetypes, two sets of consumer groups exist: revolvers and transactors. Both are attractive to lenders, but... read more »

By: Adam West • 3/31/25

Blog

9,594 views

3 min read

Opinion: March Reminds Us That Embracing Credit Education Can Reduce Defaults

Opinion: Embracing Credit Education Can Reduce Defaults

Spring has sprung here in The Sunshine State. The birds are chirping and the bees are buzzing once again in my home state of Florida, where we’ve... read more »

By: Adam West • 3/17/25

Blog

12,240 views

3 min read

Close to 50% of Older Americans Depend on Credit Cards for Basic Living Expenses

Nearly Half of Older Americans Depend on Credit Cards

Almost half of U.S. adults aged 50 and older who have credit card debt use credit cards to pay for basic living expenses they don’t have the... read more »

By: Adam West • 3/12/25

Blog

16,226 views

3 min read

Opinion: Confessions of a Bad Credit Editor with an 800+ Credit Score

Opinion: Confessions of a Bad Credit Editor with an 800+ Credit Score

The next time you visit the homepage of BadCredit.org, you’ll notice more than just this column. Our team churns out a steady stream of... read more »

By: Adam West • 3/3/25

Blog

19,458 views

3 min read

Opinion: What Prime Audiences Don’t Understand About the Subprime Space

Opinion: What Prime Audiences Don’t Understand About Subprime

For the past half decade, I’ve been picking the brains of hundreds of the brightest minds in financial services as the Managing Editor for... read more »

By: Adam West • 2/10/25

Blog

33,763 views

1 min read

ConsumerDirect’s Steve Reger: ‘Banks Can Make Smarter Lending Decisions Based on Your Future Self’

Q&A With Credit Expert Steve Reger from ConsumerDirect

We’ve likely all seen the reports by now. Credit card balances remain sky-high with a reported $1.17 trillion in the third quarter of 2024. For... read more »

By: Adam West • 1/27/25

Guide

100,000+ views

15 min read

Best Large Loans for Bad Credit in 2025

11 Large Loans For Bad Credit Borrowers

You may think that large loans for bad credit don’t exist — but as the online loan industry grows and expands, there are more opportunities than... read more »

By: Adam West • 9/12/22

spinner