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Bad Credit Resource

At BadCredit.org, the web’s top finance experts come together to help inform and educate over 27 million users, enabling better credit decisions and a brighter financial future.

What's Trending

View the most popular posts on the personal finance industry.

Latest Guides

Get a better understanding of bad credit with our expert guides.

Guide

3,640 views

5 min read

What Number Does Your Credit Score Start at & When?

What Number Does Your Credit Score Start at?

John Ulzheimer

By: John Ulzheimer • 2/12/24

Your credit score or, more accurately credit scores, are used by lenders to assess the risk of doing business with you. If you have good or great scores, you are likely to be approved... read more »

Latest Studies

Browse studies and research from BadCredit.org and around the web.

Study

1,694 views

3 min read

15% of Americans Have Used ChatGPT to Improve Their Credit Scores

15% of Americans Have Used ChatGPT to Improve Their Credit

Jon McDonald

By: Jon McDonald • 2/22/24

BadCredit.org survey reveals that many younger consumers, predominantly Gen Z and millennial males, trust AI tools to help them improve their credit. In today’s digital age, AI isn’t... read more »

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BadCredit.org Charities

BadCredit.org supports charities who promote and foster financial literacy.

In our efforts to realize our site's mission, we support many financial literacy foundations by making financial contributions to the following non-profit organizations. Learn about each charity and why we support them.

Press Center

Press Center

BadCredit.org is regularly relied upon by leading national news outlets to provide expert commentary on various financial topics. Browse our latest media appearances and citations below.