Andrea Woroch

Andrea Woroch
7 Holiday Spending Traps to Avoid

Bad Credit Expert

Andrea Woroch is a nationally recognized consumer finance expert, writer, and TV personality who is passionate about helping families find simple ways to spend less and save more without making major sacrifices. As a go-to media expert, Andrea has appeared on popular TV shows such as Today Show, Good Morning America, FOX & Friends, Dr. OZ, CNN, and MSNBC. Her practical budgeting and savings advice has helped millions of Americans initiate real financial change so they can stress less and spend more time doing the things they love. Her advice has been featured in The New York Times, USA Today, Forbes, Reader’s Digest, Cosmopolitan, Money, Time, and Woman’s Day, among other outlets. Andrea also hosts a monthly money segment on KTLA Morning News in Los Angeles.

Latest Posts

(28) Total Posts to Date

Guide

1,564 views

11 min read

What Are Credit Card APRs? 6 Interest Rates Explained

A Quick Guide to Credit Card APRs

Learning how to use a credit card wisely is key to managing your finances properly and staying out of debt. One of... read more »

Andrea Woroch

By: Andrea Woroch • 9/20/22

Guide

27,873 views

11 min read

9 Ways to Save on Your Summer Road Trip

9 Ways to Save on Your Summer Road Trip

Some people believe summer is synonymous with vacation, even as gas prices and other travel costs continue to soar.... read more »

Andrea Woroch

By: Andrea Woroch • 6/28/22

Guide

25,740 views

17 min read

15 Ways to Save Money For a Home Purchase

15 Ways to Save Money For a Home

Buying a home is a dream many Americans have had to put on hold thanks to surging real estate prices, limited... read more »

Andrea Woroch

By: Andrea Woroch • 5/16/22

Guide

43,968 views

13 min read

What Builds Credit?

Which Types of Accounts Build Credit?

Your credit score is an important number that affects your life in more ways than you may realize. Lenders and even... read more »

Andrea Woroch

By: Andrea Woroch • 4/19/22

Guide

49,467 views

11 min read

10 Common Subprime Credit Card Fees

Common Fees Subprime Credit Cards Charge

Nearly 31% of Americans have subprime credit and are struggling to increase their credit scores, according to the... read more »

Andrea Woroch

By: Andrea Woroch • 8/11/22

Guide

71,253 views

9 min read

5 Simple Ways to Save $600 by Black Friday

5 Simple Ways to Save $600 by Black Friday

As the summer winds down, you may be looking at your bank accounts and wondering where all your money went — and... read more »

Andrea Woroch

By: Andrea Woroch • 11/8/21

Guide

100,000+ views

9 min read

9 Back-to-School Savings Hacks For 2022

9 Back-to-School Savings Hacks

School is almost in session and with the excitement of sending kids back to the classroom in person comes record... read more »

Andrea Woroch

By: Andrea Woroch • 8/30/21

Guide

87,228 views

7 min read

9 Savings Hacks For Wedding Guests in 2022

9 Savings Hacks For Wedding Guests

Wedding season is in full swing and busier than ever, thanks to last years’ postponements. Nearly half of engaged... read more »

Andrea Woroch

By: Andrea Woroch • 7/19/21

Guide

100,000+ views

9 min read

5 Financial Moves For Recent College Grads

5 Financial Moves For Recent College Grads

Earning a college degree is essential to success for many reasons, but perhaps the two most important reasons are... read more »

Andrea Woroch

By: Andrea Woroch • 7/6/21

Guide

100,000+ views

13 min read

Revenge Travel: 21 Ways to Save on Summer Vacations

21 Ways to Save on Summer Vacations

It has been over a year since consumers have ventured far from home thanks to both stay-at-home orders and safety... read more »

Andrea Woroch

By: Andrea Woroch • 5/27/21

Guide

100,000+ views

9 min read

6 Ways to Save Money While Paying Down Debt

6 Ways to Save Money While Paying Down Debt

When you’re knee-deep in debt, saving money may fall to the bottom of your financial priority list. You may be... read more »

Andrea Woroch

By: Andrea Woroch • 3/25/21

Guide

100,000+ views

13 min read

21 Ways To Save Money Around Your Home

21 Ways To Save Money Around Your Home

Consumer attitudes about money have shifted following the coronavirus outbreak, according to a recent survey from... read more »

Andrea Woroch

By: Andrea Woroch • 2/12/21

Guide

100,000+ views

9 min read

9 Ways To Avoid Overspending On Last-Minute Holiday Gifts

9 Ways To Avoid Overspending On Holiday Gifts

Giving gifts over the holidays fills most of us with joy as we watch our loved ones open presents. Even when we... read more »

Andrea Woroch

By: Andrea Woroch • 1/19/21

Guide

100,000+ views

9 min read

5 Timely Financial Moves to Make Before Year-End

5 Timely Financial Moves to Make Before Year-End

Many Americans are eager to welcome the New Year and get a fresh financial start. While setting goals for the new... read more »

Andrea Woroch

By: Andrea Woroch • 11/10/20

Guide

100,000+ views

21 min read

18 Alarming Consumer Debt Statistics

18 Alarming Consumer Debt Statistics

Debt in the U.S. has ballooned over the last couple of decades thanks to increased pricing on housing, education,... read more »

Andrea Woroch

By: Andrea Woroch • 11/9/20

Guide

100,000+ views

19 min read

18 Startling Personal Finance Statistics

18 Startling Personal Finance Statistics

People don’t like talking about personal finances, but the more open we are when it comes to our money, our... read more »

Andrea Woroch

By: Andrea Woroch • 9/21/20

Guide

100,000+ views

9 min read

9 Shopping Mistakes that Are Keeping You in Debt

9 Shopping Mistakes Keeping You in Debt

Even though many people believe credit cards are problematic, consumers continue to use them. In fact, a report... read more »

Andrea Woroch

By: Andrea Woroch • 8/31/20

Guide

100,000+ views

7 min read

How to Create Family Staycations This Summer

How to Create Family Staycations This Summer

Summer is synonymous with vacation, but more people are putting their travel plans on hold thanks to various... read more »

Andrea Woroch

By: Andrea Woroch • 6/15/20

Guide

100,000+ views

11 min read

9 Best Sites to Sell Your Stuff

9 Best Sites to Sell Your Stuff

As the weather warms up and flowers start to bloom, you will start seeing signs that spring is finally here. This... read more »

Andrea Woroch

By: Andrea Woroch • 4/16/20

Guide

100,000+ views

7 min read

5 Smart Ways to Use Your Tax Refund

5 Smart Ways to Use Your Tax Refund

When it comes to tax season, there are two types of people — those who dread filing because they’re worried about... read more »

Andrea Woroch

By: Andrea Woroch • 6/23/20

Guide

100,000+ views

9 min read

9 Smart Money Moves for Couples in Debt

9 Money Moves for Couples in Debt

Valentine’s Day isn’t just about finding the perfect gift for your partner — it’s about creating unity and a... read more »

Andrea Woroch

By: Andrea Woroch • 2/11/20

Guide

100,000+ views

7 min read

5 Steps For Making a Budget You Will Actually Stick To

5 Steps for Making a Budget You Can Stick to

Budgeting is one of the first and most crucial steps toward getting your financial life in order. Yet, only 41% of... read more »

Andrea Woroch

By: Andrea Woroch • 6/11/20

Guide

100,000+ views

7 min read

6 Steps: How to Make a Holiday Debt Repayment Plan

How to Make a Holiday Debt Repayment Plan

Holiday shopping is underway, and many shoppers are already bracing themselves for heavy spending, with some people... read more »

Andrea Woroch

By: Andrea Woroch • 6/24/20

Guide

100,000+ views

7 min read

5 Ways to Eliminate Debt Before the New Year

5 Ways to Eliminate Debt Before the New Year

You don’t need to wait until the New Year to set a financial goal. In fact, making a plan to improve your financial... read more »

Andrea Woroch

By: Andrea Woroch • 6/11/20

Guide

100,000+ views

9 min read

How to Successfully Negotiate Your Bills

How to Successfully Negotiate Bills

When it comes to reducing debt, part of your repayment plan may have you looking for ways to lower your monthly... read more »

Andrea Woroch

By: Andrea Woroch • 10/17/19