Gerri Detweiler

Credit Expert
Gerri Detweiler

About the Author

Credit expert Gerri Detweiler has been guiding individuals and small business owners through the confusing world of credit and financing for 30+ years. Her articles have appeared on many sites including Forbes, MSN, and MarketWatch. She is the author or coauthor of six books, including "Finance Your Own Business: Get on the Financing Fast Track." She hosted a live radio show for three years and testified before Congress on consumer credit legislation.

Latest Posts

Worked On 11 Articles To Date

Guide

1,520 views

9 min read

How to Compare Subprime Credit Card Fees Line-by-Line

How to Compare Subprime Card Fees Line-by-Line

If you’re struggling to get approved for a credit card because of bad credit, you may be willing to settle for any card you can get. But some... read more »

By: Gerri Detweiler • 9/24/26

Guide

6,756 views

5 min read

How to Identify & Fix Credit Report Errors (4 Steps for DIY Credit Repair)

How to Identify & Fix Credit Report Errors (4 Steps)

Every day, millions of pieces of financial information go back and forth between the systems that connect lenders and credit bureaus. That... read more »

By: Gerri Detweiler • 9/2/26

Guide

21,437 views

5 min read

4 Reasons Collection Accounts Can Appear Without Notice (And What You Can Do)

4 Reasons Why Collection Accounts Can Appear Without Notice

Collection accounts can quickly tank your credit scores. If one appears on your credit reports unexpectedly, it can also create a moment of... read more »

By: Gerri Detweiler • 8/4/26

Guide

37,297 views

5 min read

How to Track Credit Score Changes (Without Obsessing Over Them)

How to Track Credit Score Changes (Without Obsessing)

How often do you check your credit scores? If you look at them at least once a month, you’re more on top of them than most Americans.  That’s... read more »

By: Gerri Detweiler • 7/1/26

Guide

17,380 views

7 min read

How to Organize Your Debts Before Starting DIY Credit Repair (5 Steps)

How to Organize Your Debts for DIY Credit Repair

Whenever I’ve talked with someone about credit repair over the years, inevitably, the biggest hurdle they face is getting started. Debt and bad... read more »

By: Gerri Detweiler • 6/19/26

Guide

33,800 views

5 min read

4 Reasons Why Credit Reports Sometimes Show Old Debts as New (And How to Fix It)

Why Credit Reports Sometimes Show Old Debts as New

No matter how bad your credit is now, there’s an off-ramp in the future. Federal law prohibits credit bureaus from reporting most negative... read more »

By: Gerri Detweiler • 6/18/26

Guide

69,282 views

7 min read

How to Tell Which Accounts Are Hurting Your Credit the Most

How to Tell Which Accounts Are Hurting Your Credit the Most

Pay down your credit card balances. Pay on time. Don’t close your oldest account. Dispute mistakes on your credit report.  One of the biggest... read more »

By: Gerri Detweiler • 3/31/26

Guide

42,504 views

7 min read

How to Use a Credit Card With a Low Limit to Build Credit

How to Use a Credit Card With a Low Limit to Build Credit

When you’re trying to build or rebuild your credit, starting small with a low-limit credit card may not seem like it will get you very far.  Take... read more »

By: Gerri Detweiler • 3/9/26

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