Linsey Knerl

About the Author

Linsey Knerl

Linsey is a finance blogger, author, and public speaker with a passion for helping everyday families earn more and live better. In addition to covering personal finance and the subprime industry in depth on BadCredit.org, Wise Bread, Investopedia, Business Insider, and the American Express OPEN Forum, among others, she shares her expertise for parents who want to start budget-friendly businesses from home.

Latest Posts

11 posts written/edited to date

Guide

100,000+ views

15 min read

12 Best Credit-Building Credit Cards of 2023

12 of the Best Cards to Help Build Credit

So maybe you’ve been less-than-awesome with your credit card usage in the past, but, believe it or not, this is a... read more »

Linsey Knerl

By: Linsey Knerl • 11/30/21

Guide

100,000+ views

5 min read

“Credit Consolidation” — What It is, Reviews & Loans (8 Best Companies 2023)

What is Credit Consolidation?

There’s no shame in not knowing financial jargon or not being sure how certain concepts work in the financial... read more »

Linsey Knerl

By: Linsey Knerl • 5/26/20

Guide

100,000+ views

11 min read

“How Do Credit Cards Work?” (11 Facts: APR, Interest, Rewards & More)

How Do Credit Cards Work?

Credit cards are an important, if not essential, part of being a consumer today. Plastic is accepted almost... read more »

Linsey Knerl

By: Linsey Knerl • 6/23/20

Guide

100,000+ views

5 min read

2016 Loan Amortization Schedule (Mortgage, Student, Car & Commercial)

Mortgage, Student, Car & Business Amortization Schedules

When you’re approved for a new loan, there are usually some things you understand right away. The value of the... read more »

Linsey Knerl

By: Linsey Knerl • 6/12/20

Guide

100,000+ views

7 min read

3 Steps — Refinance Car Loan with Bad Credit (How, Where, When)

3 Steps to Refinance a Car Loan with Bad Credit

If you’ve found yourself struggling to keep up with monthly expenses and are looking for ways to ease your... read more »

Linsey Knerl

By: Linsey Knerl • 6/23/20

Guide

100,000+ views

7 min read

5 Types of Loans for Unemployed People (Short & Long-Term Options)

5 Types of Loans for Unemployed People

Loans for unemployed people may seem like an impossibility, but they can be obtained if you know where to look.... read more »

Linsey Knerl

By: Linsey Knerl • 5/5/20

Guide

100,000+ views

7 min read

What is Bad Credit? 5 Key Factors & How to Improve It

What is Bad Credit?

You’ve probably heard the commercials offering loans or other financial services to those with no credit or even... read more »

Linsey Knerl

By: Linsey Knerl • 8/18/20

Guide

100,000+ views

9 min read

Your 10 Best (& Private) Options: Fertility Loans for Bad Credit

Your 10 Best & Private Options: Fertility Loans for Bad Credit

You may have been trying to conceive for some time and are now at a place where you think fertility treatments... read more »

Linsey Knerl

By: Linsey Knerl • 4/30/20

Blog

100,000+ views

7 min read

How to Overdraft Your Debit Card (4 Ways + How to Fix It)

How to Overdraft Your Debit Card

Debit cards are a responsible solution for people who want an easy way to make and track everyday purchases without... read more »

Linsey Knerl

By: Linsey Knerl • 6/23/20

Blog

100,000+ views

5 min read

7 Financial Calculators You Need in Your Life

7 Financial Calculators You Need in Your Life

Whether you’re looking to start simple with repayment of your credit card or plan for the big dream of owning your... read more »

Linsey Knerl

By: Linsey Knerl • 6/23/20

Study

100,000+ views

5 min read

5 Takeaways from the 2015 Credit Card Landscape Report

5 Takeaways from the 2015 Credit Card Landscape Report

A traditional finance study may not seem like interesting reading, but we can learn a great deal about the typical... read more »

Linsey Knerl

By: Linsey Knerl • 6/23/20