Linsey Knerl

About the Author

Linsey Knerl

Linsey is a finance blogger, author, and public speaker with a passion for helping everyday families earn more and live better. In addition to covering personal finance and the subprime industry in depth on BadCredit.org, Wise Bread, Investopedia, Business Insider, and the American Express OPEN Forum, among others, she shares her expertise for parents who want to start budget-friendly businesses from home.

Latest Posts

7 posts written/edited to date

Guide

100,000+ views

3 min read

What is Credit Consolidation?

What is Credit Consolidation?

There’s no shame in not knowing financial jargon or not being sure how certain concepts work in the financial world. If you’ve never encountered... read more »

Linsey Knerl

By: Linsey Knerl • 3/1/17

Guide

100,000+ views

7 min read

How Do Credit Cards Work?

How Do Credit Cards Work?

Credit cards are an important, if not essential, part of being a consumer today. Plastic is accepted almost universally as a form of payment... read more »

Linsey Knerl

By: Linsey Knerl • 1/25/17

Guide

100,000+ views

3 min read

2016 Loan Amortization Schedule (Mortgage, Student, Car & Commercial)

Mortgage, Student, Car & Business Amortization Schedules

When you’re approved for a new loan, there are usually some things you understand right away. The value of the loan, the interest rate, and the... read more »

Linsey Knerl

By: Linsey Knerl • 12/21/16

Guide

100,000+ views

3 min read

What is Bad Credit? 5 Key Factors & How to Improve It

What is Bad Credit?

You’ve probably heard the commercials offering loans or other financial services to those with no credit or even bad credit. “Bad credit” is a... read more »

Linsey Knerl

By: Linsey Knerl • 7/15/16

Blog

100,000+ views

3 min read

How to Overdraft Your Debit Card (4 Ways + How to Fix It)

How to Overdraft Your Debit Card

Debit cards are a responsible solution for people who want an easy way to make and track everyday purchases without having to use a credit... read more »

Linsey Knerl

By: Linsey Knerl • 9/17/15

Blog

100,000+ views

3 min read

7 Financial Calculators You Need in Your Life

7 Financial Calculators You Need in Your Life

Whether you’re looking to start simple with repayment of your credit card or plan for the big dream of owning your own home, the right calculator... read more »

Linsey Knerl

By: Linsey Knerl • 4/13/15

Study

100,000+ views

3 min read

5 Takeaways from the 2015 Credit Card Landscape Report

5 Takeaways from the 2015 Credit Card Landscape Report

A traditional finance study may not seem like interesting reading, but we can learn a great deal about the typical U.S. consumer and the state of... read more »

Linsey Knerl

By: Linsey Knerl • 4/10/15