TransUnion Becomes the Latest Bureau to Include Affirm Payments
Those who use Buy Now, Pay Later (BNPL) products have historically been in a credit blind spot. These short-term loans usually fly below the... read more »
50+ experts
27 million readers
91k followers
Our news team investigates the technologies, benefits, costs, and limitations of leading financial products and services. Hear from personal finance leaders, resource providers, and finfluencers so you can make smart money moves.
Featured
Washington state has become the latest advocate in the national debate regarding medical debt and credit... read more »
BNPL
1,190 views
3 min read
Those who use Buy Now, Pay Later (BNPL) products have historically been in a credit blind spot. These short-term loans usually fly below the... read more »
Loans
1,596 views
1 min read
Small business owners were under pressure in February as lending tightened for the second consecutive month. The Equifax Small Business Lending... read more »
Credit Cards
1,089 views
1 min read
Regulators approved the Capital One-Discover merger worth $35 billion, paving the way for one of the biggest consolidations ever in the U.S.... read more »
Loans
1,708 views
3 min read
It has taken decades for credit reporting to change with the times, but it’s finally here. Analyzing a prospective borrower’s credit risk based... read more »
Credit Scores
1,287 views
3 min read
The newest version of the VantageScore model, Version 5.0, arrived on the market with a bundle of changes designed to make credit risk prediction... read more »
Credit Scores
3,591 views
5 min read
Millions of Americans are encountering ever-increasing barriers to credit access, despite traditional credit scores improving. That is the... read more »
Credit Scores
3,978 views
3 min read
The average U.S. FICO Score dropped to 715 in February 2025, marking a two-point decline since last April and signaling the first notable dip in... read more »
Financial Education
2,400 views
3 min read
April is the 22nd anniversary of National Financial Literacy Month, a time to promote both financial education and equality. It began as a modest... read more »
Education
3,072 views
3 min read
Relatable advice on money is coming to the airwaves, and it’s being presented by trusted voices in the community. Equifax Foundation and WABE,... read more »
Lending
2,496 views
3 min read
FICO World 25 at the Diplomat Hotel in Hollywood, Florida, is the place to be on May 6-9, 2025. More than 50 organizations encompassing... read more »
Debt
3,192 views
3 min read
The credit card market is sounding warning bells. The Federal Reserve Bank of Philadelphia’s latest Q4 2024 report shows an increasing proportion... read more »
Credit Scores
3,990 views
3 min read
The world of lending never stands still, particularly when it comes to verifying an individual’s identity. In the modern age, methods used to... read more »
