News & Interviews

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Our news team investigates the technologies, benefits, costs, and limitations of leading financial products and services. Hear from personal finance leaders, resource providers, and finfluencers so you can make smart money moves.

From the Industry's Top Experts

John Ulzheimer Credit Expert
Erica Sandberg Finance Expert
Andrea Woroch Savings Expert
Ashley Fricker Senior Editor
Embracing Change Helps This Mission-Driven Nonprofit Reach Youth, Families, and Seniors

Embracing Change to Serve Youth, Families, and Seniors

Nonprofit social services agencies funded through public/private partnerships are part of... read more »

Bankruptcy

Filing for Bankruptcy Can Be an Effective Way to Eliminate Debt and Start Rebuilding Your Credit

6,228 views

5 min read

Filing for Bankruptcy Can Accelerate Efforts to Rebuild Credit

Filing for bankruptcy isn’t something people include on their bucket lists. But it can be a way to get your credit back on track... read more »

By: Andrew Allen • 11/6/24

Credit Union

A Caring, Consultative Approach to Money Matters Empowers Credit Union Members to Reach Their Goals

7,898 views

5 min read

Financial Consultation Contributes to Member Success

If your bank treats you like a number, consider working with a credit union. Maine State Credit Union cares for its members,... read more »

By: Andrew Allen • 11/5/24

Education

Immersive, Youth-Oriented Programs and Products Spark Financial Education

13,536 views

5 min read

Unique Products and Programs Spark Financial Education

Educating people about money before they face life’s biggest financial decisions sounds like a great idea. But kids with plenty of... read more »

By: Andrew Allen • 10/29/24

Students

Students Benefit From Free Resources That Guide Them on Their Path to Lucrative Medical Careers

14,598 views

5 min read

Free Resources Guide Students to Lucrative Medical Careers

People with medical degrees can secure fulfilling jobs that also offer above-average salaries. But the road to becoming a doctor... read more »

By: Andrew Allen • 10/23/24

Credit Unions

Advocating for Credit Unions Means Working With All Stakeholders to Advance the Cooperative Mission

23,978 views

5 min read

Advocating for Credit Unions to Advance the Cooperative Mission

Member-owned credit unions operate on a not-for-profit cooperative model to offer broader access to financial services than... read more »

By: Mike Senecal • 10/2/24

Bankruptcy

Filing for Bankruptcy Can Help You Resolve Your Debts and Steer Your Credit Toward a Brighter Future

12,656 views

5 min read

Filing for Bankruptcy Can Help You Resolve Your Debts

If you’ve never filed for bankruptcy, you may think it’s something to avoid at any cost. But filing for bankruptcy can be a shrewd... read more »

By: Andrew Allen • 10/1/24

Lending

Borrowers Looking for An Efficient Way To Shop for Loans Can Benefit From Lending Marketplaces

25,272 views

5 min read

Lending Marketplaces Help Borrowers Save Time

Loans can help people buy their dream cars and consolidate debt, but searching for the right lending product can be... read more »

By: Andrew Allen • 9/25/24

Education

Explore Financial Pathways to College and Earn Micro-Scholarships for High School Achievements

23,681 views

5 min read

Students Earn Micro-Scholarships for High School Achievements

When it comes to college financial planning, it pays to get students involved early. Raise Me helps families with students as... read more »

By: Mike Senecal • 9/24/24

Credit Repair

An Experienced Consumer Protection Attorney Can Help You Reclaim Your Rights and Repair Your Credit

18,788 views

5 min read

Free Legal Help to Reclaim Your Rights and Repair Your Credit

Many victims of identity theft, unauthorized credit card charges, and credit report errors feel overwhelmed at the prospect of... read more »

By: Mike Senecal • 9/24/24

Personal Finance

Shape Your Mindset for Success to Open Yourself to Opportunity and Achieve Your Financial Goals

19,242 views

5 min read

Shape Your Mindset for Success to Achieve Your Financial Goals

Humans aren’t computers, but when we think systematically about a problem, we’re often able to solve it. Unfortunately, the... read more »

By: Mike Senecal • 9/19/24

Lending

Complying With the Servicemembers Civil Relief Act Doesn’t Have to be Difficult for Lenders

18,352 views

5 min read

Verifying Military Status Can Be Simple for Lenders

Lenders have options when dealing with borrowers who don’t repay loans. But creditors who want to avoid penalties should verify a... read more »

By: Andrew Allen • 9/19/24

Financial Planning

Navigate the Legal and Financial Systems to Build Your Credit (and Confidence) as a U.S. Immigrant

14,496 views

5 min read

Legal and Financial Empowerment for U.S. Immigrants

As an American, you may take your ability to better yourself financially for granted. Now imagine cutting up your cards and... read more »

By: Mike Senecal • 9/12/24

Refinancing

Refinancing Your Car Loan Reduces Monthly Bills and Creates Financial Flexibility for Drivers

23,342 views

5 min read

Refinancing Your Car Loan Can Create Financial Flexibility for Drivers

If you’re looking to reduce your monthly expenses but haven’t had much success, maybe it’s time to consider exploring new... read more »

By: Andrew Allen • 9/11/24

Credit Unions

Credit Unions Embrace Unity and Advocacy to Help Members and Communities Reach New Heights

18,564 views

5 min read

Credit Unions Help Members and Communities Thrive

If you haven’t heard of all the things credit unions do to help consumers and members use financial services to their greatest... read more »

By: Mike Senecal • 9/10/24

Bankruptcy

Lawyers Save Time Using AI to Research Court Decisions About Critical Topics Like Bankruptcy

20,345 views

5 min read

AI Can Help Bankruptcy Lawyers Research Court Decisions

The great thing about case law is it allows us to use past legal decisions to make inferences about future ones. But it can take a... read more »

By: Andrew Allen • 9/5/24

Buying a Home

This Industry Insider’s Expertise and Guidance Makes the Dream of Home Ownership Attainable

29,264 views

5 min read

Helping Homebuyers Secure The Homes of Their Dreams

Finding the home of your dreams can be challenging. But consumers who struggle with credit issues may be at a greater financial... read more »

By: Andrew Allen • 8/27/24

Business

This New York Startup Helps Fleet Companies Deliver Cleaner, Cheaper Transit in Underserved Areas

39,843 views

5 min read

Cleaner and Cheaper Transportation in Underserved Communities

In Brooklyn and Queens, New York, Dollaride connects residents in vast “transit deserts” — places where the subway doesn’t go, bus... read more »

By: Mike Senecal • 8/22/24

Mortgages

Misconceptions About Home Affordability Could Be Leaving Families Out of Creating Generational Wealth

34,713 views

5 min read

Mortgage Misconceptions Could Cost Families a Shot at Generational Wealth

Buying a house isn’t always a straightforward process, and it can be especially confusing for first-time homebuyers. Greater... read more »

By: Andrew Allen • 8/21/24

Payments

Show Your School Spirit — Purchase a Gift Card or Reloadable Card Adorned with a University Logo

26,628 views

5 min read

Show Your School Spirit with College-Themed Reloadable Cards

Ardent supporters of college athletics aren’t shy about displaying their fandom wherever they can. University Fancards offers gift... read more »

By: Andrew Allen • 8/20/24

Credit Repair

Free Legal Help to Take Charge of Your Finances, Fix Your Credit Report, and Start Fresh

30,498 views

5 min read

Free Legal Help to Fix Your Credit Report and Start Fresh

How accurate is your credit history? Nearly half (44%) of respondents in a recent Consumer Reports survey found at least one error... read more »

By: Mike Senecal • 8/15/24

Banks

After More Than 150 Years of Service, This Bank Remains Committed to Helping Communities Grow

48,096 views

5 min read

A Community Bank With More Than 150 Years of Continuous Service

We love the history and lore of small community banks and credit unions, which often have engaging origin stories. But there... read more »

By: Mike Senecal • 8/8/24

Lending

Future-Focused SMB Owners Value the Speed and Flexibility of a Private Lender to Optimize Cash Flow

25,558 views

5 min read

This Private Lender Offers Fast and Flexible Cash Flow Optimization

Every business journey comes with growing pains. The only question is how you deal with the inevitable challenges to keep... read more »

By: Mike Senecal • 7/30/24

Education

How Education, Data, and Human Expertise Combine to Simplify Financial Product Decisions

31,150 views

5 min read

Simplify Financial Product Decisions With Data-Driven, Human Expertise

If managing your finances, making productive investments, and increasing your income and assets were easy, everybody would do it.... read more »

By: Mike Senecal • 7/29/24

Military

This Military-Focused Lender Helps Service Members Soldier Through Life’s Unexpected Challenges

32,955 views

5 min read

Personal Loans Designed for Military Service Members

Military service members may not know where to turn when they need loans. Pioneer Military Credit links active-duty military... read more »

By: Andrew Allen • 7/25/24

Health

Independent Testing Helps Consumers Make More Informed Decisions on Health and Wellness Products

39,948 views

5 min read

Independent Testing Helps Consumers Choose Wisely on Health Products

Most people know that exercise and a nutritious diet can improve their health. But consumers may struggle to find a dietary... read more »

By: Andrew Allen • 7/24/24

Credit Unions

How a Credit Union Reached Out to an Unbanked Community and Learned the Value of Financial Access

27,804 views

5 min read

A Credit Union That Broadens Access Through Education

Banks and credit unions are businesses and beating the competition is the name of the game. But that doesn’t quite explain why, in... read more »

By: Mike Senecal • 7/23/24

Credit Unions

This Credit Union’s Education-Focused Approach Helps Members Make Better Money Decisions

32,825 views

5 min read

This Credit Union Helps Its Members Make Better Money Decisions

Altra Federal Credit Union offers its members competitive banking products. But the institution prides itself on its mission to... read more »

By: Andrew Allen • 7/16/24

Loans

OneNDF Helps SMEs Understand Their Financial Health and Offers Tailor-Made Loan Solutions

47,541 views

5 min read

OneNDF Helps SMEs Understand Their Financial Health

Great ideas often emanate from experience. In his stint in retail lending at India’s Standard Chartered Bank, Nitin Khandelwal... read more »

By: Mike Senecal • 7/10/24

Banks

Community Development Bankers Association Supports Banks Serving Underserved Communities

26,928 views

5 min read

Community Development Bankers Association Supports CDFI Banks

Underserved communities can lack access to banking products and services that promote financial stability. Community Development... read more »

By: Andrew Allen • 6/20/24

Banks

BestCashCow Adds Rate Change History and Climate Grades to Its In-Depth Bank Comparison Resources

63,795 views

5 min read

BestCashCow Adds Rate Change History and Climate Grades to Its Comparisons

Comparing bank rates can be cumbersome if you don’t have the right tools. BestCashCow equips consumers with resources to compare... read more »

By: Andrew Allen • 6/19/24

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