TransUnion Becomes the Latest Bureau to Include Affirm Payments
Those who use Buy Now, Pay Later (BNPL) products have historically been in a credit blind spot. These short-term loans usually fly below the... read more »
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Washington state has become the latest advocate in the national debate regarding medical debt and credit... read more »
Those who use Buy Now, Pay Later (BNPL) products have historically been in a credit blind spot. These short-term loans usually fly below the... read more »
Small business owners were under pressure in February as lending tightened for the second consecutive month. The Equifax Small Business Lending... read more »
Regulators approved the Capital One-Discover merger worth $35 billion, paving the way for one of the biggest consolidations ever in the U.S.... read more »
It has taken decades for credit reporting to change with the times, but it’s finally here. Analyzing a prospective borrower’s credit risk based... read more »
The newest version of the VantageScore model, Version 5.0, arrived on the market with a bundle of changes designed to make credit risk prediction... read more »
Millions of Americans are encountering ever-increasing barriers to credit access, despite traditional credit scores improving. That is the... read more »
The average U.S. FICO Score dropped to 715 in February 2025, marking a two-point decline since last April and signaling the first notable dip in... read more »
April is the 22nd anniversary of National Financial Literacy Month, a time to promote both financial education and equality. It began as a modest... read more »
Relatable advice on money is coming to the airwaves, and it’s being presented by trusted voices in the community. Equifax Foundation and WABE,... read more »
FICO World 25 at the Diplomat Hotel in Hollywood, Florida, is the place to be on May 6-9, 2025. More than 50 organizations encompassing... read more »
The credit card market is sounding warning bells. The Federal Reserve Bank of Philadelphia’s latest Q4 2024 report shows an increasing proportion... read more »
The world of lending never stands still, particularly when it comes to verifying an individual’s identity. In the modern age, methods used to... read more »