Does Lexington Law Really Work? (Feb. 2024)

Does Lexington Law Really Work

If you’re trying to decide which credit repair company to use, you can start by asking a few questions, like how long the company has been in business and what its success rate is? You can also look at the reviews, both by customers and those of independent reviewers. Finally, you can look at whether the company’s pricing is fair, transparent, and reasonable.

If you do all of that due diligence, one company, in particular, is likely to stand out. Lexington Law Firm has been a trusted leader in credit repair since 2004.

In this article, we’ll present some valuable insights about Lexington Law and take a look at what some of its clients have had to say about the service. If you still don’t think it’s the right service for you, we’ll also provide information on some reputable alternatives.

Lexington Law is the Largest Credit Repair Firm in the U.S.

Lexington Law has helped more consumers in their quest for fair and accurate credit reporting than any other credit repair company. Lexington Law clients saw over 4 million removals on their credit reports in 2022.

The company works with a network of licensed attorneys with advanced training in consumer advocacy, consumer law, and the most current credit reporting practices.

  • Since 2004, Lexington Law Firm clients saw over 81 million items removed from their credit reports
  • Get started today with a free online credit report consultation
  • Cancel anytime
  • See official site, terms, and details.


Overall Rating

Better Business Bureau In Business Since Monthly Cost Reputation Score
See BBB Listing 2004 $99.95 8/10

Size matters when it comes to protecting consumers’ rights against inaccurate credit entries, unresponsive creditors, and the bureaucracy that is our credit reporting system. Lexington Law is a trusted leader in credit repair. They will fight to ensure your credit reports are fair, accurate, and verifiable. They provide reliable and affordable credit repair for thousands of consumers every year.

Some of the many benefits you can expect when choosing Lexington Law include:

  • Licensed attorneys
  • Free consultations
  • Choose from different service levels
  • Discounts available
  • Free online educational resources
  • Legal firm with a strong reputation

Lexington Law also offers credit-challenged consumers the ability to choose from basic to advanced credit repair services, based on each individual’s personal financial situation. This lets consumers select the level of credit repair that fits their needs, with transparent pricing of these services for just $99.95 a month.

Nearly 3,000 Client Reviews on Best Company

In doing your research on which credit repair firm to hire, don’t just trust the reviews on the company’s website. BestCompany is an independent reviewer that looks at thousands of real and verified customer reviews, and rates companies based on this factual data.

Lexington Law has more than 3,500 reviews on the BestCompany website, with an overall score of 9.3 out of 10. Here are just a few of the reviews you’ll see from satisfied Lexington Law clients:

“Lexington Law was absolutely amazing, from the great customer service to the excellent and professional work on my credit. I wholeheartedly recommend Lexington Law to everyone I meet and to all my family and friends!”

“I had poor credit. They went thru all my debts. Got some reduced and upped my credit score. I still have a lot to work [to do] but they have been very helpful to get me on the right track.”

“Started from the bottom, after a bankruptcy and was able to clean up my records and credit. Really appreciative of their efforts. If you put the work in, Lexington will go to work for you. Great job!!!!”

“650 to 730 [credit score]. Rocked the house for me.”

“Credit repair is a tedious task. Careful watching of new habits combined with great direction from the staff provided great results. Be patient and follow direction, you’ll see results, I promise. Thanks, Mr. H and all the staff for giving me your time and expertise.”

Still not sure you need a credit repair service to help get your credit back on track? Though you are completely capable of doing your own credit repair work if this is something you wish to do, here are a few of the reasons why others have considered turning to credit repair companies for assistance.

  1. Save time. Fixing your credit can be a time-consuming and thoroughly perplexing process. From getting copies of all your reports to deciphering what the entries mean to drafting disputes and waiting for responses — not to mention following up on challenges and denials. All of this can take more time than most of us have.
  2. The professionals know what to look for. These companies have experience with reading and understanding credit reports and know just what to address when looking for credit score improvements.
  3. Reduce stress and anxiety. The system for addressing and repairing credit has been set up to make it difficult to navigate. That’s understandable since there is a potential for abuse, however, it means most of us are unprepared for the complexities.
  4. Prevent mistakes from doing more damage. If you make even a small mistake in disputing an entry on your report, you may unwittingly extend the time an entry stays on your report. This can keep your score low for an even longer period of time.

Chart Showing Time Items Take to Age Off a Credit Report

According to a Federal Trade Commission (FTC) report, as many as 20% (or 1 in 5 consumers) have errors on their credit reports. Many of these errors are egregious enough to cause a negative impact, such as being denied credit or access to a loan. The majority of us are unaware of most of these erroneous entries and can be negatively impacted without even knowing why.

Lexington Law Alternatives

Of course, Lexington Law isn’t the only game in town, and you should do your own assessment of the type of credit repair service that will work best for you. Here are some other reputable companies for you to consider.

Sky Blue has been offering credit repair and restoration services since 1989, making it one of the longer-established companies in the business. Its simple formula and 90-day money-back guarantee make this company a low-risk choice for anyone looking to begin repairing their credit. The company claims a user-friendly interface, free consultation, and a faster dispute process — all for a low monthly fee of just $79.

  • Free online consultation
  • members saw over 8.6 million removals on their credit reports since 2012
  • Free access to your credit report summary
  • Three-step plan for checking, challenging and changing your credit report
  • Online tools to help clients track results
  • See official site, terms, and details.


Overall Rating

Better Business Bureau In Business Since Monthly Cost Reputation Score
See BBB Listing 2012 $69.95+ 8/10

In business since 2012, offers a free consultation and free access to your credit report summary. The company also offers online tools to help clients track their results, and a three-step process for how to check, challenge, and change their credit report entries. Pricing starts at $69.95 per month and includes access to online tools, mobile app, personalized online dashboard, credit monitoring, plus text and email alerts.

  • Free online evaluation
  • One-on-one action plan with a certified FICO professional
  • Unlimited disputes of any questionable items on your credit reports
  • 24/7 Access to your online client portal
  • 90-Day Money-Back Guarantee
  • See official site, terms, and details.


Overall Rating

Better Business Bureau In Business Since Monthly Cost Reputation Score
A+ 2009 $69+ 7.5/10

Touting their commitment to customization, flexibility, and options, the The Credit Pros promise to provide only the services its clients need. Upon signup, you’ll receive a consultation to review your credit reports and determine which items to dispute and on what legal basis. Phone support is available, but you’ll gain 24-hour online access to your account portal with detailed real-time updates.

Yes, Credit Repair Can Work

Although it’s unlikely to happen overnight, the benefits of credit repair can be profound and long-lasting. Credit scores and credit reports can be improved by following the steps and processes laid out by firms like Lexington Law and others that have expertise and experience in dealing with this complex system. So, to answer your question, yes — Lexington Law really works.

If you’re ready to start, there’s no better time than the present and no better way than to engage the credit repair companies to help you do it.

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