Rising Costs Drive Near- and Non-Prime Consumers to Used Cars
Everybody needs wheels — even this author, who was a fourth-grader at Holy Spirit School in Vacaville, California, when she published her... read more »
Mike Senecal draws on more than 20 years of educational and editorial experience to help BadCredit.org readers understand the complexities of the personal finance industry. Mike has worked for decades in academic and trade publishing, including roles as managing editor and technical editor at the University of Florida and as contributor to finance industry publications, including Surety Bond Quarterly and Independent Agent, among others. Mike holds bachelor’s and master’s degrees from the University of South Carolina, and he enjoys bringing his years of academic and industry expertise online to help consumers of diverse financial backgrounds.
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Everybody needs wheels — even this author, who was a fourth-grader at Holy Spirit School in Vacaville, California, when she published her... read more »
By: Mike Senecal • 3/7/25
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26,258 views
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On Teach Children to Save Day, to be held this year on April 25, banks and credit unions nationwide will engage with elementary and middle school... read more »
By: Mike Senecal • 3/6/25
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If an ounce of prevention is worth a pound of cure, recent financial news establishes that many Americans are past the prevention stage. With... read more »
By: Mike Senecal • 3/5/25
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One way subprime lenders make informed decisions about marketplace actions is by gauging the impact of changes in supply and demand. Behavioral... read more »
By: Mike Senecal • 3/4/25
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America’s community banks serve local businesses and consumers with personalized financial solutions born out of a deep commitment to... read more »
By: Mike Senecal • 2/28/25
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Is SoLo Funds a great idea because it looks like one, or does it look like one because it actually is? That’s the convoluted question I’ll try to... read more »
By: Mike Senecal • 2/27/25
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The latest Household Debt and Credit Report from the New York Fed confirms household debt totals are still rising. The mounting numbers... read more »
By: Mike Senecal • 2/26/25
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This past January, I reported the results of a Consumer Financial Protection Bureau (CFPB) study associating frequent users of Buy Now, Pay Later... read more »
By: Mike Senecal • 2/25/25