Center for Responsible Lending Reveals Cash Advance Risks
Earned wage access and cash advance loans appeal to workers who need financial flexibility to tide them over until their next... read more »
By: Mike Senecal • 4/17/24
Mike Senecal draws on more than 20 years of educational and editorial experience to help BadCredit.org readers understand the complexities of the personal finance industry. Mike has worked in academic and trade publishing, including roles as managing editor and technical editor at the University of Florida and as contributor to finance industry publications, including Surety Bond Quarterly and Independent Agent, among others. Mike holds bachelor’s and master’s degrees from the University of South Carolina.
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Earned wage access and cash advance loans appeal to workers who need financial flexibility to tide them over until their next... read more »
By: Mike Senecal • 4/17/24
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2,190 views
11 min read
An online lending network is like an Amazon for lenders. Lending networks connect consumers and businesses that need loans with lenders that... read more »
By: Mike Senecal • 4/17/24
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Employee stock ownership plans (ESOPs) are benefit plans that provide workers with retirement savings through their investments in... read more »
By: Mike Senecal • 4/16/24
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Interacting and transacting online isn’t an option for consumers but a near necessity. That makes people more vulnerable to... read more »
By: Mike Senecal • 4/9/24
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Some cities are travel-friendly because of their proximity to places where people really want to be. Berkeley, California, is like... read more »
By: Mike Senecal • 4/3/24
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Scenes of people living on the streets or in shelters create stereotypes around homelessness as an unsolvable problem. As daunting... read more »
By: Mike Senecal • 4/2/24
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Unlike many developed countries, the United States asks higher education students to pay tuition. That naturally creates disparities between... read more »
By: Mike Senecal • 3/26/24
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College is an opportunity and also an investment. With student loan payments having resumed in October 2023, students and consumers must... read more »
By: Mike Senecal • 3/26/24
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Knowledge is valuable. Higher education is an investment intended to reap rewards. Data proves that investing in college is worth it. On average,... read more »
By: Mike Senecal • 3/26/24
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You may not view credit as a consumer product, but that’s what it is. The interest rate is the price you pay for access to credit cards and... read more »
By: Mike Senecal • 3/14/24
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Despite patchy progress toward gender social equality since the 1960s, a yawning gender investing gap persists. Three female... read more »
By: Mike Senecal • 3/13/24
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In the post-pandemic economy, families are moving to locations that offer affordability, opportunity, an engaged population,... read more »
By: Mike Senecal • 3/8/24
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The truth the old-school debt collection industry doesn’t understand is that most people want to pay their debts. TrueAccord... read more »
By: Mike Senecal • 3/7/24
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18,829 views
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The North Central Massachusetts communities that Workers Credit Union serves are known for their diligence and commitment. Those... read more »
By: Mike Senecal • 3/6/24
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14,820 views
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Many consumers know the three major US credit bureaus: Experian, Equifax, and TransUnion. But they may not know that dozens of... read more »
By: Mike Senecal • 3/5/24
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21,242 views
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Learning to build a nest egg isn’t as simple as flipping a switch. You’ve got to understand your motivations and challenges before you can create... read more »
By: Mike Senecal • 2/29/24
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While studying in the UK, Somdip Dey learned his parents back home in India had been severely injured in an auto accident. Dey... read more »
By: Mike Senecal • 2/28/24
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20,538 views
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Investors looking to purchase, renovate, build, or refinance single-family, multifamily, and mixed-use properties understand that... read more »
By: Mike Senecal • 2/27/24
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No matter the stage of life you’re in, Columbia, Missouri, is the kind of town that makes you feel like you’re coming home. With a... read more »
By: Mike Senecal • 2/15/24
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India is the world’s second-largest smartphone market and one of the most price- and value-conscious. Out of more than 950 million... read more »
By: Mike Senecal • 2/14/24