Mike Senecal

About the Author

Mike Senecal

Mike Senecal draws on more than 20 years of educational and editorial experience to help BadCredit.org readers understand the complexities of the personal finance industry. Mike has worked in academic and trade publishing, including roles as managing editor and technical editor at the University of Florida and as contributor to finance industry publications, including Surety Bond Quarterly and Independent Agent, among others. Mike holds bachelor’s and master’s degrees from the University of South Carolina.

Latest Posts

64 posts written/edited to date

Blog

3,438 views

5 min read

Affordable Adventures Await in the Diverse and Dynamic College Town of Columbia, Missouri

Affordable Adventures Await in the College Town of Columbia, MO

No matter the stage of life you’re in, Columbia, Missouri, is the kind of town that makes you feel like you’re coming home. With a... read more »

Mike Senecal

By: Mike Senecal • 2/15/24

Blog

4,161 views

5 min read

Budli Drives the Growing Tech Recommerce Market by Providing Value, Reliability, and Convenience

Budli Drives the Growing Tech Recommerce Market

India is the world’s second-largest smartphone market and one of the most price- and value-conscious. Out of more than 950 million... read more »

Mike Senecal

By: Mike Senecal • 2/14/24

Study

6,935 views

11 min read

10 Best Credit Repair Blogs for 2024

10 Best Credit Repair Blogs for 2024

Deciding to seek professional assistance to fix bad credit is a big first step for people stuck in the dregs of poor credit. But some strategies... read more »

Mike Senecal

By: Mike Senecal • 2/8/24

Blog

5,522 views

5 min read

Cloaked Generates Multiple Account Identities and One-Time Passcodes to Safeguard Online Privacy

Cloaked Identities and Passcodes Safeguard Online Privacy

Cloaked establishes a new paradigm in the cat-and-mouse game of online privacy by circumventing vulnerabilities criminals have... read more »

Mike Senecal

By: Mike Senecal • 2/6/24

Blog

7,566 views

5 min read

Innovative Mortgage Products from Evergreen Home Loans Help Buyers Purchase the Homes They Desire

Evergreen Home Loans Helps Buyers Purchase the Homes They Desire

Purchasing a home is a tried-and-true strategy for increasing net worth and ultimately creating wealth families can pass on. But... read more »

Mike Senecal

By: Mike Senecal • 2/2/24

Blog

9,113 views

5 min read

Identity Theft Protection By Malwarebytes Safeguards Users Across Devices and Environments

Malwarebytes Identity Theft Protection Safeguards Digital Life

Malwarebytes is a veteran in the internet security industry, with more than 15 years of experience providing strong antivirus and... read more »

Mike Senecal

By: Mike Senecal • 1/30/24

Blog

13,294 views

5 min read

True Finance App and Its Think Save Retire Blog Provide Users With Tools for Financial Improvement

True Finance App and TSR Blog Improve Consumer Finances

For folks struggling financially and getting further and further into debt, it’s good to know there are companies out there that... read more »

Mike Senecal

By: Mike Senecal • 1/23/24

Blog

14,820 views

7 min read

Bitches Get Riches Cuts Through the Clutter With Authentic Advice for Getting Your Finances On Track

Bitches Get Riches Tells It Like It Is About Money and Life

Lauren Torres and Jess Fickett have dedicated their lives to breaking barriers around talking about money. They do it through... read more »

Mike Senecal

By: Mike Senecal • 12/20/23

Blog

16,666 views

5 min read

Research Suggests Medical Debt Drives Poor Health Outcomes and Worsens Existing Disparities

Research Suggests Medical Debt Worsens Health Outcomes

It doesn’t take a leap of imagination to understand how poor health can lead to medical debt. But a study from the nonpartisan... read more »

Mike Senecal

By: Mike Senecal • 12/20/23

Blog

18,382 views

7 min read

Credit Acceptance Helps Americans Stay On The Road With Access to Affordable Auto Financing Options

Credit Acceptance Provides Affordable Auto Financing Options

Owning your own transportation can be your ticket to better job prospects, financial advancement, and life enjoyment. For more... read more »

Mike Senecal

By: Mike Senecal • 12/20/23

Blog

12,756 views

5 min read

Easy Peasy All-in-One Homeschool Provides a Complete and Free Pre-K to 12th-Grade Curriculum

Easy Peasy All-in-One Homeschool Resources Are Complete and Free

More families than ever are interested in home-schooling, especially since the COVID-19 pandemic. Online resources abound but tend... read more »

Mike Senecal

By: Mike Senecal • 12/19/23

Blog

26,672 views

5 min read

Canvas Credit Union Recognized for Serving Members and Communities Across the Financial Life Cycle

Canvas Credit Union Recognized for Community Service

People have different financial priorities at different stages of life. For example, most high schoolers are less concerned with... read more »

Mike Senecal

By: Mike Senecal • 12/15/23

Blog

16,920 views

5 min read

Even Healthcare Provides Affordable Managed Care Plans That Encourage Holistic Preventive Care

Affordable Even Healthcare Plans Encourage Preventive Care

The days of holistic family doctors are receding in the corporatized and technologized US health system. In India, the situation... read more »

Mike Senecal

By: Mike Senecal • 12/14/23

Study

26,104 views

9 min read

10 Most Innovative Credit-Building Products for 2023

10 Most Innovative Credit-Building Products for 2023

The lower your credit score, the less credit you qualify for. Reasonably priced credit is hard to come by if you’re starting from scratch with no... read more »

Mike Senecal

By: Mike Senecal • 12/6/23

Blog

23,456 views

7 min read

Families Can Enjoy Free and Affordable Fun Among the Majestic Natural Beauty of the Smoky Mountains

The Smoky Mountains Offer Free and Affordable Family Fun

The Great Smoky Mountains National Park welcomed nearly 13 million visitors in 2022, more than any other US national park. As... read more »

Mike Senecal

By: Mike Senecal • 12/5/23

Blog

41,857 views

5 min read

Patriot Software Seamlessly Handles Accounting and Payroll So SMB Owners Can Focus on Success

Patriot Accounting and Payroll Platform Empowers SMBs

Unless you’re an accountant, you probably didn’t start your career to do arithmetic. That’s why Patriot Software is a trusted... read more »

Mike Senecal

By: Mike Senecal • 11/28/23

Blog

29,216 views

5 min read

Insured Nomads Protects Travelers and Remote Workers from Unexpected Medical and Travel Costs

Insured Nomads Provides Protection for Travelers and Remote Workers

You might think only people with significantly higher incomes can enjoy the always-traveling, digital-nomad lifestyle. But the... read more »

Mike Senecal

By: Mike Senecal • 11/15/23

Study

26,401 views

11 min read

10 Best Bankruptcy Law Firms for 2023

10 Best Bankruptcy Law Firms for 2023

For consumers who may live from paycheck to paycheck or job to job and struggle with pitfalls such as heavy debt, a tax burden, or home... read more »

Mike Senecal

By: Mike Senecal • 11/15/23

Blog

19,349 views

5 min read

SoloSuit Acquires Resolve To Further Its Mission of Helping Consumers Settle Their Debts Affordably

SoloSuit Acquires Resolve To Further Its Affordable Debt Settlement Mission

Most consumers are unprepared to handle the complexities of a debt lawsuit within the 14-30 days usually offered. Since 2018,... read more »

Mike Senecal

By: Mike Senecal • 11/9/23

Blog

25,399 views

5 min read

Atmos Puts Global Sustainability First in Building an Eco-Friendly Financial Technology System

Atmos Builds an Eco-Friendly Financial Technology Platform

Atmos Financial is dedicated to encouraging global sustainability through its financial products. Checking and savings customers... read more »

Mike Senecal

By: Mike Senecal • 11/7/23