Mike Senecal

About the Author

Mike Senecal

Mike Senecal draws on more than 20 years of educational and editorial experience to help BadCredit.org readers understand the complexities of the personal finance industry. Mike has worked for decades in academic and trade publishing, including roles as managing editor and technical editor at the University of Florida and as contributor to finance industry publications, including Surety Bond Quarterly and Independent Agent, among others. Mike holds bachelor’s and master’s degrees from the University of South Carolina, and he enjoys bringing his years of academic and industry expertise online to help consumers of diverse financial backgrounds.

Latest Posts

39 posts written/edited to date

Blog

315 views

5 min read

HappyNest Offers Everyday Consumers Access to Commercial Real Estate Investing for As Little As $10

HappyNest Offers Commercial Real Estate Investing for As Little As $10

As the real estate investment marketplace evolves through digital transformation, HappyNest helps everyday consumers get involved... read more »

Mike Senecal

By: Mike Senecal • 9/28/23

Study

605 views

9 min read

10 Best Finance Blogs for College Students in 2023

10 Best Finance Blogs for College Students in 2023

There’s no better time than the present to start your financial journey. As a US college student, you may think you’re not well positioned to... read more »

Mike Senecal

By: Mike Senecal • 9/26/23

Study

1,037 views

9 min read

10 Best Money Coaches to Work With in 2023

10 Best Money Coaches to Work With in 2023

Some people are happy going online and putting the financial advice they find there into action without much supervision. For the rest of us,... read more »

Mike Senecal

By: Mike Senecal • 9/25/23

Study

1,105 views

11 min read

20 Fast-Growing Metro Areas with the Most-Improved Credit Scores

20 Fast-Growing Metro Areas with the Most-Improved Credit Scores

If you’re reading this, you probably already appreciate the significance and benefits of a high personal credit score. A FICO® Score in the... read more »

Mike Senecal

By: Mike Senecal • 9/25/23

Blog

2,520 views

5 min read

Rural Partners Network Connects Federal Agencies with Local Partners to Enhance Rural Opportunity

Rural Partners Network Enhances Opportunity in Rural Communities

Rural communities need federal support to compete in the modern economy. But securing federal assistance for local job creation,... read more »

Mike Senecal

By: Mike Senecal • 9/19/23

Study

1,661 views

9 min read

10 Best Personal Finance Blogs for Dads in 2023

10 Best Personal Finance Blogs for Dads in 2023

If you’re a father, you’ve got to make time for things — it’s as simple as that. Parenting is a constant juggling act of equally critical... read more »

Mike Senecal

By: Mike Senecal • 9/18/23

Study

5,529 views

11 min read

10 Best Free Financial E-Books for 2023

10 Best Free Financial E-Books for 2023

There’s no shortage of financial advice on the web. It’s not an exaggeration that for every recommendation you read or watch online, you can find... read more »

Mike Senecal

By: Mike Senecal • 9/13/23

Blog

6,534 views

5 min read

Gateway Bank Helps Local Small Businesses Weather Change and Thrive as Community Partners

Gateway Bank Helps Local SMBs Weather Change and Thrive

During the period of heightened bank failures in early 2023, James Christensen, President and CEO of Gateway Bank in Mesa,... read more »

Mike Senecal

By: Mike Senecal • 9/12/23

Blog

3,487 views

7 min read

Healthinsurance.org: Actionable Info and Insights to Find Affordable Health Coverage Anywhere in the US

Healthinsurance.org: Find Affordable Health Coverage Anywhere in the US

Times keep changing in the world of health insurance. Ensuring you and your loved ones receive the best protection requires... read more »

Mike Senecal

By: Mike Senecal • 9/8/23

Blog

10,010 views

5 min read

FinMkt Lending Automation Solutions Empower Consumers and Help Merchants Drive Sales

FinMkt Lending Automation Solutions Empower Consumers and Drive Sales

FinMkt helps merchants increase conversions by giving consumers more lending options at the point of sale. It’s disrupting the Buy... read more »

Mike Senecal

By: Mike Senecal • 8/31/23

Blog

23,655 views

5 min read

McCoy College of Business: Scholarship Options Support a Diverse Range of Degree-Seeking Students

McCoy College of Business Scholarships Support a Diverse Range of Students

The McCoy College of Business at Texas State University wants undergraduate and graduate students to know they have a place at an... read more »

Mike Senecal

By: Mike Senecal • 7/31/23

Blog

20,336 views

5 min read

DeSales University Scholarships Strive to Welcome and Support High Performers from All Walks of Life

DeSales University Scholarships Support Students from All Walks of Life

Some say the value of a college education depends on what you put into it. Others remember the special teachers in their lives and... read more »

Mike Senecal

By: Mike Senecal • 7/31/23

Blog

28,710 views

5 min read

Mission Asset Fund Helps Underserved Financial Consumers Gain Access to Loans and Build Credit

MAF Helps Underserved Financial Consumers Gain Access and Build Credit

As pundits and politicians debate immigration policy, Mission Asset Fund (MAF) enables undocumented and underserved financial... read more »

Mike Senecal

By: Mike Senecal • 7/13/23

Blog

19,488 views

7 min read

ScoreSense Monitors and Reports Credit Scores, Protects Personal Data, and Provides Live Support

ScoreSense Monitors and Reports Credit Scores with Live Customer Support

The three bureaus reporting credit scores in the US don’t always use the same data, which can hurt consumers applying for loans... read more »

Mike Senecal

By: Mike Senecal • 6/29/23

Study

37,536 views

9 min read

The 10 Best Debt-Free Blogs of 2023

The 10 Best Debt-Free Blogs of 2023

Paying debt and living a debt-free life is similar to working out or going on a diet: you know it’s good for you, but staying committed over the... read more »

Mike Senecal

By: Mike Senecal • 6/27/23

Study

46,987 views

11 min read

The 10 Best Credit Score Apps of 2023

The 10 Best Credit Score Apps of 2023

Your credit score is your window to financial opportunity, but only if you take control. Many top lenders and insurers use FICO scores to judge... read more »

Mike Senecal

By: Mike Senecal • 6/21/23

Blog

20,813 views

5 min read

Volunteers With San Diego Humane Society Support Community-Focused Animal Care

San Diego Humane Society Provides Community-Focused Animal Care

In the most basic sense, San Diego Humane Society is an animal shelter, but it’s so much more than that. The organization provides... read more »

Mike Senecal

By: Mike Senecal • 6/14/23

Blog

26,103 views

5 min read

Circa Offers Flexible Rental Payments and Credit Reporting to Help Residents Improve Financially

Circa Offers Flexible Rental Payments and Credit Reporting to Residents

Rental property residents often regard the first of the month as that special time when all the bills come due at once. That’s not... read more »

Mike Senecal

By: Mike Senecal • 6/9/23

Blog

32,535 views

5 min read

First Tech Federal Credit Union Offers Sound Financial Services to Help All Members Achieve Success

First Tech FCU Offers Sound Financial Services

First Tech Federal Credit Union is a full-service institution with comprehensive product and service offerings that is built on a... read more »

Mike Senecal

By: Mike Senecal • 6/5/23

Blog

30,243 views

5 min read

The Minimalists Podcast: Create Space for Intentional Living and Healthier Money Habits

The Minimalists Podcast Helps Build Healthier Money Habits

If you think minimalism is only about finding room for furniture and emptying junk drawers, think again. In the hands of Joshua... read more »

Mike Senecal

By: Mike Senecal • 5/31/23