What is an IRA? A Guide to Individual Retirement Accounts
If you’re hiding your money under your mattress, you’re doing it wrong. Financial services can help you grow what you have into something more.... read more »
By: Mike Senecal • 10/3/24
Mike Senecal draws on more than 20 years of educational and editorial experience to help BadCredit.org readers understand the complexities of the personal finance industry. Mike has worked in academic and trade publishing, including roles as managing editor and technical editor at the University of Florida and as contributor to finance industry publications, including Surety Bond Quarterly and Independent Agent, among others. Mike holds bachelor’s and master’s degrees from the University of South Carolina.
Guide
1,694 views
11 min read
If you’re hiding your money under your mattress, you’re doing it wrong. Financial services can help you grow what you have into something more.... read more »
By: Mike Senecal • 10/3/24
Blog
2,490 views
5 min read
Member-owned credit unions operate on a not-for-profit cooperative model to offer broader access to financial services than... read more »
By: Mike Senecal • 10/2/24
Guide
3,068 views
7 min read
You may find it hard to believe there was ever a time when banks routinely turned down women who applied for credit cards and loans — even when... read more »
By: Mike Senecal • 9/30/24
Blog
7,467 views
5 min read
When it comes to college financial planning, it pays to get students involved early. Raise Me helps families with students as... read more »
By: Mike Senecal • 9/24/24
Blog
6,360 views
5 min read
Many victims of identity theft, unauthorized credit card charges, and credit report errors feel overwhelmed at the prospect of... read more »
By: Mike Senecal • 9/24/24
Blog
6,696 views
5 min read
Humans aren’t computers, but when we think systematically about a problem, we’re often able to solve it. Unfortunately, the... read more »
By: Mike Senecal • 9/19/24
Guide
8,424 views
11 min read
If you’re currently involved with a debt collection agency and need some answers about the process, you’ve come to the right place. If you’re... read more »
By: Mike Senecal • 9/17/24
Blog
6,062 views
5 min read
As an American, you may take your ability to better yourself financially for granted. Now imagine cutting up your cards and... read more »
By: Mike Senecal • 9/12/24
Blog
10,976 views
5 min read
If you haven’t heard of all the things credit unions do to help consumers and members use financial services to their greatest... read more »
By: Mike Senecal • 9/10/24
Blog
16,720 views
5 min read
You’ve probably heard of the gender lifespan gap between men and women. New research shows that women now outlive men by 5.8... read more »
By: Mike Senecal • 9/4/24
Blog
13,860 views
5 min read
In Brooklyn and Queens, New York, Dollaride connects residents in vast “transit deserts” — places where the subway doesn’t go, bus... read more »
By: Mike Senecal • 8/22/24
Blog
16,584 views
5 min read
How accurate is your credit history? Nearly half (44%) of respondents in a recent Consumer Reports survey found at least one error... read more »
By: Mike Senecal • 8/15/24
Blog
23,103 views
5 min read
We love the history and lore of small community banks and credit unions, which often have engaging origin stories. But there... read more »
By: Mike Senecal • 8/8/24
Blog
21,080 views
5 min read
Best Egg President and Co-Founder Bobby Ritterbeck contends that consumers use financial services most productively when they feel... read more »
By: Mike Senecal • 8/6/24
Blog
27,873 views
5 min read
The credit system typically rewards the wealthiest consumers with the best rates. Secured credit cards require cardholders to make... read more »
By: Mike Senecal • 7/31/24
Blog
19,482 views
5 min read
Every business journey comes with growing pains. The only question is how you deal with the inevitable challenges to keep... read more »
By: Mike Senecal • 7/30/24
Blog
17,394 views
5 min read
If managing your finances, making productive investments, and increasing your income and assets were easy, everybody would do it.... read more »
By: Mike Senecal • 7/29/24
Blog
26,655 views
5 min read
Banks and credit unions are businesses and beating the competition is the name of the game. But that doesn’t quite explain why, in... read more »
By: Mike Senecal • 7/23/24
Guide
40,185 views
11 min read
Military families face a host of financial challenges that most civilians never experience. Frequent relocations, separation during overseas... read more »
By: Mike Senecal • 7/19/24
Blog
26,087 views
5 min read
Great ideas often emanate from experience. In his stint in retail lending at India’s Standard Chartered Bank, Nitin Khandelwal... read more »
By: Mike Senecal • 7/10/24