Zina Kumok

Zina Kumok

Bad Credit Expert

Zina Kumok is a personal finance writer, certified financial health counselor, and student loan counselor. She works as a money coach helping people one on one at ConsciousCoins.com. Her advice has been featured in Lifehacker, FoxBusiness, Time Magazine, Investopedia, Forbes, and several other major financial brands. She paid off $28,000 worth of student loans in three years. She's a three-time Plutus Awards finalist for Best Personal Finance Contributor and a three-time speaker at FinCon, the premier financial media conference.

Latest Posts

(3) Total Posts to Date

Guide

6,528 views

29 min read

Credit Score Charts: Data & Trends in 2021

15 Credit Score Charts: Data & Trends in 2021

Credit score charts are an easy way to make sense of what can be an overwhelmingly complicated topic. There’s a... read more »

Zina Kumok

By: Zina Kumok • 12/21/20

Guide

22,253 views

23 min read

How to Finance & Buy Cars for Sale with Bad Credit

How to Finance Cars for Sale with Bad Credit

Finding cars for sale with bad credit can be difficult. Thankfully, a less-than-stellar credit score doesn’t have... read more »

Zina Kumok

By: Zina Kumok • 10/22/20

Guide

35,196 views

33 min read

Personal Loans for Bad Credit in 2021

7 Personal Loans for Bad Credit Borrowers

When you need money quickly, figuring out where to get the best personal loans for bad credit can be a struggle. Do... read more »

Zina Kumok

By: Zina Kumok • 11/10/20