What is a Grace Period? How the Term Applies to Loans and Credit Cards
You’ve heard the phrase “timing is everything,” and that is especially true with your finances. Just ask those who locked in 2.65% mortgage... read more »
Zina Kumok is a personal finance writer, certified financial health counselor, and student loan counselor. She works as a money coach helping people one on one at ConsciousCoins.com. Her advice has been featured in Lifehacker, FoxBusiness, Time Magazine, Investopedia, Forbes, and several other major financial brands. She paid off $28,000 worth of student loans in three years. She's a three-time Plutus Awards finalist for Best Personal Finance Contributor and a three-time speaker at FinCon, the premier financial media conference.
Guide
40,672 views
9 min read
You’ve heard the phrase “timing is everything,” and that is especially true with your finances. Just ask those who locked in 2.65% mortgage... read more »
By: Zina Kumok • 11/25/24
Guide
52,725 views
11 min read
When people ask me what part of personal finance they should care about, I always tell them: your creditworthiness. Being creditworthy is like... read more »
By: Zina Kumok • 10/1/24
Guide
61,451 views
9 min read
When the credit bureau Equifax was hacked in 2017, I was worried that my information would be compromised — or someone would open a new credit... read more »
By: Zina Kumok • 9/19/24
Guide
100,000+ views
15 min read
An installment loan is a loan with a fixed repayment term, meaning that there is a specific end date to the loan. When you sign up for an... read more »
By: Zina Kumok • 6/13/24
Study
100,000+ views
9 min read
Credit scores are one of the most important financial barometers. A good credit score opens doors to lower interest rates and better loan... read more »
By: Zina Kumok • 9/27/23
Guide
100,000+ views
11 min read
It’s a cliché for a reason: Buying a home truly makes you feel like you’ve fulfilled the American dream. But if you have a low income and bad... read more »
By: Zina Kumok • 8/8/23
Guide
100,000+ views
11 min read
If you’ve ever struggled with the consequences of poor credit, you may feel like everyone except you seems to know some higher credit score... read more »
By: Zina Kumok • 2/1/21
Guide
100,000+ views
13 min read
Credit score charts are an easy way to make sense of what can be an overwhelmingly complicated topic. There’s a reason why teachers like to use... read more »
By: Zina Kumok • 12/28/20