7 Ways a Bad Credit Score Can Hurt You
Everyone wants a good credit score. If your report shows you likely have a 700 or higher, you’ll have access to better interest rates, be... read more »
By: Steven Tumulski • 1/15/15
Steven Tumulski is most knowledgeable about debt and credit repair, and has had his work published more than 5,000 times in his years of writing. Much of Steve’s education comes from real-world experience, having served in management in the IT field before diving into the world of personal finance. Steve is a father of three and spends his spare time reading and writing fiction.
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Everyone wants a good credit score. If your report shows you likely have a 700 or higher, you’ll have access to better interest rates, be... read more »
By: Steven Tumulski • 1/15/15
Guide
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If you’re in college and dealing with bad credit, you’re undoubtedly hoping to graduate with a higher score. Doing so isn’t quite as difficult as... read more »
By: Steven Tumulski • 12/18/14
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Debt stinks, but it’s not like most of us have much of a choice. If you want to buy a house, you’re going to need to save a few hundred thousand... read more »
By: Steven Tumulski • 12/17/14
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Once you have bad credit, it might seem like you’ll never be approved for another loan again. While this is partially true, there are a number of... read more »
By: Steven Tumulski • 10/23/14
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It’s no secret the recent “great recession” was largely caused at the hands of mortgage lenders with all-too-lenient credit requirements. A... read more »
By: Steven Tumulski • 7/25/13
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If you have bad credit, then you’re already used to dealing with a number of challenges. One you may never have expected is having to fess up... read more »
By: Steven Tumulski • 7/16/13
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A recent $1.3 million dollar study undertaken by Freddie Mac has revealed some surprising differences in credit scores between African-Americans... read more »
By: Steven Tumulski • 7/15/13
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It seems like common knowledge we should avoid debt. Each generation goes through the process of accumulating debt, struggling to pay it off and... read more »
By: Steven Tumulski • 7/11/13
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It’s tough living in a world where your credit score is so important. One little mistake, one missed payment or simply failing to check your... read more »
By: Steven Tumulski • 7/9/13
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College is expensive. Recent surveys have shown the cost of an average four year degree is $22,000. When you realize this represents an increase... read more »
By: Steven Tumulski • 7/2/13
Guide
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Whether you’ve made some bad decisions or simply fell on hard times, finding yourself with a bad credit score is always a bummer. Thankfully,... read more »
By: Steven Tumulski • 6/28/13
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Unless you’re independently wealthy, it’s going to be virtually impossible to accomplish any typical adult goals without credit. Buying a new or... read more »
By: Steven Tumulski • 6/17/13
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A recent study shows one-third of all Americans are suffering the consequences of having a low credit score. Lenders are reportedly tightening... read more »
By: Steven Tumulski • 6/17/13
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We live in a society where those with good credit scores are at an advantage. They pay lower interest rates and lower security deposits, and in... read more »
By: Steven Tumulski • 6/15/13
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Everyone wants a good credit score, but why? Sure, you’re far more likely to be approved for a loan if you have great credit, but that’s an... read more »
By: Steven Tumulski • 6/8/13
Study
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It seems everything leads to cancer, these days. You can’t do too much of anything without putting yourself at some sort of increased risk. But... read more »
By: Steven Tumulski • 5/27/13
Study
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In 2004, Congress initiated a 10-year project to study the accuracy of the credit reporting industry. The results are published in two-year... read more »
By: Steven Tumulski • 5/6/13