BadCredit.org Staff

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BadCredit.org Staff

This article was contributed by one or more members of the BadCredit.org editorial staff. To connect with our writers, editors, and other personal finance experts, please visit our Twitter, Google+ or Contact Us page.

Latest Posts

126 posts written/edited to date

Blog

100,000+ views

3 min read

PersonalLoans.com: An Algorithm That Can Match You With a Lender in Minutes

PersonalLoans.com's Algorithm Can Match You With a Lender in Minutes

simplifies the loan application process for consumers by using an algorithm that can match you with a lender in minutes. With its... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/1/16

Study

100,000+ views

5 min read

Exploring the Credit Behaviors of Undocumented Immigrants

Exploring the Credit Behaviors of Undocumented Immigrants

A new study from the University of New Mexico found many undocumented immigrants are severely underbanked, wary of debt and unable... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 5/1/15

Guide

100,000+ views

3 min read

How to Set Up a Debt Repayment Plan in 7 Easy Steps

How to Set Up a Debt Repayment Plan in 7 Easy Steps

Choosing to get serious about paying down your debt is a big step. It’s a commitment you’re making to yourself to take back control of your... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 4/27/15

Study

100,000+ views

3 min read

Study: Lenient Bankruptcy Laws Make the Rich Invest Less

Lenient Bankruptcy Laws Affect Investments

When bankruptcy exemption levels increase, the wealthy tend to invest less in risky unsecured assets, according to a new study... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 4/24/15

Study

100,000+ views

3 min read

Research Explains Why Crashes Follow Lending Booms

Why Crashes Follow Lending Booms

A combination of overconfidence, selective memory and high liquidity explains why financial crises often follow periods of... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 4/21/15

Blog

100,000+ views

5 min read

10 Undergrads Ready to Revolutionize the Finance Industry

10 Undergrads Ready to Revolutionize the Finance Industry

For thousands of college students around the United States, graduation is right around the corner. The days of juggling internships, exams and... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 4/6/15

Study

100,000+ views

3 min read

Is Bankruptcy Law Unfair to Low-Income Citizens?

Is Bankruptcy Law Unfair to Low-Income Citizens?

Bankruptcy is a measure of last resort for the overindebted consumer, presumably offering a fresh financial start to people drowning in debt. But... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/31/15

Guide

100,000+ views

1 min read

The Spring-Cleaning Guide to Fixing Your Credit

The Spring-Cleaning Guide to Fixing Your Credit

The arrival of spring signals that it’s time to clean house, dust off things you haven’t looked at in a year, get rid of items you no longer want... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/30/15

Study

100,000+ views

3 min read

Adding Salt to a Wound: When Lenders Ignore Your Bankruptcy

When Lenders Ignore Your Bankruptcy

Back in November 2014, The New York Times shed light on a disturbing trend among some of the nation’s biggest lenders: Banks like JPMorgan Chase,... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/24/15

Study

100,000+ views

9 min read

America’s 20 Most Overindulgent Metropolitan Areas

America’s 20 Most Overindulgent Metropolitan Areas

Americans love to consume, but living a life of excess — especially with your finances — can lead to trouble. These 20... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/17/15

Study

100,000+ views

5 min read

Faith, Finance and Fear: How Churches Declare Bankruptcy

Faith, Finance and Fear: How Churches Declare Bankruptcy

Bankruptcy is one of the most effective yet misunderstood forms of consumer protection in the legal system. Instead of jailing an individual or... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/12/15

Study

100,000+ views

9 min read

The 20 Hardest-Working Cities in America

The 20 Hardest-Working Cities in America

Over the past decade, there’s been quite a lot of talk about consumers’ stagnating wages — not only because the average American citizen’s income... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/5/15

Guide

100,000+ views

3 min read

6 Ways to Check Someone Else’s Credit Report

6 Ways to Check Someone Else’s Credit Report

We all know a person’s credit report tells a lot about them – and not just financially. A credit report contains personally identifying... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/2/15

Blog

100,000+ views

3 min read

Want to Really Repair Your Credit? Lawyer Up.

Want to Really Repair Your Credit? Lawyer Up.

On the list of things people enjoy doing, repairing their credit probably ranks pretty low. It’s a long and delicate process fraught with legal... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/2/15

Study

100,000+ views

3 min read

Underwater: Household Finances After Hurricane Katrina

Underwater: Household Finances After Hurricane Katrina

2005 was a terrible year for New Orleans — Hurricane Katrina, a category five storm and meteorological juggernaut, swept up the Gulf of Mexico... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 2/19/15

Blog

100,000+ views

9 min read

11 Presidents Who Passed Landmark Consumer Finance Laws

11 Presidents Who Passed Landmark Consumer Finance Laws

President’s Day is a time to reflect on the accomplishments and leadership of our past commanders-in-chief. We remember their lives, their words... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 2/16/15

Study

100,000+ views

3 min read

How P2P Loans Could Disrupt Traditional Consumer Lending

How P2P Loans Could Disrupt Traditional Consumer Lending

The Internet has a track record of cultivating uncanny new technologies that challenge markets, playing the role of democratized Davids to... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 2/10/15

Study

100,000+ views

7 min read

The 20 Safest Small Cities for Your Retirement

The 20 Safest Small Cities for Your Retirement

For someone with bad credit, figuring out retirement can be a tricky task. Chances are your finances are already battered from high-interest... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 2/4/15

Blog

100,000+ views

3 min read

How GDR Could Overhaul Debt Collecting

How GDR Could Overhaul Debt Collecting

Global Debt Registry hopes to become the world’s first independent registry to catalog and track consumer debt. If successful,... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 2/3/15

Study

100,000+ views

7 min read

The 20 Most Dangerous Cities to Own Property

The 20 Most Dangerous Cities to Own Property

Every year, the U.S. Federal Bureau of Investigation releases data through the Uniform Crime Reporting (UCR) Program that shows the number of... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 1/27/15