Jon McDonald

Jon McDonald

Bad Credit Expert

BadCredit.org Contributing Editor Jon McDonald has more than 15 years of journalism expertise. Jon stays up to date on emerging finance trends and news about the companies impacting the industry. He also shares valuable financial literacy resources for subprime consumers. He is most knowledgeable in the areas of budgeting, loans, and responsible credit use and is committed to bringing that experience to readers around the world. He has a passion for both writing and editing, and his articles have appeared in publications produced by The New York Times.

Latest Posts

(26) Total Posts to Date

Blog

221 views

11 min read

Alleviating Financial and Credit Problems for Older Adults Requires Proactive Support and Advocacy

Alleviating Credit Problems for Older Adults Requires Support

In a Nutshell: People often imagine retirement as a time of leisure and relaxation. But for many older adults in... read more »

Jon McDonald

By: Jon McDonald • 10/19/21

Blog

2,124 views

11 min read

The Tally App Helps Consumers Automate Credit Card Payments to Pay Down Debt Faster

Tally Automates Credit Card Payments to Pay Down Debt Faster

In a Nutshell: The Tally app aims to help consumers with outstanding debt strategize paying off their credit cards... read more »

Jon McDonald

By: Jon McDonald • 10/14/21

Blog

3,924 views

11 min read

Liberty Bank Helps Low- to Mid-Income Families Build Knowledge, Credit, and Wealth

Liberty Bank Helps Build Knowledge, Credit & Wealth

In a Nutshell: Liberty Bank is dedicated to serving low- and moderate-income individuals and families in... read more »

Jon McDonald

By: Jon McDonald • 10/11/21

Blog

5,356 views

11 min read

Earnest Loan Products Help Learners Fund Higher Education and Minimize Student Debt

Earnest Loan Products Help Minimize Student Debt

In a Nutshell: Earnest is a student loan origination and refinancing platform that takes a fresh approach to... read more »

Jon McDonald

By: Jon McDonald • 9/30/21

Blog

5,168 views

11 min read

Inspired Budget Offers Advice to Help Women and Couples Manage Money and Become Debt Free

Inspired Budget: Financial Advice to Help Women Reduce Debt

In a Nutshell: Marriage is a team effort, and part of the process is learning how to manage money together. That... read more »

Jon McDonald

By: Jon McDonald • 9/28/21

Blog

5,964 views

13 min read

Bond & Botes Law Offices Helps Bankruptcy Clients Chart a Path Forward

Bond & Botes Has Decades of Bankruptcy Law Experience

In a Nutshell: Bankruptcy often carries a severe social stigma in the United States, but it can be an essential... read more »

Jon McDonald

By: Jon McDonald • 9/27/21

Blog

8,450 views

11 min read

Boys & Girls Clubs of Southeastern Michigan Educate Communities on Credit and Entrepreneurship

Boys & Girls Clubs of SE MI Educate Communities on Credit

In a Nutshell: The Boys & Girls Clubs of Southeastern Michigan (BGCSM) invests in the future of young people and in... read more »

Jon McDonald

By: Jon McDonald • 9/16/21

Blog

11,203 views

11 min read

Heartland Bank Can Help Consumers Improve Their Credit Scores Through Financial Education

Heartland Bank and Trust Helps Consumers Improve Credit

In a Nutshell: Heartland Bank and Trust Company has offices in Central and Northern Illinois and is committed to... read more »

Jon McDonald

By: Jon McDonald • 9/14/21

Blog

11,655 views

11 min read

Rising Pandemic-Related National Debt Reflects Lessons Learned from the Previous Recession

Rising National Debt Reflects Lessons from the Recession

In a Nutshell: Government financial stimulus and relief resources at the start of the COVID-19 pandemic in 2020... read more »

Jon McDonald

By: Jon McDonald • 9/13/21

Blog

14,508 views

11 min read

Goalry: Tools, Insights, and a Community for Loan Shopping and Helping Consumers Achieve Life Goals

Goalry Offers Tools, Insights, and Resources for Loan Shopping

In a Nutshell: Consumers shopping online for loans and other financial products may feel overwhelmed with so many... read more »

Jon McDonald

By: Jon McDonald • 8/30/21

Blog

19,830 views

11 min read

Verity Credit Union’s Programs and Partnerships Support Member and Community Prosperity

Verity CU Supports Member and Community Prosperity

In a Nutshell: Verity Credit Union emphasizes social and environmental prosperity as a member of the Global... read more »

Jon McDonald

By: Jon McDonald • 8/30/21

Blog

13,312 views

13 min read

ODE’s Coconut Helps Consumers Monetize Personal Data to Increase Earnings and Pay Down Debt

ODE’s Coconut Helps Consumers Monetize Personal Data

In a Nutshell: In the current data collection model, aggregators get paid, and consumers just see more... read more »

Jon McDonald

By: Jon McDonald • 8/13/21

Blog

25,088 views

11 min read

Royal Credit Union is Committed to Financial Education and Community Development

Royal Credit Union Focuses on Education and Development

In a Nutshell: As a certified community development financial institution, Royal Credit Union takes pride in... read more »

Jon McDonald

By: Jon McDonald • 8/11/21

Blog

35,188 views

9 min read

InstaCash Helps Consumers Unlock the Value of Used Smartphones to Stay Connected and Pay Off Debt

InstaCash: Buy and Sell Used Smartphones to Pay Off Debt

In a Nutshell: InstaCash offers a streamlined process and fair compensation for consumers in India who want to sell... read more »

Jon McDonald

By: Jon McDonald • 8/4/21

Blog

32,756 views

9 min read

AgAmerica’s Loan and Credit Products Help Keep Small Farms in Business and Feeding America

AgAmerica: Loan and Credit Products for Small Farmers

In a Nutshell: When small farmers in the United States need loans and credit products, they often turn to AgAmerica... read more »

Jon McDonald

By: Jon McDonald • 8/5/21

Blog

29,529 views

9 min read

BusyKid: A Money Management App That Helps Kids Build Positive Financial Habits and Avoid Debt

BusyKid Money Management App Teaches Positive Financial Habits

In a Nutshell: The BusyKid app helps parents prepare their children for the realities of earning and spending... read more »

Jon McDonald

By: Jon McDonald • 7/26/21

Blog

100,000+ views

11 min read

CarLoans.com.au Helps Australians Secure Better Auto Financing Rates with Customer-Centered Service and Corporate Buying Power

CarLoans.com.au Helps Australians Secure Better Auto Financing Rates

In a Nutshell: When it comes to a major purchase like an automobile, comparison shopping is crucial — and the same... read more »

Jon McDonald

By: Jon McDonald • 11/13/18

Blog

100,000+ views

13 min read

First Source Federal Credit Union Serves Members and Communities in Upstate New York Through Financial Literacy Programs and Resources

First Source Serves Communities with Financial Education Resources

In a Nutshell: Credit unions often have reputations for being member-oriented, and First Source Federal Credit... read more »

Jon McDonald

By: Jon McDonald • 11/2/18

Blog

100,000+ views

11 min read

Capital Debt Solutions Takes a Caring Approach to Helping Australians Address Personal Debt Issues and Achieve Greater Financial Health

Capital Debt Solutions Helps Australians Address Personal Debt

In a Nutshell: Debt can be more than just a financial problem; it can impact a person’s emotional and physical... read more »

Jon McDonald

By: Jon McDonald • 10/15/18

Blog

100,000+ views

11 min read

Berkshire Bank’s Partnership with GreenPath Expands Efforts to Empower Customers in the Northeast Through Financial Education

Berkshire Bank Partners with GreenPath to Expand Its Mission

In a Nutshell: Many residents of the Northeast US already recognize Berkshire Bank as a business dedicated to... read more »

Jon McDonald

By: Jon McDonald • 10/10/18

Blog

100,000+ views

9 min read

California Coast Credit Union Keeps Its Members’ Best Interests in Mind with Tools & Resources to Manage Money

California Coast Credit Union Keeps Its Members' Best Interests in Mind

In a Nutshell: Founded in 1929, California Coast Credit Union is the oldest credit union in San Diego. A 2008... read more »

Jon McDonald

By: Jon McDonald • 8/28/17

Blog

100,000+ views

11 min read

Setting the Standards for Financial Responsibility — How the National Foundation for Credit Counseling® Enforces High-Quality Education & Counseling Services

How the NFCC® Enforces High-Quality Financial Counseling

In a Nutshell: Founded shortly after the first commercial credit card hit the market, the National Foundation for... read more »

Jon McDonald

By: Jon McDonald • 8/14/17

Blog

100,000+ views

7 min read

The Tax Policy Center Weighs in on How the Federal Tax System Has Affected Growing Income Inequality and How Reform Could Help

The Tax Policy Center Analyzes How Taxes Affect Income Inequality

In a Nutshell: Income inequality is a popular talking point and political issue in the US, with the top 1% of the... read more »

Jon McDonald

By: Jon McDonald • 7/20/17

Guide

100,000+ views

9 min read

4 Father’s Day Gift Ideas that Won’t Break the Bank (From an Actual Dad)

4 Father’s Day Gift Ideas that Won’t Break the Bank

I have always loved Father’s Day, but now that I celebrate it as a dad, I have a newfound appreciation for it. Each... read more »

Jon McDonald

By: Jon McDonald • 4/20/18

Blog

100,000+ views

9 min read

Quizzle: Free Full Credit Reports, Loan Tools, and Advice For Making the Most of Your Finances

Quizzle: Free Full Credit Reports, Loan Tools & Expert Financial Advice

In a Nutshell: Since 2008, Quizzle has provided people across the U.S. with a free TransUnion credit report and... read more »

Jon McDonald

By: Jon McDonald • 11/30/16