Mike Randall

About the Author

Mike Randall

Mike Randall is most knowledgeable in the areas of credit scores and credit cards, having written on those topics and others for the past eight years. He graduated from California State University with a degree in English literature, and he has an extensive background in personal finance studies. When he's not keeping BadCredit.org readers informed of changes in the subprime market, Mike’s hobbies include sailing and gourmet cooking.

Latest Posts

295 posts written/edited to date

Blog

100,000+ views

5 min read

SELCO Remains Committed to Spreading Financial Literacy Throughout the Communities It Serves

SELCO Remains Committed to Spreading Financial Literacy

While education is widely considered key to someone’s future success, financial literacy is an often overlooked subject in public... read more »

Mike Randall

By: Mike Randall • 6/16/22

Blog

100,000+ views

5 min read

Pension Rights Center Protects Retirement and Helps Americans Stay Ahead of Debt

Pension Rights Center Defends Retirement Security

Pensions help supplement the Social Security income of millions of retirees each year and were supposed to be paid out in full... read more »

Mike Randall

By: Mike Randall • 11/4/20

Blog

100,000+ views

5 min read

MoneyKey: A Licensed Online Lender That Maintains a Commitment to Customers, Convenience, and Responsible Practices

MoneyKey Upholds a Commitment to Responsible Lending Practices

With about 40% of Americans unable to cover an emergency expense of $400, many turn to short-term and payday lenders for help. But... read more »

Mike Randall

By: Mike Randall • 12/3/18

Blog

100,000+ views

5 min read

Bank of Hawaii Provides Financial Education and Volunteerism to Strengthen Island Communities

Bank of Hawaii Provides Financial Education to Island Communities

Island life is a little different from life on the mainland, and no institution understands that better than Bank of Hawaii, which... read more »

Mike Randall

By: Mike Randall • 10/24/18

Blog

100,000+ views

5 min read

Franklin Mint Federal Credit Union and CUNFL’s Berenstain Bears® Financial Literacy Program Bring Money Education to Life for the Next Generation

CUNFL’s Berenstain Bears® Financial Literacy Program Educates Kids

Franklin Mint Federal Credit Union (FMFCU) has teamed up with Berenstain Enterprises to develop The Berenstain Bears Financial... read more »

Mike Randall

By: Mike Randall • 10/4/18

Blog

100,000+ views

3 min read

Stilt Offers US Immigrants and Visa Holders Favorable Financing Options that Help Them Establish and Build Credit History

Stilt Offers US Immigrants and Visa Holders Better Financing Options

When you’re an immigrant to the US, whether as an international student or in the US on a visa, getting approved for a loan can be... read more »

Mike Randall

By: Mike Randall • 9/24/18

Blog

100,000+ views

5 min read

Upsolve Combines Pro Bono Attorneys and Technology to Make Filing for Chapter 7 Bankruptcy More Affordable

Upsolve Makes Filing for Chapter 7 Bankruptcy More Affordable

Overall household debt in the US has reached a record high of $13.3 trillion, and personal savings are nearly non-existent for an... read more »

Mike Randall

By: Mike Randall • 8/23/18

Blog

100,000+ views

5 min read

The Crucial Nature of Credit: How First-Time Homebuyers with Less-Than-Stellar Scores Can Better Their Chances of Being Approved for a Mortgage

How Would-Be Homebuyers with Credit Issues Can Better Their Odds

In the decade since the mortgage crisis, banks have stepped up requirements for anyone looking to finance a home. First-time... read more »

Mike Randall

By: Mike Randall • 8/17/18

Blog

100,000+ views

3 min read

Lending Stream Offers UK Borrowers a Convenient, Longer-Term Alternative to Payday Loans

Lending Stream Offers a Convenient Alternative to UK's Payday Loans

With payday lenders in the UK charging increasingly high interest rates, borrowers are turning to alternative means when they need... read more »

Mike Randall

By: Mike Randall • 8/13/18

Blog

100,000+ views

5 min read

How Crowdfunding Combines the Power of Technology, Storytelling, and Community to Create New Avenues of Fundraising for Those in Need

How Crowdfunding Creates New Financial Avenues for Those in Need

Social fundraising networks are expected to raise more than $1 billion in 2018. Crowdfunding campaigns are being used to raise... read more »

Mike Randall

By: Mike Randall • 7/27/18

Guide

100,000+ views

5 min read

Credit One Credit Card Reviews

Credit One Credit Card Reviews

In the article below, we’ll take a look at Credit One credit card reviews, including our own take on this card as well as the reviews of others.... read more »

Mike Randall

By: Mike Randall • 7/24/18

Blog

100,000+ views

3 min read

How Redstone Federal Credit Union Meets the Banking and Financial Literacy Needs of Underserved Tennessee Valley Residents

How Redstone Federal Credit Union Serves the Tennessee Valley

As big banks continue to raise fees and cut back on services, more Americans are turning to credit unions to manage their... read more »

Mike Randall

By: Mike Randall • 7/24/18

Blog

100,000+ views

5 min read

The Entrust Group Weighs in on Diversifying Investment Strategies and the Importance of Establishing Savings

The Entrust Group Weighs in on the Importance of Establishing Savings

Retirement is a relatively recent social institution, but it’s no less an important financial concern. Unfortunately, not everyone... read more »

Mike Randall

By: Mike Randall • 7/16/18

Blog

100,000+ views

5 min read

Vamoose Bus Offers an Affordable Travel Alternative Between Two of the East Coast’s Top Travel Destinations

Vamoose Bus Offers an Affordable Travel Option Between NYC and DC

Getting around in cities with well-designed public transportation systems is both cheaper and more convenient than owning a car.... read more »

Mike Randall

By: Mike Randall • 6/8/18

Blog

100,000+ views

5 min read

Employment Screening Resources® Provides Background Screening that Protects Employers While Promoting Ex-Offenders Re-Entering the Workforce

ESR Provides Resources to Help Ex-Offenders Get Back to Work

The United States incarcerates a higher percentage of its population than any other world power, and many ex-offenders find it... read more »

Mike Randall

By: Mike Randall • 6/4/18

Blog

100,000+ views

5 min read

Children’s Health Fund Brings Quality Health Care to America’s Disadvantaged Families

Children’s Health Fund: Health Care for Disadvantaged Families

Child poverty rates in America are among the highest of all developed nations. In addition, more than 20 million children in the... read more »

Mike Randall

By: Mike Randall • 5/4/18

Blog

100,000+ views

5 min read

Voice of Witness Illustrates the Power of Storytelling and How It Can Give a Voice to Marginalized, Underserved Populations

Voice of Witness: How Storytelling Gives a Voice to the Underserved

With diminishing resources going toward reliable reporting on human rights violations, injustice, and oppression, there is a... read more »

Mike Randall

By: Mike Randall • 4/25/18

Blog

100,000+ views

3 min read

George Banco: Providing UK Borrowers with an Affordable Alternative to High-Interest Payday Loans

George Banco Gives UK Borrowers an Alternative to Payday Loans

When bills are due and there’s a need for timely access to cash, many consumers turn to payday lenders. But what may seem like a... read more »

Mike Randall

By: Mike Randall • 4/20/18

Blog

100,000+ views

5 min read

How Little Free Library’s 65,000 Locations Help Global Communities Reach Better Financial Futures by Promoting Literacy

The Little Free Library™ Empowers Communities Through Literacy

Access to books can be a major factor in whether kids learn to enjoy reading early in life, which can lead to a higher degree of... read more »

Mike Randall

By: Mike Randall • 4/18/18

Blog

100,000+ views

3 min read

Lendio Conveniently Matches Small Businesses with Loan Options for Working Capital and Expansion

Lendio: SMB Loan Options for Working Capital and Growth

Small businesses that need access to working capital, or that are looking to expand, used to be able to rely on their local banks... read more »

Mike Randall

By: Mike Randall • 4/13/18