SELCO Remains Committed to Spreading Financial Literacy
In a Nutshell: While education is widely considered key to someone’s future success, financial literacy is an often... read more »
By: Mike Randall • 6/16/22
Mike Randall is most knowledgeable in the areas of credit scores and credit cards, having written on those topics and others for the past eight years. He graduated from California State University with a degree in English literature, and he has an extensive background in personal finance studies. When he's not keeping BadCredit.org readers informed of changes in the subprime market, Mike’s hobbies include sailing and gourmet cooking.
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In a Nutshell: While education is widely considered key to someone’s future success, financial literacy is an often... read more »
By: Mike Randall • 6/16/22
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In a Nutshell: Pensions help supplement the Social Security income of millions of retirees each year and were... read more »
By: Mike Randall • 11/5/20
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In a Nutshell: With about 40% of Americans unable to cover an emergency expense of $400, many turn to short-term... read more »
By: Mike Randall • 12/6/18
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In a Nutshell: Island life is a little different from life on the mainland, and no institution understands that... read more »
By: Mike Randall • 10/24/18
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In a Nutshell: Franklin Mint Federal Credit Union (FMFCU) has teamed up with Berenstain Enterprises to develop The... read more »
By: Mike Randall • 10/4/18
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In a Nutshell: When you’re an immigrant to the US, whether as an international student or in the US on a visa,... read more »
By: Mike Randall • 9/24/18
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In a Nutshell: Overall household debt in the US has reached a record high of $13.3 trillion, and personal savings... read more »
By: Mike Randall • 8/23/18
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In a Nutshell: In the decade since the mortgage crisis, banks have stepped up requirements for anyone looking to... read more »
By: Mike Randall • 8/17/18
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In a Nutshell: With payday lenders in the UK charging increasingly high interest rates, borrowers are turning to... read more »
By: Mike Randall • 8/13/18
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In a Nutshell: Social fundraising networks are expected to raise more than $1 billion in 2018. Crowdfunding... read more »
By: Mike Randall • 7/27/18
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In the article below, we’ll take a look at Credit One credit card reviews, including our own take on this card as... read more »
By: Mike Randall • 10/21/21
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In a Nutshell: As big banks continue to raise fees and cut back on services, more Americans are turning to credit... read more »
By: Mike Randall • 7/24/18
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In a Nutshell: Retirement is a relatively recent social institution, but it’s no less an important financial... read more »
By: Mike Randall • 7/16/18
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In a Nutshell: Getting around in cities with well-designed public transportation systems is both cheaper and more... read more »
By: Mike Randall • 6/8/18
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In a Nutshell: The United States incarcerates a higher percentage of its population than any other world power, and... read more »
By: Mike Randall • 6/5/18
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In a Nutshell: Child poverty rates in America are among the highest of all developed nations. In addition, more... read more »
By: Mike Randall • 5/4/18
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In a Nutshell: With diminishing resources going toward reliable reporting on human rights violations, injustice,... read more »
By: Mike Randall • 4/25/18
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In a Nutshell: When bills are due and there’s a need for timely access to cash, many consumers turn to payday... read more »
By: Mike Randall • 4/20/18
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In a Nutshell: Access to books can be a major factor in whether kids learn to enjoy reading early in life, which... read more »
By: Mike Randall • 5/21/19
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In a Nutshell: Small businesses that need access to working capital, or that are looking to expand, used to be able... read more »
By: Mike Randall • 4/13/18
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In a Nutshell: Cybercrime and information security breaches are increasing at alarming rates, and the FBI estimates... read more »
By: Mike Randall • 4/10/18
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In a Nutshell: Revolving debt recently reached a historic $1.023 trillion in America. While mounting debt or past... read more »
By: Mike Randall • 4/25/22
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In a Nutshell: Establishing or rebuilding a good credit score can be tricky, especially if you’re on a tight... read more »
By: Mike Randall • 3/28/18
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In a Nutshell: When you consider that the principles of debt, credit, consumer finance, and money management touch... read more »
By: Mike Randall • 3/7/18
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In a Nutshell: At a time when new ideas for creating positive change are so desperately needed, the nonprofit... read more »
By: Mike Randall • 3/6/18