Mike Randall

Mike Randall

Bad Credit Expert

Mike Randall is most knowledgeable in the areas of credit scores and credit cards, having written on those topics and others for the past eight years. He graduated from California State University with a degree in English literature, and he has an extensive background in personal finance studies. When he's not keeping BadCredit.org readers informed of changes in the subprime market, Mike’s hobbies include sailing and gourmet cooking.

Latest Posts

(300) Total Posts to Date

Blog

94,905 views

9 min read

NAUPA and MissingMoney.com Help Rightful Owners Collect Billions of Dollars in Lost and Forgotten Assets

NAUPA & MissingMoney.com Help Locate Billions in Lost Assets

In a Nutshell: Each year in the U.S., billions of dollars go unclaimed and end up in the custody of state... read more »

Mike Randall

By: Mike Randall • 7/24/19

Blog

100,000+ views

9 min read

MoneyKey: A Licensed Online Lender That Maintains a Commitment to Customers, Convenience, and Responsible Practices

MoneyKey Upholds a Commitment to Responsible Lending Practices

In a Nutshell: With about 40% of Americans unable to cover an emergency expense of $400, many turn to short-term... read more »

Mike Randall

By: Mike Randall • 12/6/18

Blog

100,000+ views

9 min read

Bank of Hawaii Provides Financial Education and Volunteerism to Strengthen Island Communities

Bank of Hawaii Provides Financial Education to Island Communities

In a Nutshell: Island life is a little different from life on the mainland, and no institution understands that... read more »

Mike Randall

By: Mike Randall • 10/24/18

Blog

100,000+ views

11 min read

Franklin Mint Federal Credit Union and CUNFL’s Berenstain Bears® Financial Literacy Program Bring Money Education to Life for the Next Generation

CUNFL’s Berenstain Bears® Financial Literacy Program Educates Kids

In a Nutshell: Franklin Mint Federal Credit Union (FMFCU) has teamed up with Berenstain Enterprises to develop The... read more »

Mike Randall

By: Mike Randall • 10/4/18

Blog

100,000+ views

9 min read

Stilt Offers US Immigrants and Visa Holders Favorable Financing Options that Help Them Establish and Build Credit History

Stilt Offers US Immigrants and Visa Holders Better Financing Options

In a Nutshell: When you’re an immigrant to the US, whether as an international student or in the US on a visa,... read more »

Mike Randall

By: Mike Randall • 9/24/18

Blog

100,000+ views

9 min read

Upsolve Combines Pro Bono Attorneys and Technology to Make Filing for Chapter 7 Bankruptcy More Affordable

Upsolve Makes Filing for Chapter 7 Bankruptcy More Affordable

In a Nutshell: Overall household debt in the US has reached a record high of $13.3 trillion, and personal savings... read more »

Mike Randall

By: Mike Randall • 8/23/18

Blog

100,000+ views

11 min read

The Crucial Nature of Credit: How First-Time Homebuyers with Less-Than-Stellar Scores Can Better Their Chances of Being Approved for a Mortgage

How Would-Be Homebuyers with Credit Issues Can Better Their Odds

In a Nutshell: In the decade since the mortgage crisis, banks have stepped up requirements for anyone looking to... read more »

Mike Randall

By: Mike Randall • 8/17/18

Blog

100,000+ views

9 min read

Lending Stream Offers UK Borrowers a Convenient, Longer-Term Alternative to Payday Loans

Lending Stream Offers a Convenient Alternative to UK's Payday Loans

In a Nutshell: With payday lenders in the UK charging increasingly high interest rates, borrowers are turning to... read more »

Mike Randall

By: Mike Randall • 8/13/18

Blog

100,000+ views

9 min read

SELCO Remains Committed to Spreading Financial Literacy Throughout the Oregon Communities It Serves

SELCO Remains Committed to Spreading Financial Literacy

In a Nutshell: While education is widely considered key to someone’s future success, financial literacy is an often... read more »

Mike Randall

By: Mike Randall • 8/1/18

Blog

100,000+ views

9 min read

How Crowdfunding Combines the Power of Technology, Storytelling, and Community to Create New Avenues of Fundraising for Those in Need

How Crowdfunding Creates New Financial Avenues for Those in Need

In a Nutshell: Social fundraising networks are expected to raise more than $1 billion in 2018. Crowdfunding... read more »

Mike Randall

By: Mike Randall • 7/27/18

Guide

100,000+ views

9 min read

2020 Credit One Credit Card Reviews

2020 Credit One Credit Card Reviews

In the article below, we’ll take a look at Credit One credit card reviews, including our own take on this card as... read more »

Mike Randall

By: Mike Randall • 6/23/20

Blog

100,000+ views

9 min read

How Redstone Federal Credit Union Meets the Banking and Financial Literacy Needs of Underserved Tennessee Valley Residents

How Redstone Federal Credit Union Serves the Tennessee Valley

In a Nutshell: As big banks continue to raise fees and cut back on services, more Americans are turning to credit... read more »

Mike Randall

By: Mike Randall • 7/24/18

Blog

100,000+ views

11 min read

The Entrust Group Weighs in on Diversifying Investment Strategies and the Importance of Establishing Savings

The Entrust Group Weighs in on the Importance of Establishing Savings

In a Nutshell: Retirement is a relatively recent social institution, but it’s no less an important financial... read more »

Mike Randall

By: Mike Randall • 7/16/18

Blog

100,000+ views

9 min read

Vamoose Bus Offers an Affordable Travel Alternative Between Two of the East Coast’s Top Travel Destinations

Vamoose Bus Offers an Affordable Travel Option Between NYC and DC

In a Nutshell: Getting around in cities with well-designed public transportation systems is both cheaper and more... read more »

Mike Randall

By: Mike Randall • 6/8/18

Blog

100,000+ views

11 min read

Employment Screening Resources® Provides Background Screening that Protects Employers While Promoting Ex-Offenders Re-Entering the Workforce

ESR Provides Resources to Help Ex-Offenders Get Back to Work

In a Nutshell: The United States incarcerates a higher percentage of its population than any other world power, and... read more »

Mike Randall

By: Mike Randall • 6/5/18

Blog

100,000+ views

11 min read

Children’s Health Fund Brings Quality Health Care to America’s Disadvantaged Families

Children’s Health Fund: Health Care for Disadvantaged Families

In a Nutshell: Child poverty rates in America are among the highest of all developed nations. In addition, more... read more »

Mike Randall

By: Mike Randall • 5/4/18

Blog

100,000+ views

11 min read

Voice of Witness Illustrates the Power of Storytelling and How It Can Give a Voice to Marginalized, Underserved Populations

Voice of Witness: How Storytelling Gives a Voice to the Underserved

In a Nutshell: With diminishing resources going toward reliable reporting on human rights violations, injustice,... read more »

Mike Randall

By: Mike Randall • 4/25/18

Blog

100,000+ views

7 min read

George Banco: Providing UK Borrowers with an Affordable Alternative to High-Interest Payday Loans

George Banco Gives UK Borrowers an Alternative to Payday Loans

In a Nutshell: When bills are due and there’s a need for timely access to cash, many consumers turn to payday... read more »

Mike Randall

By: Mike Randall • 4/20/18

Blog

100,000+ views

11 min read

How Little Free Library’s 65,000 Locations Help Global Communities Reach Better Financial Futures by Promoting Literacy

The Little Free Library™ Empowers Communities Through Literacy

In a Nutshell: Access to books can be a major factor in whether kids learn to enjoy reading early in life, which... read more »

Mike Randall

By: Mike Randall • 5/21/19

Blog

100,000+ views

9 min read

Lendio Conveniently Matches Small Businesses with Loan Options for Working Capital and Expansion

Lendio: SMB Loan Options for Working Capital and Growth

In a Nutshell: Small businesses that need access to working capital, or that are looking to expand, used to be able... read more »

Mike Randall

By: Mike Randall • 4/13/18

Blog

100,000+ views

9 min read

Trustwave Helps Financial Service Providers Fight Back Against the Cybercriminals Who Want Your Data

Trustwave Helps Financial Service Providers Protect Customer Data

In a Nutshell: Cybercrime and information security breaches are increasing at alarming rates, and the FBI estimates... read more »

Mike Randall

By: Mike Randall • 4/10/18

Blog

100,000+ views

11 min read

NerdWallet’s Liz Weston Shares Helpful Advice on How to Build and Use Credit the Proper Way

NerdWallet's Liz Weston Shares Advice on Building and Using Credit

In a Nutshell: Revolving debt recently reached a historic $1.023 trillion in America. While mounting debt or past... read more »

Mike Randall

By: Mike Randall • 3/29/18

Blog

100,000+ views

9 min read

Self Lender’s Credit Builder Accounts Help Consumers Improve Credit While Growing Their Savings

Self Lender Helps Clients Grow Savings and Improve Credit

In a Nutshell: Establishing or rebuilding a good credit score can be tricky, especially if you’re on a tight... read more »

Mike Randall

By: Mike Randall • 3/28/18

Blog

100,000+ views

9 min read

Bellco Credit Union Members Benefit from Unique Partnerships to Receive Free Financial Education

Bellco CU Members Benefit from Free Financial Education

In a Nutshell: When you consider that the principles of debt, credit, consumer finance, and money management touch... read more »

Mike Randall

By: Mike Randall • 3/7/18

Blog

100,000+ views

9 min read

Net Impact — Helping to Develop the Next Generation of Socially Responsible Young Leaders

Net Impact Helps Develop Socially Responsible Young Leaders

In a Nutshell: At a time when new ideas for creating positive change are so desperately needed, the nonprofit... read more »

Mike Randall

By: Mike Randall • 3/6/18