SELCO Remains Committed to Spreading Financial Literacy
While education is widely considered key to someone’s future success, financial literacy is an often overlooked subject in public... read more »
By: Mike Randall • 6/16/22
Mike Randall is most knowledgeable in the areas of credit scores and credit cards, having written on those topics and others for the past eight years. He graduated from California State University with a degree in English literature, and he has an extensive background in personal finance studies. When he's not keeping BadCredit.org readers informed of changes in the subprime market, Mike’s hobbies include sailing and gourmet cooking.
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While education is widely considered key to someone’s future success, financial literacy is an often overlooked subject in public... read more »
By: Mike Randall • 6/16/22
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100,000+ views
11 min read
Pensions help supplement the Social Security income of millions of retirees each year and were supposed to be paid out in full... read more »
By: Mike Randall • 11/4/20
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With about 40% of Americans unable to cover an emergency expense of $400, many turn to short-term and payday lenders for help. But... read more »
By: Mike Randall • 12/3/18
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Island life is a little different from life on the mainland, and no institution understands that better than Bank of Hawaii, which... read more »
By: Mike Randall • 10/24/18
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Franklin Mint Federal Credit Union (FMFCU) has teamed up with Berenstain Enterprises to develop The Berenstain Bears Financial... read more »
By: Mike Randall • 10/4/18
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When you’re an immigrant to the US, whether as an international student or in the US on a visa, getting approved for a loan can be... read more »
By: Mike Randall • 9/24/18
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Overall household debt in the US has reached a record high of $13.3 trillion, and personal savings are nearly non-existent for an... read more »
By: Mike Randall • 8/23/18
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In the decade since the mortgage crisis, banks have stepped up requirements for anyone looking to finance a home. First-time... read more »
By: Mike Randall • 8/17/18
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With payday lenders in the UK charging increasingly high interest rates, borrowers are turning to alternative means when they need... read more »
By: Mike Randall • 8/13/18
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Social fundraising networks are expected to raise more than $1 billion in 2018. Crowdfunding campaigns are being used to raise... read more »
By: Mike Randall • 7/27/18
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In the article below, we’ll take a look at Credit One credit card reviews, including our own take on this card as well as the reviews of others.... read more »
By: Mike Randall • 7/24/18
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As big banks continue to raise fees and cut back on services, more Americans are turning to credit unions to manage their... read more »
By: Mike Randall • 7/24/18
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Retirement is a relatively recent social institution, but it’s no less an important financial concern. Unfortunately, not everyone... read more »
By: Mike Randall • 7/16/18
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Getting around in cities with well-designed public transportation systems is both cheaper and more convenient than owning a car.... read more »
By: Mike Randall • 6/8/18
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The United States incarcerates a higher percentage of its population than any other world power, and many ex-offenders find it... read more »
By: Mike Randall • 6/4/18
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Child poverty rates in America are among the highest of all developed nations. In addition, more than 20 million children in the... read more »
By: Mike Randall • 5/4/18
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With diminishing resources going toward reliable reporting on human rights violations, injustice, and oppression, there is a... read more »
By: Mike Randall • 4/25/18
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When bills are due and there’s a need for timely access to cash, many consumers turn to payday lenders. But what may seem like a... read more »
By: Mike Randall • 4/20/18
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Access to books can be a major factor in whether kids learn to enjoy reading early in life, which can lead to a higher degree of... read more »
By: Mike Randall • 4/18/18
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Small businesses that need access to working capital, or that are looking to expand, used to be able to rely on their local banks... read more »
By: Mike Randall • 4/13/18