Mike Randall

Mike Randall

About the Author

Mike Randall is most knowledgeable in the areas of credit scores and credit cards, having written on those topics and others for the past eight years. He graduated from California State University with a degree in English literature, and he has an extensive background in personal finance studies. When he's not keeping BadCredit.org readers informed of changes in the subprime market, Mike’s hobbies include sailing and gourmet cooking.

Latest Posts

295 posts written/edited to date

Blog

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SELCO Remains Committed to Spreading Financial Literacy Throughout the Communities It Serves

SELCO Remains Committed to Spreading Financial Literacy

While education is widely considered key to someone’s future success, financial literacy is an often overlooked subject in public... read more »

By: Mike Randall • 6/16/22

Blog

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Pension Rights Center Protects Retirement and Helps Americans Stay Ahead of Debt

Pension Rights Center Defends Retirement Security

Pensions help supplement the Social Security income of millions of retirees each year and were supposed to be paid out in full... read more »

By: Mike Randall • 11/4/20

Blog

100,000+ views

3 min read

MoneyKey: A Licensed Online Lender That Maintains a Commitment to Customers, Convenience, and Responsible Practices

MoneyKey Upholds a Commitment to Responsible Lending Practices

With about 40% of Americans unable to cover an emergency expense of $400, many turn to short-term and payday lenders for help. But... read more »

By: Mike Randall • 12/3/18

Blog

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Bank of Hawaii Provides Financial Education and Volunteerism to Strengthen Island Communities

Bank of Hawaii Provides Financial Education to Island Communities

Island life is a little different from life on the mainland, and no institution understands that better than Bank of Hawaii, which... read more »

By: Mike Randall • 10/24/18

Blog

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Franklin Mint Federal Credit Union and CUNFL’s Berenstain Bears® Financial Literacy Program Bring Money Education to Life for the Next Generation

CUNFL’s Berenstain Bears® Financial Literacy Program Educates Kids

Franklin Mint Federal Credit Union (FMFCU) has teamed up with Berenstain Enterprises to develop The Berenstain Bears Financial... read more »

By: Mike Randall • 10/4/18

Blog

100,000+ views

3 min read

Stilt Offers US Immigrants and Visa Holders Favorable Financing Options that Help Them Establish and Build Credit History

Stilt Offers US Immigrants and Visa Holders Better Financing Options

When you’re an immigrant to the US, whether as an international student or in the US on a visa, getting approved for a loan can be... read more »

By: Mike Randall • 9/24/18

Blog

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Upsolve Combines Pro Bono Attorneys and Technology to Make Filing for Chapter 7 Bankruptcy More Affordable

Upsolve Makes Filing for Chapter 7 Bankruptcy More Affordable

Overall household debt in the US has reached a record high of $13.3 trillion, and personal savings are nearly non-existent for an... read more »

By: Mike Randall • 8/23/18

Blog

100,000+ views

5 min read

The Crucial Nature of Credit: How First-Time Homebuyers with Less-Than-Stellar Scores Can Better Their Chances of Being Approved for a Mortgage

How Would-Be Homebuyers with Credit Issues Can Better Their Odds

In the decade since the mortgage crisis, banks have stepped up requirements for anyone looking to finance a home. First-time... read more »

By: Mike Randall • 8/17/18

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