Eric Bank

About the Author

Eric Bank

Eric Bank has been covering business and financial topics since 1985, specializing in taking complex subject matters and explaining them in simple terms for consumer audiences. Eric's writing regularly appears on Credible.com, eHow, WiseBread, The Nest, Get.com, Zacks, Chron, and dozens of other outlets. A former software engineer, Eric holds an M.B.A. from New York University and an M.S. in finance from DePaul University.

Latest Posts

189 posts written/edited to date

Guide

-364 views

15 min read

Coffee Break Loans and 3 Alternatives for 2023

Coffee Break Loans and 3 Alternatives

A name like Coffee Break Loans sends a strong message: It will energetically and quickly pursue a loan for you. You... read more »

Eric Bank

By: Eric Bank • 1/30/23

Guide

2,010 views

21 min read

7 Free Online Checking Accounts

7 Free Online Checking Accounts

“Free” is such a subjective word. When a bank offers you a free $50+ cash bonus for opening a premier account,... read more »

Eric Bank

By: Eric Bank • 1/26/23

Guide

2,160 views

19 min read

9 Easy-to-Get Payday Loans 

9 Easy-to-Get Payday Loans and Alternatives

Running low on cash can be quite a pain. When you need money quickly, you want a bad credit loan without much fuss.... read more »

Eric Bank

By: Eric Bank • 1/23/23

Guide

3,640 views

23 min read

11 Business Credit Cards For Poor Credit

11 Business Cards For Poor Credit

It’s hard enough running your own business without poor credit souring your access to low-interest financing. Your... read more »

Eric Bank

By: Eric Bank • 1/16/23

Guide

5,730 views

23 min read

6 Loans That Don’t Report to Credit Bureaus

6 Loans That Don't Report to Bureaus

Although it can happen to anyone, a low credit score is not a source of pride. If you have less than good credit,... read more »

Eric Bank

By: Eric Bank • 1/11/23

Guide

4,494 views

13 min read

9 Loans For Utility Bills

9 Loans to Help Pay Utility Bills

High fuel prices, a cold snap, or a heat wave can cause your utility bills to bust your budget. But failure to pay... read more »

Eric Bank

By: Eric Bank • 1/10/23

Guide

6,624 views

19 min read

2023 Zebit Review: How Its BNPL Financing Works With Bad Credit

Zebit Review: How Its BNPL Financing Works

Consumer interest in buy now, pay later (BNPL) purchasing continues to grow, and just about every credit card... read more »

Eric Bank

By: Eric Bank • 1/10/23

Guide

10,285 views

19 min read

Is National Debt Relief Legitimate?

Is National Debt Relief a Legitimate Service?

The following quote from the Federal Trade Commission should send a chill down your spine: “Debt relief service... read more »

Eric Bank

By: Eric Bank • 12/16/22

Guide

10,450 views

13 min read

How to Get Preapproved For a Surge® Platinum Mastercard®

How to Get Preapproved for a Surge® Platinum Mastercard®

Preapproval is a wonderful concept. Imagine if your high school counselor announced that you were preapproved by... read more »

Eric Bank

By: Eric Bank • 1/3/23

Guide

13,665 views

19 min read

9 Easy-to-Open Bank Accounts

9 Easy-to-Open Bank Accounts

Shouldn’t all bank accounts be easy to open? After all, why would a bank not want to take your money? But in... read more »

Eric Bank

By: Eric Bank • 1/26/23

Guide

14,544 views

23 min read

15 Sources of $1,500 Loans For Bad Credit

$1,500 Loans You Can Get With Bad Credit

Remember Venn diagrams from high school? Imagine Circle A, representing the 69% of Americans with less than $1,000... read more »

Eric Bank

By: Eric Bank • 12/7/22

Guide

11,835 views

17 min read

5 Auto Equity Loans For Bad Credit

5 Auto Equity Loans For Bad Credit

Getting a loan when you have bad credit sometimes requires a little thinking outside the box, such as cash-out... read more »

Eric Bank

By: Eric Bank • 12/7/22

Guide

17,082 views

25 min read

Credit Report Repair: 9 DIY and For-Hire Options

9 DIY & For-Hire Credit Repair Options

Many consumers have no idea what’s in their credit reports. That’s unfortunate because this is a case where what... read more »

Eric Bank

By: Eric Bank • 12/6/22

Guide

18,955 views

37 min read

9 Loan Options For Bad Credit Borrowers

9 Viable Loan Options For Bad Credit

If you have ever tried to get a loan from a bank, you know how limiting bad credit can be. Fortunately, several... read more »

Eric Bank

By: Eric Bank • 11/22/22

Guide

19,796 views

21 min read

9 Home Lenders For Bad Credit

9 Home Lenders For Bad Credit Borrowers

If you’ve experienced shabby treatment from a bank when you applied for a mortgage, expect a different attitude... read more »

Eric Bank

By: Eric Bank • 11/16/22

Guide

32,827 views

15 min read

8 Holiday Loans For Bad Credit

8 Bad Credit Loans For The Holidays

Let’s say your credit is lousy, you’ve maxed out your credit cards, and your holiday spending budget is meager. You... read more »

Eric Bank

By: Eric Bank • 11/9/22

Guide

22,659 views

19 min read

Direct Lenders of Bad Credit Personal Loans

6 Direct Lenders of Bad Credit Personal Loans

On the spectrum of human certainty, knowing you need a loan is much easier than knowing where to get a loan or even... read more »

Eric Bank

By: Eric Bank • 11/8/22

Guide

19,152 views

19 min read

How to Get a Home Equity Line of Credit With Bad Credit

7 Steps: How to Get a HELOC With Bad Credit

When your credit score needs to look up to see 600, you probably have trouble obtaining a reasonable interest rate... read more »

Eric Bank

By: Eric Bank • 11/7/22

Guide

15,950 views

13 min read

Is MoneyMutual Legit?

Is MoneyMutual Legit? Here's What We Know

Trust seems to be in short supply nowadays. When it comes to borrowing money, a little skepticism is healthy. You... read more »

Eric Bank

By: Eric Bank • 10/27/22

Guide

24,323 views

17 min read

5 Payday Loan Consolidation Options

5 Payday Loan Consolidation Options

Approximately 12 million Americans take out a payday loan at least once per year. This kind of short-term loan is... read more »

Eric Bank

By: Eric Bank • 10/19/22