Eric Bank

Eric Bank

Bad Credit Expert

Eric Bank has been covering business and financial topics since 1985, specializing in taking complex subject matters and explaining them in simple terms for consumer audiences. Eric's writing regularly appears on Credible.com, eHow, WiseBread, The Nest, Get.com, Zacks, Chron, and dozens of other outlets. A former software engineer, Eric holds an M.B.A. from New York University and an M.S. in finance from DePaul University.

Latest Posts

(78) Total Posts to Date

Guide

3,120 views

23 min read

Debt Consolidation Loans for Bad Credit in 2021

Debt Consolidation Loans for Bad Credit

If you want help climbing out of debt, consider debt consolidation loans for bad credit. We have reviewed the best... read more »

Eric Bank

By: Eric Bank • 1/5/21

Guide

4,208 views

15 min read

Best Second Chance Car Loans of 2021

3 Best Second-Chance Car Loans

Second chance car loans prove that in America, you can overcome past missteps and build a new future. Most... read more »

Eric Bank

By: Eric Bank • 12/30/20

Guide

4,536 views

27 min read

Bad Credit Loans with No Prepayment Penalty in 2021

7 Loans with No Prepayment Penalty

Bad credit loans with no prepayment penalty take the very reasonable position that you should not be punished for... read more »

Eric Bank

By: Eric Bank • 12/29/20

Guide

17,648 views

15 min read

Soft Pull Auto Loans for 2021

5 Best Soft Pull Auto Loans

Sometimes, soft is better than hard, as is the case for soft pull auto loans. When you need an auto loan, a lender... read more »

Eric Bank

By: Eric Bank • 11/30/20

Guide

18,540 views

29 min read

Best Prepaid Cards of 2021

11 Best Prepaid Cards

For some folks, the best prepaid cards represent a simpler, perhaps even a more affordable, way to keep on top of... read more »

Eric Bank

By: Eric Bank • 11/25/20

Guide

16,188 views

27 min read

Ways to Legally Remove Items from Your Credit Report in 2021

5 Ways to Legally Remove Items from Your Credit Report

Your credit score can be a passport or an obstacle to a better lifestyle, which is why you may want to legally... read more »

Eric Bank

By: Eric Bank • 11/16/20

Guide

22,185 views

41 min read

Best Credit Cards if You’ve Had Late Payments in 2021

Best Credit Cards if You’ve Made Late Payments

We’ve assembled here a review of the 11 best credit cards if you’ve had late payments. Because late payments drive... read more »

Eric Bank

By: Eric Bank • 10/19/20

Guide

22,842 views

23 min read

Loans You Can Get Today for 2021

6 Loans You Can Get Today

When the unexpected occurs, you may need an emergency loan you can get today. The ability to access cash quickly... read more »

Eric Bank

By: Eric Bank • 9/29/20

Guide

55,290 views

31 min read

Where Can I Get a Loan with Bad Credit? 2021 Guide

Where Can I Get a Loan with Bad Credit?

Where can I get a loan with bad credit? That’s a common question among America’s subprime borrowers. There’s no... read more »

Eric Bank

By: Eric Bank • 9/1/20

Guide

53,808 views

23 min read

600+ Credit Score Car Loans for 2021

Car Loans for Borrowers with 600+ Credit Scores

We’ve researched providers of 600 credit score car loans and have identified three that we recommend as our top... read more »

Eric Bank

By: Eric Bank • 9/10/20

Guide

37,332 views

21 min read

Online Loans with No Credit Check in 2021

9 Online Loans with No Credit Check

Do you think online loans with no credit check sound too good to be true? Well, think again, dear reader, for we... read more »

Eric Bank

By: Eric Bank • 8/25/20

Guide

51,735 views

21 min read

Credit Repair “Near Me” Services for 2021

3 Credit Repair Services Near You

If you like to purchase locally but your credit is in the ditch, you may ask, “Can I hire a company performing... read more »

Eric Bank

By: Eric Bank • 8/26/20

Guide

47,214 views

23 min read

Payday Advance Alternatives in 2021

The Best Alternatives to Payday Advances

When you suddenly need money despite your poor credit, payday advance loans are without a doubt the worst solution.... read more »

Eric Bank

By: Eric Bank • 8/17/20

Guide

37,394 views

25 min read

How to Fix My Credit: 3 Ways to an Improved Score

How to Fix My Credit: 3 Ways to an Improved Score

“Fix my credit!” That demand is all too familiar in today’s economy. A Pew study found that 80% of Americans said... read more »

Eric Bank

By: Eric Bank • 8/13/20

Guide

100,000+ views

13 min read

12 Loans for Seniors with Bad Credit

12 Loans for Seniors with Bad Credit

If you’re a retired senior with bad credit and you’re looking for a loan, you may believe you already have two... read more »

Eric Bank

By: Eric Bank • 6/11/20

Guide

100,000+ views

11 min read

3 Best Services for Credit Repair Letters

3 Best Services for Credit Repair Letters

Your credit score can suffer when errors creep into the credit reports maintained by the three national credit... read more »

Eric Bank

By: Eric Bank • 6/23/20

Guide

89,404 views

11 min read

6 Best Soft-Pull Bad Credit Loans

6 Best Soft-Pull Loans for Bad Credit

A soft pull is great for making taffy and for checking your credit. In the latter context, a “pull” is lingo for... read more »

Eric Bank

By: Eric Bank • 6/23/20

Guide

89,856 views

25 min read

5 Bad Credit Loans to Stop Foreclosure

5 Bad Credit Loans to Stop Foreclosure

Foreclosure is a shattering process. You face the loss of your home, the disruption of your lifestyle, and the... read more »

Eric Bank

By: Eric Bank • 3/4/20

Guide

100,000+ views

19 min read

12 Bad Credit Loans with Preapproval

12 Loans for Bad Credit with Preapproval

If you have bad credit, you usually don’t ask for a loan without good reason because you know that getting approved... read more »

Eric Bank

By: Eric Bank • 6/23/20

Guide

100,000+ views

15 min read

3 Loans to Pay Off Collections

3 Loans to Pay Off Collections

When consumers have seriously delinquent debts (i.e., more than 90 days late), they may find themselves in the... read more »

Eric Bank

By: Eric Bank • 2/18/20

Guide

94,920 views

17 min read

12 Loans for Graduates with Bad Credit

12 Loans for Graduates with Bad Credit

When you give it some thought, it makes perfect sense for many graduates to have trouble getting a loan. The... read more »

Eric Bank

By: Eric Bank • 2/12/20

Guide

100,000+ views

15 min read

9 Loans for Joint Applicants with Bad Credit

9 Loans for Joint Applicants with Bad Credit

In a joint loan application, two borrowers assume the responsibility of repaying a loan. Two applicants can be... read more »

Eric Bank

By: Eric Bank • 2/10/20

Guide

83,076 views

21 min read

3 Debt Relief Programs for Bad Credit

3 Debt Relief Programs for Bad Credit

The skies can look mighty gray when you have bad credit and fall behind on your debts. Once you start receiving... read more »

Eric Bank

By: Eric Bank • 6/24/20

Guide

100,000+ views

17 min read

10 Renovation Loans for Bad Credit

10 Renovation Loans for Bad Credit Borrowers

You simply can’t put it off any longer – it’s time to fix up your home! We review here 10 renovation loans for bad... read more »

Eric Bank

By: Eric Bank • 6/11/20

Guide

96,866 views

15 min read

12 Loans for Pensioners with Bad Credit

12 Loans for Pensioners

You’ve worked hard all your life and earned your retirement income from Social Security as well as benefits from a... read more »

Eric Bank

By: Eric Bank • 1/28/20