Eric Bank

Eric Bank

Bad Credit Expert

Eric Bank has been covering business and financial topics since 1985, specializing in taking complex subject matters and explaining them in simple terms for consumer audiences. Eric's writing regularly appears on Credible.com, eHow, WiseBread, The Nest, Get.com, Zacks, Chron, and dozens of other outlets. A former software engineer, Eric holds an M.B.A. from New York University and an M.S. in finance from DePaul University.

Latest Posts

(144) Total Posts to Date

Guide

528 views

37 min read

How to Get a Major Credit Card With Bad Credit

How to Get a Major Credit Card With Bad Credit

Knowing how to get a major credit card with bad credit can save you from needless rejection. Of course, a rebuff... read more »

Eric Bank

By: Eric Bank • 5/12/22

Guide

1,001 views

25 min read

Lexington Law Pros and Cons in 2022

The Pros & Cons of Lexington Law Credit Repair

We believe Lexington Law is the best credit repair company. Because we rank it first among credit repair services,... read more »

Eric Bank

By: Eric Bank • 5/10/22

Guide

5,256 views

29 min read

Prepaid Credit Cards For Bad Credit

8 Prepaid Credit Cards For Bad Credit

Allow me to apologize for the article’s misleading title, “Prepaid Credit Cards For Bad Credit.” It badly conflates... read more »

Eric Bank

By: Eric Bank • 4/20/22

Study

6,237 views

17 min read

Study Reveals Americans Would Rather Give Blood Than Take On Predatory Debt

Study Reveals Americans Turn to Plasma Sales Before Payday Loans

Americans aren’t shy about borrowing money. A Federal Reserve survey found that 77% of US households have some form... read more »

Eric Bank

By: Eric Bank • 4/14/22

Guide

17,575 views

23 min read

Where to Get an Auto Loan With Bad Credit in 2022

Where to Get an Auto Loan With Bad Credit

In my town, it’s obvious where to get an auto loan with bad credit. A small section just west of downtown is home... read more »

Eric Bank

By: Eric Bank • 4/7/22

Guide

7,678 views

31 min read

Easiest Way to Get Loans in 2022

The Easiest Way to Get Approved For Loans

Sometimes, the easiest way to get loans isn’t the best way. Just ask my nephew, who has had more than one truck... read more »

Eric Bank

By: Eric Bank • 3/31/22

Guide

10,450 views

21 min read

Second-Chance Bank Accounts of 2022

Second-Chance Bank Accounts of 2022

I had a flashback when my editor assigned me this article on second chance bank accounts. Many decades ago, I got... read more »

Eric Bank

By: Eric Bank • 3/29/22

Guide

15,792 views

13 min read

Guaranteed Loans With No Credit Check

6 Guaranteed Loans with No Credit Check

In finance, as in life, there are no guarantees (except perhaps for death and taxes). However, the following loan... read more »

Eric Bank

By: Eric Bank • 6/11/20

Guide

23,171 views

29 min read

Bad Credit Loans With Guaranteed Approval

7 Bad Credit Loans With Guaranteed Approval

While it’s true there are few guarantees in life, the loans for consumers with bad credit we review here come... read more »

Eric Bank

By: Eric Bank • 3/14/22

Guide

16,128 views

27 min read

Ways to Legally Remove Items From Your Credit Report

5 Ways to Legally Remove Items From Your Credit Report

Your credit score can be a passport or an obstacle to a better lifestyle, which is why you may want to legally... read more »

Eric Bank

By: Eric Bank • 3/8/22

Guide

23,817 views

45 min read

Best Credit Repair Companies of 2022

15 Best Credit Repair Companies

The best credit repair companies offer you a convenient way to fix your bad credit and possibly raise your credit... read more »

Eric Bank

By: Eric Bank • 3/7/22

Guide

16,562 views

33 min read

What Are the Best Online Payday Loans?

What Are the Best Online Payday Loans?

If you are one of the 12 million Americans who use payday loans each year, you may ask, “What are the best online... read more »

Eric Bank

By: Eric Bank • 3/7/22

Guide

24,463 views

13 min read

5 Guaranteed Auto Loans For Bad Credit

5 Guaranteed Auto Loans for Bad Credit Applicants

While there may be no such thing as 100% guaranteed auto loans, many lenders will work hard to try to help every... read more »

Eric Bank

By: Eric Bank • 3/3/22

Guide

28,692 views

11 min read

4 Loans For the Unemployed With Bad Credit

4 Loans For Unemployed People With Bad Credit

A strong economy is scant consolation if you find yourself struggling with unemployment. Millions of Americans are... read more »

Eric Bank

By: Eric Bank • 3/3/22

Guide

21,717 views

23 min read

Best Loans & Credit Cards For 500 to 550 Credit Scores

12 Best Loans & Credit Cards for 500 to 550 Scores

It’s easy to have a poor credit score. Just a few mishaps, such as taking on too much credit, making payments late,... read more »

Eric Bank

By: Eric Bank • 3/2/22

Guide

19,680 views

17 min read

Credit Union Loans For Bad Credit and Top Alternatives

3 Credit Union Loans and Top Alternatives

Have you had trouble getting a loan from a bank because of bad credit? Don’t give up! Credit union loans for bad... read more »

Eric Bank

By: Eric Bank • 3/1/22

Guide

16,133 views

17 min read

Plastic Surgery Loans For Bad Credit

4 Plastic Surgery Loans for Bad Credit

Plastic surgery is big business in America. In fact, Americans went under the knife for nips and tucks to the tune... read more »

Eric Bank

By: Eric Bank • 2/28/22

Guide

24,544 views

15 min read

Personal Loans With No Income Verification

9 Personal Loans That Don't Require Income Verification

Personal loans with no income verification allow many folks to borrow money even if they don’t have a job. The... read more »

Eric Bank

By: Eric Bank • 2/28/22

Guide

21,565 views

27 min read

Loans Like Upstart in 2022

Explore 9 Loans Similar to Those From Upstart

Loans like Upstart make sense when you don’t have good credit. According to the Upstart lending site, “99% of... read more »

Eric Bank

By: Eric Bank • 2/21/22

Guide

33,745 views

17 min read

Bad Credit Auto Loans Online in 2022

8 Best Bad Credit Auto Loans Online

I’ll make sure my nephew reads this article about the best bad credit auto loans online. His credit is lousy, and... read more »

Eric Bank

By: Eric Bank • 2/17/22

Guide

29,652 views

27 min read

Fast Cash Approval For Bad Credit in 2022

10 Fast Cash Approval Loans

Fast cash approval for bad credit should interest the 4 in 10 Americans who, according to a 2021 Bankrate survey,... read more »

Eric Bank

By: Eric Bank • 2/16/22

Guide

20,748 views

35 min read

Rewards Cards For Bad Credit in 2022

9 Rewards Cards For Bad Credit Applicants

If you are among the 16% of Americans with FICO scores below 580, you’ll want to read about rewards cards for bad... read more »

Eric Bank

By: Eric Bank • 2/8/22

Guide

35,984 views

19 min read

Best Gas Cards For Bad Credit of 2022

11 Best Gas Cards for Bad Credit

Even if your credit score is low, you can obtain gas credit cards for bad credit to keep your vehicle’s tank full.... read more »

Eric Bank

By: Eric Bank • 1/24/22

Guide

43,225 views

13 min read

Cash Advance Loans For Social Security Recipients in 2022

7 Cash Advance Loans For Social Security Recipients

About 65 million beneficiaries qualify for cash advance loans for Social Security recipients. Another 5.1 million... read more »

Eric Bank

By: Eric Bank • 1/20/22

Guide

40,374 views

35 min read

Credit Card Offers For Bad Credit in 2022

18 Credit Card Offers For Bad Credit

There were no credit card offers for bad credit when I first embarked upon my career. Too bad — I could have used a... read more »

Eric Bank

By: Eric Bank • 1/19/22