Eric Bank

Eric Bank

Bad Credit Expert

Eric Bank has been covering business and financial topics since 1985, specializing in taking complex subject matters and explaining them in simple terms for consumer audiences. Eric's writing regularly appears on Credible.com, eHow, WiseBread, The Nest, Get.com, Zacks, Chron, and dozens of other outlets. A former software engineer, Eric holds an M.B.A. from New York University and an M.S. in finance from DePaul University.

Latest Posts

(69) Total Posts to Date

Guide

1,309 views

31 min read

Where Can I Get a Loan with Bad Credit? 2020 Guide

Where Can I Get a Loan with Bad Credit?

Where can I get a loan with bad credit? That’s a common question among America’s subprime borrowers. There’s no... read more »

Eric Bank

By: Eric Bank • 9/1/20

Guide

6,102 views

23 min read

600+ Credit Score Car Loans for 2020

Car Loans for Borrowers with 600+ Credit Scores

We’ve researched providers of 600 credit score car loans and have identified three that we recommend as our top... read more »

Eric Bank

By: Eric Bank • 9/10/20

Guide

10,242 views

21 min read

Online Loans with No Credit Check in 2020

9 Online Loans with No Credit Check

Do you think online loans with no credit check sound too good to be true? Well, think again, dear reader, for we... read more »

Eric Bank

By: Eric Bank • 8/25/20

Guide

9,144 views

21 min read

Credit Repair “Near Me” Services for 2020

3 Credit Repair Services Near You

If you like to purchase locally but your credit is in the ditch, you may ask, “Can I hire a company performing... read more »

Eric Bank

By: Eric Bank • 8/26/20

Guide

13,776 views

23 min read

Payday Advance Alternatives in 2020

The Best Alternatives to Payday Advances

When you suddenly need money despite your poor credit, payday advance loans are without a doubt the worst solution.... read more »

Eric Bank

By: Eric Bank • 8/17/20

Guide

10,066 views

25 min read

How to Fix My Credit: 3 Ways to an Improved Score

How to Fix My Credit: 3 Ways to an Improved Score

“Fix my credit!” That demand is all too familiar in today’s economy. A Pew study found that 80% of Americans said... read more »

Eric Bank

By: Eric Bank • 8/13/20

Guide

65,010 views

13 min read

12 Loans for Seniors with Bad Credit

12 Loans for Seniors with Bad Credit

If you’re a retired senior with bad credit and you’re looking for a loan, you may believe you already have two... read more »

Eric Bank

By: Eric Bank • 6/11/20

Guide

73,935 views

11 min read

3 Best Services for Credit Repair Letters

3 Best Services for Credit Repair Letters

Your credit score can suffer when errors creep into the credit reports maintained by the three national credit... read more »

Eric Bank

By: Eric Bank • 6/23/20

Guide

65,184 views

11 min read

6 Best Soft-Pull Bad Credit Loans

6 Best Soft-Pull Loans for Bad Credit

A soft pull is great for making taffy and for checking your credit. In the latter context, a “pull” is lingo for... read more »

Eric Bank

By: Eric Bank • 6/23/20

Guide

49,032 views

25 min read

5 Bad Credit Loans to Stop Foreclosure

5 Bad Credit Loans to Stop Foreclosure

Foreclosure is a shattering process. You face the loss of your home, the disruption of your lifestyle, and the... read more »

Eric Bank

By: Eric Bank • 3/4/20

Guide

53,802 views

19 min read

12 Bad Credit Loans with Preapproval

12 Loans for Bad Credit with Preapproval

If you have bad credit, you usually don’t ask for a loan without good reason because you know that getting approved... read more »

Eric Bank

By: Eric Bank • 6/23/20

Guide

78,795 views

15 min read

3 Loans to Pay Off Collections

3 Loans to Pay Off Collections

When consumers have seriously delinquent debts (i.e., more than 90 days late), they may find themselves in the... read more »

Eric Bank

By: Eric Bank • 2/18/20

Guide

85,329 views

17 min read

12 Loans for Graduates with Bad Credit

12 Loans for Graduates with Bad Credit

When you give it some thought, it makes perfect sense for many graduates to have trouble getting a loan. The... read more »

Eric Bank

By: Eric Bank • 2/12/20

Guide

64,610 views

15 min read

9 Loans for Joint Applicants with Bad Credit

9 Loans for Joint Applicants with Bad Credit

In a joint loan application, two borrowers assume the responsibility of repaying a loan. Two applicants can be... read more »

Eric Bank

By: Eric Bank • 2/10/20

Guide

80,940 views

21 min read

3 Debt Relief Programs for Bad Credit

3 Debt Relief Programs for Bad Credit

The skies can look mighty gray when you have bad credit and fall behind on your debts. Once you start receiving... read more »

Eric Bank

By: Eric Bank • 6/24/20

Guide

79,695 views

17 min read

10 Renovation Loans for Bad Credit

10 Renovation Loans for Bad Credit Borrowers

You simply can’t put it off any longer – it’s time to fix up your home! We review here 10 renovation loans for bad... read more »

Eric Bank

By: Eric Bank • 6/11/20

Guide

91,885 views

15 min read

12 Loans for Pensioners with Bad Credit

12 Loans for Pensioners

You’ve worked hard all your life and earned your retirement income from Social Security as well as benefits from a... read more »

Eric Bank

By: Eric Bank • 1/28/20

Guide

100,000+ views

17 min read

11 Loans for Really Bad Credit

11 Loans for Really Bad Credit

According to FICO, the credit score range of 300 to 579 is considered very poor, comprising 16% of all consumers... read more »

Eric Bank

By: Eric Bank • 6/11/20

Guide

54,802 views

21 min read

16 Low-Credit-Score Loans

16 Loans for Low Credit Scores

A decade ago, low-credit-score loans were harder to get, but the credit markets have loosened considerably since... read more »

Eric Bank

By: Eric Bank • 6/23/20

Guide

83,874 views

17 min read

4 Plastic Surgery Loans for Bad Credit

4 Plastic Surgery Loans for Bad Credit

Plastic surgery is big business in America. In fact, Americans went under the knife for nips and tucks to the tune... read more »

Eric Bank

By: Eric Bank • 6/11/20

Guide

55,016 views

13 min read

Fingerhut® Credit Score Needed for Approval

Fingerhut® Credit Score Requirements

For many folks with poor credit or no credit history, a store credit account is a convenient way to establish or... read more »

Eric Bank

By: Eric Bank • 1/7/20

Guide

94,639 views

15 min read

9 Loans for High Debt-to-Income Ratio Borrowers

9 Loans for High DTI Ratio Borrowers

Having a steady income is great, but only if it exceeds your spending. That’s a truth well-known to lenders, who... read more »

Eric Bank

By: Eric Bank • 1/3/20

Guide

100,000+ views

9 min read

4 Bad-Credit Funeral Loans

4 Funeral Loans for Bad Credit Applicants

The average cost for a funeral in North America ranges from $7,000 and $10,000, depending on location. That money... read more »

Eric Bank

By: Eric Bank • 1/3/20

Guide

68,754 views

11 min read

6 Guaranteed Loans with No Credit Check

6 Guaranteed Loans with No Credit Check

In finance, as in life, there are no guarantees (except perhaps for death and taxes). However, the following loan... read more »

Eric Bank

By: Eric Bank • 6/11/20

Guide

100,000+ views

11 min read

3 Best Credit Repair Services for Single Parents

The Best Credit Repair for Single Parents

If this planet has a job tougher than single parenting, I have yet to encounter it. Even putting aside the physical... read more »

Eric Bank

By: Eric Bank • 6/24/20