Eric Bank

About the Author

Eric Bank

Eric Bank has been covering business and financial topics since 1985, specializing in taking complex subject matters and explaining them in simple terms for consumer audiences. Eric's writing regularly appears on Credible.com, eHow, WiseBread, The Nest, Get.com, Zacks, Chron, and dozens of other outlets. A former software engineer, Eric holds an M.B.A. from New York University and an M.S. in finance from DePaul University.

Latest Posts

165 posts written/edited to date

Guide

5,064 views

15 min read

What is Credit Repair?

The Credit Repair Process & How it Works

Credit repair is a process that addresses errors and negative items on your credit reports. It can include identifying misinformation, disputing... read more »

Eric Bank

By: Eric Bank • 4/30/24

Guide

12,673 views

23 min read

What is a Secured Credit Card?

How Does a Secured Credit Card Work?

A secured credit card is a type of credit card that the cardowner backs with a cash deposit that typically serves as collateral for the credit... read more »

Eric Bank

By: Eric Bank • 4/26/24

Guide

15,918 views

15 min read

What is Bad Credit?

What Is Bad Credit?

Bad credit means your credit score is low — generally considered anything below 600 — because you’ve had problems paying bills or loans on time... read more »

Eric Bank

By: Eric Bank • 4/9/24

Guide

74,596 views

11 min read

Instant Debit Cards for Bad Credit in 2024

6 Instant Debit Cards For Bad Credit

I’m busy, and I’ll bet you are, too. In a world of instant messaging, fast food, and 30-second loan approvals, we certainly don’t want to wait... read more »

Eric Bank

By: Eric Bank • 11/27/23

Guide

49,266 views

13 min read

$100+ Instant Loan Apps in 2024

9 Best Loan Apps to Borrow $100

Sometimes, an extra $100 can make all the difference in the world. And thanks to our reviewed apps, you should have no trouble quickly securing a... read more »

Eric Bank

By: Eric Bank • 11/22/23

Guide

68,017 views

15 min read

No-Credit-Check Loans with Guaranteed Approval in 2024

8 No Credit Check Loans With Guaranteed Approval

If you have bad or limited credit, I can imagine your eyes widening as you come across this article. Can you really get a slam-dunk loan with no... read more »

Eric Bank

By: Eric Bank • 11/21/23

Guide

60,154 views

15 min read

Instant-Approval Personal Loans for Bad Credit in 2024

7 Instant-Approval Personal Loans For Bad Credit

Bad credit should not prevent you from obtaining a personal loan. What’s more, you can usually get one quickly, without a lot of red tape. This... read more »

Eric Bank

By: Eric Bank • 11/20/23

Guide

66,709 views

13 min read

Best Companies Like Lexington Law in 2024

Credit Repair Companies Like Lexington Law

Lexington Law is our top-ranked credit repair company. It boasts an experienced staff of legal experts, including accredited lawyers. The company... read more »

Eric Bank

By: Eric Bank • 11/2/23

Guide

49,140 views

13 min read

Best EV Car Loans for Bad Credit in 2024

6 Best EV Car Loans for Bad Credit

You may have bad financial credit, but owning an electric vehicle earns you social credit for helping protect the environment. It’s too bad that... read more »

Eric Bank

By: Eric Bank • 10/31/23

Guide

67,002 views

17 min read

Easy-Approval Credit Cards with High Limits in 2024

7 Easy-Approval Cards With High Limits

Even if you have bad credit, it is still possible to find credit cards with easy approval and relatively high credit limits. These products may... read more »

Eric Bank

By: Eric Bank • 10/17/23

Guide

76,942 views

13 min read

High-Limit Credit Cards After Bankruptcy in 2024

8 Best High-Limit Cards After Bankruptcy

No matter what situation led to your bankruptcy, there’s no doubt it complicates your access to high-limit credit cards. That’s why we identified... read more »

Eric Bank

By: Eric Bank • 10/16/23

Guide

56,115 views

11 min read

Best Loans Like ACE Cash Express in 2024

7 Loans Like ACE Cash Express

ACE Cash Express offers a broad range of financial products and services, including short-term loans, card services, check cashing, money... read more »

Eric Bank

By: Eric Bank • 10/5/23

Guide

43,008 views

13 min read

Best High-Limit Secured Credit Cards in 2024

9 Best High-Limit Secured Credit Cards

Secured credit cards have a few tricks up their sleeve. Sure, they are an excellent option for subprime consumers who want to own a credit card... read more »

Eric Bank

By: Eric Bank • 9/26/23

Guide

59,700 views

11 min read

Best Loans Like Possible Finance in 2024

15 Loans Like Possible Finance

Possible Finance participates in a growing marketplace of payday loan alternatives. By combining features of payday and installment loans, the... read more »

Eric Bank

By: Eric Bank • 9/21/23

Guide

82,845 views

15 min read

Guaranteed Approval Loans for $1,000 & $2,000 in 2024

11 Guaranteed Loans of Up to $2,000

Guaranteed approval and bad credit don’t usually appear in the same sentence. But if you have poor credit, you can use any of the loan networks... read more »

Eric Bank

By: Eric Bank • 9/19/23

Guide

79,611 views

9 min read

Bad Credit Loans in North Carolina for 2024

12 Loans Available in North Carolina

North Carolina is one of the most rapidly growing states in the US. Many consumers call it home, including plenty of people who don’t have good... read more »

Eric Bank

By: Eric Bank • 9/18/23

Guide

100,000+ views

11 min read

Bad Credit Loans in Georgia for 2024

12 Bad Credit Loans Available in Georgia

Georgia is one of the nation’s fastest-growing states. All types of individuals call it home, including those with bad credit. Fortunately,... read more »

Eric Bank

By: Eric Bank • 8/29/23

Guide

86,773 views

9 min read

Best Loans Like BMG Money in 2024

8 Best Loans Similar to BMG Money

BMG Money partners with a roster of employers to provide installment loans to employees and retirees. It has strict eligibility rules but does... read more »

Eric Bank

By: Eric Bank • 8/28/23

Guide

73,138 views

9 min read

Best Post-Bankruptcy Home Loans in 2024

7 Best Post-Bankruptcy Home Loans

Bankruptcy isn’t the end of the world — it’s a new beginning. If you choose to use it constructively, it marks the start of your journey back to... read more »

Eric Bank

By: Eric Bank • 8/21/23

Guide

100,000+ views

9 min read

Best Loans Like NetCredit in 2024

8 Best Loans Like NetCredit

NetCredit provides personal loans and lines of credit to consumers with bad or fair credit. It is headquartered in Chicago and has been in... read more »

Eric Bank

By: Eric Bank • 7/31/23