David Andrew

About the Author

David Andrew

David Andrew is a former New York Life financial adviser, holding Series 6 and Certified Financial Planner credentials from his years with the company. He also holds degrees in economics and finance from McGill University. David is now a well-published finance writer with special expertise in credit cards and auto insurance. In addition to his work on BadCredit.org, his articles have been featured on eHow, Zacks.com, TheNest.com, Chron.com and other popular sites. When he's not keeping up with the latest news in the world of finance, David enjoys playing tennis and golf.

Latest Posts

112 posts written/edited to date

Guide

100,000+ views

1 min read

How to Live Debt-Free During Retirement

How to Live Debt-Free During Retirement

Retirement should be a time to relax and enjoy life, not worry about bills. Unfortunately, many Americans do not have this luxury and end up... read more »

David Andrew

By: David Andrew • 10/1/15

Blog

100,000+ views

1 min read

4 Things to Never Put on Your Credit Card

4 Things to Never Put on Your Credit Card

Most of the time, it makes sense to pay with your credit card. You’ll earn card rewards on your purchases and as long as you pay the money back... read more »

David Andrew

By: David Andrew • 1/13/15

Guide

100,000+ views

1 min read

How to Get Financial Aid When You’re a Student with Bad Credit

How to Get Financial Aid When You’re a Student with Bad Credit

College is more expensive than ever. According to the College Board, the average student at a private university paid just more than $40,000 in... read more »

David Andrew

By: David Andrew • 1/2/15

Guide

100,000+ views

1 min read

How to Build Credit with Bad Credit

How to Build Credit with Bad Credit

When you have a bad credit score, it’s easy to feel trapped. The best way to improve your credit is by making on-time payments for a loan or... read more »

David Andrew

By: David Andrew • 12/26/14

Study

100,000+ views

1 min read

Impatient People Tend to Have Worse Credit Scores, Study Suggests

Impatient People Tend to Have Worse Credit Scores, Study Suggests

Impatience can lead to many problems like extra stress, high blood pressure and a quick temper. A new study suggests you can add a poor credit... read more »

David Andrew

By: David Andrew • 12/22/14

Guide

100,000+ views

1 min read

How to Run a Business When You Have Bad Credit

How to Run a Business When You Have Bad Credit

Building a successful business is challenging enough. When you have bad credit, the odds are even more stacked against you. However, if you are... read more »

David Andrew

By: David Andrew • 11/13/14

Study

100,000+ views

1 min read

Americans Rate Credit Card Debt as Worst Topic to Discuss with Strangers

Americans Rate Credit Card Debt as Worst Topic to Discuss with Strangers

If you’re meeting someone for the first time and trying to come up with a topic for conversation, don’t bring up credit card debt. According to a... read more »

David Andrew

By: David Andrew • 10/27/14

Study

100,000+ views

1 min read

Money is the Main Cause of Stress in Relationships

Money is the Main Cause of Stress in Relationships

Managing a relationship isn’t always easy, and there are many challenges along the way. One of the biggest challenges couples face is finding a... read more »

David Andrew

By: David Andrew • 1/30/14

Guide

100,000+ views

1 min read

How to Protect Your Savings

How to Protect Your Savings

When they are looking for a safe place for their money, many Americans turn to their savings accounts at the bank. While these accounts don’t pay... read more »

David Andrew

By: David Andrew • 1/28/14

Study

100,000+ views

1 min read

Saving Money the Key to Happiness, Study Finds

Saving Money the Key to Happiness, Study Finds

If you want to be happier in 2014, you may want to start putting more money in your savings account. A new survey from Ally Bank suggests people... read more »

David Andrew

By: David Andrew • 1/27/14

Guide

100,000+ views

1 min read

How to Deal When You’re Left a Large Amount of Money

How to Deal When You’re Left a Large Amount of Money

When you are left a sizable amount of money, it can be tough to keep a clear head. Between the grief from your loss, the excitement of receiving... read more »

David Andrew

By: David Andrew • 1/24/14

Study

100,000+ views

1 min read

Study: Paying Bills and Debt Top Priority for Americans

Study: Paying Bills and Debt Top Priority for Americans

When it comes to money priorities, Americans are focused on the basics: paying their bills on time and paying off their debt. The financial... read more »

David Andrew

By: David Andrew • 1/23/14

Guide

100,000+ views

1 min read

How to Save Money This Winter

How to Save Money This Winter

The holidays have come and gone, which means now we are stuck in the middle of winter. This can be a depressing time of year, as the days are... read more »

David Andrew

By: David Andrew • 1/21/14

Study

100,000+ views

1 min read

Stricter Credit Restrictions Could Hurt Housing Recovery

Stricter Credit Restrictions Could Hurt Housing Recovery

During the U.S. housing bubble, lenders were giving out too many mortgages to unqualified borrowers, which eventually led to a market crash. To... read more »

David Andrew

By: David Andrew • 1/20/14

Guide

100,000+ views

1 min read

How to Pay Off Massive Debt

How to Pay Off Massive Debt

Debt can get out of control really fast. Between your credit cards, your student loans and your mortgage, it is easy to owe thousands in debt.... read more »

David Andrew

By: David Andrew • 1/17/14

Blog

100,000+ views

1 min read

4 Steps for Breaking a Lease with Bad Credit

4 Steps for Breaking a Lease with Bad Credit

When you sign a lease, you are signing a legally binding contract with your landlord. Your end of the bargain is that you agree to make all the... read more »

David Andrew

By: David Andrew • 1/15/14

Blog

100,000+ views

1 min read

3 Ways to Ask for a Credit Limit Increase

3 Ways to Ask for a Credit Limit Increase

A higher limit on your credit cards can be a big convenience. First of all, having more credit means you’d able to spend more without reaching... read more »

David Andrew

By: David Andrew • 1/8/14

Guide

100,000+ views

1 min read

How to Protect Your Credit During the Target Breach

How to Protect Your Credit During the Target Breach

This holiday season, shoppers got a bit of a wake-up call. Hackers managed to break into the credit databases of Target and stole the credit and... read more »

David Andrew

By: David Andrew • 1/7/14

Blog

100,000+ views

1 min read

Tips for Having Good Credit in 2014

Tips for Having Good Credit in 2014

2014 is here and you may be setting goals for the new year. How about building a good credit score? This would be a huge financial accomplishment... read more »

David Andrew

By: David Andrew • 1/6/14

Study

100,000+ views

1 min read

Study Examines Impact of Tighter Debt Collection Laws

Study Examines Impact of Tighter Debt Collection Laws

To protect consumers, state governments sometimes create laws that restrict the ability of creditors and debt collection agencies to aggressively... read more »

David Andrew

By: David Andrew • 1/6/14