What is a Credit Check?
A credit check consists of reviewing your consumer credit reports and the credit scores derived from the information found on those files. When a company wants to know how much risk it... read more »
Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of bad credit related subjects.
It’s hard to plan for the future if you don’t know where you are today. That common-sense assertion is... read more »
A credit check consists of reviewing your consumer credit reports and the credit scores derived from the information found on those files. When a company wants to know how much risk it... read more »
For at least the last 19 years, the company known as FICO, my former employer and the company that invented credit scores, has published reports on average credit scores. In 2005, the... read more »
Credit repair is a process that addresses errors and negative items on your credit reports. It can include identifying misinformation, disputing and removing inaccurate information, and... read more »
A secured credit card is a type of credit card that the cardowner backs with a cash deposit that typically serves as collateral for the credit line. This makes secured credit cards... read more »
The world of consumer finance is loaded with data, statistics, trends, acronyms, and averages. It’s truly a numbers-driven industry. As it pertains, specifically, to credit reports and... read more »
Bad credit means your credit score is low — generally considered anything below 600 — because you’ve had problems paying bills or loans on time or you’ve previously filed for... read more »
The world of mortgage interest rates has been on quite the roller coaster over the last few years. Mortgage interest rates for garden-variety 30-year fixed rate mortgages went from... read more »
March is National Nutrition Month and a good time to think about how you can add more healthy foods to your diet. But unfortunately, grocery prices have remained stubbornly high even as... read more »
Your credit score or, more accurately credit scores, are used by lenders to assess the risk of doing business with you. If you have good or great scores, you are likely to be approved... read more »
When people are unemployed or underemployed, they often use their credit cards to bridge their income gap. Credit cards offer immediate access to a potentially substantial line of... read more »