Ray Prince

About the Author

Ray Prince

Ray Prince is a finance writer for CardRates.com and BadCredit.org, specializing in long-form content on insurance, loan, and credit card topics. His work appears online at U.S. News & World Report, Freeway Insurance, Compare.com, and Elite Personal Finance, and he has held roles as digital operations manager at Pandora Media and iHeartMedia. Ray studied at Queens College in New York City after completing his undergraduate studies at Purdue University, Complutense University of Madrid, and CIMBA in Paderno del Grappa, Italy.

Latest Posts

7 posts written/edited to date

Guide

18,636 views

9 min read

5 Best 3-Bureau Credit Monitoring Services (Feb. 2024)

Best 3-Bureau Credit Monitoring Services

Enrolling in a credit monitoring service is one of the best ways to stay on top of your credit. These services offer daily or monthly Equifax,... read more »

Ray Prince

By: Ray Prince • 11/16/23

Guide

20,720 views

9 min read

7 Loans Like CreditNinja (Feb. 2024)

7 Loans Like CreditNinja

CreditNinja is an online lender that allows subprime borrowers to take out unsecured personal loans of up to $5,000. With more than 12 million... read more »

Ray Prince

By: Ray Prince • 11/14/23

Guide

30,044 views

9 min read

8 Personal Loans With No Credit Check (Feb. 2024)

8 Personal Loans With No Credit Check

According to the Federal Reserve’s Economic Well-Being of US Households in 2022 report, 28% of people confirmed that the largest expense they... read more »

Ray Prince

By: Ray Prince • 11/9/23

Guide

29,770 views

7 min read

Fast Loan Advance Review & 5 Alternatives (Feb. 2024)

2024 Fast Loan Advance Review + Alternatives

Fast Loan Advance allows anyone with bad credit to apply for a short-term installment loan of as little as $100 (and up to $35,000) with APRs... read more »

Ray Prince

By: Ray Prince • 10/19/23

Guide

44,464 views

13 min read

12 Loans & Credit Cards for 650 to 700 Credit Scores (Feb. 2024)

12 Loans & Credit Cards for Fair Credit

Fortunately, people with 650 to 700 credit scores can qualify for plenty of loans and credit cards with favorable rates and terms. Classified as... read more »

Ray Prince

By: Ray Prince • 10/10/23

Guide

70,015 views

11 min read

12 Bad Credit Loans in Michigan (Feb. 2024)

12 Bad Credit Loans Available in Michigan

The best bad credit loans in Michigan allow those with credit scores below 580 to obtain quick access to funds that can be used for everything... read more »

Ray Prince

By: Ray Prince • 10/3/23

Guide

52,744 views

9 min read

7 Guaranteed Auto Loans With No Credit Check (Feb. 2024)

7 Auto Loans With No Credit Check

A guaranteed auto loan with no credit check is a popular option for purchasing a new or used vehicle among borrowers with credit scores in the... read more »

Ray Prince

By: Ray Prince • 9/25/23