The Average FICO Score Drops for the First Time in Over a Decade
For at least the last 19 years, the company known as FICO, my former employer and the company that invented credit scores, has published reports... read more »
(110 total)
Guide
6,066 views
5 min read
For at least the last 19 years, the company known as FICO, my former employer and the company that invented credit scores, has published reports... read more »
Guide
5,401 views
5 min read
The world of consumer finance is loaded with data, statistics, trends, acronyms, and averages. It’s truly a numbers-driven industry. As it... read more »
Guide
9,825 views
15 min read
Bad credit means your credit score is low — generally considered anything below 600 — because you’ve had problems paying bills or loans on time... read more »
Study
25,272 views
13 min read
You may not view credit as a consumer product, but that’s what it is. The interest rate is the price you pay for access to credit cards and... read more »
Study
26,864 views
3 min read
BadCredit.org survey reveals that many younger consumers, predominantly Gen Z and millennial males, trust AI tools to help them improve their... read more »
Guide
30,413 views
5 min read
Your credit score or, more accurately credit scores, are used by lenders to assess the risk of doing business with you. If you have good or great... read more »
Guide
35,670 views
5 min read
When people are unemployed or underemployed, they often use their credit cards to bridge their income gap. Credit cards offer immediate access to... read more »
Guide
72,720 views
7 min read
Credit scores are three-digit numbers that are used by lenders to determine whether they’re going to approve your applications, and under what... read more »
Study
41,158 views
3 min read
Credit scores, those three-digit numbers based on your credit reports, are used well over 20 billion times each year by lenders and others to... read more »
Study
72,839 views
11 min read
Credit scores are increasingly on the minds of many Americans. As the costs of essential goods and services rise, Americans may find that their... read more »
Study
96,292 views
5 min read
Although credit scores are neutral algorithms based on a person’s reported credit activity, there are indisputable variations between various... read more »
Study
100,000+ views
9 min read
Credit scores are one of the most important financial barometers. A good credit score opens doors to lower interest rates and better loan... read more »
Study
100,000+ views
9 min read
Credit scores, such as those developed by the data analytics company FICO, do not rate you as a person, but rate your actions as a borrower.... read more »
Study
88,944 views
7 min read
How people use credit products and repay debt has a direct effect on their credit scores, such as those developed by FICO. All of that... read more »
Study
60,624 views
11 min read
If you’re reading this, you probably already appreciate the significance and benefits of a high personal credit score. A FICO® Score in the... read more »
Blog
49,248 views
5 min read
The path to building good credit isn’t always clearly marked. Even consumers with the best of intentions can make missteps as they... read more »
Guide
71,876 views
5 min read
If you’re like most people, you want to build and maintain a high credit score so you can borrow money at the best rates and terms. What that... read more »
Blog
92,803 views
5 min read
As pundits and politicians debate immigration policy, Mission Asset Fund (MAF) enables undocumented and underserved financial... read more »
Guide
69,608 views
3 min read
It’s not unusual to read articles about credit scoring and the various categories of metrics that influence your credit scores. What is unusual,... read more »
Blog
80,616 views
7 min read
The three bureaus reporting credit scores in the US don’t always use the same data, which can hurt consumers applying for loans... read more »
Study
71,442 views
11 min read
Your credit score is your window to financial opportunity, but only if you take control. Many top lenders and insurers use FICO scores to judge... read more »
Blog
61,721 views
5 min read
Rental property residents often regard the first of the month as that special time when all the bills come due at once. That’s not... read more »
Guide
85,410 views
5 min read
The credit scores that most lenders use in the United States range from 300 to 850. This is the common score range or “scaling” with FICO and... read more »
Guide
97,200 views
5 min read
Getting married can impact many aspects of your life. Yet, the idea that marriage has a direct impact on your credit scores is a myth. And while... read more »
Guide
100,000+ views
5 min read
Lenders rely on your credit report and credit score information to assess your risk, determine whether they want to do business with you, and... read more »