What Is Credit Mix?
It’s not unusual to read articles about credit scoring and the various categories of metrics that influence your credit scores. What is unusual,... read more »
(142 total)
Guide
100,000+ views
3 min read
It’s not unusual to read articles about credit scoring and the various categories of metrics that influence your credit scores. What is unusual,... read more »
Blog
100,000+ views
5 min read
The three bureaus reporting credit scores in the US don’t always use the same data, which can hurt consumers applying for loans... read more »
Study
100,000+ views
11 min read
Your credit score is your window to financial opportunity, but only if you take control. Many top lenders and insurers use FICO scores to judge... read more »
Blog
100,000+ views
5 min read
Rental property residents often regard the first of the month as that special time when all the bills come due at once. That’s not... read more »
Guide
100,000+ views
5 min read
The credit scores that most lenders use in the United States range from 300 to 850. This is the common score range or “scaling” with FICO and... read more »
Guide
100,000+ views
5 min read
Getting married can impact many aspects of your life. Yet, the idea that marriage has a direct impact on your credit scores is a myth. And while... read more »
Guide
100,000+ views
5 min read
Lenders rely on your credit report and credit score information to assess your risk, determine whether they want to do business with you, and... read more »
Guide
100,000+ views
7 min read
Most adults have credit scores. Financial institutions rely on these three-digit numbers to quickly determine loan and credit qualification and... read more »
Guide
100,000+ views
3 min read
Credit scores have been used by lenders in the financial services market in the United States for more than three decades. Your credit scores... read more »
Blog
100,000+ views
5 min read
FICO, a leading analytics firm, provides lenders with a better understanding of credit risk. FICO’s software products protect... read more »
Guide
100,000+ views
7 min read
You’ll want to identify the best deal possible, which includes getting the lowest interest rate you can qualify for, when searching for a new... read more »
Guide
100,000+ views
7 min read
Your credit score is an important number that affects your life in more ways than you may realize. Lenders and even some service providers,... read more »
Guide
100,000+ views
3 min read
There are so many credit scores out there nowadays that it’s easy to get confused as to which one is your “real” or accurate score. A TransUnion... read more »
Guide
100,000+ views
5 min read
American consumers have the right to check their credit reports once every 12 months at no cost. They’ve enjoyed this right since 2003. But a... read more »
Guide
100,000+ views
11 min read
The following credit hacks to improve your FICO Score aren’t industry secrets — the five factors FICO uses to calculate its credit scores are... read more »
Blog
100,000+ views
3 min read
The city of Pelham, Alabama, recently learned that it is maintaining its AAA S&P credit rating. It is only one of four cities in... read more »
Guide
100,000+ views
5 min read
You are probably well aware of the importance of your credit scores each and every time you apply for a new credit card, loan, or another type of... read more »
Blog
100,000+ views
5 min read
Credit is a fundamental component to financial and social well-being, yet it remains poorly understood by a huge swathe of the... read more »
Guide
100,000+ views
7 min read
When lenders won’t even return your calls, it’s probably a good time to consider the fastest ways to raise your credit score. FICO, the credit... read more »
Blog
100,000+ views
5 min read
SmartCredit provides an interactive, engaging way for consumers to monitor and improve their credit scores. Its tools help people... read more »
Guide
100,000+ views
5 min read
Credit scores are used by lenders billions of times each year to help them make credit-related decisions. In the United States, credit... read more »
Guide
100,000+ views
11 min read
If you’ve ever struggled with the consequences of poor credit, you may feel like everyone except you seems to know some higher credit score... read more »
Guide
100,000+ views
7 min read
Whether you have your heart set on a new rewards credit card, a mortgage loan, or some other type of financing, your credit score or scores will... read more »
Guide
100,000+ views
13 min read
Credit score charts are an easy way to make sense of what can be an overwhelmingly complicated topic. There’s a reason why teachers like to use... read more »
Guide
100,000+ views
9 min read
As influential as credit scores have become over your finances and your access to credit, it may seem like those three-digit numbers have been... read more »