All articles tagged: “Credit Scores” (Page: 4)

(113 total)

Blog

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How New Credit Cards Affect Your Score

How New Credit Cards Affect Your Score

Your credit score gives potential creditors and businesses — whether it be mortgage lenders, car insurance companies, phone companies or even... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 12/11/14

Study

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3 min read

Study: State-Mandated Financial Education Helps Raise Credit Scores

Study: State-Mandated Financial Education Helps Raise Credit Scores

Students who complete state-mandated financial literacy courses in high school tend to have higher credit scores than those who receive no such... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 10/27/14

Study

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The Consequences of Using Social Network Data for Credit Scores

The Consequences of Using Social Network Data for Credit Scores

Social media has come a long way since the early days of Facebook and Myspace. What started out as a virtual social playground for... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 10/20/14

Guide

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EGFS’s Five Tips for Boosting Your Small Business Credit Score

EGFS’s Five Tips for Boosting Your Small Business Credit Score

Even though the Federal Reserve has been keeping interest rates low since the 2007 financial crisis, that doesn’t mean all business owners are... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 10/9/14

Guide

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How to Protect Your Credit Score from These 6 People

How to Protect Your Credit Score from These 6 People

Credit commercials and advertisements on TV, radio and the Internet continually echo the importance of healthy credit. While you may have... read more »

Stefanie O'Connell

By: Stefanie O'Connell • 10/9/14

Blog

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Should Banks Give Consumers Their Credit Scores for Free?

Should Banks Give Consumers Their Credit Scores for Free?

The head of the Consumer Financial Protection Bureau is on a mission to give American consumers access to free credit scores. In the past, the... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 9/9/14

Blog

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4 (Surprising) Things a Bad Credit Score Will Ruin

4 (Surprising) Things a Bad Credit Score Will Ruin

These days no one can afford to blow off their credit score. You may think you’re a responsible consumer by sticking to cash and debit purchases,... read more »

Stefanie O'Connell

By: Stefanie O'Connell • 5/30/14

Blog

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Why I Don’t Obsess Over My Less-Than-Perfect Credit Score

Why I Don’t Obsess Over My Less-Than-Perfect Credit Score

I have a 767 credit score. With a perfect score being 850, there’s obviously room for improvement, but I’m not too concerned about it. Here’s... read more »

Stefanie O'Connell

By: Stefanie O'Connell • 5/16/14

Blog

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Consider Secured Cards While Rebuilding Your Credit Score

Consider Secured Cards While Rebuilding Your Credit Score

When you’re trying to rebuild your credit after a financial disaster, there are credit cards out there that you can qualify for. There are a... read more »

Ryan Moran

By: Ryan Moran • 5/2/14

Blog

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The Surprising Truth About Perfect Credit Scores

The Surprising Truth About Perfect Credit Scores

Your credit score is a number determined solely by actions that show a lender how responsible you have been with your finances. Some say the... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 4/22/14

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4 Common Reasons Your Credit Score is Low

4 Common Reasons Your Credit Score is Low

A credit score is calculated from many different aspects of your financial history. Aside from your payment history, credit card utilization, age... read more »

Ryan Moran

By: Ryan Moran • 4/19/14

Blog

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Should You Pay Your Way to a Better Credit Score?

Should You Pay Your Way to a Better Credit Score?

Your credit score is important for nearly every aspect of your life. Lenders, landlords and even employers all might consider your credit score... read more »

David Andrew

By: David Andrew • 12/26/13

Guide

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How to Track Your VantageScore

How to Track Your VantageScore

Your credit score has a huge impact on your finances. Lenders, landlords and even employers could look up your score as part of an application... read more »

David Andrew

By: David Andrew • 12/17/13

Blog

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How Can Public Records Impact Your Credit Score?

How Can Public Records Impact Your Credit Score?

Your credit report is extremely important to understand how to manage your finances efficiently. If there are public records on your credit... read more »

Benjamin Beckwith

By: Benjamin Beckwith • 12/17/13

Study

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Credit Card Histories Weigh Heavily When Calculating Scores

Credit Card Histories Weigh Heavily When Calculating Scores

The calculation of our credit scores has always been a bit of a mystery to many people. We know they are important when it comes to getting a... read more »

Mike Randall

By: Mike Randall • 12/12/13

Blog

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Is Your Credit Score High Enough for a Loan?

Is Your Credit Score High Enough for a Loan?

We all know the banks and mortgage companies are being far more cautious about lending money these days. They seem to only want to lend to those... read more »

Mike Randall

By: Mike Randall • 12/9/13

Blog

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How Does a Gym Membership Affect Your Credit? (Feb. 2024)

How Does a Gym Membership Affect Your Credit? (Feb. 2024)

When you think of factors that may affect your credit, you probably imagine things like missed payments, late payments, your credit-to-debt... read more »

David Andrew

By: David Andrew • 12/2/13

Blog

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How Does Your Credit Score Impact Out-of-Pocket Insurance Expenses?

How Does Your Credit Score Impact Out-of-Pocket Insurance Expenses?

Lately it seems there are more questions than answers when it comes to insurance costs. Although none of us has control over the way insurance is... read more »

Mike Randall

By: Mike Randall • 11/28/13

Blog

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Can Advance Payment Loans Damage Your Credit Score?

Can Advance Payment Loans Damage Your Credit Score?

For many Americans, advance payment loans, sometimes called payday loans, are a way to pay the bills when they have run out of cash before their... read more »

Mike Randall

By: Mike Randall • 11/16/13

Blog

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What is a VantageScore?

What is a VantageScore?

Your credit score is an estimate of your riskiness as a borrower. Lenders will look up this score to decide whether or not to give you a loan.... read more »

David Andrew

By: David Andrew • 10/25/13

Blog

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Will Divorce Impact Your Credit Score?

Will Divorce Impact Your Credit Score?

When you are going through a divorce, you need to protect yourself financially. If you do not plan right, there are a few problems that can haunt... read more »

David Andrew

By: David Andrew • 10/18/13

Guide

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How to Keep an Emergency from Hurting Your Credit Score

How to Keep an Emergency from Hurting Your Credit Score

In a perfect world, everything would go smoothly. In the real world, sometimes you get hit with a financial emergency. You could lose your job,... read more »

David Andrew

By: David Andrew • 10/8/13

Blog

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Phone Apps that Track (And May Boost) Your Credit Score

Phone Apps that Track (And May Boost) Your Credit Score

With a smartphone app for nearly everything these days, it is not surprising there are some that can help with your credit score. Many apps use... read more »

Mike Randall

By: Mike Randall • 9/18/13

Blog

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How Spending Can Actually Help Your Credit Score

How Spending Can Actually Help Your Credit Score

If you want to increase your credit score, consider charging more to your credit cards. I know it sounds counterintuitive, but if you plan it... read more »

Laura Slawny

By: Laura Slawny • 9/6/13

Blog

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6 Easy Steps to Achieving a High Credit Score

6 Easy Steps to Achieving a High Credit Score

A smart consumer always keeps an eye on their credit score and maintains some degree of financial responsibility. In each country there are... read more »

Chris Burns

By: Chris Burns • 9/4/13