All articles tagged: “Credit Scores” (Page: 5)

(142 total)

Guide

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How Do Mortgage Payments Affect Credit Scores?

How Do Mortgage Payments Affect Credit Scores?

Prospective homebuyers with poor credit scores often face challenges when shopping for mortgages. Typically credit scores below 680 lead to... read more »

By: Tali Wee • 2/9/15

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7 Ways a Bad Credit Score Can Hurt You

7 Ways a Bad Credit Score Can Hurt You

Everyone wants a good credit score. If your report shows you likely have a 700 or higher, you’ll have access to better interest rates, be... read more »

By: Steven Tumulski • 1/15/15

Study

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Impatient People Tend to Have Worse Credit Scores, Study Suggests

Impatient People Tend to Have Worse Credit Scores, Study Suggests

Impatience can lead to many problems like extra stress, high blood pressure and a quick temper. A new study suggests you can add a poor credit... read more »

By: David Andrew • 12/22/14

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How Your Credit Score Can Affect Your Insurance Rates

How Your Credit Score Can Affect Your Insurance Rates

Did you know having a poor credit score can affect how much you pay for car insurance? It may seem strange, but it’s true. Almost all of the... read more »

By: Mike Randall • 12/16/14

Blog

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How New Credit Cards Affect Your Score

How New Credit Cards Affect Your Score

Your credit score gives potential creditors and businesses — whether it be mortgage lenders, car insurance companies, phone companies or even... read more »

By: BadCredit.org Staff • 12/11/14

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Study: State-Mandated Financial Education Helps Raise Credit Scores

Study: State-Mandated Financial Education Helps Raise Credit Scores

Students who complete state-mandated financial literacy courses in high school tend to have higher credit scores than those who receive no such... read more »

By: BadCredit.org Staff • 10/27/14

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The Consequences of Using Social Network Data for Credit Scores

The Consequences of Using Social Network Data for Credit Scores

Social media has come a long way since the early days of Facebook and Myspace. What started out as a virtual social playground for... read more »

By: BadCredit.org Staff • 10/20/14

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EGFS’s Five Tips for Boosting Your Small Business Credit Score

EGFS’s Five Tips for Boosting Your Small Business Credit Score

Even though the Federal Reserve has been keeping interest rates low since the 2007 financial crisis, that doesn’t mean all business owners are... read more »

By: BadCredit.org Staff • 10/9/14

Guide

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How to Protect Your Credit Score from These 6 People

How to Protect Your Credit Score from These 6 People

Credit commercials and advertisements on TV, radio and the Internet continually echo the importance of healthy credit. While you may have... read more »

By: Stefanie O'Connell • 10/9/14

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Should Banks Give Consumers Their Credit Scores for Free?

Should Banks Give Consumers Their Credit Scores for Free?

The head of the Consumer Financial Protection Bureau is on a mission to give American consumers access to free credit scores. In the past, the... read more »

By: BadCredit.org Staff • 9/9/14

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4 (Surprising) Things a Bad Credit Score Will Ruin

4 (Surprising) Things a Bad Credit Score Will Ruin

These days no one can afford to blow off their credit score. You may think you’re a responsible consumer by sticking to cash and debit purchases,... read more »

By: Stefanie O'Connell • 5/30/14

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Why I Don’t Obsess Over My Less-Than-Perfect Credit Score

Why I Don't Obsess Over My Less-Than-Perfect Credit Score

I have a 767 credit score. With a perfect score being 850, there’s obviously room for improvement, but I’m not too concerned about it. Here’s... read more »

By: Stefanie O'Connell • 5/16/14

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Consider Secured Cards While Rebuilding Your Credit Score

Consider Secured Cards While Rebuilding Your Credit Score

When you’re trying to rebuild your credit after a financial disaster, there are credit cards out there that you can qualify for. There are a... read more »

By: Ryan Moran • 5/2/14

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The Surprising Truth About Perfect Credit Scores

The Surprising Truth About Perfect Credit Scores

Your credit score is a number determined solely by actions that show a lender how responsible you have been with your finances. Some say the... read more »

By: BadCredit.org Staff • 4/22/14

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4 Common Reasons Your Credit Score is Low

4 Common Reasons Your Credit Score is Low

A credit score is calculated from many different aspects of your financial history. Aside from your payment history, credit card utilization, age... read more »

By: Ryan Moran • 4/19/14

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Should You Pay Your Way to a Better Credit Score?

Should You Pay Your Way to a Better Credit Score?

Your credit score is important for nearly every aspect of your life. Lenders, landlords and even employers all might consider your credit score... read more »

By: David Andrew • 12/26/13

Guide

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How to Track Your VantageScore

How to Track Your VantageScore

Your credit score has a huge impact on your finances. Lenders, landlords and even employers could look up your score as part of an application... read more »

By: David Andrew • 12/17/13

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How Can Public Records Impact Your Credit Score?

How Can Public Records Impact Your Credit Score?

Your credit report is extremely important to understand how to manage your finances efficiently. If there are public records on your credit... read more »

By: Benjamin Beckwith • 12/17/13

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Credit Card Histories Weigh Heavily When Calculating Scores

Credit Card Histories Weigh Heavily When Calculating Scores

The calculation of our credit scores has always been a bit of a mystery to many people. We know they are important when it comes to getting a... read more »

By: Mike Randall • 12/12/13

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Is Your Credit Score High Enough for a Loan?

Is Your Credit Score High Enough for a Loan?

We all know the banks and mortgage companies are being far more cautious about lending money these days. They seem to only want to lend to those... read more »

By: Mike Randall • 12/9/13

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How Does a Gym Membership Affect Your Credit?

How Does a Gym Membership Affect Your Credit?

When you think of factors that may affect your credit, you probably imagine things like missed payments, late payments, your credit-to-debt... read more »

By: David Andrew • 12/2/13

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How Does Your Credit Score Impact Out-of-Pocket Insurance Expenses?

How Does Your Credit Score Impact Out-of-Pocket Insurance Expenses?

Lately it seems there are more questions than answers when it comes to insurance costs. Although none of us has control over the way insurance is... read more »

By: Mike Randall • 11/28/13

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Can Advance Payment Loans Damage Your Credit Score?

Can Advance Payment Loans Damage Your Credit Score?

For many Americans, advance payment loans, sometimes called payday loans, are a way to pay the bills when they have run out of cash before their... read more »

By: Mike Randall • 11/16/13

Blog

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What is a VantageScore?

What is a VantageScore?

Your credit score is an estimate of your riskiness as a borrower. Lenders will look up this score to decide whether or not to give you a loan.... read more »

By: David Andrew • 10/25/13

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Will Divorce Impact Your Credit Score?

Will Divorce Impact Your Credit Score?

When you are going through a divorce, you need to protect yourself financially. If you do not plan right, there are a few problems that can haunt... read more »

By: David Andrew • 10/18/13