Why Did My Credit Score Drop?
Credit scores have been used by lenders in the financial services market in the United States for more than three... read more »
By: John Ulzheimer • 8/10/22
(88 total)
Guide
10,901 views
7 min read
Credit scores have been used by lenders in the financial services market in the United States for more than three... read more »
By: John Ulzheimer • 8/10/22
Blog
26,820 views
13 min read
In a Nutshell: FICO, a leading analytics firm, provides lenders with a better understanding of credit risk. FICO’s... read more »
By: Brandon Rossman • 6/30/22
Guide
49,320 views
13 min read
You’ll want to identify the best deal possible, which includes getting the lowest interest rate you can qualify... read more »
By: Erica Sandberg • 4/20/22
Guide
68,666 views
13 min read
Your credit score is an important number that affects your life in more ways than you may realize. Lenders and even... read more »
By: Andrea Woroch • 4/19/22
Guide
52,005 views
5 min read
There are so many credit scores out there nowadays that it’s easy to get confused as to which one is your “real,”... read more »
By: Ashley Dull • 8/23/19
Guide
63,135 views
11 min read
American consumers have the right to check their credit reports once every 12 months at no cost. They’ve enjoyed... read more »
By: John Ulzheimer • 1/27/22
Guide
100,000+ views
23 min read
The following credit hacks to improve your FICO Score aren’t industry secrets — the five factors FICO uses to... read more »
By: Ashley Dull • 8/30/21
Blog
100,000+ views
9 min read
In a Nutshell: The city of Pelham, Alabama, recently learned that it is maintaining its AAA S&P credit rating. It... read more »
By: Matt Walker • 6/16/21
Guide
100,000+ views
9 min read
You are probably well aware of the importance of your credit scores each and every time you apply for a new credit... read more »
By: John Ulzheimer • 5/26/21
Blog
100,000+ views
11 min read
In a Nutshell: Credit is a fundamental component to financial and social well-being, yet it remains poorly... read more »
By: Adam West • 5/27/21
Guide
100,000+ views
13 min read
When lenders won’t even return your calls, it’s probably a good time to consider the fastest ways to raise your... read more »
By: Eric Bank • 5/5/21
Blog
100,000+ views
9 min read
In a Nutshell: SmartCredit provides an interactive, engaging way for consumers to monitor and improve their credit... read more »
By: Adam West • 4/21/21
Guide
100,000+ views
9 min read
Credit scores are used by lenders billions of times each year to help them make credit-related decisions. In the... read more »
By: John Ulzheimer • 3/1/21
Guide
100,000+ views
19 min read
If you’ve ever struggled with the consequences of poor credit, you may feel like everyone except you seems to know... read more »
By: Zina Kumok • 2/1/21
Guide
100,000+ views
15 min read
Whether you have your heart set on a new rewards credit card, a mortgage loan, or some other type of financing,... read more »
By: John Ulzheimer • 1/20/21
Guide
100,000+ views
29 min read
Credit score charts are an easy way to make sense of what can be an overwhelmingly complicated topic. There’s a... read more »
By: Zina Kumok • 12/21/20
Guide
100,000+ views
17 min read
As influential as credit scores have become over your finances and your access to credit, it may seem like those... read more »
By: John Ulzheimer • 12/21/20
Guide
100,000+ views
9 min read
Consumer credit scores, such as FICO Scores developed by the Fair Isaac Corporation, are used by lenders and other... read more »
By: Erica Sandberg • 2/16/21
Guide
100,000+ views
9 min read
Your credit scores will play an important role throughout your adult life. Most, if not all, lending-based... read more »
By: John Ulzheimer • 8/3/20
Guide
100,000+ views
9 min read
When you apply for and borrow money from a credit card issuer or lender, you make a contractual promise to make... read more »
By: John Ulzheimer • 7/6/20
Guide
100,000+ views
7 min read
When you apply for a new loan or credit card, a lender will check your credit score as part of the application... read more »
By: John Ulzheimer • 4/1/20
Guide
100,000+ views
7 min read
It’s no secret that having good credit pays off, especially when you apply for financing like a credit card or... read more »
By: John Ulzheimer • 2/24/20
Guide
100,000+ views
7 min read
In a lot of ways, credit scoring has worked largely the same way since the first FICO credit score was made... read more »
By: John Ulzheimer • 4/25/19
Guide
100,000+ views
7 min read
Whether you’re applying for a mortgage, trying to open a new credit card, or financing a new vehicle, your credit... read more »
By: John Ulzheimer • 2/27/19
Blog
100,000+ views
9 min read
In a Nutshell: While the average American consumer’s credit score is on the rise, many still don’t understand what... read more »
By: Adam West • 1/3/19