31% of Americans Don't Know Their Credit Score
Credit scores, those three-digit numbers based on your credit reports, are used well over 20 billion times each year by lenders and others to... read more »
By: John Ulzheimer • 10/12/23
(106 total)
Study
13,692 views
3 min read
Credit scores, those three-digit numbers based on your credit reports, are used well over 20 billion times each year by lenders and others to... read more »
By: John Ulzheimer • 10/12/23
Study
15,600 views
11 min read
Credit scores are increasingly on the minds of many Americans. As the costs of essential goods and services rise, Americans may find that their... read more »
By: Andrew Allen • 9/27/23
Study
32,509 views
5 min read
Although credit scores are neutral algorithms based on a person’s reported credit activity, there are indisputable variations between various... read more »
By: Erica Sandberg • 9/27/23
Study
11,231 views
9 min read
Credit scores are one of the most important financial barometers. A good credit score opens doors to lower interest rates and better loan... read more »
By: Zina Kumok • 9/27/23
Study
20,628 views
9 min read
Credit scores, such as those developed by the data analytics company FICO, do not rate you as a person, but rate your actions as a borrower.... read more »
By: Erica Sandberg • 9/27/23
Study
25,875 views
7 min read
How people use credit products and repay debt has a direct effect on their credit scores, such as those developed by FICO. All of that... read more »
By: Erica Sandberg • 9/27/23
Study
24,795 views
11 min read
If you’re reading this, you probably already appreciate the significance and benefits of a high personal credit score. A FICO® Score in the... read more »
By: Mike Senecal • 9/25/23
Blog
46,656 views
5 min read
The path to building good credit isn’t always clearly marked. Even consumers with the best of intentions can make missteps as they... read more »
By: Andrew Allen • 7/31/23
Guide
36,413 views
5 min read
If you’re like most people, you want to build and maintain a high credit score so you can borrow money at the best rates and terms. What that... read more »
By: Erica Sandberg • 7/20/23
Blog
55,664 views
5 min read
As pundits and politicians debate immigration policy, Mission Asset Fund (MAF) enables undocumented and underserved financial... read more »
By: Mike Senecal • 7/13/23
Guide
40,668 views
3 min read
It’s not unusual to read articles about credit scoring and the various categories of metrics that influence your credit scores. What is unusual,... read more »
By: John Ulzheimer • 7/3/23
Blog
58,083 views
7 min read
The three bureaus reporting credit scores in the US don’t always use the same data, which can hurt consumers applying for loans... read more »
By: Mike Senecal • 6/29/23
Study
38,896 views
11 min read
Your credit score is your window to financial opportunity, but only if you take control. Many top lenders and insurers use FICO scores to judge... read more »
By: Mike Senecal • 6/21/23
Blog
70,680 views
5 min read
Rental property residents often regard the first of the month as that special time when all the bills come due at once. That’s not... read more »
By: Mike Senecal • 6/9/23
Guide
63,750 views
5 min read
The credit scores that most lenders use in the United States range from 300 to 850. This is the common score range or “scaling” with FICO and... read more »
By: John Ulzheimer • 6/8/23
Guide
47,235 views
5 min read
Getting married can impact many aspects of your life. Yet, the idea that marriage has a direct impact on your credit scores is a myth. And while... read more »
By: John Ulzheimer • 5/8/23
Guide
58,747 views
5 min read
Lenders rely on your credit report and credit score information to assess your risk, determine whether they want to do business with you, and... read more »
By: John Ulzheimer • 4/4/23
Guide
74,308 views
5 min read
Most adults have credit scores. Financial institutions rely on these three-digit numbers to quickly determine loan and credit qualification and... read more »
By: Erica Sandberg • 3/13/23
Guide
100,000+ views
3 min read
Credit scores have been used by lenders in the financial services market in the United States for more than three decades. Your credit scores... read more »
By: John Ulzheimer • 8/15/22
Blog
100,000+ views
7 min read
FICO, a leading analytics firm, provides lenders with a better understanding of credit risk. FICO’s software products protect... read more »
By: Brandon Rossman • 6/30/22
Guide
100,000+ views
7 min read
You’ll want to identify the best deal possible, which includes getting the lowest interest rate you can qualify for, when searching for a new... read more »
By: Erica Sandberg • 4/26/22
Guide
100,000+ views
7 min read
Your credit score is an important number that affects your life in more ways than you may realize. Lenders and even some service providers,... read more »
By: Andrea Woroch • 3/17/22
Guide
100,000+ views
3 min read
There are so many credit scores out there nowadays that it’s easy to get confused as to which one is your “real,” or accurate, score. A... read more »
By: Ashley Fricker • 3/2/22
Guide
100,000+ views
5 min read
American consumers have the right to check their credit reports once every 12 months at no cost. They’ve enjoyed this right since 2003. But a... read more »
By: John Ulzheimer • 2/1/22
Guide
100,000+ views
11 min read
The following credit hacks to improve your FICO Score aren’t industry secrets — the five factors FICO uses to calculate its credit scores are... read more »
By: Ashley Fricker • 8/31/21