All articles tagged: “Credit Scores”

(106 total)

Study

13,692 views

3 min read

Approximately 31% of Americans Don’t Know Their Credit Score

31% of Americans Don't Know Their Credit Score

Credit scores, those three-digit numbers based on your credit reports, are used well over 20 billion times each year by lenders and others to... read more »

John Ulzheimer

By: John Ulzheimer • 10/12/23

Study

15,600 views

11 min read

Average Credit Score in America (2023)

The Average Credit Score in America

Credit scores are increasingly on the minds of many Americans. As the costs of essential goods and services rise, Americans may find that their... read more »

Andrew Allen

By: Andrew Allen • 9/27/23

Study

32,509 views

5 min read

Average Credit Score by Race (2023)

The Average Credit Score by Race

Although credit scores are neutral algorithms based on a person’s reported credit activity, there are indisputable variations between various... read more »

Erica Sandberg

By: Erica Sandberg • 9/27/23

Study

11,231 views

9 min read

Average Credit Score by Exact Age (2023)

The Average Credit Score by Exact Age

Credit scores are one of the most important financial barometers. A good credit score opens doors to lower interest rates and better loan... read more »

Zina Kumok

By: Zina Kumok • 9/27/23

Study

20,628 views

9 min read

Average Credit Score by State (2023)

The Average Credit Score by State

Credit scores, such as those developed by the data analytics company FICO, do not rate you as a person, but rate your actions as a borrower.... read more »

Erica Sandberg

By: Erica Sandberg • 9/27/23

Study

25,875 views

7 min read

Average Credit Score by Household Income (2023)

The Average Credit Score by Household Income

How people use credit products and repay debt has a direct effect on their credit scores, such as those developed by FICO. All of that... read more »

Erica Sandberg

By: Erica Sandberg • 9/27/23

Study

24,795 views

11 min read

20 Fast-Growing Metro Areas with the Most-Improved Credit Scores

20 Fast-Growing Metro Areas with the Most-Improved Credit Scores

If you’re reading this, you probably already appreciate the significance and benefits of a high personal credit score. A FICO® Score in the... read more »

Mike Senecal

By: Mike Senecal • 9/25/23

Blog

46,656 views

5 min read

Grow Credit Transforms Subscription Payments Into Tradelines That Can Boost Credit Scores

Grow Credit Leverages Subscription Payments to Help Boost Credit Scores

The path to building good credit isn’t always clearly marked. Even consumers with the best of intentions can make missteps as they... read more »

Andrew Allen

By: Andrew Allen • 7/31/23

Guide

36,413 views

5 min read

What Should My Credit Score Be? 5 Scenarios

What Should My Credit Score Be?

If you’re like most people, you want to build and maintain a high credit score so you can borrow money at the best rates and terms. What that... read more »

Erica Sandberg

By: Erica Sandberg • 7/20/23

Blog

55,664 views

5 min read

Mission Asset Fund Helps Underserved Financial Consumers Gain Access to Loans and Build Credit

MAF Helps Underserved Financial Consumers Gain Access and Build Credit

As pundits and politicians debate immigration policy, Mission Asset Fund (MAF) enables undocumented and underserved financial... read more »

Mike Senecal

By: Mike Senecal • 7/13/23

Guide

40,668 views

3 min read

What Is Credit Mix?

What Is Credit Mix?

It’s not unusual to read articles about credit scoring and the various categories of metrics that influence your credit scores. What is unusual,... read more »

John Ulzheimer

By: John Ulzheimer • 7/3/23

Blog

58,083 views

7 min read

ScoreSense Monitors and Reports Credit Scores, Protects Personal Data, and Provides Live Support

ScoreSense Monitors and Reports Credit Scores with Live Customer Support

The three bureaus reporting credit scores in the US don’t always use the same data, which can hurt consumers applying for loans... read more »

Mike Senecal

By: Mike Senecal • 6/29/23

Study

38,896 views

11 min read

The 10 Best Credit Score Apps of 2023

The 10 Best Credit Score Apps of 2023

Your credit score is your window to financial opportunity, but only if you take control. Many top lenders and insurers use FICO scores to judge... read more »

Mike Senecal

By: Mike Senecal • 6/21/23

Blog

70,680 views

5 min read

Circa Offers Flexible Rental Payments and Credit Reporting to Help Residents Improve Financially

Circa Offers Flexible Rental Payments and Credit Reporting to Residents

Rental property residents often regard the first of the month as that special time when all the bills come due at once. That’s not... read more »

Mike Senecal

By: Mike Senecal • 6/9/23

Guide

63,750 views

5 min read

What Is a Good Credit Score For My Age?

What Is a Good Credit Score For My Age?

The credit scores that most lenders use in the United States range from 300 to 850. This is the common score range or “scaling” with FICO and... read more »

John Ulzheimer

By: John Ulzheimer • 6/8/23

Guide

47,235 views

5 min read

Does Marriage Affect Credit Scores? (2023)

Does Getting Married Affect Your Credit?

Getting married can impact many aspects of your life. Yet, the idea that marriage has a direct impact on your credit scores is a myth. And while... read more »

John Ulzheimer

By: John Ulzheimer • 5/8/23

Guide

58,747 views

5 min read

FICO Score vs. Credit Score: What’s the Difference?

FICO Score vs. Credit Score: What’s the Difference?

Lenders rely on your credit report and credit score information to assess your risk, determine whether they want to do business with you, and... read more »

John Ulzheimer

By: John Ulzheimer • 4/4/23

Guide

74,308 views

5 min read

7 Ways to Raise Your Credit Score With a Credit Card (Dec. 2023)

7 Ways to Raise Your Credit Score With a Credit Card

Most adults have credit scores. Financial institutions rely on these three-digit numbers to quickly determine loan and credit qualification and... read more »

Erica Sandberg

By: Erica Sandberg • 3/13/23

Guide

100,000+ views

3 min read

Why Did My Credit Score Drop?

Why Did My Credit Score Drop?

Credit scores have been used by lenders in the financial services market in the United States for more than three decades. Your credit scores... read more »

John Ulzheimer

By: John Ulzheimer • 8/15/22

Blog

100,000+ views

7 min read

FICO Analytics Solutions Help Protect Consumers and Businesses from Fraud and its Adverse Effects

FICO Analytics Solutions Help Shield Consumers and Businesses from Fraud

FICO, a leading analytics firm, provides lenders with a better understanding of credit risk. FICO’s software products protect... read more »

Brandon Rossman

By: Brandon Rossman • 6/30/22

Guide

100,000+ views

7 min read

How Rate Shopping Affects Your Credit Scores

How Rate Shopping Affects Your Credit Scores

You’ll want to identify the best deal possible, which includes getting the lowest interest rate you can qualify for, when searching for a new... read more »

Erica Sandberg

By: Erica Sandberg • 4/26/22

Guide

100,000+ views

7 min read

What Builds Your Credit History? (Dec. 2023)

Which Types of Accounts Build Credit?

Your credit score is an important number that affects your life in more ways than you may realize. Lenders and even some service providers,... read more »

Andrea Woroch

By: Andrea Woroch • 3/17/22

Guide

100,000+ views

3 min read

Is TransUnion Credit Score Accurate? FICO vs. VantageScore (Dec. 2023)

Is TransUnion Credit Score Accurate?

There are so many credit scores out there nowadays that it’s easy to get confused as to which one is your “real,” or accurate, score. A... read more »

Ashley Fricker

By: Ashley Fricker • 3/2/22

Guide

100,000+ views

5 min read

Is It Bad to Check Your Credit Score?

Is It a Bad Idea to Check Your Credit Score?

American consumers have the right to check their credit reports once every 12 months at no cost. They’ve enjoyed this right since 2003. But a... read more »

John Ulzheimer

By: John Ulzheimer • 2/1/22

Guide

100,000+ views

11 min read

15 Credit Hacks to Improve Your FICO Score (Dec. 2023)

15 Credit Hacks to Improve Your FICO Score

The following credit hacks to improve your FICO Score aren’t industry secrets — the five factors FICO uses to calculate its credit scores are... read more »

Ashley Fricker

By: Ashley Fricker • 8/31/21