All articles tagged: “Credit Scores”

(88 total)

Guide

10,901 views

7 min read

Why Did My Credit Score Drop?

Why Did My Credit Score Drop?

Credit scores have been used by lenders in the financial services market in the United States for more than three... read more »

John Ulzheimer

By: John Ulzheimer • 8/10/22

Blog

26,820 views

13 min read

FICO Analytics Solutions Help Protect Consumers and Businesses from Fraud and its Adverse Effects

FICO Analytics Solutions Help Shield Consumers and Businesses from Fraud

In a Nutshell: FICO, a leading analytics firm, provides lenders with a better understanding of credit risk. FICO’s... read more »

Brandon Rossman

By: Brandon Rossman • 6/30/22

Guide

49,320 views

13 min read

How Rate Shopping Affects Your Credit Scores

How Rate Shopping Affects Your Credit Scores

You’ll want to identify the best deal possible, which includes getting the lowest interest rate you can qualify... read more »

Erica Sandberg

By: Erica Sandberg • 4/20/22

Guide

68,666 views

13 min read

What Builds Credit?

Which Types of Accounts Build Credit?

Your credit score is an important number that affects your life in more ways than you may realize. Lenders and even... read more »

Andrea Woroch

By: Andrea Woroch • 4/19/22

Guide

52,005 views

5 min read

Is TransUnion Credit Score Accurate? FICO vs. VantageScore

Is TransUnion Credit Score Accurate?

There are so many credit scores out there nowadays that it’s easy to get confused as to which one is your “real,”... read more »

Ashley Dull

By: Ashley Dull • 8/23/19

Guide

63,135 views

11 min read

Is It Bad to Check Your Credit Score?

Is It a Bad Idea to Check Your Credit Score?

American consumers have the right to check their credit reports once every 12 months at no cost. They’ve enjoyed... read more »

John Ulzheimer

By: John Ulzheimer • 1/27/22

Guide

100,000+ views

23 min read

Credit Hacks to Improve Your FICO Score in 2022

15 Credit Hacks to Improve Your FICO Score

The following credit hacks to improve your FICO Score aren’t industry secrets — the five factors FICO uses to... read more »

Ashley Dull

By: Ashley Dull • 8/30/21

Blog

100,000+ views

9 min read

Pelham, Alabama, Maintains Its AAA S&P Credit Rating, Allowing the City to Fund Important Projects

Pelham, Alabama Gets AAA S and P Credit Rating

In a Nutshell: The city of Pelham, Alabama, recently learned that it is maintaining its AAA S&P credit rating. It... read more »

Matt Walker

By: Matt Walker • 6/16/21

Guide

100,000+ views

9 min read

3 Reasons You Have Different Credit Scores

3 Reasons You Have Different Credit Scores

You are probably well aware of the importance of your credit scores each and every time you apply for a new credit... read more »

John Ulzheimer

By: John Ulzheimer • 5/26/21

Blog

100,000+ views

11 min read

Experian CreditWorks Empowers Consumers to Monitor, Improve, and Protect Their Credit Scores

Experian CreditWorks Helps Monitor and Protect Credit

In a Nutshell: Credit is a fundamental component to financial and social well-being, yet it remains poorly... read more »

Adam West

By: Adam West • 5/27/21

Guide

100,000+ views

13 min read

Fastest Ways to Raise Your Credit Score in 2022

11 Fastest Ways to Raise Your Credit Score

When lenders won’t even return your calls, it’s probably a good time to consider the fastest ways to raise your... read more »

Eric Bank

By: Eric Bank • 5/5/21

Blog

100,000+ views

9 min read

SmartCredit’s Suite of Interactive Tools Aim to Help Consumers Monitor and Improve Their Credit Scores

SmartCredit: Interactive Tools to Help Improve Credit

In a Nutshell: SmartCredit provides an interactive, engaging way for consumers to monitor and improve their credit... read more »

Adam West

By: Adam West • 4/21/21

Guide

100,000+ views

9 min read

FICO Score vs. VantageScore: 2022 Comparison

FICO® vs. VantageScore Credit Scores

Credit scores are used by lenders billions of times each year to help them make credit-related decisions. In the... read more »

John Ulzheimer

By: John Ulzheimer • 3/1/21

Guide

100,000+ views

19 min read

15 Higher Credit Score Secrets

15 Secrets For Raising Your Credit Score

If you’ve ever struggled with the consequences of poor credit, you may feel like everyone except you seems to know... read more »

Zina Kumok

By: Zina Kumok • 2/1/21

Guide

100,000+ views

15 min read

10 Surprising Credit Score Statistics You Don’t Want to Ignore

10 Surprising Credit Score Statistics

Whether you have your heart set on a new rewards credit card, a mortgage loan, or some other type of financing,... read more »

John Ulzheimer

By: John Ulzheimer • 1/20/21

Guide

100,000+ views

29 min read

Credit Score Charts: Data & Trends in 2022

15 Credit Score Charts: Data & Trends in 2022

Credit score charts are an easy way to make sense of what can be an overwhelmingly complicated topic. There’s a... read more »

Zina Kumok

By: Zina Kumok • 12/21/20

Guide

100,000+ views

17 min read

The History of Credit Scores: 1989 – 2022

The History of Credit Scores

As influential as credit scores have become over your finances and your access to credit, it may seem like those... read more »

John Ulzheimer

By: John Ulzheimer • 12/21/20

Guide

100,000+ views

9 min read

Average Credit Score by Age, Race, State & Income

Average Credit Scores by Demographic

Consumer credit scores, such as FICO Scores developed by the Fair Isaac Corporation, are used by lenders and other... read more »

Erica Sandberg

By: Erica Sandberg • 2/16/21

Guide

100,000+ views

9 min read

5 Credit Score Myths, Busted!

5 Credit Score Myths Busted

Your credit scores will play an important role throughout your adult life. Most, if not all, lending-based... read more »

John Ulzheimer

By: John Ulzheimer • 8/3/20

Guide

100,000+ views

9 min read

How Missed Payments Affect Your Credit Scores

How Missed Payments Affect Your Credit Scores

When you apply for and borrow money from a credit card issuer or lender, you make a contractual promise to make... read more »

John Ulzheimer

By: John Ulzheimer • 7/6/20

Guide

100,000+ views

7 min read

FICO Credit Score Changes: 4 Things to Know

FICO Score Changes: 4 Things to Know

When you apply for a new loan or credit card, a lender will check your credit score as part of the application... read more »

John Ulzheimer

By: John Ulzheimer • 4/1/20

Guide

100,000+ views

7 min read

Is 600 a Good Credit Score?

Is 600 a Good Credit Score?

It’s no secret that having good credit pays off, especially when you apply for financing like a credit card or... read more »

John Ulzheimer

By: John Ulzheimer • 2/24/20

Guide

100,000+ views

7 min read

What is Experian Boost?

What is Experian Boost?

In a lot of ways, credit scoring has worked largely the same way since the first FICO credit score was made... read more »

John Ulzheimer

By: John Ulzheimer • 4/25/19

Guide

100,000+ views

7 min read

The New UltraFICO Score and How It Could Help Your Credit

The New UltraFICO Score Could Help Your Credit

Whether you’re applying for a mortgage, trying to open a new credit card, or financing a new vehicle, your credit... read more »

John Ulzheimer

By: John Ulzheimer • 2/27/19

Blog

100,000+ views

9 min read

Credit.com Empowers Consumers with Free Financial Tools, Personalized Advice, and a Comprehensive View of their Credit Profiles

Credit.com Provides Consumers with Financial Tools and Advice

In a Nutshell: While the average American consumer’s credit score is on the rise, many still don’t understand what... read more »

Adam West

By: Adam West • 1/3/19