All articles tagged: “Credit Scores”

(78 total)

Guide

17,771 views

9 min read

FICO Score vs. VantageScore: 2021 Comparison

FICO® vs. VantageScore Credit Scores

Credit scores are used by lenders billions of times each year to help them make credit-related decisions. In the... read more »

John Ulzheimer

By: John Ulzheimer • 3/1/21

Guide

21,567 views

19 min read

15 Higher Credit Score Secrets

15 Secrets For Raising Your Credit Score

If you’ve ever struggled with the consequences of poor credit, you may feel like everyone except you seems to know... read more »

Zina Kumok

By: Zina Kumok • 2/1/21

Guide

18,780 views

15 min read

10 Surprising Credit Score Statistics You Don’t Want to Ignore

10 Surprising Credit Score Statistics

Whether you have your heart set on a new rewards credit card, a mortgage loan, or some other type of financing,... read more »

John Ulzheimer

By: John Ulzheimer • 1/20/21

Guide

23,604 views

29 min read

Credit Score Charts: Data & Trends in 2021

15 Credit Score Charts: Data & Trends in 2021

Credit score charts are an easy way to make sense of what can be an overwhelmingly complicated topic. There’s a... read more »

Zina Kumok

By: Zina Kumok • 12/21/20

Guide

44,517 views

17 min read

The History of Credit Scores: 1989 – 2021

The History of Credit Scores

As influential as credit scores have become over your finances and your access to credit, it may seem like those... read more »

John Ulzheimer

By: John Ulzheimer • 12/21/20

Guide

45,084 views

9 min read

Average Credit Score by Age, Race, State & Income

Average Credit Scores by Demographic

Consumer credit scores, such as FICO Scores developed by the Fair Isaac Corporation, are used by lenders and other... read more »

Erica Sandberg

By: Erica Sandberg • 2/16/21

Guide

91,749 views

9 min read

5 Credit Score Myths, Busted!

5 Credit Score Myths Busted

Your credit scores will play an important role throughout your adult life. Most, if not all, lending-based... read more »

John Ulzheimer

By: John Ulzheimer • 8/3/20

Guide

100,000+ views

9 min read

How Missed Payments Affect Your Credit Scores

How Missed Payments Affect Your Credit Scores

When you apply for and borrow money from a credit card issuer or lender, you make a contractual promise to make... read more »

John Ulzheimer

By: John Ulzheimer • 7/6/20

Guide

95,382 views

7 min read

FICO Credit Score Changes: 4 Things to Know

FICO Score Changes: 4 Things to Know

When you apply for a new loan or credit card, a lender will check your credit score as part of the application... read more »

John Ulzheimer

By: John Ulzheimer • 4/1/20

Guide

100,000+ views

7 min read

Is 600 a Good Credit Score?

Is 600 a Good Credit Score?

It’s no secret that having good credit pays off, especially when you apply for financing like a credit card or... read more »

John Ulzheimer

By: John Ulzheimer • 2/24/20

Guide

100,000+ views

7 min read

What is Experian Boost?

What is Experian Boost?

In a lot of ways, credit scoring has worked largely the same way since the first FICO credit score was made... read more »

John Ulzheimer

By: John Ulzheimer • 4/25/19

Guide

100,000+ views

7 min read

The New UltraFICO Score and How It Could Help Your Credit

The New UltraFICO Score Could Help Your Credit

Whether you’re applying for a mortgage, trying to open a new credit card, or financing a new vehicle, your credit... read more »

John Ulzheimer

By: John Ulzheimer • 2/27/19

Blog

100,000+ views

9 min read

Credit.com Empowers Consumers with Free Financial Tools, Personalized Advice, and a Comprehensive View of their Credit Profiles

Credit.com Provides Consumers with Financial Tools and Advice

In a Nutshell: While the average American consumer’s credit score is on the rise, many still don’t understand what... read more »

Adam West

By: Adam West • 1/3/19

Guide

100,000+ views

7 min read

The Perfect Credit Score: Is It Even Possible?

The Perfect Credit Score: Is It Even Possible?

Trying to be the best at something is the American way. Students work hard to earn 4.0 GPAs in college or straight... read more »

John Ulzheimer

By: John Ulzheimer • 12/19/18

Guide

100,000+ views

7 min read

How to Check Your Credit Score for Free

How to Check Your Credit Score for Free

Just like keeping a close eye on your weight is a good idea if you want to maintain good health, monitoring your... read more »

John Ulzheimer

By: John Ulzheimer • 10/26/18

Blog

100,000+ views

11 min read

GetCreditScore Prepares Aussies for Financial Success with Free Credit Scores and Valuable Consumer Information

GetCreditScore Prepares Aussies for Success with Free Credit Scores

In a Nutshell: The implementation of mandatory comprehensive credit reporting (CCR) legislation is underway in... read more »

Adam West

By: Adam West • 10/9/18

Guide

100,000+ views

9 min read

7 Best Credit Monitoring Services in 2021

7 Best Credit Monitoring Services

When it comes to the safety of your credit, you want to be sure you’re using the best credit monitoring services... read more »

Brittney Mayer

By: Brittney Mayer • 12/2/19

Blog

100,000+ views

9 min read

Self Lender’s Credit Builder Accounts Help Consumers Improve Credit While Growing Their Savings

Self Lender Helps Clients Grow Savings and Improve Credit

In a Nutshell: Establishing or rebuilding a good credit score can be tricky, especially if you’re on a tight... read more »

Mike Randall

By: Mike Randall • 3/28/18

Guide

100,000+ views

21 min read

12 Quickest Ways to Fix Your Credit Score

12 Quickest Ways to Fix Your Credit Score

For all that credit can be a powerful tool, it can also be the means by which we get ourselves into a whole heap of... read more »

Brittney Mayer

By: Brittney Mayer • 6/23/20

Guide

100,000+ views

17 min read

How to Improve Your Credit Score — 13 Ways to Boost Your Credit

13 Ways to Improve Your Credit Score

Knowing how to improve your credit score can go a long way toward solidifying a solid, healthy financial future.... read more »

Brittney Mayer

By: Brittney Mayer • 6/8/20

Guide

100,000+ views

11 min read

“How is Your Credit Score Calculated?” — 5 Parts of a FICO Score

How is Your Credit Score Calculated?

How is your credit score calculated? In the article below, we’ll take a look at the factors that go into your score... read more »

Brittney Mayer

By: Brittney Mayer • 6/23/20

Study

100,000+ views

13 min read

3 Studies Show the Average Credit Score by Age & Generation (2021)

Studies Show the Average Credit Score by Age

In personal finance, credit scores are what make the world — or, at least, the lines of credit — go ’round. So it’s... read more »

Brittney Mayer

By: Brittney Mayer • 5/11/18

Guide

100,000+ views

17 min read

7 Online Picks for a Free Credit Score (Without Credit Card Requirements)

7 Picks for a Free Credit Score Without a Credit Card

Consumers should be able to easily access their free credit score without credit card requirements, and while... read more »

Brittney Mayer

By: Brittney Mayer • 12/19/19

Guide

100,000+ views

13 min read

300 — 850: The “Credit Score Range” Explained (FICO & VantageScore)

The Credit Score Range Explained

One of the first things anyone learns when they begin developing their personal finance skills is the importance of... read more »

Brittney Mayer

By: Brittney Mayer • 6/23/20

Guide

100,000+ views

5 min read

3 Credit Score Facts — “What is the Highest Credit Score Possible?”

What is the Highest Credit Score Possible?

It wasn’t until my 20s that I really began to care about my credit score and it’s also the first time I wondered,... read more »

Ashley Dull

By: Ashley Dull • 6/23/20