(127 total)
Guide
840 views
9 min read
Have any of you ever tried figuring credit scores out? Well, sit tight as I get ready to wade into the world of VantageScore — the credit score... read more »
By: Eric Bank • 12/2/24
Guide
1,595 views
11 min read
If you’ve ever gone on a shopping spree, you know how easy it can be to spend more than you planned. Sometimes, I can’t resist going over my... read more »
By: Jon McDonald • 11/27/24
Guide
2,492 views
11 min read
If you’re like me, being judged fairly and objectively is important to you. That includes how a potential lender might assess an application for... read more »
By: Erica Sandberg • 11/26/24
Blog
3,204 views
5 min read
H&R Block is one of the most trusted names in the tax industry. Decades of experience have led it to recognize that the future for... read more »
By: Mike Senecal • 11/20/24
Guide
7,072 views
11 min read
Subprime refers to a range of credit scores from fair to poor — and even very poor. You don’t just accidentally achieve deep subprime credit... read more »
By: Eric Bank • 11/7/24
Study
8,908 views
3 min read
Mental health advocacy and prioritization have taken a front seat in American culture. Bubble baths and deep breathing may come to mind as some... read more »
By: Jon McDonald • 10/31/24
Guide
9,342 views
9 min read
They say you never get a second chance to make a good first impression but trust me, that’s not true for credit. Even if you’ve had some credit... read more »
By: Mike Senecal • 10/31/24
Guide
7,425 views
9 min read
Home, home on the credit score range, where critters with three digits are busy scurrying around below the cloudless skies. Some aren’t doing so... read more »
By: Eric Bank • 10/23/24
Guide
21,870 views
11 min read
I was recently surprised when I learned my credit history wasn’t long enough to get top marks from FICO. I’m well past the spring chicken stage,... read more »
By: Eric Bank • 10/10/24
Guide
23,904 views
11 min read
FICO is not the name of a dog. That would be Fido. But FICO can be just as loyal and rewarding — if you treat it right. FICO is a credit scoring... read more »
By: Eric Bank • 10/2/24
Guide
18,036 views
13 min read
I can recall it as if it were yesterday — my grandnephew, Finn, striding into the living room, his face beaming. It was the first day of first... read more »
By: Eric Bank • 10/2/24
Guide
23,024 views
9 min read
It may seem a bit strange to take your credit history and reduce it to a three-digit number, but that number is your credit score, and it... read more »
By: Erica Sandberg • 9/30/24
Guide
24,795 views
11 min read
Your credit score has a huge impact on your financial life. It is like a report card that tells lenders how well you manage loans and credit... read more »
By: Eric Bank • 9/26/24
Study
31,644 views
3 min read
Despite inflation, rocket-high interest rates, stagnant wages, and shocking grocery prices, Americans continue to find ways to manage the high... read more »
By: Jon McDonald • 9/26/24
Guide
28,836 views
13 min read
When I was a kid, I was always a little anxious when I got my report card. Not that I was a bad student, but the thought of a teacher summing up... read more »
By: Eric Bank • 9/19/24
Guide
12,452 views
7 min read
If you’ve ever had your application for a loan or credit card denied, you may have gotten upset and blamed the lender. After all, your... read more »
By: Andrew Allen • 9/16/24
Guide
25,311 views
11 min read
Picture this: Your application for a loan or credit card is flat-out rejected because the lender looked at your credit report. I know rejections... read more »
By: Eric Bank • 8/21/24
Guide
62,010 views
5 min read
For at least the last 19 years, the company known as FICO, my former employer and the company that invented credit scores, has published reports... read more »
By: John Ulzheimer • 5/1/24
Guide
60,998 views
5 min read
The world of consumer finance is loaded with data, statistics, trends, acronyms, and averages. It’s truly a numbers-driven industry. As it... read more »
By: John Ulzheimer • 4/16/24
Guide
82,292 views
15 min read
Bad credit means your credit score is low — generally considered anything below 600 — because you’ve had problems paying bills or loans on time... read more »
By: Eric Bank • 4/9/24
Study
59,676 views
11 min read
You may not view credit as a consumer product, but that’s what it is. The interest rate is the price you pay for access to credit cards and... read more »
By: Mike Senecal • 3/14/24
Study
68,090 views
3 min read
BadCredit.org survey reveals that many younger consumers, predominantly Gen Z and millennial males, trust AI tools to help them improve their... read more »
By: Jon McDonald • 2/22/24
Guide
100,000+ views
5 min read
Your credit score or, more accurately credit scores, are used by lenders to assess the risk of doing business with you. If you have good or great... read more »
By: John Ulzheimer • 2/12/24
Guide
100,000+ views
5 min read
When people are unemployed or underemployed, they often use their credit cards to bridge their income gap. Credit cards offer immediate access to... read more »
By: John Ulzheimer • 1/22/24
Guide
100,000+ views
7 min read
Credit scores are three-digit numbers that are used by lenders to determine whether they’re going to approve your applications, and under what... read more »
By: John Ulzheimer • 12/14/23