Does Getting Married Affect Your Credit?
Getting married can impact many aspects of your life. Yet, the idea that marriage has a direct impact on your credit scores is a myth. And while... read more »
By: John Ulzheimer • 5/8/23
(91 total)
Guide
6,156 views
9 min read
Getting married can impact many aspects of your life. Yet, the idea that marriage has a direct impact on your credit scores is a myth. And while... read more »
By: John Ulzheimer • 5/8/23
Guide
14,924 views
11 min read
Lenders rely on your credit report and credit score information to assess your risk, determine whether they want to do business with you, and... read more »
By: John Ulzheimer • 4/4/23
Guide
16,980 views
13 min read
Most adults have credit scores. Financial institutions rely on these three-digit numbers to quickly determine loan and credit qualification and... read more »
By: Erica Sandberg • 3/13/23
Guide
81,536 views
9 min read
Credit scores have been used by lenders in the financial services market in the United States for more than three decades. Your credit scores... read more »
By: John Ulzheimer • 8/15/22
Blog
67,171 views
13 min read
FICO, a leading analytics firm, provides lenders with a better understanding of credit risk. FICO’s software products protect... read more »
By: Brandon Rossman • 6/30/22
Guide
79,222 views
13 min read
You’ll want to identify the best deal possible, which includes getting the lowest interest rate you can qualify for, when searching for a new... read more »
By: Erica Sandberg • 4/26/22
Guide
100,000+ views
13 min read
Your credit score is an important number that affects your life in more ways than you may realize. Lenders and even some service providers,... read more »
By: Andrea Woroch • 3/17/22
Guide
100,000+ views
5 min read
There are so many credit scores out there nowadays that it’s easy to get confused as to which one is your “real,” or accurate, score. A... read more »
By: Ashley Dull • 3/2/22
Guide
100,000+ views
11 min read
American consumers have the right to check their credit reports once every 12 months at no cost. They’ve enjoyed this right since 2003. But a... read more »
By: John Ulzheimer • 2/1/22
Guide
100,000+ views
23 min read
The following credit hacks to improve your FICO Score aren’t industry secrets — the five factors FICO uses to calculate its credit scores are... read more »
By: Ashley Dull • 8/31/21
Blog
100,000+ views
9 min read
The city of Pelham, Alabama, recently learned that it is maintaining its AAA S&P credit rating. It is only one of four cities in... read more »
By: Matt Walker • 6/16/21
Guide
100,000+ views
9 min read
You are probably well aware of the importance of your credit scores each and every time you apply for a new credit card, loan, or another type of... read more »
By: John Ulzheimer • 6/1/21
Blog
100,000+ views
11 min read
Credit is a fundamental component to financial and social well-being, yet it remains poorly understood by a huge swathe of the... read more »
By: Adam West • 5/27/21
Guide
100,000+ views
13 min read
When lenders won’t even return your calls, it’s probably a good time to consider the fastest ways to raise your credit score. FICO, the credit... read more »
By: Eric Bank • 5/5/21
Blog
100,000+ views
9 min read
SmartCredit provides an interactive, engaging way for consumers to monitor and improve their credit scores. Its tools help people... read more »
By: Adam West • 4/21/21
Guide
100,000+ views
9 min read
Credit scores are used by lenders billions of times each year to help them make credit-related decisions. In the United States, credit... read more »
By: John Ulzheimer • 2/10/21
Guide
100,000+ views
19 min read
If you’ve ever struggled with the consequences of poor credit, you may feel like everyone except you seems to know some higher credit score... read more »
By: Zina Kumok • 2/1/21
Guide
100,000+ views
15 min read
Whether you have your heart set on a new rewards credit card, a mortgage loan, or some other type of financing, your credit score or scores will... read more »
By: John Ulzheimer • 1/20/21
Guide
100,000+ views
29 min read
Credit score charts are an easy way to make sense of what can be an overwhelmingly complicated topic. There’s a reason why teachers like to use... read more »
By: Zina Kumok • 12/28/20
Guide
100,000+ views
17 min read
As influential as credit scores have become over your finances and your access to credit, it may seem like those three-digit numbers have been... read more »
By: John Ulzheimer • 12/21/20
Guide
100,000+ views
9 min read
Consumer credit scores, such as FICO Scores developed by the Fair Isaac Corporation, are used by lenders and other businesses to assess a... read more »
By: Erica Sandberg • 12/15/20
Guide
100,000+ views
9 min read
Your credit scores will play an important role throughout your adult life. Most, if not all, lending-based decisions made by lenders involve your... read more »
By: John Ulzheimer • 8/3/20
Guide
100,000+ views
9 min read
When you apply for and borrow money from a credit card issuer or lender, you make a contractual promise to make payments on the debt you owe by a... read more »
By: John Ulzheimer • 7/6/20
Guide
100,000+ views
7 min read
When you apply for a new loan or credit card, a lender will check your credit score as part of the application process. Different brands of... read more »
By: John Ulzheimer • 4/1/20
Guide
100,000+ views
7 min read
It’s no secret that having good credit pays off, especially when you apply for financing like a credit card or loan. Although you know that... read more »
By: John Ulzheimer • 3/2/20