All articles tagged: “Credit Scores”

(91 total)

Guide

6,156 views

9 min read

Does Marriage Affect Credit Scores? (2023)

Does Getting Married Affect Your Credit?

Getting married can impact many aspects of your life. Yet, the idea that marriage has a direct impact on your credit scores is a myth. And while... read more »

John Ulzheimer

By: John Ulzheimer • 5/8/23

Guide

14,924 views

11 min read

FICO Score vs. Credit Score: What’s the Difference?

FICO Score vs. Credit Score: What’s the Difference?

Lenders rely on your credit report and credit score information to assess your risk, determine whether they want to do business with you, and... read more »

John Ulzheimer

By: John Ulzheimer • 4/4/23

Guide

16,980 views

13 min read

7 Ways to Raise Your Credit Score With a Credit Card (June 2023)

7 Ways to Raise Your Credit Score With a Credit Card

Most adults have credit scores. Financial institutions rely on these three-digit numbers to quickly determine loan and credit qualification and... read more »

Erica Sandberg

By: Erica Sandberg • 3/13/23

Guide

81,536 views

9 min read

Why Did My Credit Score Drop?

Why Did My Credit Score Drop?

Credit scores have been used by lenders in the financial services market in the United States for more than three decades. Your credit scores... read more »

John Ulzheimer

By: John Ulzheimer • 8/15/22

Blog

67,171 views

13 min read

FICO Analytics Solutions Help Protect Consumers and Businesses from Fraud and its Adverse Effects

FICO Analytics Solutions Help Shield Consumers and Businesses from Fraud

FICO, a leading analytics firm, provides lenders with a better understanding of credit risk. FICO’s software products protect... read more »

Brandon Rossman

By: Brandon Rossman • 6/30/22

Guide

79,222 views

13 min read

How Rate Shopping Affects Your Credit Scores

How Rate Shopping Affects Your Credit Scores

You’ll want to identify the best deal possible, which includes getting the lowest interest rate you can qualify for, when searching for a new... read more »

Erica Sandberg

By: Erica Sandberg • 4/26/22

Guide

100,000+ views

13 min read

What Builds Your Credit History? (June 2023)

Which Types of Accounts Build Credit?

Your credit score is an important number that affects your life in more ways than you may realize. Lenders and even some service providers,... read more »

Andrea Woroch

By: Andrea Woroch • 3/17/22

Guide

100,000+ views

5 min read

Is TransUnion Credit Score Accurate? FICO vs. VantageScore (June 2023)

Is TransUnion Credit Score Accurate?

There are so many credit scores out there nowadays that it’s easy to get confused as to which one is your “real,” or accurate, score. A... read more »

Ashley Dull

By: Ashley Dull • 3/2/22

Guide

100,000+ views

11 min read

Is It Bad to Check Your Credit Score?

Is It a Bad Idea to Check Your Credit Score?

American consumers have the right to check their credit reports once every 12 months at no cost. They’ve enjoyed this right since 2003. But a... read more »

John Ulzheimer

By: John Ulzheimer • 2/1/22

Guide

100,000+ views

23 min read

15 Credit Hacks to Improve Your FICO Score (June 2023)

15 Credit Hacks to Improve Your FICO Score

The following credit hacks to improve your FICO Score aren’t industry secrets — the five factors FICO uses to calculate its credit scores are... read more »

Ashley Dull

By: Ashley Dull • 8/31/21

Blog

100,000+ views

9 min read

Pelham, Alabama, Maintains Its AAA S&P Credit Rating, Allowing the City to Fund Important Projects

Pelham, Alabama Gets AAA S and P Credit Rating

The city of Pelham, Alabama, recently learned that it is maintaining its AAA S&P credit rating. It is only one of four cities in... read more »

Matt Walker

By: Matt Walker • 6/16/21

Guide

100,000+ views

9 min read

3 Reasons You Have Different Credit Scores

3 Reasons You Have Different Credit Scores

You are probably well aware of the importance of your credit scores each and every time you apply for a new credit card, loan, or another type of... read more »

John Ulzheimer

By: John Ulzheimer • 6/1/21

Blog

100,000+ views

11 min read

Experian CreditWorks Empowers Consumers to Monitor, Improve, and Protect Their Credit Scores

Experian CreditWorks Helps Monitor and Protect Credit

Credit is a fundamental component to financial and social well-being, yet it remains poorly understood by a huge swathe of the... read more »

Adam West

By: Adam West • 5/27/21

Guide

100,000+ views

13 min read

11 Fastest Ways to Raise Your Credit Score (June 2023)

11 Fastest Ways to Raise Your Credit Score

When lenders won’t even return your calls, it’s probably a good time to consider the fastest ways to raise your credit score. FICO, the credit... read more »

Eric Bank

By: Eric Bank • 5/5/21

Blog

100,000+ views

9 min read

SmartCredit’s Suite of Interactive Tools Aim to Help Consumers Monitor and Improve Their Credit Scores

SmartCredit: Interactive Tools to Help Improve Credit

SmartCredit provides an interactive, engaging way for consumers to monitor and improve their credit scores. Its tools help people... read more »

Adam West

By: Adam West • 4/21/21

Guide

100,000+ views

9 min read

FICO Score vs. VantageScore: 2023 Comparison

FICO® vs. VantageScore Credit Scores

Credit scores are used by lenders billions of times each year to help them make credit-related decisions. In the United States, credit... read more »

John Ulzheimer

By: John Ulzheimer • 2/10/21

Guide

100,000+ views

19 min read

15 Higher Credit Score Secrets  (June 2023)

15 Secrets For Raising Your Credit Score

If you’ve ever struggled with the consequences of poor credit, you may feel like everyone except you seems to know some higher credit score... read more »

Zina Kumok

By: Zina Kumok • 2/1/21

Guide

100,000+ views

15 min read

10 Surprising Credit Score Statistics You Don’t Want to Ignore

10 Surprising Credit Score Statistics

Whether you have your heart set on a new rewards credit card, a mortgage loan, or some other type of financing, your credit score or scores will... read more »

John Ulzheimer

By: John Ulzheimer • 1/20/21

Guide

100,000+ views

29 min read

Credit Score Charts: Data & Trends in 2023

15 Credit Score Charts: Data & Trends in 2023

Credit score charts are an easy way to make sense of what can be an overwhelmingly complicated topic. There’s a reason why teachers like to use... read more »

Zina Kumok

By: Zina Kumok • 12/28/20

Guide

100,000+ views

17 min read

The History of Credit Scores: 1989 – 2023

The History of Credit Scores

As influential as credit scores have become over your finances and your access to credit, it may seem like those three-digit numbers have been... read more »

John Ulzheimer

By: John Ulzheimer • 12/21/20

Guide

100,000+ views

9 min read

Average Credit Score by Age, Race, State & Income

Average Credit Scores by Demographic

Consumer credit scores, such as FICO Scores developed by the Fair Isaac Corporation, are used by lenders and other businesses to assess a... read more »

Erica Sandberg

By: Erica Sandberg • 12/15/20

Guide

100,000+ views

9 min read

5 Credit Score Myths, Busted!

5 Credit Score Myths Busted

Your credit scores will play an important role throughout your adult life. Most, if not all, lending-based decisions made by lenders involve your... read more »

John Ulzheimer

By: John Ulzheimer • 8/3/20

Guide

100,000+ views

9 min read

How Missed Payments Affect Your Credit Scores

How Missed Payments Affect Your Credit Scores

When you apply for and borrow money from a credit card issuer or lender, you make a contractual promise to make payments on the debt you owe by a... read more »

John Ulzheimer

By: John Ulzheimer • 7/6/20

Guide

100,000+ views

7 min read

FICO Credit Score Changes: 4 Things to Know

FICO Score Changes: 4 Things to Know

When you apply for a new loan or credit card, a lender will check your credit score as part of the application process. Different brands of... read more »

John Ulzheimer

By: John Ulzheimer • 4/1/20

Guide

100,000+ views

7 min read

Is 600 a Good Credit Score? (June 2023)

Is 600 a Good Credit Score?

It’s no secret that having good credit pays off, especially when you apply for financing like a credit card or loan. Although you know that... read more »

John Ulzheimer

By: John Ulzheimer • 3/2/20