All articles tagged: “Credit Cards”

(106 total)

Guide

2,632 views

9 min read

What is a Grace Period? How the Term Applies to Credit Cards & Loans

What is a Grace Period? How the Term Applies to Loans and Credit Cards

You’ve heard the phrase “timing is everything,” and that is especially true with your finances. Just ask those who locked in 2.65% mortgage... read more »

Zina Kumok

By: Zina Kumok • 11/25/24

Blog

40,274 views

5 min read

New to Credit or Rebuilding After a Setback? This Secured Card Offers a Pathway to Homeownership

A Secured Credit Card with a Pathway to Homeownership

The credit system typically rewards the wealthiest consumers with the best rates. Secured credit cards require cardholders to make... read more »

Mike Senecal

By: Mike Senecal • 7/31/24

Guide

51,696 views

11 min read

What is a Balance Transfer? How to Benefit & Save Money on Interest

How to Avoid Interest With a Balance Transfer

Shifting existing debt from one or more credit card accounts to a different credit card is called a balance transfer. You will owe and send your... read more »

Erica Sandberg

By: Erica Sandberg • 7/8/24

Guide

53,958 views

21 min read

What is an Unsecured Credit Card? How to Apply & Build Credit

What is an Unsecured Credit Card?

Unsecured credit cards are available without putting down any money as a deposit to secure your credit line. When you spend with an unsecured... read more »

Eric Bank

By: Eric Bank • 6/6/24

Blog

82,144 views

5 min read

Debt.com Survey: Americans Are Maxing Out Credit Cards to Cope With Inflation and Make Ends Meet

Debt.com Survey Shows Inflation's Effect on Card Debt

Federal Reserve data shows credit card debt rising to a staggering new high of $1.13 trillion as of Q4 2023. The 2024 Credit Card... read more »

Mike Senecal

By: Mike Senecal • 5/22/24

Guide

85,148 views

17 min read

Easy-Approval Credit Cards with High Limits in 2024

7 Easy-Approval Cards With High Limits

Even if you have bad credit, it is still possible to find credit cards with easy approval and relatively high credit limits. These products may... read more »

Eric Bank

By: Eric Bank • 10/17/23

Blog

100,000+ views

5 min read

Kudos Helps Consumers Maximize the Credit Card Rewards They Earn While Shopping Online

Kudos Helps Consumers Maximize Credit Card Rewards

With so many credit card reward options available today, it can be difficult for consumers to determine which rewards program best... read more »

Andrew Allen

By: Andrew Allen • 10/10/23

Guide

100,000+ views

11 min read

Instant Approval Credit Cards with Instant Use in 2024

How to Get an Instant Approval and Use Credit Card

The process of getting accepted for a credit card and quickly activating it is becoming more streamlined and easier to do. Instant approval... read more »

Choncé Maddox

By: Choncé Maddox • 9/13/23

Guide

100,000+ views

13 min read

$2,000 Limit Credit Cards for Bad Credit in 2024

7 Subprime Cards With $2,000 Credit Limits

A $2,000 credit limit is pretty good when you have bad credit. Most unsecured credit cards for consumers with subprime credit scores are not... read more »

Eric Bank

By: Eric Bank • 4/3/23

Guide

100,000+ views

11 min read

Guaranteed Approval Credit Cards with No Deposit in 2024

9 Guaranteed Approval Unsecured Credit Cards

Are there really guaranteed approval credit cards with no deposit, or is that just clickbait? Well, we can state that all of the unsecured credit... read more »

Eric Bank

By: Eric Bank • 3/22/23

Guide

100,000+ views

11 min read

Business Credit Cards for Poor Credit in 2024

11 Business Cards For Poor Credit

It’s hard enough running your own business without poor credit souring your access to low-interest financing. Your 80-hour workweeks could be... read more »

Eric Bank

By: Eric Bank • 1/18/23

Guide

100,000+ views

5 min read

What it Means to Use a Credit Card Responsibly

What it Means to Use Credit Responsibly

The credit card is the most common form of credit in the United States. There are over 1 billion cards in circulation today, representing several... read more »

John Ulzheimer

By: John Ulzheimer • 12/1/22

Guide

100,000+ views

5 min read

What Are Credit Card APRs? 6 Interest Rates Explained

A Quick Guide to Credit Card APRs

Learning how to use a credit card wisely is key to managing your finances properly and staying out of debt. One of the most important credit card... read more »

Andrea Woroch

By: Andrea Woroch • 9/20/22

Guide

100,000+ views

9 min read

Pre-Approved Credit Cards for Bad Credit in 2024

6 Pre-Approved Cards For Bad Credit Applicants

For people in search of a little wiggle room in their budgets, pre-approved credit cards for bad credit can make a big difference. Credit cards... read more »

Adam West

By: Adam West • 7/28/22

Blog

100,000+ views

5 min read

Prosper Adds a Subprime Credit Card to Its Robust Portfolio of Financial Products

Prosper Adds a Subprime Credit Card to Its Portfolio

Prosper launched in 2005 as the first peer-to-peer lending platform in the US. Since then, it has provided more than $20 billion... read more »

Jon McDonald

By: Jon McDonald • 7/27/22

Guide

100,000+ views

3 min read

Easiest Credit Cards to Get in 2024

9 Easiest Credit Cards to Get Approved For

Every day I surf the web, I am overcome with gratitude that video phones and YouTube weren’t around to chronicle the mistakes of my youth. Today,... read more »

Ashley Fricker

By: Ashley Fricker • 6/13/22

Guide

100,000+ views

7 min read

Credit Card Cash Advance: Pros & Cons

13 Pros & Cons of Credit Card Cash Advances

One of the benefits of having a credit card is that you can withdraw cash from your available credit line. Called a cash advance (or cash... read more »

Erica Sandberg

By: Erica Sandberg • 5/23/22

Guide

100,000+ views

13 min read

Prepaid Credit Cards for Bad Credit in 2024

8 Prepaid Credit Cards For Bad Credit

Allow me to apologize for the article’s misleading title, “Prepaid Credit Cards For Bad Credit.” It badly conflates two distinctly different... read more »

Eric Bank

By: Eric Bank • 4/20/22

Guide

100,000+ views

15 min read

Best Credit Cards for a 600 Credit Score in 2024

Best Credit Cards For 600 to 650 Credit Scores

When growing your hair from short to long, there’s often a transitional stage in the middle when it’s long enough to get in your eyes but not so... read more »

Brittney Mayer

By: Brittney Mayer • 4/13/22

Guide

100,000+ views

11 min read

Department Store Cards for Bad Credit in 2024

7 Department Store Cards for Bad Credit

Department stores sure are pretty. The bright lights, glossy counters, and whimsical window displays have a way of luring shoppers in to buy... read more »

Brittney Mayer

By: Brittney Mayer • 3/15/22

Guide

100,000+ views

21 min read

$1,000 Credit Limit Credit Cards for Bad Credit in 2024

Credit Cards for Bad Credit with $1,000 Credit Limits

Plenty of $1,000 credit limit credit cards for bad credit offer guaranteed approval — though each card may have other requirements you must meet... read more »

Ashley Fricker

By: Ashley Fricker • 3/15/22

Guide

100,000+ views

11 min read

Best Loans & Credit Cards for 500 to 550 Credit Scores

12 Best Loans & Credit Cards for 500 to 550 Scores

It’s easy to have a poor credit score. Just a few mishaps, such as taking on too much credit, making payments late, or having a loan go into... read more »

Eric Bank

By: Eric Bank • 3/2/22

Guide

100,000+ views

11 min read

Loans & Credit Cards for 400 to 450 Credit Scores in 2024

12 Best Loans & Credit Cards for 400 to 450 Scores

Consumers with very poor credit scores between 400 and 450 often have their credit applications rejected, according to FICO, a credit scoring... read more »

Aaron Crowe

By: Aaron Crowe • 2/24/22

Guide

100,000+ views

9 min read

Best Gas Cards for Bad Credit in 2024

11 Best Gas Cards for Bad Credit

Even if your credit score is low, you can obtain gas credit cards for bad credit to keep your vehicle’s tank full. Over the last 150 years,... read more »

Eric Bank

By: Eric Bank • 1/25/22

Guide

100,000+ views

5 min read

10 Common Subprime Credit Card Fees

Common Fees Subprime Credit Cards Charge

Nearly 31% of Americans have subprime credit and are struggling to increase their credit scores, according to the 2020 Consumer Credit Review... read more »

Andrea Woroch

By: Andrea Woroch • 12/8/21