All articles tagged: “Credit Cards”

(125 total)

Blog

384 views

3 min read

What It Took to Launch Juzt: A Fintech’s Crash Course in U.S. Compliance

Juzt: A Fintech’s Crash Course in U.S. Compliance

Four weeks since the U.S. launch of the Juzt Card, Access Finance CEO Ivan Arnaudov said demand from customers has exceeded expectations,... read more »

By: Eric Bank • 5/21/25

Blog

221 views

3 min read

Capital One Closes Discover Deal With Pledge to Subprime Borrowers and Communities

Capital One Closes Discover Deal With Pledge

Following months of regulatory scrutiny and waves of media criticism, Capital One’s acquisition of Discover Financial has finally entered the end... read more »

By: Eric Bank • 5/21/25

Blog

1,748 views

3 min read

Fed Report Shows Surprising Drop in Subprime Credit Card Demand

Fed Report Shows Drop in Subprime Credit Card Demand

Subprime card customers are temporarily easing back on the gas pedal, according to recent data from the Federal Reserve Bank of Kansas City.... read more »

By: Eric Bank • 5/16/25

Blog

1,586 views

3 min read

Augie Hopes to Shatter Credit Invisibility and Create Eligible Borrowers With Its No-Deposit Secured Card

Augie Targets Credit Invisibility With a No-Deposit Secured Card

Millions of Americans are locked out of the credit system, and the statistics are getting worse. In recent years, there has been an increase in... read more »

By: Eric Bank • 5/14/25

Blog

5,616 views

3 min read

Capital One’s Discover Acquisition: Empowering Subprime Borrowers and Boosting Credit Card Loyalty

Capital One’s Discover Acquisition Empowers Subprime Borrowers

There are a number of compelling reasons the Capital One-Discover Financial Services merger is a positive event, but expanding credit access is... read more »

By: Erica Sandberg • 5/5/25

Blog

6,822 views

3 min read

Capital One Makes Progress on Merger Requirements with Underserved Community Investments

Capital One Makes Progress on Merger Requirements

Capital One is not dawdling in keeping its promises. Just weeks following regulatory approval of its merger with Discover Financial Services, the... read more »

By: Eric Bank • 5/5/25

Blog

3,840 views

3 min read

Illinois Moves to Ban Credit Cards for Sports Betting to Protect Vulnerable Players

Illinois Moves to Ban Credit Cards for Sports Betting

For those who like to place a friendly bet, it got just a little harder to do so on credit in Illinois.  The Illinois Gaming Board (IGB)... read more »

By: Eric Bank • 4/29/25

Blog

7,447 views

1 min read

Credit Card Consolidation: Regulators Greenlight the Capital One-Discover Merger

Regulators Greenlight the Capital One-Discover Merger

Regulators approved the Capital One-Discover merger worth $35 billion, paving the way for one of the biggest consolidations ever in the U.S.... read more »

By: Eric Bank • 4/22/25

Blog

11,220 views

3 min read

Subprime Credit Market Heats Up as i2c and Access Finance Bring Juzt Card to the U.S. Market

Subprime Credit Market Heats Up with Juzt Card Entering the U.S.

Its target market is the subprime credit card space, but it has international ambitions as well. Access Finance, a fintech company that... read more »

By: Eric Bank • 4/10/25

Blog

16,422 views

3 min read

Opinion: Opportunity Knocks for Issuers to Be The Good Guys in Bad Times

Opinion: Opportunity Knocks for Issuers to Be The Good Guys

Anxious Americans are making the most of all the financial tools in their toolbox right now, but some methods can be more of a problem than a... read more »

By: Erica Sandberg • 4/7/25

Blog

13,024 views

1 min read

Navy Federal’s New Secured Card Offers a Safer Path to Credit

Navy Federal's New Secured Card Offers a Safer Path to Credit

For consumers who have heard “No” from credit card issuers more times than they can count, the nation’s largest credit union may very well be... read more »

By: Eric Bank • 4/3/25

Blog

16,074 views

3 min read

Study Shows Consumers are Increasingly Turning to Credit Products to Pay for Unplanned Purchases

Study Shows Consumers Turning to Credit for Unplanned Purchases

According to a recent PYMNTS study, impulse or emergency retail purchases are now a regular part of American consumer budgets. PYMNTS... read more »

By: Eric Bank • 4/3/25

Blog

11,895 views

3 min read

Despite Initial Subprime Concerns, DOJ Reportedly Closer to Approving Capital One/Discover Merger

DOJ Closer to Approving Capital One/Discover Merger

Capital One’s purchase of Discover may have turned a corner, according to a report that the Department of Justice is reassessing its objections... read more »

By: Adam West • 4/3/25

Blog

21,717 views

3 min read

Early Credit Card Behavior Carries on Through a Lifetime, WVU Study Finds

Study Finds Early Credit Card Behavior Carries Through a Lifetime

New research from West Virginia University shows that what you do with your credit card today will set your financial course over your lifetime. ... read more »

By: Eric Bank • 3/25/25

Blog

23,526 views

3 min read

Opinion: Credit Rejection Fears Rise, But Lenders and Issuers Want to Say ‘Yes’ to Responsible Borrowing

Opinion: Lenders Want to Say 'Yes' to Responsible Borrowing

As anyone in the dating world knows, asking a person out is often fraught with worry. Will they say yes or no? It gets even worse if you’re not... read more »

By: Erica Sandberg • 3/24/25

Blog

14,796 views

3 min read

Close to 50% of Older Americans Depend on Credit Cards for Basic Living Expenses

Nearly Half of Older Americans Depend on Credit Cards

Almost half of U.S. adults aged 50 and older who have credit card debt use credit cards to pay for basic living expenses they don’t have the... read more »

By: Adam West • 3/12/25

Blog

36,885 views

3 min read

A Bipartisan Push Toward Credit Card Rate Caps Could Have Negative Impacts on Credit Access

A Credit Card Rate Cap Could Hurt Consumers

It was more than a marriage of convenience last week when Senators Bernie Sanders (I-VT) and Josh Hawley (R-MO) teamed up to push back against... read more »

By: Mike Senecal • 2/12/25

Blog

19,943 views

5 min read

New Comparison Tool Helps Credit Unions Win Over Credit Card Revolvers With More Affordable APRs

New Tool Helps Credit Unions Win on Rate

Credit unions have a message to convey to consumers about the lower-cost credit cards they provide compared to the big banks. Credit union cards... read more »

By: Mike Senecal • 2/3/25

Guide

39,340 views

11 min read

What is Purchase Protection? How Your Card Can Help Reimburse Certain Purchases

How Purchase Protection Works and Benefits Cardholders

Credit cards and some prepaid and debit cards offer a benefit known as purchase protection to help cardholders replace, repair, or receive... read more »

By: Andrew Allen • 12/30/24

Guide

55,804 views

9 min read

What is a Grace Period? How the Term Applies to Credit Cards & Loans

What is a Grace Period? How the Term Applies to Loans and Credit Cards

You’ve heard the phrase “timing is everything,” and that is especially true with your finances. Just ask those who locked in 2.65% mortgage... read more »

By: Zina Kumok • 11/25/24

Blog

58,248 views

5 min read

New to Credit or Rebuilding After a Setback? This Secured Card Offers a Pathway to Homeownership

A Secured Credit Card with a Pathway to Homeownership

The credit system typically rewards the wealthiest consumers with the best rates. Secured credit cards require cardholders to make... read more »

By: Mike Senecal • 7/31/24

Guide

74,410 views

11 min read

What is a Balance Transfer? How to Benefit & Save Money on Interest

How to Avoid Interest With a Balance Transfer

Shifting existing debt from one or more credit card accounts to a different credit card is called a balance transfer. You will owe and send your... read more »

By: Erica Sandberg • 7/8/24

Guide

82,344 views

21 min read

What is an Unsecured Credit Card? How to Apply & Build Credit

What is an Unsecured Credit Card?

Unsecured credit cards are available without putting down any money as a deposit to secure your credit line. When you spend with an unsecured... read more »

By: Eric Bank • 6/6/24

Blog

83,837 views

5 min read

Debt.com Survey: Americans Are Maxing Out Credit Cards to Cope With Inflation and Make Ends Meet

Debt.com Survey Shows Inflation's Effect on Card Debt

Federal Reserve data shows credit card debt rising to a staggering new high of $1.13 trillion as of Q4 2023. The 2024 Credit Card... read more »

By: Mike Senecal • 5/22/24

Guide

100,000+ views

15 min read

Easy-Approval Credit Cards with High Limits in 2025

7 Easy-Approval Cards With High Limits

Even if you have bad credit, it is still possible to find credit cards with easy approval and relatively high credit limits. These products may... read more »

By: Eric Bank • 10/17/23