All articles tagged: “Credit Cards”

(110 total)

Blog

396 views

3 min read

Close to 50% of Older Americans Depend on Credit Cards for Basic Living Expenses

Nearly Half of Older Americans Depend on Credit Cards

Almost half of U.S. adults aged 50 and older who have credit card debt use credit cards to pay for basic living expenses they don’t have the... read more »

By: Adam West • 3/12/25

Blog

8,892 views

3 min read

A Bipartisan Push Toward Credit Card Rate Caps Could Have Negative Impacts on Credit Access

A Credit Card Rate Cap Could Hurt Consumers

It was more than a marriage of convenience last week when Senators Bernie Sanders (I-VT) and Josh Hawley (R-MO) teamed up to push back against... read more »

By: Mike Senecal • 2/12/25

Blog

14,940 views

5 min read

New Comparison Tool Helps Credit Unions Win Over Credit Card Revolvers With More Affordable APRs

New Tool Helps Credit Unions Win on Rate

Credit unions have a message to convey to consumers about the lower-cost credit cards they provide compared to the big banks. Credit union cards... read more »

By: Mike Senecal • 2/3/25

Guide

20,538 views

11 min read

What is Purchase Protection? How Your Card Can Help Reimburse Certain Purchases

How Purchase Protection Works and Benefits Cardholders

Credit cards and some prepaid and debit cards offer a benefit known as purchase protection to help cardholders replace, repair, or receive... read more »

By: Andrew Allen • 12/30/24

Guide

29,340 views

9 min read

What is a Grace Period? How the Term Applies to Credit Cards & Loans

What is a Grace Period? How the Term Applies to Loans and Credit Cards

You’ve heard the phrase “timing is everything,” and that is especially true with your finances. Just ask those who locked in 2.65% mortgage... read more »

By: Zina Kumok • 11/25/24

Blog

48,543 views

5 min read

New to Credit or Rebuilding After a Setback? This Secured Card Offers a Pathway to Homeownership

A Secured Credit Card with a Pathway to Homeownership

The credit system typically rewards the wealthiest consumers with the best rates. Secured credit cards require cardholders to make... read more »

By: Mike Senecal • 7/31/24

Guide

88,710 views

11 min read

What is a Balance Transfer? How to Benefit & Save Money on Interest

How to Avoid Interest With a Balance Transfer

Shifting existing debt from one or more credit card accounts to a different credit card is called a balance transfer. You will owe and send your... read more »

By: Erica Sandberg • 7/8/24

Guide

100,000+ views

21 min read

What is an Unsecured Credit Card? How to Apply & Build Credit

What is an Unsecured Credit Card?

Unsecured credit cards are available without putting down any money as a deposit to secure your credit line. When you spend with an unsecured... read more »

By: Eric Bank • 6/6/24

Blog

63,557 views

5 min read

Debt.com Survey: Americans Are Maxing Out Credit Cards to Cope With Inflation and Make Ends Meet

Debt.com Survey Shows Inflation's Effect on Card Debt

Federal Reserve data shows credit card debt rising to a staggering new high of $1.13 trillion as of Q4 2023. The 2024 Credit Card... read more »

By: Mike Senecal • 5/22/24

Guide

100,000+ views

15 min read

Easy-Approval Credit Cards with High Limits in 2025

7 Easy-Approval Cards With High Limits

Even if you have bad credit, it is still possible to find credit cards with easy approval and relatively high credit limits. These products may... read more »

By: Eric Bank • 10/17/23

Blog

100,000+ views

5 min read

Kudos Helps Consumers Maximize the Credit Card Rewards They Earn While Shopping Online

Kudos Helps Consumers Maximize Credit Card Rewards

With so many credit card reward options available today, it can be difficult for consumers to determine which rewards program best... read more »

By: Andrew Allen • 10/10/23

Guide

100,000+ views

11 min read

Instant Approval Credit Cards with Instant Use in 2025

How to Get an Instant Approval and Use Credit Card

The process of getting accepted for a credit card and quickly activating it is becoming more streamlined and easier to do. Instant approval... read more »

By: Choncé Maddox • 9/13/23

Guide

100,000+ views

13 min read

$2,000 Limit Credit Cards for Bad Credit in 2025

7 Subprime Cards With $2,000 Credit Limits

A $2,000 credit limit is pretty good when you have bad credit. Most unsecured credit cards for consumers with subprime credit scores are not... read more »

By: Eric Bank • 4/3/23

Guide

100,000+ views

11 min read

Guaranteed Approval Credit Cards with No Deposit in 2025

7 Guaranteed Approval Unsecured Credit Cards

Are there really guaranteed approval credit cards with no deposit, or is that just clickbait? Well, we can state that all of the unsecured credit... read more »

By: Eric Bank • 3/22/23

Guide

100,000+ views

11 min read

Business Credit Cards for Poor Credit in 2025

11 Business Cards For Poor Credit

It’s hard enough running your own business without poor credit souring your access to low-interest financing. Your 80-hour workweeks could be... read more »

By: Eric Bank • 1/18/23

Guide

100,000+ views

5 min read

What it Means to Use a Credit Card Responsibly

What it Means to Use Credit Responsibly

The credit card is the most common form of credit in the United States. There are over 1 billion cards in circulation today, representing several... read more »

By: John Ulzheimer • 12/1/22

Guide

100,000+ views

5 min read

What Are Credit Card APRs? 6 Interest Rates Explained

A Quick Guide to Credit Card APRs

Learning how to use a credit card wisely is key to managing your finances properly and staying out of debt. One of the most important credit card... read more »

By: Andrea Woroch • 9/20/22

Guide

100,000+ views

9 min read

Pre-Approved Credit Cards for Bad Credit in 2025

6 Pre-Approved Cards For Bad Credit Applicants

For people in search of a little wiggle room in their budgets, pre-approved credit cards for bad credit can make a big difference. Credit cards... read more »

By: Adam West • 7/28/22

Blog

100,000+ views

5 min read

Prosper Adds a Subprime Credit Card to Its Robust Portfolio of Financial Products

Prosper Adds a Subprime Credit Card to Its Portfolio

Prosper launched in 2005 as the first peer-to-peer lending platform in the US. Since then, it has provided more than $20 billion... read more »

By: Jon McDonald • 7/27/22

Guide

100,000+ views

3 min read

Easiest Credit Cards to Get in 2025

9 Easiest Credit Cards to Get Approved For

Every day I surf the web, I am overcome with gratitude that video phones and YouTube weren’t around to chronicle the mistakes of my youth. Today,... read more »

By: Ashley Fricker • 6/13/22

Guide

100,000+ views

7 min read

Credit Card Cash Advance: Pros & Cons

13 Pros & Cons of Credit Card Cash Advances

One of the benefits of having a credit card is that you can withdraw cash from your available credit line. Called a cash advance (or cash... read more »

By: Erica Sandberg • 5/23/22

Guide

100,000+ views

13 min read

Prepaid Credit Cards for Bad Credit in 2025

8 Prepaid Credit Cards For Bad Credit

Allow me to apologize for the article’s misleading title, “Prepaid Credit Cards For Bad Credit.” It badly conflates two distinctly different... read more »

By: Eric Bank • 4/20/22

Guide

100,000+ views

15 min read

Best Credit Cards for a 600 Credit Score in 2025

Best Credit Cards For 600 to 650 Credit Scores

When growing your hair from short to long, there’s often a transitional stage in the middle when it’s long enough to get in your eyes but not so... read more »

By: Brittney Mayer • 4/13/22

Guide

100,000+ views

11 min read

Department Store Cards for Bad Credit in 2025

7 Department Store Cards for Bad Credit

Department stores sure are pretty. The bright lights, glossy counters, and whimsical window displays have a way of luring shoppers in to buy... read more »

By: Brittney Mayer • 3/15/22

Guide

100,000+ views

17 min read

$1,000 Credit Limit Credit Cards for Bad Credit in 2025

Credit Cards for Bad Credit with $1,000 Credit Limits

Plenty of issuers offer credit cards with $1,000 credit limits — sometimes even to applicants with bad credit. However, issuers will likely start... read more »

By: Ashley Fricker • 3/15/22