All articles tagged: “Credit Cards” (Page: 4)

(109 total)

Blog

100,000+ views

3 min read

7 Defining Moments in Credit Card History

7 Defining Moments in Credit Card History

For anyone born in the last half-century, credit cards are as much a part of modern life as refrigerators, fast-food restaurants and indoor... read more »

By: Mike Randall • 7/28/14

Blog

100,000+ views

1 min read

4 Pros & Cons to Cosigning Your Kid’s Credit Card

4 Pros & Cons to Cosigning Your Kid’s Credit Card

Credit cards are wonderful tools when used properly. In the wrong hands, however, they can be quite destructive, plunging consumers into... read more »

By: Stefanie O'Connell • 5/22/14

Blog

100,000+ views

3 min read

How Chip-and-PIN Cards Will Change Your Financial Security Forever

How Chip-and-PIN Cards Will Change Your Financial Security Forever

Your credit cards will change dramatically by October 2015 — and for the good. Because of the recent run of credit card data hacking, U.S. firms... read more »

By: BadCredit.org Staff • 5/7/14

Blog

100,000+ views

1 min read

4 Ways to Justify Giving Your Kid a Credit Card

4 Ways to Justify Giving Your Kid a Credit Card

Unsurprisingly, young people, particularly college students, are not great credit users. Graduating college with a pile of consumer debt, in... read more »

By: Stefanie O'Connell • 4/21/14

Study

100,000+ views

1 min read

Pew: Consumers Use Prepaid Credit Cards as Budgeting Technique

Pew: Consumers Use Prepaid Credit Cards as Budgeting Technique

Recent growth in the use of prepaid credit cards may be fueled by consumers looking to change bad spending habits. At least that’s the conclusion... read more »

By: Mike Randall • 4/14/14

Blog

100,000+ views

1 min read

Can You Live Without a Credit Card?

Can You Live Without a Credit Card?

A few years ago, my boyfriend and I were trying to rent a car for a day trip. I was under 25 and we didn’t want to pay the extra underage... read more »

By: Stefanie O'Connell • 4/1/14

Guide

100,000+ views

1 min read

How to Dispute Credit Card Charges

How to Dispute Credit Card Charges

Unfortunately, mistaken credit card charges are all too common. From basic math errors and double-billing, to charges on items you never... read more »

By: Stefanie O'Connell • 3/28/14

Blog

100,000+ views

1 min read

What are You Willing to Charge?

What are You Willing to Charge?

Sometimes, despite our best efforts to plan, save and budget, expenses arise that we don’t have the funds to cover and we are left relying on... read more »

By: Stefanie O'Connell • 3/28/14

Study

100,000+ views

1 min read

37% of Businesses Use Personal Credit Cards for Financing

37% of Businesses Use Personal Credit Cards for Financing

In a recent study of small- to medium-sized businesses, it was found many business owners use their personal credit cards to help finance... read more »

By: Mike Randall • 3/27/14

Study

100,000+ views

1 min read

Prepaid Credit Card Use Has Doubled Since 2009

Prepaid Credit Card Use Has Doubled Since 2009

A study released recently by the Pew Charitable Trusts showed U.S. consumers are using prepaid credit cards more now than ever before. In yet... read more »

By: Mike Randall • 3/20/14

Blog

100,000+ views

1 min read

The Pros of Credit Card Use

The Pros of Credit Card Use

Credit cards can get you into serious trouble if you don’t use them responsibly. Spiraling into thousands of dollars worth of consumer debt is... read more »

By: Stefanie O'Connell • 3/19/14

Blog

100,000+ views

1 min read

If I’ve Never Had Credit, Can I Get a Credit Card?

If I’ve Never Had Credit, Can I Get a Credit Card?

As the old saying goes, you have to have money to make money. The same thing can also be said for credit. If you don’t already have it, it can be... read more »

By: Mike Randall • 3/10/14

Blog

100,000+ views

1 min read

Is Credit Card Customization a Good Idea?

Is Credit Card Customization a Good Idea?

Customized credit cards can be a great way to express yourself and share your personal interests, but they also raise a question of whether or... read more »

By: Mike Randall • 3/1/14

Study

100,000+ views

1 min read

Credit Card Spending to Increase by 8% This Year

Credit Card Spending to Increase by 8% This Year

The numbers are in and this year’s holiday retail spending increase was pretty decent after all. The expectation for moderate or slow consumer... read more »

By: Mike Randall • 2/13/14

Blog

100,000+ views

1 min read

What are Grey Charges?

What are Grey Charges?

According to experts, American consumers are being charged more than $14 billion per year on card purchases they may not want or even be aware... read more »

By: Mike Randall • 1/29/14

Blog

100,000+ views

1 min read

Google Wallet: What It Means for Your Cards

Google Wallet: What It Means for Your Cards

With all the areas of our lives that Google touches, it was only a matter of time before they started touching our wallets. Not literally but as... read more »

By: Mike Randall • 1/27/14

Blog

100,000+ views

1 min read

Should Your Company Consider a Business Credit Card?

Should Your Company Consider a Business Credit Card?

Businesses, once they reach a certain point in their growth, often consider getting business credit cards for their employees. Things like travel... read more »

By: Mike Randall • 1/22/14

Study

100,000+ views

1 min read

CARD Act Saved Credit Card Holders $20 Billion

CARD Act Saved Credit Card Holders $20 Billion

The Credit Card Accountability Responsibility and Disclosure, or CARD Act, was ratified by Congress and signed into law by President Obama in... read more »

By: Mike Randall • 1/13/14

Blog

100,000+ views

1 min read

Can You Build Credit Without Using Credit Cards?

Can You Build Credit Without Using Credit Cards?

If you are working to build credit or repair your credit score, you may realize how difficult it can be without a credit card. It’s a fact that... read more »

By: Mike Randall • 1/13/14

Blog

100,000+ views

1 min read

3 Ways to Ask for a Credit Limit Increase

3 Ways to Ask for a Credit Limit Increase

A higher limit on your credit cards can be a big convenience. First of all, having more credit means you’d able to spend more without reaching... read more »

By: David Andrew • 1/8/14

Blog

100,000+ views

1 min read

Is This the Future of Credit Card Transactions?

Is This the Future of Credit Card Transactions?

If you made a purchase using a credit or even a debit card lately, chances are you have seen the latest gadget in the point-of-sale payment... read more »

By: Mike Randall • 12/28/13

Blog

100,000+ views

1 min read

The Most Underused Credit Card Perk This Holiday Season

The Most Underused Credit Card Perk This Holiday Season

With holiday shopping hitting the final stretch, credit cards everywhere are sizzling. But are you getting the most out of your cards as you shop... read more »

By: Mike Randall • 12/24/13

Study

100,000+ views

1 min read

Credit Card Histories Weigh Heavily When Calculating Scores

Credit Card Histories Weigh Heavily When Calculating Scores

The calculation of our credit scores has always been a bit of a mystery to many people. We know they are important when it comes to getting a... read more »

By: Mike Randall • 12/12/13

Blog

100,000+ views

1 min read

Is it Bad to Open a Store Card for Holiday Purchases?

Is it Bad to Open a Store Card for Holiday Purchases?

With the holidays upon us, we are all thinking of ways to save a few bucks on our gift buying this year. You might think about taking one of... read more »

By: Mike Randall • 12/5/13

Study

100,000+ views

1 min read

Credit Card Regulations Cost Americans $200 Each Year

Credit Card Regulations Cost Americans $200 Each Year

The American government recently launched a series of new credit card regulations with the idea of protecting consumers and reducing overall... read more »

By: David Andrew • 12/5/13