All articles tagged: “Credit Reports”

(45 total)

Guide

1,190 views

13 min read

What Do Lenders Report to the Credit Bureaus?

What Do Lenders Report to the Credit Bureaus?

When you apply for and take out a loan, you agree to make payments to your lenders and return their money, plus... read more »

John Ulzheimer

By: John Ulzheimer • 6/20/22

Guide

7,942 views

13 min read

What Are Derogatory Credit Entries?

What Are Derogatory Credit Entries?

Your credit reports are loaded with information, including personal data, employment information, public records,... read more »

John Ulzheimer

By: John Ulzheimer • 5/25/22

Guide

28,557 views

11 min read

How to Read a Credit Report

How to Read Your Credit Report

If you have a goal to earn and maintain solid credit scores, it’s critical to keep a close eye on all of your... read more »

John Ulzheimer

By: John Ulzheimer • 3/22/22

Guide

17,743 views

27 min read

Ways to Legally Remove Items From Your Credit Report

5 Ways to Legally Remove Items From Your Credit Report

Your credit score can be a passport or an obstacle to a better lifestyle, which is why you may want to legally... read more »

Eric Bank

By: Eric Bank • 3/8/22

Guide

47,498 views

11 min read

What’s In My Credit Reports?

What's In My Credit Reports?

A credit report is simply a record indicating how well, or how poorly, you’ve managed your credit obligations in... read more »

John Ulzheimer

By: John Ulzheimer • 2/23/22

Guide

70,345 views

13 min read

8 Ways the Fair Credit Reporting Act Protects You

8 Ways the FCRA Protects You

The Fair Credit Reporting Act (FCRA) is a consumer protection statute that Congress passed in 1970. In this... read more »

John Ulzheimer

By: John Ulzheimer • 9/30/21

Guide

100,000+ views

9 min read

What Do Lenders See During a Credit Check?

What Do Lenders See During a Credit Check?

Before you apply for new financing, such as a credit card or mortgage, it’s wise to consider the factors your... read more »

John Ulzheimer

By: John Ulzheimer • 7/19/21

Guide

100,000+ views

7 min read

The 3 Credit Reporting Agencies: Equifax, TransUnion, and Experian

The 3 Credit Reporting Agencies

When you apply for a credit card, a loan, or any other form of credit, the lender will check your credit reports as... read more »

John Ulzheimer

By: John Ulzheimer • 12/19/19

Guide

100,000+ views

7 min read

How to Remove Late Payments from Your Credit Report

4 Ways to Remove Late Payments from Your Credit Report

If you’re interested in learning about how to remove late payments from your credit report, read on for our... read more »

Brittney Mayer

By: Brittney Mayer • 6/23/20

Guide

100,000+ views

7 min read

What Does “Derogatory” Mean on a Credit Report?

What Does “Derogatory” Mean on a Credit Report?

If you’ve seen the word derogatory on your credit report, you may understand that it’s probably not good. But you... read more »

Brittney Mayer

By: Brittney Mayer • 6/23/20

Guide

100,000+ views

9 min read

How Long Do Late Payments Stay on Your Credit Report?

How Long Do Late Payments Stay on Your Credit Report?

Maybe you’ve had some missed credit card payments here and there but you’re ready to put those tardy payments... read more »

Ashley Dull

By: Ashley Dull • 6/23/20

Guide

100,000+ views

7 min read

How to Remove Disputes From Your Credit Report in 2 Steps

How to Remove Disputes From Your Credit Report

If you’ve recently discovered some erroneous information on your credit history, you’re likely wondering how to... read more »

Brittney Mayer

By: Brittney Mayer • 6/23/20

Guide

100,000+ views

7 min read

3 Reasons Why it’s Important to Monitor Your Credit Report

3 Reasons Why it’s Important to Monitor Your Credit Report

How often do you check your bank account? If you’re like most Americans, you probably log into your mobile banking... read more »

Josh Smith

By: Josh Smith • 6/23/20

Guide

100,000+ views

7 min read

How to Remove a Court Judgment from Your Credit Report

How to Remove a Court Judgment from Your Credit Report

My high-school friend, Cindy, was the envy of many when she got a car for her 16th birthday. Unfortunately for... read more »

Brittney Mayer

By: Brittney Mayer • 6/23/20

Guide

100,000+ views

7 min read

How to Remove Negative Items from Your Credit Report Before 7 Years

How to Remove Negative Items from Your Credit Report

All throughout grade school, we’re taught to live in fear of the Permanent Record, a nebulous file that forever... read more »

Brittney Mayer

By: Brittney Mayer • 6/23/20

Guide

100,000+ views

7 min read

How Long Does a Foreclosure Stay on Your Credit Report?

How Long Does a Foreclosure Stay on Your Credit Report?

As a residential real estate contractor, my friend John spent the first half of the 2000s thriving, taking... read more »

Ashley Dull

By: Ashley Dull • 6/23/20

Guide

100,000+ views

7 min read

How to Remove Inquiries from Your Credit Report — 2 Expert Tips

How to Remove Inquiries from Your Credit Report

Regardless of the party requesting access, each time someone checks your credit report, the action results in a... read more »

Ashley Dull

By: Ashley Dull • 6/23/20

Guide

100,000+ views

7 min read

How Long Do Hard Inquiries Stay On Your Credit Report?

How Long Do Hard Inquiries Stay On Your Credit Report?

As a record of each consumer’s credit history, consumer credit reports have become an integral part of the modern... read more »

Ashley Dull

By: Ashley Dull • 6/23/20

Guide

100,000+ views

9 min read

6 Facts — Credit Report Charge Off Meaning & How to Remove It

What it Means to Have a Credit Report Charge Off

Every industry has a collection of terms and phrases specific to that industry, often called “jargon.” For... read more »

Brittney Mayer

By: Brittney Mayer • 6/23/20

Guide

100,000+ views

5 min read

What is Factact Free Disclosure? (FACT Act of 2003)

What Does Factact Free Disclosure Mean?

The Fair and Accurate Credit Transactions Act, also known as the FACT Act, is a federal law designed to give... read more »

Mike Randall

By: Mike Randall • 6/23/20

Guide

100,000+ views

7 min read

Annual Credit Report Review (5 Top AnnualCreditReport.com Complaints)

AnnualCreditReport.com Review

On the journey toward building and maintaining great credit, nothing is more important than keeping a close eye on... read more »

Mike Randall

By: Mike Randall • 11/13/19

Blog

100,000+ views

9 min read

Quizzle: Free Full Credit Reports, Loan Tools, and Advice For Making the Most of Your Finances

Quizzle: Free Full Credit Reports, Loan Tools & Expert Financial Advice

In a Nutshell: Since 2008, Quizzle has provided people across the U.S. with a free TransUnion credit report and... read more »

Jon McDonald

By: Jon McDonald • 11/30/16

Guide

100,000+ views

7 min read

Equifax Dispute: 3 Ways to Remove Errors (Online Form, Address, Phone Number)

Equifax Dispute: 3 Ways to Remove Credit Report Errors

Building credit takes patience, diligence, and time. It’s easy to get tripped up by a few small missteps (like late... read more »

Amber Brooks

By: Amber Brooks • 6/23/20

Guide

100,000+ views

5 min read

Experian Dispute (4 Ways to Remove Credit Report Errors)

4 Ways to Remove Errors from Your Experian Credit Report

Mistakes on credit reports can happen from time to time, and if you need to contact Experian, dispute errors, or... read more »

Mike Randall

By: Mike Randall • 6/23/20

Guide

100,000+ views

5 min read

TransUnion Dispute (How to Remove Credit Report Errors)

How to Dispute Errors on Your TransUnion Credit Report

I used to assume the information on my credit report would be up-to-date and accurate, but unfortunately, mistakes... read more »

Mike Randall

By: Mike Randall • 3/27/20