8 Ways the FCRA Protects You
The Fair Credit Reporting Act (FCRA) is a consumer protection statute that Congress passed in 1970. In this... read more »
By: John Ulzheimer • 9/30/21
(40 total)
Guide
21,186 views
13 min read
The Fair Credit Reporting Act (FCRA) is a consumer protection statute that Congress passed in 1970. In this... read more »
By: John Ulzheimer • 9/30/21
Guide
41,436 views
9 min read
Before you apply for new financing, such as a credit card or mortgage, it’s wise to consider the factors your... read more »
By: John Ulzheimer • 7/19/21
Guide
80,410 views
27 min read
Your credit score can be a passport or an obstacle to a better lifestyle, which is why you may want to legally... read more »
By: Eric Bank • 11/16/20
Guide
100,000+ views
7 min read
When you apply for a credit card, a loan, or any other form of credit, the lender will check your credit reports as... read more »
By: John Ulzheimer • 12/19/19
Guide
100,000+ views
7 min read
If you’re interested in learning about how to remove late payments from your credit report, read on for our... read more »
By: Brittney Mayer • 6/23/20
Guide
100,000+ views
7 min read
If you’ve seen the word derogatory on your credit report, you may understand that it’s probably not good. But you... read more »
By: Brittney Mayer • 6/23/20
Guide
100,000+ views
9 min read
Maybe you’ve had some missed credit card payments here and there but you’re ready to put those tardy payments... read more »
By: Ashley Dull • 6/23/20
Guide
100,000+ views
7 min read
If you’ve recently discovered some erroneous information on your credit history, you’re likely wondering how to... read more »
By: Brittney Mayer • 6/23/20
Guide
100,000+ views
7 min read
How often do you check your bank account? If you’re like most Americans, you probably log into your mobile banking... read more »
By: Josh Smith • 6/23/20
Guide
100,000+ views
7 min read
My high-school friend, Cindy, was the envy of many when she got a car for her 16th birthday. Unfortunately for... read more »
By: Brittney Mayer • 6/23/20
Guide
100,000+ views
7 min read
All throughout grade school, we’re taught to live in fear of the Permanent Record, a nebulous file that forever... read more »
By: Brittney Mayer • 6/23/20
Guide
100,000+ views
7 min read
As a residential real estate contractor, my friend John spent the first half of the 2000s thriving, taking... read more »
By: Ashley Dull • 6/23/20
Guide
100,000+ views
7 min read
Regardless of the party requesting access, each time someone checks your credit report, the action results in a... read more »
By: Ashley Dull • 6/23/20
Guide
100,000+ views
9 min read
Every industry has a collection of terms and phrases specific to that industry, often called “jargon.” For... read more »
By: Brittney Mayer • 6/23/20
Guide
100,000+ views
5 min read
The Fair and Accurate Credit Transactions Act, also known as the FACT Act, is a federal law designed to give... read more »
By: Mike Randall • 6/23/20
Guide
100,000+ views
7 min read
On the journey toward building and maintaining great credit, nothing is more important than keeping a close eye on... read more »
By: Mike Randall • 11/13/19
Blog
100,000+ views
9 min read
In a Nutshell: Since 2008, Quizzle has provided people across the U.S. with a free TransUnion credit report and... read more »
By: Jon McDonald • 11/30/16
Guide
100,000+ views
7 min read
Building credit takes patience, diligence, and time. It’s easy to get tripped up by a few small missteps (like late... read more »
By: Amber Brooks • 6/23/20
Guide
100,000+ views
5 min read
Mistakes on credit reports can happen from time to time, and if you need to contact Experian, dispute errors, or... read more »
By: Mike Randall • 6/23/20
Guide
100,000+ views
5 min read
I used to assume the information on my credit report would be up-to-date and accurate, but unfortunately, mistakes... read more »
By: Mike Randall • 3/27/20
Blog
100,000+ views
3 min read
Your credit card company or other creditor may charge-off your debt if you are seriously behind on your payments. A... read more »
By: Eric Bank • 6/23/20
Guide
100,000+ views
3 min read
Experian offers users instant online access to their Experian credit report and FICO score with daily monitoring... read more »
By: BadCredit.org Staff • 5/11/18
Blog
100,000+ views
5 min read
The three major U.S credit bureaus — Experian, TransUnion and Equifax — reached an agreement with New York State... read more »
By: Eric Bank • 6/23/20
Guide
100,000+ views
5 min read
It can be tough to sort fact from urban legend when it comes to your credit scores and reports, but experts say... read more »
By: Gina Roberts-Grey • 6/23/20
Guide
100,000+ views
5 min read
We all know a person’s credit report tells a lot about them – and not just financially. A credit report contains... read more »
By: BadCredit.org Staff • 6/23/20