Best 3-Bureau Credit Monitoring Services
Enrolling in a credit monitoring service is one of the best ways to stay on top of your credit. These services offer daily or monthly Equifax,... read more »
By: Ray Prince • 11/16/23
(50 total)
Guide
9,828 views
9 min read
Enrolling in a credit monitoring service is one of the best ways to stay on top of your credit. These services offer daily or monthly Equifax,... read more »
By: Ray Prince • 11/16/23
Guide
40,668 views
3 min read
It’s not unusual to read articles about credit scoring and the various categories of metrics that influence your credit scores. What is unusual,... read more »
By: John Ulzheimer • 7/3/23
Guide
62,376 views
7 min read
On the surface, credit reports and credit scores are pretty straightforward. You can quickly find important and accurate information from widely... read more »
By: Erica Sandberg • 5/4/23
Guide
48,906 views
7 min read
Criticizing the credit reporting agencies or the credit scoring companies is almost a national pastime. Nobody likes credit bureaus, credit... read more »
By: John Ulzheimer • 3/1/23
Guide
100,000+ views
5 min read
Your credit can have a tremendous influence on your overall financial health. Good credit makes it easier to obtain more affordable financing... read more »
By: John Ulzheimer • 9/12/22
Guide
100,000+ views
5 min read
When you apply for and take out a loan, you agree to make payments to your lenders and return their money, plus fees and/or interest. Loans can... read more »
By: John Ulzheimer • 6/21/22
Guide
100,000+ views
5 min read
Your credit reports are loaded with information, including personal data, employment information, public records, collections, credit inquiries,... read more »
By: John Ulzheimer • 5/31/22
Guide
100,000+ views
5 min read
If you have a goal to earn and maintain solid credit scores, it’s critical to keep a close eye on all of your credit reports. Frequently... read more »
By: John Ulzheimer • 3/23/22
Guide
100,000+ views
13 min read
Your credit score can be a passport or an obstacle to a better lifestyle, which is why you may want to legally remove items from your credit... read more »
By: Eric Bank • 3/8/22
Guide
100,000+ views
5 min read
A credit report is simply a record indicating how well, or how poorly, you’ve managed your credit obligations in the past. Think of them as you... read more »
By: John Ulzheimer • 3/1/22
Guide
100,000+ views
5 min read
The Fair Credit Reporting Act (FCRA) is a consumer protection statute that Congress passed in 1970. In this context, a statute is a federal law,... read more »
By: John Ulzheimer • 10/4/21
Guide
100,000+ views
5 min read
Before you apply for new financing, such as a credit card or mortgage, it’s wise to consider the factors your lender will likely examine when it... read more »
By: John Ulzheimer • 6/30/21
Guide
100,000+ views
3 min read
When you apply for a credit card, a loan, or any other form of credit, the lender will check your credit reports as part of your application and... read more »
By: John Ulzheimer • 1/1/20
Guide
100,000+ views
3 min read
If you’re interested in learning about how to remove late payments from your credit report, read on for our recommendations and see if one of... read more »
By: Brittney Mayer • 6/12/18
Guide
100,000+ views
3 min read
If you’ve seen the word derogatory on your credit report, you may understand that it’s probably not good. But you may also be wondering what,... read more »
By: Brittney Mayer • 3/22/18
Guide
100,000+ views
3 min read
Maybe you’ve had some missed credit card payments here and there but you’re ready to put those tardy payments behind you. Below, we’ll take a... read more »
By: Ashley Fricker • 2/28/18
Guide
100,000+ views
3 min read
If you’ve recently discovered some erroneous information on your credit history, you’re likely wondering how to remove disputes from your credit... read more »
By: Brittney Mayer • 2/17/18
Guide
100,000+ views
3 min read
How often do you check your bank account? If you’re like most Americans, you probably log into your mobile banking account or mobile app... read more »
By: Josh Smith • 1/10/18
Guide
100,000+ views
3 min read
My high-school friend, Cindy, was the envy of many when she got a car for her 16th birthday. Unfortunately for Cindy, she crashed that car not... read more »
By: Brittney Mayer • 11/30/17
Guide
100,000+ views
3 min read
All throughout grade school, we’re taught to live in fear of the Permanent Record, a nebulous file that forever documents our every schoolyard... read more »
By: Brittney Mayer • 10/31/17
Guide
100,000+ views
3 min read
As a residential real estate contractor, my friend John spent the first half of the 2000s thriving, taking advantage of the real estate boom that... read more »
By: Ashley Fricker • 10/13/17
Guide
100,000+ views
3 min read
Regardless of the party requesting access, each time someone checks your credit report, the action results in a credit inquiry being recorded on... read more »
By: Ashley Fricker • 9/27/17
Guide
100,000+ views
3 min read
As a record of each consumer’s credit history, consumer credit reports have become an integral part of the modern financial landscape. Each... read more »
By: Ashley Fricker • 8/22/17
Guide
100,000+ views
5 min read
Every industry has a collection of terms and phrases specific to that industry, often called “jargon.” For instance, the medical profession is... read more »
By: Brittney Mayer • 5/25/17
Guide
100,000+ views
3 min read
The Fair and Accurate Credit Transactions Act, also known as the FACT Act, is a federal law designed to give consumers more control over their... read more »
By: Mike Randall • 5/1/17