What is a Credit Bureau and How Do They Produce Credit Reports?
Bureau isn’t a word I hear or use all the time, but some bureaus have a big impact on my daily life — whether I realize it or not. One of the... read more »
By: Andrew Allen • 9/4/24
(53 total)
Guide
3,234 views
9 min read
Bureau isn’t a word I hear or use all the time, but some bureaus have a big impact on my daily life — whether I realize it or not. One of the... read more »
By: Andrew Allen • 9/4/24
Guide
5,648 views
7 min read
“Hey, how’s your credit?” isn’t a question we’re often asked in everyday chats with our friends or coworkers. We’d rather discuss last night’s... read more »
By: Andrew Allen • 9/3/24
Guide
11,964 views
11 min read
Your credit history is a record of your financial background, covering every time you’ve borrowed or repaid money. It includes information about... read more »
By: Eric Bank • 8/5/24
Guide
11,256 views
13 min read
Credit monitoring is a process that involves tracking your credit reports and scores so you can quickly identify any changes or suspicious... read more »
By: Eric Bank • 7/18/24
Guide
100,000+ views
3 min read
It’s not unusual to read articles about credit scoring and the various categories of metrics that influence your credit scores. What is unusual,... read more »
By: John Ulzheimer • 7/3/23
Guide
94,270 views
7 min read
On the surface, credit reports and credit scores are pretty straightforward. You can quickly find important and accurate information from widely... read more »
By: Erica Sandberg • 5/4/23
Guide
100,000+ views
7 min read
Criticizing the credit reporting agencies or the credit scoring companies is almost a national pastime. Nobody likes credit bureaus, credit... read more »
By: John Ulzheimer • 3/1/23
Guide
100,000+ views
5 min read
Your credit can have a tremendous influence on your overall financial health. Good credit makes it easier to obtain more affordable financing... read more »
By: John Ulzheimer • 9/12/22
Guide
100,000+ views
5 min read
When you apply for and take out a loan, you agree to make payments to your lenders and return their money, plus fees and/or interest. Loans can... read more »
By: John Ulzheimer • 6/21/22
Guide
100,000+ views
5 min read
Your credit reports are loaded with information, including personal data, employment information, public records, collections, credit inquiries,... read more »
By: John Ulzheimer • 5/31/22
Guide
100,000+ views
5 min read
If you have a goal to earn and maintain solid credit scores, it’s critical to keep a close eye on all of your credit reports. Frequently... read more »
By: John Ulzheimer • 3/23/22
Guide
100,000+ views
13 min read
Your credit score can be a passport or an obstacle to a better lifestyle, which is why you may want to legally remove items from your credit... read more »
By: Eric Bank • 3/8/22
Guide
100,000+ views
5 min read
A credit report is simply a record indicating how well, or how poorly, you’ve managed your credit obligations in the past. Think of them as you... read more »
By: John Ulzheimer • 3/1/22
Guide
100,000+ views
5 min read
The Fair Credit Reporting Act (FCRA) is a consumer protection statute that Congress passed in 1970. In this context, a statute is a federal law,... read more »
By: John Ulzheimer • 10/4/21
Guide
100,000+ views
5 min read
Before you apply for new financing, such as a credit card or mortgage, it’s wise to consider the factors your lender will likely examine when it... read more »
By: John Ulzheimer • 6/30/21
Guide
100,000+ views
3 min read
When you apply for a credit card, a loan, or any other form of credit, the lender will check your credit reports as part of your application and... read more »
By: John Ulzheimer • 1/1/20
Guide
100,000+ views
5 min read
If you’re interested in learning about how to remove late payments from your credit report, read on for our recommendations and see if one of... read more »
By: Brittney Mayer • 6/12/18
Guide
100,000+ views
5 min read
If you’ve seen the word derogatory on your credit report, you may understand that it’s probably not good. But you may also be wondering what,... read more »
By: Brittney Mayer • 3/22/18
Guide
100,000+ views
5 min read
Maybe you’ve had some missed credit card payments here and there but you’re ready to put those tardy payments behind you. Below, we’ll take a... read more »
By: Ashley Fricker • 2/28/18
Guide
100,000+ views
3 min read
If you’ve recently discovered some erroneous information on your credit history, you’re likely wondering how to remove disputes from your credit... read more »
By: Brittney Mayer • 2/17/18
Guide
100,000+ views
3 min read
How often do you check your bank account? If you’re like most Americans, you probably log into your mobile banking account or mobile app... read more »
By: Josh Smith • 1/10/18
Guide
100,000+ views
5 min read
My high-school friend, Cindy, was the envy of many when she got a car for her 16th birthday. Unfortunately for Cindy, she crashed that car not... read more »
By: Brittney Mayer • 11/30/17
Guide
100,000+ views
5 min read
All throughout grade school, we’re taught to live in fear of the Permanent Record, a nebulous file that forever documents our every schoolyard... read more »
By: Brittney Mayer • 10/31/17
Guide
100,000+ views
3 min read
As a residential real estate contractor, my friend John spent the first half of the 2000s thriving, taking advantage of the real estate boom that... read more »
By: Ashley Fricker • 10/13/17
Guide
100,000+ views
5 min read
Regardless of the party requesting access, each time someone checks your credit report, the action results in a credit inquiry being recorded on... read more »
By: Ashley Fricker • 9/27/17