All articles tagged: “Credit Reports” (Page: 2)

(54 total)

Guide

100,000+ views

5 min read

How to Remove Inquiries from Your Credit Report

How to Remove Inquiries from Your Credit Report

Regardless of the party requesting access, each time someone checks your credit report, the action results in a credit inquiry being recorded on... read more »

Ashley Fricker

By: Ashley Fricker • 9/27/17

Guide

100,000+ views

3 min read

How Long Do Hard Inquiries Stay On Your Credit Report?

How Long Do Hard Inquiries Stay On Your Credit Report?

As a record of each consumer’s credit history, consumer credit reports have become an integral part of the modern financial landscape. Each... read more »

Ashley Fricker

By: Ashley Fricker • 8/22/17

Guide

100,000+ views

5 min read

Credit Report Charge-Off: What It Means & How to Remove It

What it Means to Have a Credit Report Charge Off

Every industry has a collection of terms and phrases specific to that industry, often called “jargon.” For instance, the medical profession is... read more »

Brittney Mayer

By: Brittney Mayer • 5/25/17

Guide

100,000+ views

3 min read

What is Factact Free Disclosure? (FACT Act of 2003)

What Does Factact Free Disclosure Mean?

The Fair and Accurate Credit Transactions Act, also known as the FACT Act, is a federal law designed to give consumers more control over their... read more »

Mike Randall

By: Mike Randall • 5/1/17

Guide

100,000+ views

5 min read

AnnualCreditReport.com Review & Top Complaints

AnnualCreditReport.com Review

On the journey toward building and maintaining great credit, nothing is more important than keeping a close eye on your credit report. This one... read more »

Mike Randall

By: Mike Randall • 1/19/17

Blog

100,000+ views

5 min read

Quizzle: Free Full Credit Reports, Loan Tools, and Advice For Making the Most of Your Finances

Quizzle: Free Full Credit Reports, Loan Tools & Expert Financial Advice

Since 2008, Quizzle has provided people across the U.S. with a free TransUnion credit report and credit score under the belief... read more »

Jon McDonald

By: Jon McDonald • 11/30/16

Guide

100,000+ views

3 min read

Equifax Dispute: 3 Ways to Remove Credit Report Errors

Equifax Dispute: 3 Ways to Remove Credit Report Errors

Building credit takes patience, diligence, and time. It’s easy to get tripped up by a few small missteps (like late payments), but it’s even... read more »

Amber Brooks

By: Amber Brooks • 9/1/16

Guide

100,000+ views

3 min read

Experian Dispute: 4 Ways to Remove Credit Report Errors

4 Ways to Remove Errors from Your Experian Credit Report

Mistakes on credit reports can happen from time to time, and if you need to contact Experian, dispute errors, or learn more about the information... read more »

Mike Randall

By: Mike Randall • 5/12/16

Guide

100,000+ views

3 min read

TransUnion Dispute: How to Remove Credit Report Errors

How to Dispute Errors on Your TransUnion Credit Report

I used to assume the information on my credit report would be up-to-date and accurate, but unfortunately, mistakes can happen. Several years ago,... read more »

Mike Randall

By: Mike Randall • 3/21/16

Blog

100,000+ views

1 min read

What Is a Charge-Off? (4 Things to Know)

What Is a Charge-Off?

Your credit card company or other creditor may charge-off your debt if you are seriously behind on your payments. A charge-off means that the... read more »

Eric Bank

By: Eric Bank • 3/7/16

Guide

100,000+ views

1 min read

How to Cancel Experian Account Today – (One Simple Step)

How to Cancel Experian Account

Experian offers users instant online access to their Experian credit report and FICO score with daily monitoring and custom alerts when... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 6/10/15

Blog

100,000+ views

1 min read

Credit Bureaus Adopt New Consumer Dispute Procedures

Credit Bureaus Adopt New Consumer Dispute Procedures

The three major U.S credit bureaus — Experian, TransUnion and Equifax — reached an agreement with New York State Attorney General Eric... read more »

Eric Bank

By: Eric Bank • 3/16/15

Guide

100,000+ views

3 min read

5 Common Myths About Credit Reports and Scores

5 Common Myths About Credit Reports and Scores

It can be tough to sort fact from urban legend when it comes to your credit scores and reports, but experts say buying into credit-related... read more »

Gina Roberts-Grey

By: Gina Roberts-Grey • 3/10/15

Guide

100,000+ views

3 min read

6 Ways to Check Someone Else’s Credit Report

6 Ways to Check Someone Else’s Credit Report

We all know a person’s credit report tells a lot about them – and not just financially. A credit report contains personally identifying... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/2/15

Guide

100,000+ views

1 min read

How to Dispute Errors on Your Credit Report

How to Dispute Errors on Your Credit Report

Many credit disputes arise from real causes: failure to make a minimum credit card payment, defaulting on a loan, etc. Others are... read more »

Mike Randall

By: Mike Randall • 2/17/15

Blog

100,000+ views

1 min read

5 Penalties That Will Haunt Your Credit Reports For Years

5 Penalties That Will Haunt Your Credit Reports For Years

Your credit report packs a hefty punch that can help you access credit or destroy your prospects for many years. The impact of negative... read more »

Eric Bank

By: Eric Bank • 2/12/15

Blog

100,000+ views

1 min read

What to Do When Credit Report Errors Aren’t Being Fixed

What to Do When Credit Report Errors Aren’t Being Fixed

It’s bad enough when your credit score suffers because of negative entries on your credit report, but what if those entries are not valid or... read more »

Mike Randall

By: Mike Randall • 12/31/14

Study

100,000+ views

1 min read

1 in 10 Americans Have Been Denied Jobs Based on Bad Credit Reports

1 in 10 Americans Have Been Denied Jobs Based on Bad Credit Reports

So you think the only thing that suffers when you have bad credit is your ability to take out a loan? Think again. According to a study conducted... read more »

Mike Randall

By: Mike Randall • 12/15/14

Blog

100,000+ views

1 min read

What is a Specialty Data Report?

What is a Specialty Data Report?

We all know our credit report and credit score are meant to show our level of financial responsibility to potential lenders. But did you know... read more »

Mike Randall

By: Mike Randall • 3/31/14

Blog

100,000+ views

1 min read

Can You Sue If a Credit Report Mistake Ruined Your Credit?

Can You Sue If a Credit Report Mistake Ruined Your Credit?

At this point, hopefully you know bad credit can make your life pretty miserable. But what if you have bad credit through no fault of your own?... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/17/14

Blog

100,000+ views

1 min read

How Often Does Your Credit Report Change?

How Often Does Your Credit Report Change?

One of the most commonly asked questions we get regarding credit reports and scores is: How often does your credit report change? Well, the... read more »

Mike Randall

By: Mike Randall • 10/7/13

Blog

100,000+ views

1 min read

When Pulling Your Credit Report Won’t Hurt You

When Pulling Your Credit Report Won’t Hurt You

So you are wondering if pulling a copy of your credit report will hurt your overall credit score? That means you probably know at least a little... read more »

Mike Randall

By: Mike Randall • 9/7/13

Blog

100,000+ views

1 min read

How are Credit Reports Different Around the World?

How are Credit Reports Different Around the World?

To improve a bad credit report, you need to buckle down for years. There is a way to immediately start over without changing your identity. It is... read more »

Laura Slawny

By: Laura Slawny • 8/29/13

Blog

100,000+ views

1 min read

Understanding the Difference Between Your Credit Score and Credit Report

Understanding the Difference Between Your Credit Score and Credit Report

People sometimes get confused about the difference between their credit score and their credit report and whether these are just different words... read more »

Mike Randall

By: Mike Randall • 7/15/13

Study

100,000+ views

1 min read

1 in 4 Americans Have Never Checked Their Credit Report

1 in 4 Americans Have Never Checked Their Credit Report

When it comes to verifying the health of our finances, there are few things more important than our credit report. According to a recent survey,... read more »

Mike Randall

By: Mike Randall • 7/4/13