What Is a Charge-Off?
Your credit card company or other creditor may charge-off your debt if you are seriously behind on your payments. A... read more »
By: Eric Bank • 6/23/20
(45 total)
Blog
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Your credit card company or other creditor may charge-off your debt if you are seriously behind on your payments. A... read more »
By: Eric Bank • 6/23/20
Guide
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3 min read
Experian offers users instant online access to their Experian credit report and FICO score with daily monitoring... read more »
By: BadCredit.org Staff • 5/11/18
Blog
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The three major U.S credit bureaus — Experian, TransUnion and Equifax — reached an agreement with New York State... read more »
By: Eric Bank • 6/23/20
Guide
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5 min read
It can be tough to sort fact from urban legend when it comes to your credit scores and reports, but experts say... read more »
By: Gina Roberts-Grey • 6/23/20
Guide
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5 min read
We all know a person’s credit report tells a lot about them – and not just financially. A credit report contains... read more »
By: BadCredit.org Staff • 6/23/20
Guide
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3 min read
Many credit disputes arise from real causes: failure to make a minimum credit card payment, defaulting on a loan,... read more »
By: Mike Randall • 6/23/20
Blog
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Your credit report packs a hefty punch that can help you access credit or destroy your prospects for many years.... read more »
By: Eric Bank • 6/23/20
Blog
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It’s bad enough when your credit score suffers because of negative entries on your credit report, but what if those... read more »
By: Mike Randall • 6/23/20
Study
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3 min read
So you think the only thing that suffers when you have bad credit is your ability to take out a loan? Think again.... read more »
By: Mike Randall • 6/23/20
Blog
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3 min read
We all know our credit report and credit score are meant to show our level of financial responsibility to potential... read more »
By: Mike Randall • 7/25/14
Blog
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At this point, hopefully you know bad credit can make your life pretty miserable. But what if you have bad credit... read more »
By: BadCredit.org Staff • 12/6/16
Blog
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One of the most commonly asked questions we get regarding credit reports and scores is: How often does your credit... read more »
By: Mike Randall • 7/24/14
Blog
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So you are wondering if pulling a copy of your credit report will hurt your overall credit score? That means you... read more »
By: Mike Randall • 12/18/14
Blog
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To improve a bad credit report, you need to buckle down for years. There is a way to immediately start over without... read more »
By: Laura Slawny • 12/6/16
Blog
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People sometimes get confused about the difference between their credit score and their credit report and whether... read more »
By: Mike Randall • 7/24/14
Study
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1 min read
When it comes to verifying the health of our finances, there are few things more important than our credit report.... read more »
By: Mike Randall • 7/24/14
Blog
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3 min read
The information in your credit report is constantly under review. Creditors, landlords and even employers make... read more »
By: David Andrew • 7/24/14
Blog
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If your debts become overwhelming, you may need to declare bankruptcy to get your finances back under control.... read more »
By: David Andrew • 7/25/14
Blog
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3 min read
So you’re interested in knowing what your credit report says but don’t want to shell out any cash for it, right? No... read more »
By: Mike Randall • 6/23/20
Study
100,000+ views
1 min read
In 2004, Congress initiated a 10-year project to study the accuracy of the credit reporting industry. The results... read more »
By: Steven Tumulski • 7/24/14