All articles tagged: “Credit Reports” (Page: 2)

(59 total)

Guide

100,000+ views

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How to Remove Disputes from Your Credit Report

How to Remove Disputes From Your Credit Report

If you’ve recently discovered some erroneous information on your credit history, you’re likely wondering how to remove disputes from your credit... read more »

By: Brittney Mayer • 2/17/18

Guide

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Why It’s Crucial to Monitor Your Credit Report

Why It’s Crucial to Monitor Your Credit Report

How often do you check your bank account? If you’re like most Americans, you probably log into your mobile banking account or mobile app... read more »

By: Josh Smith • 1/10/18

Guide

100,000+ views

5 min read

How to Remove a Court Judgment from Your Credit Report

How to Remove a Court Judgment from Your Credit Report

My high-school friend, Cindy, was the envy of many when she got a car for her 16th birthday. Unfortunately for Cindy, she crashed that car not... read more »

By: Brittney Mayer • 11/30/17

Guide

100,000+ views

5 min read

How to Remove Negative Items from Your Credit Report Before 7 Years

How to Remove Negative Items from Your Credit Report

All throughout grade school, we’re taught to live in fear of the Permanent Record, a nebulous file that forever documents our every schoolyard... read more »

By: Brittney Mayer • 10/31/17

Guide

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3 min read

How Long Does a Foreclosure Stay on Your Credit Report?

How Long Does a Foreclosure Stay on Your Credit Report?

As a residential real estate contractor, my friend John spent the first half of the 2000s thriving, taking advantage of the real estate boom that... read more »

By: Ashley Fricker • 10/13/17

Guide

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5 min read

How to Remove Inquiries from Your Credit Report

How to Remove Inquiries from Your Credit Report

Regardless of the party requesting access, each time someone checks your credit report, the action results in a credit inquiry being recorded on... read more »

By: Ashley Fricker • 9/27/17

Guide

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How Long Do Hard Inquiries Stay On Your Credit Report?

How Long Do Hard Inquiries Stay On Your Credit Report?

As a record of each consumer’s credit history, consumer credit reports have become an integral part of the modern financial landscape. Each... read more »

By: Ashley Fricker • 8/22/17

Guide

100,000+ views

5 min read

Credit Report Charge-Off: What It Means & How to Remove It

What it Means to Have a Credit Report Charge Off

Every industry has a collection of terms and phrases specific to that industry, often called “jargon.” For instance, the medical profession is... read more »

By: Brittney Mayer • 5/25/17

Guide

100,000+ views

3 min read

What is Factact Free Disclosure? (FACT Act of 2003)

What Does Factact Free Disclosure Mean?

The Fair and Accurate Credit Transactions Act, also known as the FACT Act, is a federal law designed to give consumers more control over their... read more »

By: Mike Randall • 5/1/17

Guide

100,000+ views

5 min read

AnnualCreditReport.com Review & Top Complaints

AnnualCreditReport.com Review

On the journey toward building and maintaining great credit, nothing is more important than keeping a close eye on your credit report. This one... read more »

By: Mike Randall • 1/19/17

Blog

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5 min read

Quizzle: Free Full Credit Reports, Loan Tools, and Advice For Making the Most of Your Finances

Quizzle: Free Full Credit Reports, Loan Tools & Expert Financial Advice

Since 2008, Quizzle has provided people across the U.S. with a free TransUnion credit report and credit score under the belief... read more »

By: Jon McDonald • 11/30/16

Guide

100,000+ views

3 min read

Equifax Dispute: 3 Ways to Remove Credit Report Errors

Equifax Dispute: 3 Ways to Remove Credit Report Errors

Building credit takes patience, diligence, and time. It’s easy to get tripped up by a few small missteps (like late payments), but it’s even... read more »

By: Amber Brooks • 9/1/16

Guide

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3 min read

Experian Dispute: 4 Ways to Remove Credit Report Errors

4 Ways to Remove Errors from Your Experian Credit Report

Mistakes on credit reports can happen from time to time, and if you need to contact Experian, dispute errors, or learn more about the information... read more »

By: Mike Randall • 5/12/16

Guide

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3 min read

TransUnion Dispute: How to Remove Credit Report Errors

How to Dispute Errors on Your TransUnion Credit Report

I used to assume the information on my credit report would be up-to-date and accurate, but unfortunately, mistakes can happen. Several years ago,... read more »

By: Mike Randall • 3/21/16

Blog

100,000+ views

1 min read

What Is a Charge-Off? (4 Things to Know)

What Is a Charge-Off?

Your credit card company or other creditor may charge-off your debt if you are seriously behind on your payments. A charge-off means that the... read more »

By: Eric Bank • 3/7/16

Guide

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1 min read

How to Cancel Experian Account Today – (One Simple Step)

How to Cancel Experian Account

Experian offers users instant online access to their Experian credit report and FICO score with daily monitoring and custom alerts when... read more »

By: BadCredit.org Staff • 6/10/15

Blog

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1 min read

Credit Bureaus Adopt New Consumer Dispute Procedures

Credit Bureaus Adopt New Consumer Dispute Procedures

The three major U.S credit bureaus — Experian, TransUnion and Equifax — reached an agreement with New York State Attorney General Eric... read more »

By: Eric Bank • 3/16/15

Guide

100,000+ views

3 min read

5 Common Myths About Credit Reports and Scores

5 Common Myths About Credit Reports and Scores

It can be tough to sort fact from urban legend when it comes to your credit scores and reports, but experts say buying into credit-related... read more »

By: Gina Roberts-Grey • 3/10/15

Guide

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3 min read

6 Ways to Check Someone Else’s Credit Report

6 Ways to Check Someone Else’s Credit Report

We all know a person’s credit report tells a lot about them – and not just financially. A credit report contains personally identifying... read more »

By: BadCredit.org Staff • 3/2/15

Guide

100,000+ views

1 min read

How to Dispute Errors on Your Credit Report

How to Dispute Errors on Your Credit Report

Many credit disputes arise from real causes: failure to make a minimum credit card payment, defaulting on a loan, etc. Others are... read more »

By: Mike Randall • 2/17/15

Blog

100,000+ views

1 min read

5 Penalties That Will Haunt Your Credit Reports For Years

5 Penalties That Will Haunt Your Credit Reports For Years

Your credit report packs a hefty punch that can help you access credit or destroy your prospects for many years. The impact of negative... read more »

By: Eric Bank • 2/12/15

Blog

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1 min read

What to Do When Credit Report Errors Aren’t Being Fixed

What to Do When Credit Report Errors Aren’t Being Fixed

It’s bad enough when your credit score suffers because of negative entries on your credit report, but what if those entries are not valid or... read more »

By: Mike Randall • 12/31/14

Study

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1 in 10 Americans Have Been Denied Jobs Based on Bad Credit Reports

1 in 10 Americans Have Been Denied Jobs Based on Bad Credit Reports

So you think the only thing that suffers when you have bad credit is your ability to take out a loan? Think again. According to a study conducted... read more »

By: Mike Randall • 12/15/14

Blog

100,000+ views

1 min read

What is a Specialty Data Report?

What is a Specialty Data Report?

We all know our credit report and credit score are meant to show our level of financial responsibility to potential lenders. But did you know... read more »

By: Mike Randall • 3/31/14

Blog

100,000+ views

1 min read

Can You Sue If a Credit Report Mistake Ruined Your Credit?

Can You Sue If a Credit Report Mistake Ruined Your Credit?

At this point, hopefully you know bad credit can make your life pretty miserable. But what if you have bad credit through no fault of your own?... read more »

By: BadCredit.org Staff • 3/17/14