How Long It Takes to Afford a Home Down Payment Making Minimum Wage
Owning a home is a big part of the American Dream, representing financial security and personal accomplishment. But for minimum-wage workers,... read more »
With more than 15 years of journalism expertise, Jon stays apprised of finance trends, influential companies, and financial literacy resources for subprime consumers. He is most knowledgeable in the areas of budgeting, loans, and responsible credit use, and his articles have appeared in publications produced by The New York Times.
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Owning a home is a big part of the American Dream, representing financial security and personal accomplishment. But for minimum-wage workers,... read more »
By: Jon McDonald • 5/15/24
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In today’s digital world, online shopping is a major part of American consumer culture. It’s hard to top the convenience and accessibility that... read more »
By: Jon McDonald • 5/7/24
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4,396 views
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In today’s world, scams are becoming increasingly sophisticated, preying on people’s vulnerabilities and financial hardships. According to the... read more »
By: Jon McDonald • 4/30/24
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Credit Invisibility describes people whose credit history is so limited that they don’t even have a credit score. According to our recent study,... read more »
By: Jon McDonald • 4/24/24
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Doom spending is the act of spending money without concern. Commonly referred to as retail therapy, it’s spending in pursuit of the dopamine and... read more »
By: Jon McDonald • 4/23/24
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Nearly one-third of American adults, more than 70 million people, have a criminal record, which can severely limit their access to loans,... read more »
By: Jon McDonald • 4/1/24
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BadCredit.org survey reveals that 39% of people surveyed are relieved the Fed is expected to lower rates, which may encourage credit card... read more »
By: Jon McDonald • 3/11/24
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BadCredit.org survey reveals that many younger consumers, predominantly Gen Z and millennial males, trust AI tools to help them improve their... read more »
By: Jon McDonald • 2/22/24
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When traditional lending options like banks and credit cards are out of reach or unappealing, especially during periods of high interest rates,... read more »
By: Jon McDonald • 2/6/24
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Many American homeowners may feel saddled with interest that compounds over years and decades, costing them far more than the... read more »
By: Jon McDonald • 7/7/23
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68,194 views
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A Way Abroad helps women figure out the logistics, including work opportunities, necessary to move to other countries. The website... read more »
By: Jon McDonald • 7/7/23
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94,248 views
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Sky-high rental rates are a huge concern in today’s economy, and nowhere is that more apparent than in New York City. RentHop is a... read more »
By: Jon McDonald • 6/7/23
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87,664 views
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The process of building a financial plan for life and retirement can be daunting. The thought of actually implementing that plan,... read more »
By: Jon McDonald • 6/5/23
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American Financing is one of the most supportive mortgage lenders in the industry for first-time homebuyers. Its consultants... read more »
By: Jon McDonald • 5/30/23
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94,341 views
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After overcoming bankruptcy in the 1980s, businessman and real estate agent Dave Ramsey started informally offering financial... read more »
By: Jon McDonald • 5/1/23
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100,000+ views
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Since 2020, the number of remote workers in the U.S. has exploded. That’s why many towns and cities with smaller populations have... read more »
By: Jon McDonald • 4/3/23
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Outschool offers flexible, small-group courses for kids on a wide variety of topics from art and music to math and coding. The... read more »
By: Jon McDonald • 3/30/23
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96,852 views
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Freedom Mortgage aims to help more borrowers purchase their first homes. One of the team’s priorities is to educate individuals... read more »
By: Jon McDonald • 3/28/23
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74,085 views
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Identity theft and fraud are on the rise in the United States. Many individuals who worry about getting scammed use Kanary, a... read more »
By: Jon McDonald • 3/15/23
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100,000+ views
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Since 2010, BELAY has been a leader in fully remote, part-time services. When the company started, it connected professionals with... read more »
By: Jon McDonald • 2/28/23
... and 86 more posts