Loans

Explore various loans like personal, student, and mortgages. Learn about application processes, interest rates, and smart repayment strategies for financial success.

Explore the world of loans with our comprehensive collection of articles covering everything from personal loans and student loans to mortgages. Discover insights into application processes, interest rates, and effective repayment strategies. Whether you’re planning to finance a big purchase or manage existing debt, our resources aim to guide you through every step. Dive deeper into subtopics, find answers to FAQs, and access the latest studies and research on loans.

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Explore Loans Subtopics and Resources

Explore the world of loans, including personal, student, and mortgages. Understand application processes, interest rates, and repayment strategies to make informed decisions and manage debt effectively. Discover how each loan type can impact your financial journey.

Auto Loans

Explore auto loans: qualification requirements, financing options, interest rates, repayment strategies, and their impact on credit.

Personal Loans

Explore personal loans: how to qualify, compare options, understand rates, and assess their impact on your financial health and goals.

Home Loans

Explore home loans: mortgage applications, loan terms, repayment strategies, refinancing, interest rates, and their impact on credit.

Student Loans

Explore student loans: application, terms, repayment strategies, credit impact, and financial planning for education.

Studies

Explore key insights into loans with studies on types, application processes, rates, and repayment strategies. These resources enhance understanding of debt, credit, and lending, vital for informed financial decisions in the personal finance landscape.

Student Loans Now Largest Category of U.S. Household Debt

By: Mike Randall 9/2/2013

Student loans have overtaken both credit card and automobile debt as the largest percentage of household debt in the U.S. According to new data from the... Read More »

Half of Small Business Owners Seeking Bad Credit Loans Don’t Understand Cash Advances

By: David Andrew 8/19/2013

For small business owners, finding financing is tough. Since the financial crisis, banks have tightened lending standards, which puts many new businesses... Read More »

Mortgage Lenders with Bad Credit Insolvencies Coming to an End

By: Steven Tumulski 7/25/2013

It’s no secret the recent “great recession” was largely caused at the hands of mortgage lenders with all-too-lenient credit requirements. A recent study... Read More »

Including a Story When Applying for Loan May Help Borrowers

By: David Andrew 6/10/2013

When it comes to peer-to-peer micro loans, lenders are looking at more than a person’s credit history. According to a recent study from the University of... Read More »

Industry News

Stay updated on the latest in loans with industry news covering regulatory changes, market trends, and key company announcements. Understanding these developments is crucial for navigating the evolving financial landscape effectively.

More Car Loans Are Falling Behind. How to Avoid a Repossession

More Car Loans Are Falling Behind. How to Avoid a Repossession

Fall far enough behind on a car loan, and the lender can take back the keys. More auto loans... Read More »

Lucy Lazarony 8/25/2026

Student Loan Bill Would Protect Seniors' Social Security Checks

Student Loan Bill Would Protect Seniors' Social Security Checks

Student loan debt can follow borrowers into retirement, and take a bite out of their Social... Read More »

Lucy Lazarony 8/19/2026

Auto Loan Payments Have Jumped Nearly 40% Since 2019

Auto Loan Payments Have Jumped Nearly 40% Since 2019

The average monthly payment on a new vehicle loan has climbed to $785 a month, up almost 40%... Read More »

Lucy Lazarony 8/6/2026

OppFi Bank Could Bring Triple-Digit Loans Nationwide

OppFi Bank Could Bring Triple-Digit Loans Nationwide

OppFi could bring loans with APRs as high as 195% to borrowers nationwide if federal regulators... Read More »

Lucy Lazarony 8/5/2026

More Than 1 in 10 Federal Student Borrowers Owe $100K

More Than 1 in 10 Federal Student Borrowers Owe $100K

More than 1 in 10 federal student loan borrowers are carrying balances exceeding $100,000,... Read More »

Lucy Lazarony 7/27/2026

Walmart-Backed OnePay Launches Loans Up to $50K

Walmart-Backed OnePay Launches Loans Up to $50K

Walmart-backed OnePay is moving deeper into consumer lending with personal loans of up to... Read More »

Lucy Lazarony 7/23/2026