Equifax Reports Tighter Credit for Small Business in February
Small business owners were under pressure in February as lending tightened for the second consecutive month. The Equifax Small Business Lending... read more »
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Blog
1,596 views
1 min read
Small business owners were under pressure in February as lending tightened for the second consecutive month. The Equifax Small Business Lending... read more »
Blog
1,708 views
3 min read
It has taken decades for credit reporting to change with the times, but it’s finally here. Analyzing a prospective borrower’s credit risk based... read more »
Blog
4,008 views
3 min read
Equifax has made a significant move toward data democratization in the subprime lending market. By releasing over a dozen anonymized datasets in... read more »
Blog
4,872 views
3 min read
With a two-for-one blow to federal regulation, the Consumer Financial Protection Bureau (CFPB) recently reversed a pair of regulations regarding... read more »
Blog
3,744 views
3 min read
Subprime lenders have never had it easy. Attempting to make intelligent decisions with dirty, partial, or stale data is much the same as building... read more »
Blog
5,798 views
3 min read
TransUnion has completed its acquisition of the UK credit prequalification and distribution platform Monevo. With personal finance changing at... read more »
Blog
18,088 views
3 min read
Spring has sprung here in The Sunshine State. The birds are chirping and the bees are buzzing once again in my home state of Florida, where we’ve... read more »
Guide
10,829 views
11 min read
Have you ever seen the perfect item online, but your budget just won’t accommodate it right now? That’s the dilemma buy now, pay later (BNPL)... read more »
Blog
19,458 views
3 min read
For the past half decade, I’ve been picking the brains of hundreds of the brightest minds in financial services as the Managing Editor for... read more »
Blog
16,484 views
5 min read
It’s typical for a new executive branch to suspend pending regulatory changes subject to review. And that’s precisely what the Trump... read more »
Guide
28,275 views
9 min read
When something in the financial services industry sounds too good to be true, I don’t mind saying that there’s usually a catch. For example, some... read more »
Guide
50,160 views
9 min read
Nothing warms up a lender’s heart like good ol’ collateral! Dangle some valued property in front of them, and you’ll likely see that loan... read more »
Study
45,487 views
11 min read
A short-term loan may be the only viable option for many people who cannot access traditional sources of financing, such as installment loans and... read more »
Guide
51,615 views
9 min read
Funny thing — many people are insecure, and many loans are unsecured. What do they have in common besides “n-s-e-c-u-r-e?” Well, after pondering... read more »
Guide
63,240 views
9 min read
I’m not sure when the world stopped caring about privacy. The internet has evolved into a swamp full of online diaries exposing all sorts of... read more »
Guide
52,020 views
11 min read
Now, I know those scary movies make repossession sound like something horrifying, but it does not take a priest or spooky rituals to drive out... read more »
Guide
32,148 views
7 min read
People who’ve lived long enough have probably heard the idiom, “a bird in hand is worth two in the bush.” If that phrase confused you the first... read more »
Guide
41,184 views
9 min read
Let me paint you a picture. You apply for a loan and feel downright giddy after you get approved. But that joy only lasts so long before the... read more »
Guide
38,500 views
9 min read
Let me assure you that origination fees aren’t some kind of phantom tax that emerges from the shadows to feast on your money. While not exactly... read more »
Guide
88,084 views
11 min read
Whether you adore your New York penthouse view or the fresh air at your farmhouse in Iowa, you can also be proud of the equity you’ve built up in... read more »
Guide
43,568 views
9 min read
Imagine if your son gets arrested and you can’t make bail. Or your partner comes clean about their gambling losses and now is in debt. And if you... read more »
Guide
51,150 views
11 min read
Reading a loan agreement is tedious. Imagine someone handing you the world’s most boring mystery novel — except you already know the ending:... read more »
Guide
72,016 views
11 min read
Ever wonder how much a lender’s willing to bet on your new house or truck? Well, that’s where the loan-to-value ratio comes in. It’s how the... read more »
Guide
64,032 views
7 min read
If you’ve ever taken out a loan or shopped for something big, like a car, furniture, a new smartphone, or even a dream vacation (yes, we see you... read more »
Guide
64,484 views
7 min read
Let’s talk about collateral, the backbone of many financial deals. Think of collateral like the safety net under a tightrope walker — it’s there... read more »