Loans

Explore various loans like personal, student, and mortgages. Learn about application processes, interest rates, and smart repayment strategies for financial success.

Explore the world of loans with our comprehensive collection of articles covering everything from personal loans and student loans to mortgages. Discover insights into application processes, interest rates, and effective repayment strategies. Whether you’re planning to finance a big purchase or manage existing debt, our resources aim to guide you through every step. Dive deeper into subtopics, find answers to FAQs, and access the latest studies and research on loans.

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Explore Loans Subtopics and Resources

Explore the world of loans, including personal, student, and mortgages. Understand application processes, interest rates, and repayment strategies to make informed decisions and manage debt effectively. Discover how each loan type can impact your financial journey.

Auto Loans

Explore auto loans: qualification requirements, financing options, interest rates, repayment strategies, and their impact on credit.

Personal Loans

Explore personal loans: how to qualify, compare options, understand rates, and assess their impact on your financial health and goals.

Home Loans

Explore home loans: mortgage applications, loan terms, repayment strategies, refinancing, interest rates, and their impact on credit.

Student Loans

Explore student loans: application, terms, repayment strategies, credit impact, and financial planning for education.

Studies

Explore key insights into loans with studies on types, application processes, rates, and repayment strategies. These resources enhance understanding of debt, credit, and lending, vital for informed financial decisions in the personal finance landscape.

74% of Expectant Parents Say They Can't Buy or Lease a New Car

By: Lynn Cadet 4/23/2026

While bad credit has long been a deterrent to long-term financial goals such as home ownership, for millions of people, it’s now blocking the purchase of... Read More »

The States Most and Least Likely to Consider a 50-Year Mortgage

By: Lynn Cadet 11/20/2025

As property prices soar and traditional mortgage loans become increasingly unattainable, a new mortgage proposal has emerged as a possible solution to the... Read More »

45% of Americans Would Consider a 50-Year Mortgage

By: Lynn Cadet 11/13/2025

In an attempt to make housing payments more affordable for Americans, the Trump administration has introduced a 50-year mortgage plan. Yet, the proposal... Read More »

Survey Unveils Americans Prefer Payday For Quick Cash

By: Jon McDonald 11/21/2024

A short-term loan may be the only viable option for many people who cannot access traditional sources of financing, such as installment loans and credit,... Read More »

Industry News

Stay updated on the latest in loans with industry news covering regulatory changes, market trends, and key company announcements. Understanding these developments is crucial for navigating the evolving financial landscape effectively.

Opinion: Helping Borrowers Keep Their Cars Helps Lenders Too

Opinion: Helping Borrowers Keep Their Cars Helps Lenders Too

The October 2025 subprime auto lending market numbers should make everyone in the industry... Read More »

Erica Sandberg 11/24/2025

Loan Failures Reveal Cracks in Booming Private Credit Market

Loan Failures Reveal Cracks in Booming Private Credit Market

A problem of “garbage lending” has pervaded the $1.7 trillion private loan sector, according to... Read More »

Eric Bank 11/24/2025

Portable Mortgages Stir Debate Over Benefits and Risks

Portable Mortgages Stir Debate Over Benefits and Risks

The White House has its sights set on a portable mortgage plan just days after the 50-year... Read More »

Eric Bank 11/20/2025

Subprime Auto Delinquencies Hit 6.65%, Raising Loss Risks

Subprime Auto Delinquencies Hit 6.65%, Raising Loss Risks

The share of subprime auto loan borrowers 60 or more days late hit 6.65% in October — the... Read More »

Eric Bank 11/19/2025

Experian and Lendflow Unite to Reduce SMB Lending Friction

Experian and Lendflow Unite to Reduce SMB Lending Friction

For subprime lenders, the biggest obstacle is friction. Acquiring and underwriting subprime... Read More »

Eric Bank 11/14/2025

Fannie Mae Drops Credit Score Threshold to Aid Homebuyers

Fannie Mae Drops Credit Score Threshold to Aid Homebuyers

Fannie Mae has lowered the credit score minimum requirement of 620 for those applying using its... Read More »

Eric Bank 11/13/2025