Loans

Explore various loans like personal, student, and mortgages. Learn about application processes, interest rates, and smart repayment strategies for financial success.

Explore the world of loans with our comprehensive collection of articles covering everything from personal loans and student loans to mortgages. Discover insights into application processes, interest rates, and effective repayment strategies. Whether you’re planning to finance a big purchase or manage existing debt, our resources aim to guide you through every step. Dive deeper into subtopics, find answers to FAQs, and access the latest studies and research on loans.

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Explore Loans Subtopics and Resources

Explore the world of loans, including personal, student, and mortgages. Understand application processes, interest rates, and repayment strategies to make informed decisions and manage debt effectively. Discover how each loan type can impact your financial journey.

Auto Loans

Explore auto loans: qualification requirements, financing options, interest rates, repayment strategies, and their impact on credit.

Personal Loans

Explore personal loans: how to qualify, compare options, understand rates, and assess their impact on your financial health and goals.

Home Loans

Explore home loans: mortgage applications, loan terms, repayment strategies, refinancing, interest rates, and their impact on credit.

Student Loans

Explore student loans: application, terms, repayment strategies, credit impact, and financial planning for education.

Studies

Explore key insights into loans with studies on types, application processes, rates, and repayment strategies. These resources enhance understanding of debt, credit, and lending, vital for informed financial decisions in the personal finance landscape.

74% of Expectant Parents Say They Can't Buy or Lease a New Car

By: Lynn Cadet 4/23/2026

While bad credit has long been a deterrent to long-term financial goals such as home ownership, for millions of people, it’s now blocking the purchase of... Read More »

The States Most and Least Likely to Consider a 50-Year Mortgage

By: Lynn Cadet 11/20/2025

As property prices soar and traditional mortgage loans become increasingly unattainable, a new mortgage proposal has emerged as a possible solution to the... Read More »

45% of Americans Would Consider a 50-Year Mortgage

By: Lynn Cadet 11/13/2025

In an attempt to make housing payments more affordable for Americans, the Trump administration has introduced a 50-year mortgage plan. Yet, the proposal... Read More »

Survey Unveils Americans Prefer Payday For Quick Cash

By: Jon McDonald 11/21/2024

A short-term loan may be the only viable option for many people who cannot access traditional sources of financing, such as installment loans and credit,... Read More »

Industry News

Stay updated on the latest in loans with industry news covering regulatory changes, market trends, and key company announcements. Understanding these developments is crucial for navigating the evolving financial landscape effectively.

Banking Groups Warn Rate Cap Would Hurt Nonprime Borrowers

Banking Groups Warn Rate Cap Would Hurt Nonprime Borrowers

When Congress is discussing capping credit card and loan fees, the banking industry listens.... Read More »

Eric Bank 11/3/2025

Lenders Lean Into Risk as Subprime Lending Rebounds

Lenders Lean Into Risk as Subprime Lending Rebounds

Subprime borrowers are back in numbers. The latest TransUnion Credit Industry Insights Report... Read More »

Eric Bank 11/3/2025

Banks’ $300B Private Credit Exposure Raises Systemwide Risk

Banks’ $300B Private Credit Exposure Raises Systemwide Risk

Banks in the U.S. have piled into private credit lending, and Moody’s says the ride could get... Read More »

Eric Bank 10/30/2025

Used Car Boom and High Delinquencies Signal Trouble in Auto Finance

Used Car Boom and High Delinquencies Signal Trouble in Auto Finance

The U.S. auto market is feeling the strain from tariffs, high costs, and slow EV sales. GM,... Read More »

Eric Bank 10/29/2025

PrimaLend Bankruptcy Fuels Subprime Auto Lending Fears

PrimaLend Bankruptcy Fuels Subprime Auto Lending Fears

The latest auto lender to go under is PrimaLend Capital Partners, which is based in Texas. This... Read More »

Eric Bank 10/28/2025

Credit Unions Reject 'Shadow Banking' Label Amid Subprime Scrutiny

Credit Unions Reject 'Shadow Banking' Label Amid Subprime Scrutiny

An editorial by Jason Stverak, Chief Advocacy Officer at the Defense Credit Union Council,... Read More »

Eric Bank 10/22/2025