Loans

Explore various loans like personal, student, and mortgages. Learn about application processes, interest rates, and smart repayment strategies for financial success.

Explore the world of loans with our comprehensive collection of articles covering everything from personal loans and student loans to mortgages. Discover insights into application processes, interest rates, and effective repayment strategies. Whether you’re planning to finance a big purchase or manage existing debt, our resources aim to guide you through every step. Dive deeper into subtopics, find answers to FAQs, and access the latest studies and research on loans.

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Explore Loans Subtopics and Resources

Explore the world of loans, including personal, student, and mortgages. Understand application processes, interest rates, and repayment strategies to make informed decisions and manage debt effectively. Discover how each loan type can impact your financial journey.

Auto Loans

Explore auto loans: qualification requirements, financing options, interest rates, repayment strategies, and their impact on credit.

Personal Loans

Explore personal loans: how to qualify, compare options, understand rates, and assess their impact on your financial health and goals.

Home Loans

Explore home loans: mortgage applications, loan terms, repayment strategies, refinancing, interest rates, and their impact on credit.

Student Loans

Explore student loans: application, terms, repayment strategies, credit impact, and financial planning for education.

Studies

Explore key insights into loans with studies on types, application processes, rates, and repayment strategies. These resources enhance understanding of debt, credit, and lending, vital for informed financial decisions in the personal finance landscape.

74% of Expectant Parents Say They Can't Buy or Lease a New Car

By: Lynn Cadet 4/23/2026

While bad credit has long been a deterrent to long-term financial goals such as home ownership, for millions of people, it’s now blocking the purchase of... Read More »

The States Most and Least Likely to Consider a 50-Year Mortgage

By: Lynn Cadet 11/20/2025

As property prices soar and traditional mortgage loans become increasingly unattainable, a new mortgage proposal has emerged as a possible solution to the... Read More »

45% of Americans Would Consider a 50-Year Mortgage

By: Lynn Cadet 11/13/2025

In an attempt to make housing payments more affordable for Americans, the Trump administration has introduced a 50-year mortgage plan. Yet, the proposal... Read More »

Survey Unveils Americans Prefer Payday For Quick Cash

By: Jon McDonald 11/21/2024

A short-term loan may be the only viable option for many people who cannot access traditional sources of financing, such as installment loans and credit,... Read More »

Industry News

Stay updated on the latest in loans with industry news covering regulatory changes, market trends, and key company announcements. Understanding these developments is crucial for navigating the evolving financial landscape effectively.

Auto Refinancing Jumps 70% Amid Soaring Car Costs

Auto Refinancing Jumps 70% Amid Soaring Car Costs

Auto refinancing is surging. Experian’s Q2 2025 State of the Automotive Finance Market Report... Read More »

Eric Bank 9/4/2025

Opinion: Student Loans Are Subprime’s Next Crisis

Opinion: Student Loans Are Subprime’s Next Crisis

Trouble is lurking for subprime lenders in a place many are probably not even looking: the... Read More »

Bobbi Rebell 9/3/2025

Credit Union Leader Warns Policy Shifts Could Hurt Borrowers

Credit Union Leader Warns Policy Shifts Could Hurt Borrowers

America’s Credit Unions CEO Jim Nussle replied this week to an American Banker editorial... Read More »

Eric Bank 8/28/2025

VantageScore Flags Rising Mortgage and Auto Loan Delinquencies

VantageScore Flags Rising Mortgage and Auto Loan Delinquencies

Mortgage and auto loans are being squeezed, the latest VantageScore CreditGauge report reveals.... Read More »

Eric Bank 8/26/2025

Student Loan Delinquencies May Push Millions Into Subprime Credit

Student Loan Delinquencies May Push Millions Into Subprime Credit

Student loan delinquencies are rising rapidly, and the impact on credit scores is dramatic. A... Read More »

Eric Bank 8/25/2025

1 in 3 Borrowers are Paying Student Loans, Disrupting Risk Models

1 in 3 Borrowers are Paying Student Loans, Disrupting Risk Models

Delinquencies on student loans are quickly accumulating — and the trend spells trouble for... Read More »

Eric Bank 8/13/2025