Loans

Explore various loans like personal, student, and mortgages. Learn about application processes, interest rates, and smart repayment strategies for financial success.

Explore the world of loans with our comprehensive collection of articles covering everything from personal loans and student loans to mortgages. Discover insights into application processes, interest rates, and effective repayment strategies. Whether you’re planning to finance a big purchase or manage existing debt, our resources aim to guide you through every step. Dive deeper into subtopics, find answers to FAQs, and access the latest studies and research on loans.

Learn more about loans

John Ulzheimer profile image
Erica Sandberg profile image
Bobbi Rebell profile image
Andrea Woroch profile image
Stefanie O'Connell profile image
Erin Lowry profile image

Explore Loans Subtopics and Resources

Explore the world of loans, including personal, student, and mortgages. Understand application processes, interest rates, and repayment strategies to make informed decisions and manage debt effectively. Discover how each loan type can impact your financial journey.

Auto Loans

Explore auto loans: qualification requirements, financing options, interest rates, repayment strategies, and their impact on credit.

Personal Loans

Explore personal loans: how to qualify, compare options, understand rates, and assess their impact on your financial health and goals.

Home Loans

Explore home loans: mortgage applications, loan terms, repayment strategies, refinancing, interest rates, and their impact on credit.

Student Loans

Explore student loans: application, terms, repayment strategies, credit impact, and financial planning for education.

Studies

Explore key insights into loans with studies on types, application processes, rates, and repayment strategies. These resources enhance understanding of debt, credit, and lending, vital for informed financial decisions in the personal finance landscape.

The Average Student Loan Debt By Age

By: Bob Haegele • 3/26/2024

Student loans are one of the largest categories of debt, with over $1.6 trillion in outstanding student loans nationally. But student loans don’t affect... Read More »

The Average Student Loan Debt By Race

By: Mike Senecal • 3/26/2024

Unlike many developed countries, the United States asks higher education students to pay tuition. That naturally creates disparities between people with... Read More »

Average Student Loan Debt Per Month

By: Mike Senecal • 3/26/2024

College is an opportunity and also an investment that many rely on student loans to make. Those who do must understand the impact of the resulting monthly... Read More »

Average Student Loan Debt By Degree

By: Mike Senecal • 3/26/2024

Knowledge is valuable. Higher education is an investment intended to reap rewards. Data proves that investing in college is worth it. On average,... Read More »

Industry News

Stay updated on the latest in loans with industry news covering regulatory changes, market trends, and key company announcements. Understanding these developments is crucial for navigating the evolving financial landscape effectively.

Buying A Home? A New Credit Score Could Lower Your Rate

Buying A Home? A New Credit Score Could Lower Your Rate

The Federal Housing Finance Agency has expanded the availability of VantageScore 4.0 to all... Read More »

Lucy Lazarony • 9/30/2026

Auto Loan Approvals Rise as Seven-Year Loans Hit Record High

Auto Loan Approvals Rise as Seven-Year Loans Hit Record High

Auto loans are getting easier to secure. But for many buyers, getting into a car now means... Read More »

Lucy Lazarony • 9/29/2026

Credit Acceptance to Erase $634M in Debt for 55,000 Borrowers

Credit Acceptance to Erase $634M in Debt for 55,000 Borrowers

A bipartisan coalition of 40 state attorneys general and the District of Columbia has secured... Read More »

Lucy Lazarony • 9/28/2026

Mortgage Loans to Moderate-Score Borrowers Fell 73%

Mortgage Loans to Moderate-Score Borrowers Fell 73%

According to The Pew Charitable Trusts, tight mortgage lending standards are making it harder... Read More »

Lucy Lazarony • 9/28/2026

Why New Cars Cost $1,072 a Month to Own, According to AAA

Why New Cars Cost $1,072 a Month to Own, According to AAA

Owning and operating a new vehicle costs an average of $12,863 in 2026 — or $1,071.92 per month... Read More »

Lucy Lazarony • 9/15/2026

Student Loan Autopay Deadline Extended to Dec. 31 for 1% Rate Cut

Student Loan Autopay Deadline Extended to Dec. 31 for 1% Rate Cut

Editor’s note: This article was updated Sept. 29, 2026, after the Education Department extended... Read More »

Lucy Lazarony • 9/3/2026