Josh Smith

Josh Smith

About the Author

Josh is a former Content Manager for Credit.com, CreditRepair.com, and Lexington Law. He worked closely with leaders in the credit industry to create educational and timely articles that consumers can use to make more informed decisions about their finances.

Latest Posts

15 posts written/edited to date

Guide

100,000+ views

7 min read

Are Your Finances Safe Using Mobile Payment Apps?

Are Your Finances Safe Using Mobile Payment Apps?

Are your finances safe using mobile payment apps? In the article below, we’ll tackle this common question by exploring the history of mobile... read more »

By: Josh Smith • 1/8/19

Guide

100,000+ views

5 min read

Tips for Using Your First Credit Card Wisely

Tips for Using Your First Credit Card Wisely

As with so many things in life, having some guiding words to help you along the way when you’re navigating a new experience can be invaluable.... read more »

By: Josh Smith • 12/17/18

Guide

100,000+ views

5 min read

5 Things to Consider When Looking for a Cosigner

5 Things to Consider When Looking for a Cosigner

Many people believe that cosigning for a loan is a simple process involving the use of a friend or family member’s excellent credit to help... read more »

By: Josh Smith • 11/7/18

Guide

100,000+ views

7 min read

A Guide to Student Loan Interest Rate Increases

A Guide to Student Loan Interest Rate Increases

If you’re dealing with student loan debt and have been searching for a guide to student loan interest rate increases, keep reading for our take... read more »

By: Josh Smith • 10/10/18

Guide

100,000+ views

5 min read

How Cancelling Student Loans Can Impact Your Taxes

How Cancelling Student Loans Can Impact Your Taxes

In the following article, we’ll take a look at how canceling student loans can impact your taxes. One theme that consistently shows up in the... read more »

By: Josh Smith • 5/22/18

Guide

100,000+ views

5 min read

How Will I Know My Identity Has Been Stolen?

How Will I Know My Identity's Been Stolen?

Identity theft has become a serious concern over the past decade, as the U.S. —  and much of the world — moves steadily toward a digital economy... read more »

By: Josh Smith • 5/10/18

Guide

100,000+ views

5 min read

How Soon Can I Get a Mortgage After Credit Problems?

Getting a Mortgage After Credit Problems

Many consumers have run into credit issues that can hamper their ability to secure a mortgage loan, be it as minor as a late payment or as severe... read more »

By: Josh Smith • 4/4/18

Guide

100,000+ views

3 min read

5 Credit Laws You Need to Know, According to Experts

5 Credit Laws You Need to Know

As a consumer, you may think the most important things you need to know center around using your credit cards responsibly and maintaining a high... read more »

By: Josh Smith • 3/28/18

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