Loans

Explore various loans like personal, student, and mortgages. Learn about application processes, interest rates, and smart repayment strategies for financial success.

Explore the world of loans with our comprehensive collection of articles covering everything from personal loans and student loans to mortgages. Discover insights into application processes, interest rates, and effective repayment strategies. Whether you’re planning to finance a big purchase or manage existing debt, our resources aim to guide you through every step. Dive deeper into subtopics, find answers to FAQs, and access the latest studies and research on loans.

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Explore Loans Subtopics and Resources

Explore the world of loans, including personal, student, and mortgages. Understand application processes, interest rates, and repayment strategies to make informed decisions and manage debt effectively. Discover how each loan type can impact your financial journey.

Auto Loans

Explore auto loans: qualification requirements, financing options, interest rates, repayment strategies, and their impact on credit.

Personal Loans

Explore personal loans: how to qualify, compare options, understand rates, and assess their impact on your financial health and goals.

Home Loans

Explore home loans: mortgage applications, loan terms, repayment strategies, refinancing, interest rates, and their impact on credit.

Student Loans

Explore student loans: application, terms, repayment strategies, credit impact, and financial planning for education.

Studies

Explore key insights into loans with studies on types, application processes, rates, and repayment strategies. These resources enhance understanding of debt, credit, and lending, vital for informed financial decisions in the personal finance landscape.

74% of Expectant Parents Say They Can't Buy or Lease a New Car

By: Lynn Cadet 4/23/2026

While bad credit has long been a deterrent to long-term financial goals such as home ownership, for millions of people, it’s now blocking the purchase of... Read More »

The States Most and Least Likely to Consider a 50-Year Mortgage

By: Lynn Cadet 11/20/2025

As property prices soar and traditional mortgage loans become increasingly unattainable, a new mortgage proposal has emerged as a possible solution to the... Read More »

45% of Americans Would Consider a 50-Year Mortgage

By: Lynn Cadet 11/13/2025

In an attempt to make housing payments more affordable for Americans, the Trump administration has introduced a 50-year mortgage plan. Yet, the proposal... Read More »

Survey Unveils Americans Prefer Payday For Quick Cash

By: Jon McDonald 11/21/2024

A short-term loan may be the only viable option for many people who cannot access traditional sources of financing, such as installment loans and credit,... Read More »

Industry News

Stay updated on the latest in loans with industry news covering regulatory changes, market trends, and key company announcements. Understanding these developments is crucial for navigating the evolving financial landscape effectively.

High Student Loan Delinquencies are Impacting Credit Scores

High Student Loan Delinquencies are Impacting Credit Scores

Since payments restarted after a multiyear pause, student loan delinquencies have surged... Read More »

Eric Bank 3/27/2025

Rising Costs Drive Near- and Non-Prime Consumers to Used Cars

Rising Costs Drive Near- and Non-Prime Consumers to Used Cars

Everybody needs wheels — even this author, who was a fourth-grader at Holy Spirit School in... Read More »

Mike Senecal 3/7/2025

Including BNPL Loans in FICO Scores May Impact Subprime

Including BNPL Loans in FICO Scores May Impact Subprime

This past January, I reported the results of a Consumer Financial Protection Bureau (CFPB)... Read More »

Mike Senecal 2/25/2025

Fed Report Explains Rise in Nonbank Auto Lending

Fed Report Explains Rise in Nonbank Auto Lending

For better — and maybe for worse — auto lenders who remain open for business in times of crisis... Read More »

Mike Senecal 2/20/2025

Private Student Loans Can Help Community FIs Skew Younger

Private Student Loans Can Help Community FIs Skew Younger

You’re probably missing the boat if you’re not searching for fresh winds in mid-February 2025... Read More »

Mike Senecal 2/19/2025

Student Loan Changes May Marginalize Subprime Prospects

Student Loan Changes May Marginalize Subprime Prospects

Americans who use federal income tax vouchers to send their kids to private secondary schools... Read More »

Mike Senecal 2/18/2025