Loans

Explore various loans like personal, student, and mortgages. Learn about application processes, interest rates, and smart repayment strategies for financial success.

Explore the world of loans with our comprehensive collection of articles covering everything from personal loans and student loans to mortgages. Discover insights into application processes, interest rates, and effective repayment strategies. Whether you’re planning to finance a big purchase or manage existing debt, our resources aim to guide you through every step. Dive deeper into subtopics, find answers to FAQs, and access the latest studies and research on loans.

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Explore Loans Subtopics and Resources

Explore the world of loans, including personal, student, and mortgages. Understand application processes, interest rates, and repayment strategies to make informed decisions and manage debt effectively. Discover how each loan type can impact your financial journey.

Auto Loans

Explore auto loans: qualification requirements, financing options, interest rates, repayment strategies, and their impact on credit.

Personal Loans

Explore personal loans: how to qualify, compare options, understand rates, and assess their impact on your financial health and goals.

Home Loans

Explore home loans: mortgage applications, loan terms, repayment strategies, refinancing, interest rates, and their impact on credit.

Student Loans

Explore student loans: application, terms, repayment strategies, credit impact, and financial planning for education.

Studies

Explore key insights into loans with studies on types, application processes, rates, and repayment strategies. These resources enhance understanding of debt, credit, and lending, vital for informed financial decisions in the personal finance landscape.

Student Debt Linked to Higher-Paid University Presidents

By: Mike Randall • 6/10/2014

A new report published by the Institute for Policy Studies (IPS) finds student debt is rising faster at state universities with the highest-paid... Read More »

Need a Mortgage? Why It’s Still Hard to Qualify

By: Mike Randall • 5/12/2014

Tight credit markets since the Great Recession continue to dampen mortgage originations in Ohio and several other states. The study conducted by the Urban... Read More »

Study Says Credit Unions Expect Mortgage Growth to Slow

By: Mike Randall • 2/6/2014

In recent years, the rate of interest charged for home mortgages has been at historic lows. While this has led to a boom in home purchases, the party is... Read More »

Stricter Credit Restrictions Could Hurt Housing Recovery

By: David Andrew • 1/20/2014

During the U.S. housing bubble, lenders were giving out too many mortgages to unqualified borrowers, which eventually led to a market crash. To bring the... Read More »

Industry News

Stay updated on the latest in loans with industry news covering regulatory changes, market trends, and key company announcements. Understanding these developments is crucial for navigating the evolving financial landscape effectively.

Buying A Home? A New Credit Score Could Lower Your Rate

Buying A Home? A New Credit Score Could Lower Your Rate

The Federal Housing Finance Agency has expanded the availability of VantageScore 4.0 to all... Read More »

Lucy Lazarony • 9/30/2026

Auto Loan Approvals Rise as Seven-Year Loans Hit Record High

Auto Loan Approvals Rise as Seven-Year Loans Hit Record High

Auto loans are getting easier to secure. But for many buyers, getting into a car now means... Read More »

Lucy Lazarony • 9/29/2026

Credit Acceptance to Erase $634M in Debt for 55,000 Borrowers

Credit Acceptance to Erase $634M in Debt for 55,000 Borrowers

A bipartisan coalition of 40 state attorneys general and the District of Columbia has secured... Read More »

Lucy Lazarony • 9/28/2026

Mortgage Loans to Moderate-Score Borrowers Fell 73%

Mortgage Loans to Moderate-Score Borrowers Fell 73%

According to The Pew Charitable Trusts, tight mortgage lending standards are making it harder... Read More »

Lucy Lazarony • 9/28/2026

Why New Cars Cost $1,072 a Month to Own, According to AAA

Why New Cars Cost $1,072 a Month to Own, According to AAA

Owning and operating a new vehicle costs an average of $12,863 in 2026 — or $1,071.92 per month... Read More »

Lucy Lazarony • 9/15/2026

Student Loan Autopay Deadline Extended to Dec. 31 for 1% Rate Cut

Student Loan Autopay Deadline Extended to Dec. 31 for 1% Rate Cut

Editor’s note: This article was updated Sept. 29, 2026, after the Education Department extended... Read More »

Lucy Lazarony • 9/3/2026