Loans

Explore various loans like personal, student, and mortgages. Learn about application processes, interest rates, and smart repayment strategies for financial success.

Explore the world of loans with our comprehensive collection of articles covering everything from personal loans and student loans to mortgages. Discover insights into application processes, interest rates, and effective repayment strategies. Whether you’re planning to finance a big purchase or manage existing debt, our resources aim to guide you through every step. Dive deeper into subtopics, find answers to FAQs, and access the latest studies and research on loans.

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Explore Loans Subtopics and Resources

Explore the world of loans, including personal, student, and mortgages. Understand application processes, interest rates, and repayment strategies to make informed decisions and manage debt effectively. Discover how each loan type can impact your financial journey.

Auto Loans

Explore auto loans: qualification requirements, financing options, interest rates, repayment strategies, and their impact on credit.

Personal Loans

Explore personal loans: how to qualify, compare options, understand rates, and assess their impact on your financial health and goals.

Home Loans

Explore home loans: mortgage applications, loan terms, repayment strategies, refinancing, interest rates, and their impact on credit.

Student Loans

Explore student loans: application, terms, repayment strategies, credit impact, and financial planning for education.

Studies

Explore key insights into loans with studies on types, application processes, rates, and repayment strategies. These resources enhance understanding of debt, credit, and lending, vital for informed financial decisions in the personal finance landscape.

A Study of How Reverse Mortgages Work & Who’s Using Them

By: Brittney Mayer • 5/8/2018

As with the 8-track players and parachute pants popular during their heyday, the company pension is mostly history. As a result, many modern workers will... Read More »

6 Studies Analyzing Student Loan Debt and What It Really Means

By: Logan Ladnyk • 6/16/2015

Student loans are the hot topic of the financial world lately, and for good reason. The number of students borrowing and the amount they’re borrowing have... Read More »

Study: Seniors Carrying 6X More Education Debt Than 25 Years Ago

By: Mike Randall • 5/28/2015

With the cost of a four-year college education continuing to hit new highs, millennials aren’t the only ones struggling with rising levels of student loan... Read More »

How P2P Loans Could Disrupt Traditional Consumer Lending

By: BadCredit.org Staff • 2/10/2015

The Internet has a track record of cultivating uncanny new technologies that challenge markets, playing the role of democratized Davids to challenge the... Read More »

Industry News

Stay updated on the latest in loans with industry news covering regulatory changes, market trends, and key company announcements. Understanding these developments is crucial for navigating the evolving financial landscape effectively.

Buying A Home? A New Credit Score Could Lower Your Rate

Buying A Home? A New Credit Score Could Lower Your Rate

The Federal Housing Finance Agency has expanded the availability of VantageScore 4.0 to all... Read More »

Lucy Lazarony • 9/30/2026

Auto Loan Approvals Rise as Seven-Year Loans Hit Record High

Auto Loan Approvals Rise as Seven-Year Loans Hit Record High

Auto loans are getting easier to secure. But for many buyers, getting into a car now means... Read More »

Lucy Lazarony • 9/29/2026

Credit Acceptance to Erase $634M in Debt for 55,000 Borrowers

Credit Acceptance to Erase $634M in Debt for 55,000 Borrowers

A bipartisan coalition of 40 state attorneys general and the District of Columbia has secured... Read More »

Lucy Lazarony • 9/28/2026

Mortgage Loans to Moderate-Score Borrowers Fell 73%

Mortgage Loans to Moderate-Score Borrowers Fell 73%

According to The Pew Charitable Trusts, tight mortgage lending standards are making it harder... Read More »

Lucy Lazarony • 9/28/2026

Why New Cars Cost $1,072 a Month to Own, According to AAA

Why New Cars Cost $1,072 a Month to Own, According to AAA

Owning and operating a new vehicle costs an average of $12,863 in 2026 — or $1,071.92 per month... Read More »

Lucy Lazarony • 9/15/2026

Student Loan Autopay Deadline Extended to Dec. 31 for 1% Rate Cut

Student Loan Autopay Deadline Extended to Dec. 31 for 1% Rate Cut

Editor’s note: This article was updated Sept. 29, 2026, after the Education Department extended... Read More »

Lucy Lazarony • 9/3/2026