Loans

Explore various loans like personal, student, and mortgages. Learn about application processes, interest rates, and smart repayment strategies for financial success.

Explore the world of loans with our comprehensive collection of articles covering everything from personal loans and student loans to mortgages. Discover insights into application processes, interest rates, and effective repayment strategies. Whether you’re planning to finance a big purchase or manage existing debt, our resources aim to guide you through every step. Dive deeper into subtopics, find answers to FAQs, and access the latest studies and research on loans.

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Explore Loans Subtopics and Resources

Explore the world of loans, including personal, student, and mortgages. Understand application processes, interest rates, and repayment strategies to make informed decisions and manage debt effectively. Discover how each loan type can impact your financial journey.

Auto Loans

Explore auto loans: qualification requirements, financing options, interest rates, repayment strategies, and their impact on credit.

Personal Loans

Explore personal loans: how to qualify, compare options, understand rates, and assess their impact on your financial health and goals.

Home Loans

Explore home loans: mortgage applications, loan terms, repayment strategies, refinancing, interest rates, and their impact on credit.

Student Loans

Explore student loans: application, terms, repayment strategies, credit impact, and financial planning for education.

Studies

Explore key insights into loans with studies on types, application processes, rates, and repayment strategies. These resources enhance understanding of debt, credit, and lending, vital for informed financial decisions in the personal finance landscape.

A Study of How Reverse Mortgages Work & Who’s Using Them

By: Brittney Mayer 5/8/2018

As with the 8-track players and parachute pants popular during their heyday, the company pension is mostly history. As a result, many modern workers will... Read More »

6 Studies Analyzing Student Loan Debt and What It Really Means

By: Logan Ladnyk 6/16/2015

Student loans are the hot topic of the financial world lately, and for good reason. The number of students borrowing and the amount they’re borrowing have... Read More »

Study: Seniors Carrying 6X More Education Debt Than 25 Years Ago

By: Mike Randall 5/28/2015

With the cost of a four-year college education continuing to hit new highs, millennials aren’t the only ones struggling with rising levels of student loan... Read More »

How P2P Loans Could Disrupt Traditional Consumer Lending

By: BadCredit.org Staff 2/10/2015

The Internet has a track record of cultivating uncanny new technologies that challenge markets, playing the role of democratized Davids to challenge the... Read More »

Industry News

Stay updated on the latest in loans with industry news covering regulatory changes, market trends, and key company announcements. Understanding these developments is crucial for navigating the evolving financial landscape effectively.

Student Loan Trouble May Keep Young Adults Living at Home

Student Loan Trouble May Keep Young Adults Living at Home

Student loan debt was supposed to be an investment in a better future. But for millions of... Read More »

Andrew Allen 7/15/2026

New-Car Buyers Stretch Loans as Payments Hit Record Highs

New-Car Buyers Stretch Loans as Payments Hit Record Highs

Car buyers are stretching their budgets to the limit as they take on record-long loans and... Read More »

Lucy Lazarony 7/8/2026

AI Auto Loan Fraud Could Make It Harder to Get Approved

AI Auto Loan Fraud Could Make It Harder to Get Approved

New auto loans do not always show up on credit reports right away. And thieves count on that... Read More »

Lucy Lazarony 6/29/2026

Credit Union BNPL Could Give Members a Safer Way to Pay

Credit Union BNPL Could Give Members a Safer Way to Pay

Central Indiana-based Financial Center First Credit Union recently became the first credit... Read More »

Lucy Lazarony 6/12/2026

Experian Taps ChatGPT to Help Consumers Find Loans

Experian Taps ChatGPT to Help Consumers Find Loans

Experian is harnessing the power of artificial intelligence to help consumers find lending... Read More »

Andrew Allen 6/10/2026

No Down Payment, 660 Score: New Mortgage Expands Access

No Down Payment, 660 Score: New Mortgage Expands Access

A new mortgage pilot program offers a lifeline to homebuyers with little savings and not the... Read More »

Lucy Lazarony 6/5/2026