Lucy Lazarony

Senior Credit Writer
Lucy Lazarony

About the Author

Lucy Lazarony is a veteran financial journalist with nearly 30 years of experience covering credit, credit cards, and consumer finance. Widely recognized for her ability to demystify complex financial topics, Lucy has established herself as a trusted authority in the credit space.

She previously served for seven years as a staff writer at Bankrate.com, where she contributed in-depth reporting, trend analysis, and consumer-focused guidance on credit cards and lending products. Her work has since appeared in top-tier publications, including Investopedia, Next Avenue, the National Endowment for Financial Education (NEFE), and Credit.com, reinforcing her reputation as a leading voice in personal finance journalism.

Lucy holds a bachelor’s degree in journalism from the University of Florida, where she developed the investigative and reporting skills that continue to shape her career. Her excellence in storytelling has been recognized by the Florida Press Club, earning awards for Education Reporting (2016) and Arts News Reporting (2015).

Across her career, Lucy has helped millions of readers make informed financial decisions, offering clarity on credit scoring, responsible credit card use, debt management, and consumer rights. Her work remains a cornerstone resource for individuals seeking transparent, accurate, and actionable financial information.

Latest Posts

Worked On 146 Articles To Date

Blog

408 views

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Buying A Home? A New Credit Score Could Lower Your Rate

Buying A Home? A New Credit Score Could Lower Your Rate

The Federal Housing Finance Agency has expanded the availability of VantageScore 4.0 to all approved Fannie Mae and Freddie Mac lenders. These... read more »

By: Lucy Lazarony • 9/30/26

Blog

240 views

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Auto Loan Approvals Rise as Seven-Year Loans Hit Record High

Auto Loan Approvals Rise as Seven-Year Loans Hit Record High

Auto loans are getting easier to secure. But for many buyers, getting into a car now means taking on a longer loan or more debt. Auto credit... read more »

By: Lucy Lazarony • 9/29/26

Blog

340 views

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Credit Acceptance to Erase $634M in Debt for 55,000 Borrowers

Credit Acceptance to Erase $634M in Debt for 55,000 Borrowers

A bipartisan coalition of 40 state attorneys general and the District of Columbia has secured roughly $700 million in relief and payments from... read more »

By: Lucy Lazarony • 9/28/26

Blog

738 views

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Mortgage Loans to Moderate-Score Borrowers Fell 73%

Mortgage Loans to Moderate-Score Borrowers Fell 73%

According to The Pew Charitable Trusts, tight mortgage lending standards are making it harder for some borrowers with moderate credit scores —... read more »

By: Lucy Lazarony • 9/28/26

Blog

1,452 views

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TransUnion Settlement Claims Due Oct. 30: Who Qualifies

TransUnion Settlement Claims Due Oct. 30: Who Qualifies

Thousands of consumers could receive approximately $1,100 from an $8.31 million TransUnion settlement over bankruptcy remarks that appeared on... read more »

By: Lucy Lazarony • 9/22/26

Blog

3,492 views

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Kentucky Begins Erasing $250M in Medical Debt Automatically

Kentucky Targets $250M Medical Debt Relief Program

Kentucky’s Medical Debt Relief Program could erase at least $250 million in medical debt for an estimated 130,000 residents. On Sept. 15,... read more »

By: Lucy Lazarony • 9/21/26

Blog

4,784 views

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Paid an ATM Fee? You May Qualify for $167.5M Settlement

$167.5M ATM Fee Settlement Claims Open: Who Qualifies

That extra charge at a non-bank ATM could make you eligible for a share of a proposed $167.5 million settlement. The case is Burke v. Visa Inc.,... read more »

By: Lucy Lazarony • 9/16/26

Blog

4,979 views

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Why New Cars Cost $1,072 a Month to Own, According to AAA

Why New Cars Cost $1,072 a Month to Own, According to AAA

Owning and operating a new vehicle costs an average of $12,863 in 2026 — or $1,071.92 per month — according to AAA’s Your Driving Costs analysis.... read more »

By: Lucy Lazarony • 9/15/26

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