What is a Credit Limit and How is it Determined?
I remember when I was just a kid, Mama sat me down, looked me straight in the eye, and told me I could be anything I wanted — the sky’s the... read more »
By: Eric Bank • 12/4/24
(88 total)
Guide
704 views
9 min read
I remember when I was just a kid, Mama sat me down, looked me straight in the eye, and told me I could be anything I wanted — the sky’s the... read more »
By: Eric Bank • 12/4/24
Guide
4,060 views
7 min read
Your credit report is like a window into your financial history for all lenders to see. It’s only fair we have a law that turns the tables on... read more »
By: Mike Senecal • 11/21/24
Guide
8,176 views
9 min read
When I got my Chase Sapphire Preferred credit card, I was so excited. It was my first Tier 1 credit card, and getting approved for it felt like a... read more »
By: Jon McDonald • 11/6/24
Study
8,976 views
5 min read
The holiday season is synonymous with giving. People give gifts to loved ones, share sweets with friends, and donate their time or money to those... read more »
By: Jon McDonald • 11/4/24
Study
10,290 views
3 min read
Who doesn’t yearn for days on the playground with childhood friends? The only criteria for playing with others and forming bonds were proximity... read more »
By: Jon McDonald • 10/24/24
Study
18,173 views
3 min read
Many of us are guilty of tracking our online purchases a little too closely once we see that shipping notification. As the holidays near, more... read more »
By: Jon McDonald • 10/23/24
Guide
14,212 views
9 min read
There was a time when we held little power over our credit history or how our private information was accessed or distributed. We had few rights... read more »
By: Jon McDonald • 10/1/24
Guide
21,104 views
7 min read
You may find it hard to believe there was ever a time when banks routinely turned down women who applied for credit cards and loans — even when... read more »
By: Mike Senecal • 9/30/24
Study
26,304 views
7 min read
What are the things that keep you up at night? You know, those little stresses and anxieties that burrow into your thoughts like a splinter. For... read more »
By: Jon McDonald • 9/12/24
Guide
33,498 views
11 min read
A prepaid card works like a traditional debit card but doesn’t require a bank account. Instead, consumers load money onto the card before using... read more »
By: Eric Bank • 7/29/24
Study
63,460 views
5 min read
Air conditioning has become an essential feature in American homes, providing relief from the sweltering summer heat and contributing to comfort... read more »
By: Jon McDonald • 7/18/24
Guide
31,416 views
13 min read
For many, the Great American Dream still is home ownership. Owning your home can provide profound emotional benefits and a sense of security. It... read more »
By: Eric Bank • 7/11/24
Guide
45,600 views
13 min read
Credit counseling is a service that provides help from a professional to better manage your money and debts. Counselors can help you plan to pay... read more »
By: Eric Bank • 6/19/24
Study
45,008 views
3 min read
Finances can strain relationships. Whether deciding how much to spend on a major life purchase together or determining who should pay the tab on... read more »
By: Jon McDonald • 6/12/24
Study
68,336 views
3 min read
In a significant blow to the wedding industry, recent research conducted by BadCredit.org reveals that an estimated 580,862 couples will not be... read more »
By: Jon McDonald • 6/6/24
Guide
69,996 views
9 min read
The Consumer Credit Protection Act (CCPA) is a federal law in the United States enacted on May 29, 1968. It includes four titles that focus on... read more »
By: Eric Bank • 5/29/24
Study
100,000+ views
9 min read
There’s no shortage of financial advice on the web. It’s not an exaggeration that for every recommendation you read or watch online, you can find... read more »
By: Mike Senecal • 9/13/23
Blog
100,000+ views
5 min read
The Corps Network is a nonprofit organization that supports community-based conservation efforts in the United States. Its 150... read more »
By: Jordan Sprogis • 7/13/23
Blog
100,000+ views
5 min read
If you think minimalism is only about finding room for furniture and emptying junk drawers, think again. In the hands of Joshua... read more »
By: Mike Senecal • 5/31/23
Blog
100,000+ views
5 min read
When students at the University of Maryland realized campus food safety policies designed to protect them resulted in copious... read more »
By: Mike Senecal • 5/4/23
Blog
100,000+ views
5 min read
Since 1973, the Legal Action Center (LAC) has fought discrimination against and to restore opportunity for individuals with arrest... read more »
By: Mike Senecal • 5/1/23
Blog
100,000+ views
5 min read
Data consistently indicates what many seem to know intrinsically: Americans live under a tiered justice system. Those without the... read more »
By: Mike Senecal • 4/12/23
Guide
100,000+ views
5 min read
The credit card is the most common form of credit in the United States. There are over 1 billion cards in circulation today, representing several... read more »
By: John Ulzheimer • 12/1/22
Guide
100,000+ views
7 min read
The credit industry is full of terms that you may not use in your everyday life and will unlikely see anywhere outside of the credit industry.... read more »
By: John Ulzheimer • 10/19/22
Blog
100,000+ views
5 min read
Homeowners know that smart remodeling projects can add value to their home. But some projects increase home value more than... read more »
By: Jon McDonald • 9/23/22