10 Leading Consumer Economics Experts in 2024
It’s hard to plan for the future if you don’t know where you are today. That common-sense assertion is why consumer economics experts are... read more »
Mike Senecal draws on more than 20 years of educational and editorial experience to help BadCredit.org readers understand the complexities of the personal finance industry. Mike has worked in academic and trade publishing, including roles as managing editor and technical editor at the University of Florida and as contributor to finance industry publications, including Surety Bond Quarterly and Independent Agent, among others. Mike holds bachelor’s and master’s degrees from the University of South Carolina.
Guide
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13 min read
It’s hard to plan for the future if you don’t know where you are today. That common-sense assertion is why consumer economics experts are... read more »
By: Mike Senecal • 5/16/24
Blog
1,573 views
5 min read
There was a time when the male-dominated medical profession assumed “female disorders” were primarily psychological if doctors... read more »
By: Mike Senecal • 5/9/24
Blog
3,810 views
5 min read
Antebellum U.S. slavery subjugated people on many levels, including relegating them to the status of property. Alexandria,... read more »
By: Mike Senecal • 5/7/24
Study
4,275 views
9 min read
Student loans allow more individuals to realize their educational, occupational, and financial potential. But high student debt payments after... read more »
By: Mike Senecal • 5/3/24
Blog
5,166 views
5 min read
Living paycheck-to-paycheck means not having enough money to save or invest at the end of the month. A quick spiral into debt can... read more »
By: Mike Senecal • 5/1/24
Blog
8,034 views
5 min read
Earned wage access and cash advance loans appeal to workers who need financial flexibility to tide them over until their next... read more »
By: Mike Senecal • 4/17/24
Study
9,720 views
11 min read
An online lending network is like an Amazon for lenders. Lending networks connect consumers and businesses that need loans with lenders that... read more »
By: Mike Senecal • 4/17/24
Blog
11,396 views
5 min read
Employee stock ownership plans (ESOPs) are benefit plans that provide workers with retirement savings through their investments in... read more »
By: Mike Senecal • 4/16/24
Blog
9,758 views
5 min read
Interacting and transacting online isn’t an option for consumers but a near necessity. That makes people more vulnerable to... read more »
By: Mike Senecal • 4/9/24
Blog
10,212 views
5 min read
Some cities are travel-friendly because of their proximity to places where people really want to be. Berkeley, California, is like... read more »
By: Mike Senecal • 4/3/24
Blog
16,017 views
5 min read
Scenes of people living on the streets or in shelters create stereotypes around homelessness as an unsolvable problem. As daunting... read more »
By: Mike Senecal • 4/2/24
Study
18,424 views
9 min read
Unlike many developed countries, the United States asks higher education students to pay tuition. That naturally creates disparities between... read more »
By: Mike Senecal • 3/26/24
Study
15,029 views
7 min read
College is an opportunity and also an investment. With student loan payments having resumed in October 2023, students and consumers must... read more »
By: Mike Senecal • 3/26/24
Study
13,364 views
9 min read
Knowledge is valuable. Higher education is an investment intended to reap rewards. Data proves that investing in college is worth it. On average,... read more »
By: Mike Senecal • 3/26/24
Study
15,360 views
13 min read
You may not view credit as a consumer product, but that’s what it is. The interest rate is the price you pay for access to credit cards and... read more »
By: Mike Senecal • 3/14/24
Blog
24,228 views
5 min read
Despite patchy progress toward gender social equality since the 1960s, a yawning gender investing gap persists. Three female... read more »
By: Mike Senecal • 3/13/24
Blog
19,140 views
5 min read
In the post-pandemic economy, families are moving to locations that offer affordability, opportunity, an engaged population,... read more »
By: Mike Senecal • 3/8/24
Blog
31,110 views
5 min read
The truth the old-school debt collection industry doesn’t understand is that most people want to pay their debts. TrueAccord... read more »
By: Mike Senecal • 3/7/24
Blog
20,215 views
5 min read
The North Central Massachusetts communities that Workers Credit Union serves are known for their diligence and commitment. Those... read more »
By: Mike Senecal • 3/6/24
Blog
17,184 views
5 min read
Many consumers know the three major US credit bureaus: Experian, Equifax, and TransUnion. But they may not know that dozens of... read more »
By: Mike Senecal • 3/5/24
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