Personal Finance

Explore practical tips on budgeting, saving, and investing to effectively manage your finances and achieve lasting financial security.

Welcome to our Personal Finance hub, your go-to resource for mastering money management. Explore articles packed with practical advice on budgeting, saving, and investing, all designed to help you achieve financial security. Use the search box to find specific topics, browse subtopics for in-depth insights, and get answers to frequently asked questions. Stay informed with the latest studies and research to empower your financial journey.

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Explore Personal Finance Subtopics and Resources

Explore essential personal finance areas like budgeting, saving, and investing to boost your financial literacy. These topics provide practical insights and strategies for effectively managing your money and achieving long-term financial security.

Frugal Living

Explore smart saving tips, budget living strategies, and deal-finding advice to achieve financial independence through frugality.

Spending Habits

Explore personal spending patterns, mindful decisions, and expense reduction to align habits with financial goals effectively.

Money Management

Guidance on setting financial priorities, tracking finances, and making informed decisions for effective money management.

Studies

Explore research offering insights into personal finance essentials like budgeting, saving, and investing. These studies are key for understanding debt, credit scores, and more, empowering you to manage finances effectively and achieve financial security.

Money is the Main Cause of Stress in Relationships

By: David Andrew 1/30/2014

Managing a relationship isn’t always easy, and there are many challenges along the way. One of the biggest challenges couples face is finding a way to... Read More »

Fed Interest Cut Could Force Banks to Charge Depositors

By: Mike Randall 12/19/2013

With key U.S. interest rates still at historic lows of around .25 percent, banks are finding it tough to make any money these days. On top of that, the... Read More »

34% of Couples Will Lie About Their Holiday Spending

By: Mike Randall 12/9/2013

With the holiday season upon us, some couples are more likely than others to feel anxiety and fear around holiday spending. These feelings can lead to... Read More »

Half of Americans Plan to Spend More On Holiday Shopping

By: David Andrew 11/21/2013

Retailers just got some good news for the holiday season. Even though Americans are still worried about the economy, more than half of Americans still plan... Read More »

Industry News

Stay informed on the latest personal finance industry news—key for understanding market shifts, regulatory updates, and innovations. These developments impact how financial services operate, influencing the tools and resources available to manage your finances.

Community Bankers Want GENIUS Act Loophole Closed

Community Bankers Want GENIUS Act Loophole Closed

Community bank leaders want the U.S. Senate to close a regulatory loophole they say is being... Read More »

Lucy Lazarony 1/12/2026

Paycheck-to-Paycheck Shoppers Are Overspending

Paycheck-to-Paycheck Shoppers Are Overspending

American consumers were busy spending this fall and less engaged with saving. Personal... Read More »

Lucy Lazarony 12/16/2025

Budget-Savvy Gen Z Challenges Traditional Lending Models

Budget-Savvy Gen Z Challenges Traditional Lending Models

A recent Bank of America survey reveals that 72% of Gen Z adults aged 18–28 have taken steps to... Read More »

Eric Bank 8/4/2025

Debate Over Dodd-Frank Raises Stakes for Subprime Lending

Debate Over Dodd-Frank Raises Stakes for Subprime Lending

Congressional Republicans are laying the groundwork for a partial repeal of the Dodd-Frank Wall... Read More »

Eric Bank 7/23/2025

NFCC Survey Says Half of Americans are Financially Stressed

NFCC Survey Says Half of Americans are Financially Stressed

About half of U.S. adults say they are constantly treading water financially, and 53% say... Read More »

Eric Bank 5/5/2025

Fortune 100 List Includes Subprime Employers That Stand Out

Fortune 100 List Includes Subprime Employers That Stand Out

The FORTUNE 100 Best Companies to Work For ranking was recently released for 2025 and marks a... Read More »

Eric Bank 4/10/2025