Personal Finance

Explore practical tips on budgeting, saving, and investing to effectively manage your finances and achieve lasting financial security.

Welcome to our Personal Finance hub, your go-to resource for mastering money management. Explore articles packed with practical advice on budgeting, saving, and investing, all designed to help you achieve financial security. Use the search box to find specific topics, browse subtopics for in-depth insights, and get answers to frequently asked questions. Stay informed with the latest studies and research to empower your financial journey.

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Explore Personal Finance Subtopics and Resources

Explore essential personal finance areas like budgeting, saving, and investing to boost your financial literacy. These topics provide practical insights and strategies for effectively managing your money and achieving long-term financial security.

Frugal Living

Explore smart saving tips, budget living strategies, and deal-finding advice to achieve financial independence through frugality.

Spending Habits

Explore personal spending patterns, mindful decisions, and expense reduction to align habits with financial goals effectively.

Money Management

Guidance on setting financial priorities, tracking finances, and making informed decisions for effective money management.

Studies

Explore research offering insights into personal finance essentials like budgeting, saving, and investing. These studies are key for understanding debt, credit scores, and more, empowering you to manage finances effectively and achieve financial security.

Americans Overestimate Their Online Spending

By: Jon McDonald 5/7/2024

In today’s digital world, online shopping is a major part of American consumer culture. It’s hard to top the convenience and accessibility that online... Read More »

US Men are Twice as Likely as Women to Doom Spend

By: Jon McDonald 4/23/2024

Doom spending is the act of spending money without concern. Commonly referred to as retail therapy, it’s spending in pursuit of the dopamine and endorphins... Read More »

10 Best Frugal Living Experts for 2024

By: Andrew Allen 4/4/2024

Many people struggle to make ends meet. Though they work hard and try their best to live within their means, factors outside of their control can be... Read More »

How a Lower Fed Funds Rate Could Affect Americans' Finances

By: Jon McDonald 3/11/2024

BadCredit.org survey reveals that 39% of people surveyed are relieved the Fed is expected to lower rates, which may encourage credit card spending (22%)... Read More »

Industry News

Stay informed on the latest personal finance industry news—key for understanding market shifts, regulatory updates, and innovations. These developments impact how financial services operate, influencing the tools and resources available to manage your finances.

Community Bankers Want GENIUS Act Loophole Closed

Community Bankers Want GENIUS Act Loophole Closed

Community bank leaders want the U.S. Senate to close a regulatory loophole they say is being... Read More »

Lucy Lazarony 1/12/2026

Paycheck-to-Paycheck Shoppers Are Overspending

Paycheck-to-Paycheck Shoppers Are Overspending

American consumers were busy spending this fall and less engaged with saving. Personal... Read More »

Lucy Lazarony 12/16/2025

Budget-Savvy Gen Z Challenges Traditional Lending Models

Budget-Savvy Gen Z Challenges Traditional Lending Models

A recent Bank of America survey reveals that 72% of Gen Z adults aged 18–28 have taken steps to... Read More »

Eric Bank 8/4/2025

Debate Over Dodd-Frank Raises Stakes for Subprime Lending

Debate Over Dodd-Frank Raises Stakes for Subprime Lending

Congressional Republicans are laying the groundwork for a partial repeal of the Dodd-Frank Wall... Read More »

Eric Bank 7/23/2025

NFCC Survey Says Half of Americans are Financially Stressed

NFCC Survey Says Half of Americans are Financially Stressed

About half of U.S. adults say they are constantly treading water financially, and 53% say... Read More »

Eric Bank 5/5/2025

Fortune 100 List Includes Subprime Employers That Stand Out

Fortune 100 List Includes Subprime Employers That Stand Out

The FORTUNE 100 Best Companies to Work For ranking was recently released for 2025 and marks a... Read More »

Eric Bank 4/10/2025