Personal Finance

Explore practical tips on budgeting, saving, and investing to effectively manage your finances and achieve lasting financial security.

Welcome to our Personal Finance hub, your go-to resource for mastering money management. Explore articles packed with practical advice on budgeting, saving, and investing, all designed to help you achieve financial security. Use the search box to find specific topics, browse subtopics for in-depth insights, and get answers to frequently asked questions. Stay informed with the latest studies and research to empower your financial journey.

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Explore Personal Finance Subtopics and Resources

Explore essential personal finance areas like budgeting, saving, and investing to boost your financial literacy. These topics provide practical insights and strategies for effectively managing your money and achieving long-term financial security.

Frugal Living

Explore smart saving tips, budget living strategies, and deal-finding advice to achieve financial independence through frugality.

Spending Habits

Explore personal spending patterns, mindful decisions, and expense reduction to align habits with financial goals effectively.

Money Management

Guidance on setting financial priorities, tracking finances, and making informed decisions for effective money management.

Studies

Explore research offering insights into personal finance essentials like budgeting, saving, and investing. These studies are key for understanding debt, credit scores, and more, empowering you to manage finances effectively and achieve financial security.

15 Cities Where the American Dream is Still Attainable

By: Brittney Mayer 12/17/2018

We’ve all seen the click-worthy lists full of the “best places to live,” complete with the glossy photos of tree-lined streets, sandy beaches, and hip... Read More »

America’s 20 Most Overindulgent Metropolitan Areas

By: BadCredit.org Staff 3/17/2015

In a nutshell: Americans love to consume, but living a life of excess — especially with your finances — can lead to trouble. These 20 metropolitan areas... Read More »

The 20 Hardest-Working Cities in America

By: BadCredit.org Staff 3/5/2015

Over the past decade, there’s been quite a lot of talk about consumers’ stagnating wages — not only because the average American citizen’s income hasn’t... Read More »

60% of Americans Don’t Have a Personal Finance Budget

By: Mike Randall 9/8/2014

A study by the National Foundation for Credit Counseling finds when it comes to personal finance and money management skills, many Americans still fall... Read More »

Industry News

Stay informed on the latest personal finance industry news—key for understanding market shifts, regulatory updates, and innovations. These developments impact how financial services operate, influencing the tools and resources available to manage your finances.

Today’s $15K Used Car Has 40,000 More Miles Than in 2019

Today’s $15K Used Car Has 40,000 More Miles Than in 2019

A $15,000 used car doesn’t buy what it used to. Vehicles selling for $10,000 to $15,000 in 2026... Read More »

Lucy Lazarony 8/24/2026

Community Bankers Want GENIUS Act Loophole Closed

Community Bankers Want GENIUS Act Loophole Closed

Community bank leaders want the U.S. Senate to close a regulatory loophole they say is being... Read More »

Lucy Lazarony 1/12/2026

Paycheck-to-Paycheck Shoppers Are Overspending

Paycheck-to-Paycheck Shoppers Are Overspending

American consumers were busy spending this fall and less engaged with saving. Personal... Read More »

Lucy Lazarony 12/16/2025

Budget-Savvy Gen Z Challenges Traditional Lending Models

Budget-Savvy Gen Z Challenges Traditional Lending Models

A recent Bank of America survey reveals that 72% of Gen Z adults aged 18–28 have taken steps to... Read More »

Eric Bank 8/4/2025

Debate Over Dodd-Frank Raises Stakes for Subprime Lending

Debate Over Dodd-Frank Raises Stakes for Subprime Lending

Congressional Republicans are laying the groundwork for a partial repeal of the Dodd-Frank Wall... Read More »

Eric Bank 7/23/2025

NFCC Survey Says Half of Americans are Financially Stressed

NFCC Survey Says Half of Americans are Financially Stressed

About half of U.S. adults say they are constantly treading water financially, and 53% say... Read More »

Eric Bank 5/5/2025