Credit Cards

Explore credit card essentials: choose wisely, decode terms, maximize rewards, understand rates, and manage debt effectively for smarter financial decisions.

Welcome to our Credit Cards hub, where you’ll discover everything you need to know about optimizing credit card use. Whether you’re selecting the perfect card, deciphering terms and conditions, or maximizing rewards, our resources have you covered. Explore articles on interest rates and debt management, or dive into FAQs for quick answers. Stay informed with the latest studies and research to make smarter financial decisions with your credit cards.

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Explore Credit Cards Subtopics and Resources

Explore the essentials of credit cards, from selecting the best one for your needs to decoding terms and maximizing benefits. Discover insights on rewards, interest rates, and debt management to make informed financial decisions and optimize your credit usage.

Credit Card Debt

Learn strategies to manage, reduce, and pay off credit card debt while improving your credit score and maintaining financial health.

Secured Credit Cards

Explore secured credit cards: how they work, benefits, differences from unsecured cards, and strategies to build or rebuild credit effectively.

Credit Card Rewards

Explore credit card rewards, including points, cash back, travel perks, redemption tips, and strategies to maximize value and compare programs effectively.

Studies

Explore key research on credit cards, from selecting the right card to managing debt. These studies offer insights into rewards, interest rates, and credit scores, enhancing financial literacy and empowering informed decisions for American consumers.

Credit Card Debt Likely to Increase Among Young Americans

By: David Andrew 7/22/2013

Credit card debt is becoming an increasingly large problem for young Americans. According to a recent study out of Ohio State, the current generation of... Read More »

Study Suggests Students Should Have One Credit Card to Avoid Potential Debt

By: Steven Tumulski 7/11/2013

It seems like common knowledge we should avoid debt. Each generation goes through the process of accumulating debt, struggling to pay it off and then... Read More »

Industry News

Stay updated on the latest in credit card industry news, from regulatory shifts and market trends to major company announcements. Understanding these developments is key to grasping the evolving landscape of credit cards and their broader financial impact.

More Than 1 in 4 Americans Carry Debt After Buying Groceries

More Than 1 in 4 Americans Carry Debt After Buying Groceries

Americans aren’t just charging groceries. Many are carrying the debt — and some are missing... Read More »

Lucy Lazarony 7/14/2026

Gen X Optimism Masks Growing Credit Card Debt

Gen X Optimism Masks Growing Credit Card Debt

Consumers remain optimistic about their finances, but Gen X is showing some of the clearest... Read More »

Lucy Lazarony 7/9/2026

Why Lower-Income Americans Use Credit Cards to Build Credit

Why Lower-Income Americans Use Credit Cards to Build Credit

How much you make may determine how you use your credit cards. According to a study by Credit... Read More »

Lucy Lazarony 7/2/2026

Banks Rush Into Buy Now, Pay Later as Consumer Use Surges

Banks Rush Into Buy Now, Pay Later as Consumer Use Surges

Major banks are responding to the popularity of Buy Now, Pay Later shopping with credit cards... Read More »

Lucy Lazarony 6/25/2026

Cash Users May Be Paying for Premium Credit Card Rewards

Cash Users May Be Paying for Premium Credit Card Rewards

Focusing on the rewards consumers get from using premium credit cards is a simple way to gauge... Read More »

Lucy Lazarony 6/16/2026

Yendo Launches Unsecured Card for Non-Prime Borrowers

Yendo Launches Unsecured Card for Non-Prime Borrowers

A new unsecured card for consumers with non-prime credit scores has hit the market. Yendo, a... Read More »

Lucy Lazarony 6/11/2026