By: Adam West
Editor: Lillian Guevara-Castro
Let's take a look at the key facts and features of PersonalLoans.com:
| Loan Amount | Interest Rate | Loan Term | Loan Example |
|---|---|---|---|
| $250 to $35,000 | 5.99% - 35.99% | 3 to 72 Months | See representative example |
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As you can see, there's a lot to like about PersonalLoans.com, especially if you have a bad credit history. But as with any offer or service, be sure to read all the details on the official PersonalLoans.com website before committing.
If you’ve come to our site, chances are you’re looking for every opportunity to be a savvy consumer. If you’re in the market for a personal loan, that means knowing how to efficiently shop around for lending options.
But the world of lending is complicated, and finding the right loan for you can be a cumbersome, time-consuming process. Luckily, there are companies like PersonalLoans.com that simplify the process by matching customers with lenders that may work for them.
How does this process work, you might wonder? We’ll explore how PersonalLoans.com and companies like them play matchmaker for borrowers and lenders.
Have you ever filled out multiple loan applications just to be declined one by one? You’re not alone — many borrowers seeking loans won’t know whether their applications will be approved until the lender denies them.
Unfortunately for borrowers, it’s often difficult to find the funding they need, as the lenders strict and confidential underwriting criteria that might disqualify them for various reasons.
“Customers might have to apply at 10 different lender websites until they can find one who will fund their loan request,” said Jason Ramin, VP of Business Development for PersonalLoans.com’s marketing partner IT Media. “With PersonalLoans.com, however, you only have to apply once, and we will match you with the lender that is to fund your loan.”
Ramin said PersonalLoans.com also helps lenders stick to what they know best — lending (“They are not so good at finding the right customers for their products”). In this regard, the company works as the marketing arm for lenders across the nation.
Not sure if PersonalLoans.com is for you? Be sure to check out our review of similar offers below. These offers were selected and rated by our team of finance experts as the best available for those with bad credit. If you decide PersonalLoans.com isn't for you, one of the following could be a great alternative.
| Loan Amount | Interest Rate | Loan Term | Loan Example |
|---|---|---|---|
| Up to $5,000 | Varies | Varies | See representative example |
| Loan Amount | Interest Rate | Loan Term | Loan Example |
|---|---|---|---|
| $500 to $35,000 | 5.99% - 35.99% | 60 Days to 72 Months | See representative example |
| Loan Amount | Interest Rate | Loan Term | Loan Example |
|---|---|---|---|
| $2,000 to $35,000 | 9.95% - 35.99% | 12 to 60 Months | See representative example |
Information Warranty & Disclosure: Great efforts are made to maintain reliable data on all offers presented. However, users should check each provider’s official website for updated terms, details and conditions for each offer before applying or signing up. Our site maintains strict terms of service and may accept compensation for paid ads or sponsored placements in accordance with these terms. Users must be at least 18 years of age to be eligible for financial offers as per the terms presented on provider websites.
* FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
