MoneyMutual Review

Brittney Mayer

Money Mutual has been used by over 2 million consumers to find the right short-term loan lender. Users can get up to $5,000, with direct deposits made in as few as 24 hours. You'll need an income of at least $800 a month to qualify, but credit scores of all types are welcome to apply.

- Brittney Mayer, 5/30/2023

Written by: Brittney Mayer

Brittney Mayer
Brittney Mayer

Brittney is a credit strategist and debt expert with years of experience applying her in-depth knowledge of the credit and personal finance industries to write comprehensive, user-friendly guides on the products and strategies readers can use to make smart financial decisions throughout the credit-building process.

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Edited by: Adam West

Adam West
Adam West

Adam was written, edited, and managed content for news outlets and digital publications for nearly 20 years. Since specializing in finance in late 2016, his editorial focus has been on consumer financial literacy. Adam is most knowledgeable in the areas of credit scores, financial products and services, and the banking industry.

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Reviewed by: Ashley Dull

Ashley Dull
Ashley Dull

Ashley has managed content initiatives for BadCredit since 2015, having worked closely with the world’s largest banks and financial institutions, as well as press and news outlets, to publish comprehensive content. Her credit card commentary is featured on national media outlets, including CNBC, MarketWatch, Investopedia, Yahoo Finance, and Reader's Digest.

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Advertiser Disclosure

More About MoneyMutual

Money Mutual — Providing Fast, Simple Short-Term Loans to Over 2 Million Consumers
Expert's Take

Money Mutual — Providing Fast, Simple Short-Term Loans to Over 2 Million Consumers

By: Brittney Mayer

In life, there are some events that you can plan for, like getting married or buying a new home. At the same time, there are many more events that happen without much warning — such as a blown engine gasket or emergency medical situation. Ideally, we’d all have the savings to cover such unplanned surprises, but sometimes we simply need a little short-term help to cover an unexpected expense.

For over 2,000,000 consumers, that help has come from Money Mutual, an online lending marketplace connecting borrowers with lenders from around the country. Users can find loans for amounts up to $5,000 and receive funds in as few as 24 hours.

“MoneyMutual’s online marketplace was created to help consumers get access to cash fast!” According to Money Mutual’s website. “While many loan options can be time-consuming, MoneyMutual was founded to provide consumers a marketplace where they can find short-term lenders quickly & easily!”

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Bottom Line on MoneyMutual

Our experts rate MoneyMutual a 4.8/5.0 in the personal loans category, which makes it one of the top options available in personal loans. Think you’re ready to give MoneyMutual a try? Here are some facts and figures to know first:

  • Short-term loans up to $5,000
  • Online marketplace of lenders
  • Funds available in as few as 24 hours
  • Simple online form takes less than 5 minutes
  • Trusted by more than 2 million customers
  • See official site, terms, and details.

Be sure to visit the MoneyMutual website to learn more details about the offer. Whether you choose MoneyMutual or another option, you’ll want to know all terms and conditions before signing up.

About the Reviewer

Brittney Mayer

Brittney Mayer is a credit strategist and debt expert who uses her extensive research background to write comprehensive consumer guides aimed at helping readers make educated financial decisions on the path to building better credit. Leveraging her vast knowledge of the financial industry, Brittney’s work can be found on a variety of websites, including the National Foundation for Credit Counseling, US News & World Report, NBC News,,, Lexington Law,, and, among others.

Information Warranty & Disclosure: Great efforts are made to maintain reliable data on all offers presented. However, users should check each provider’s official website for updated terms, details and conditions for each offer before applying or signing up. Our site maintains strict terms of service and may accept compensation for paid ads or sponsored placements in accordance with these terms. Users must be at least 18 years of age to be eligible for financial offers as per the terms presented on provider websites.

* FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.