MoneyMutual Review

Brittney Mayer

By: Brittney Mayer

Brittney Mayer
Brittney Mayer

Brittney is a credit strategist and debt expert with years of experience applying her in-depth knowledge of the credit and personal finance industries to write comprehensive, user-friendly guides on the products and strategies readers can use to make smart financial decisions throughout the credit-building process.

See full bio »

Editor: Adam West

Adam West
Adam West

Adam was written, edited, and managed content for news outlets and digital publications for nearly 20 years. Since specializing in finance in late 2016, his editorial focus has been on consumer financial literacy. Adam is most knowledgeable in the areas of credit scores, financial products and services, and the banking industry.

See full bio »

Reviewer: Ashley Fricker

Ashley Fricker
Ashley Fricker

Ashley has managed content initiatives for BadCredit since 2015, having worked closely with the world’s largest banks and financial institutions, as well as press and news outlets, to publish comprehensive content. Her credit card commentary is featured on national media outlets, including CNBC, MarketWatch, Investopedia, Yahoo Finance, and Reader's Digest.

See full bio »

Money Mutual has been used by over 2 million consumers to find the right short-term loan lender. Users can get up to $5,000, with direct deposits made in as few as 24 hours. You'll need an income of at least $800 a month to qualify, but credit scores of all types are welcome to apply.

Let's take a look at the key facts and features of MoneyMutual:

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more info, see our ad disclosure and review policy.

Advertiser Disclosure

BadCredit.org is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free for users, we receive advertising compensation from the financial products listed on this page. Along with key review factors, this compensation may impact how and where products appear on the page (including, for example, the order in which they appear). BadCredit.org does not include listings for all financial products.

Our Editorial Review Policy

Our site is committed to publishing independent, accurate content guided by strict editorial guidelines. Before articles and reviews are published on our site, they undergo a thorough review process performed by a team of independent editors and subject-matter experts to ensure the content’s accuracy, timeliness, and impartiality. Our editorial team is separate and independent of our site’s advertisers, and the opinions they express on our site are their own. To read more about our team members and their editorial backgrounds, please visit our site’s About page.

As you can see, there's a lot to like about MoneyMutual, especially if you have a bad credit history. But as with any offer or service, be sure to read all the details on the official MoneyMutual website before committing.

Money Mutual — Providing Fast, Simple Short-Term Loans to Over 2 Million Consumers

Money Mutual — Providing Fast, Simple Short-Term Loans to Over 2 Million Consumers

In life, there are some events that you can plan for, like getting married or buying a new home. At the same time, there are many more events that happen without much warning — such as a blown engine gasket or emergency medical situation. Ideally, we’d all have the savings to cover such unplanned surprises, but sometimes we simply need a little short-term help to cover an unexpected expense.

For over 2,000,000 consumers, that help has come from Money Mutual, an online lending marketplace connecting borrowers with lenders from around the country. Users can find loans for amounts up to $5,000 and receive funds in as few as 24 hours.

“MoneyMutual’s online marketplace was created to help consumers get access to cash fast!” According to Money Mutual’s website. “While many loan options can be time-consuming, MoneyMutual was founded to provide consumers a marketplace where they can find short-term lenders quickly & easily!”

Other Personal Loans Ratings

Not sure if MoneyMutual is for you? Be sure to check out our review of similar offers below. These offers were selected and rated by our team of finance experts as the best available for those with bad credit. If you decide MoneyMutual isn't for you, one of the following could be a great alternative.

  • Personal loans of $2,000 to $35,000
  • Compare rates in 2 minutes without affecting your credit
  • Best for low origination fees for bad credit
  • 550 minimum credit score required
  • Powered by Credible
  • See official site, terms, and details.
Our Rating
★★★★★

4.7

Loan Amount Interest Rate Loan Term Loan Example
$2,000 to $35,000 9.95% - 35.99% 12 to 60 Months

See representative example

  • Personal loans starting at $1,000
  • Find loans you prequalify for, complete your application, and close your loan
  • Loans for 300+ FICO Scores
  • Checking rates doesn't impact your credit score
  • Powered by Credible
  • See official site, terms, and details.
Our Rating
★★★★★

4.7

Loan Amount Interest Rate Loan Term Loan Example
$1,000 to $50,000 6.40% - 35.99% 3 or 5 Years

See representative example

See All Personal Loans »

About the Author

Brittney Mayer

Brittney Mayer is a credit strategist and debt expert who uses her extensive research background to write comprehensive consumer guides aimed at helping readers make educated financial decisions on the path to building better credit. Leveraging her vast knowledge of the financial industry, Brittney’s work can be found on a variety of websites, including the National Foundation for Credit Counseling, US News & World Report, NBC News,
TheSimpleDollar.com, CreditRepair.com, Lexington Law, CardRates.com, and CreditCards.com, among others.

Information Warranty & Disclosure: Great efforts are made to maintain reliable data on all offers presented. However, users should check each provider’s official website for updated terms, details and conditions for each offer before applying or signing up. Our site maintains strict terms of service and may accept compensation for paid ads or sponsored placements in accordance with these terms. Users must be at least 18 years of age to be eligible for financial offers as per the terms presented on provider websites.

* FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.